The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABRDN PRECIOUS METALS BASKET PHYSCL PRECS MET 003263100   3,208,403 35,176 SH   SOLE Pacific Capital Wealth Advisors 0 0 35,176
AIRBNB INC COM CL A 009066101   728,860 5,859 SH   SOLE Pacific Capital Wealth Advisors 0 0 5,859
AMAZON COM INC COM 023135106   494,154 4,784 SH   SOLE Pacific Capital Wealth Advisors 0 0 4,784
AMERICAN EXPRESS CO COM 025816109   206,682 1,253 SH   SOLE Pacific Capital Wealth Advisors 0 0 1,253
AMERICAN WTR WKS CO INC NEW COM 030420103   480,634 3,281 SH   SOLE Pacific Capital Wealth Advisors 0 0 3,281
APPLE INC COM 037833100   5,576,679 33,819 SH   SOLE Pacific Capital Wealth Advisors 0 0 33,819
BITNILE METAVERSE INC COM NEW 27888N307   12,818 109,366 SH   SOLE Pacific Capital Wealth Advisors 0 0 109,366
BROADCOM INC COM 11135F101   212,991 332 SH   SOLE Pacific Capital Wealth Advisors 0 0 332
CHEVRON CORP NEW COM 166764100   2,120,917 12,999 SH   SOLE Pacific Capital Wealth Advisors 0 0 12,999
CHUBB LIMITED COM H1467J104   274,571 1,414 SH   SOLE Pacific Capital Wealth Advisors 0 0 1,414
COSTCO WHSL CORP NEW COM 22160K105   862,069 1,735 SH   SOLE Pacific Capital Wealth Advisors 0 0 1,735
EXXON MOBIL CORP COM 30231G102   231,273 2,109 SH   SOLE Pacific Capital Wealth Advisors 0 0 2,109
FIDELITY COMWLTH TR NASDAQ COMPSIT 315912808   2,875,418 59,967 SH   SOLE Pacific Capital Wealth Advisors 0 0 59,967
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309   277,819 6,141 SH   SOLE Pacific Capital Wealth Advisors 0 0 6,141
HONEYWELL INTL INC COM 438516106   270,855 1,417 SH   SOLE Pacific Capital Wealth Advisors 0 0 1,417
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784   373,803 19,489 SH   SOLE Pacific Capital Wealth Advisors 0 0 19,489
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511   1,803,818 157,127 SH   SOLE Pacific Capital Wealth Advisors 0 0 157,127
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   12,229,741 84,565 SH   SOLE Pacific Capital Wealth Advisors 0 0 84,565
INVESCO QQQ TR UNIT SER 1 46090E103   12,474,976 38,871 SH   SOLE Pacific Capital Wealth Advisors 0 0 38,871
ISHARES GOLD TR ISHARES NEW 464285204   5,267,825 140,964 SH   SOLE Pacific Capital Wealth Advisors 0 0 140,964
ISHARES TR CORE US AGGBD ET 464287226   4,611,677 46,283 SH   SOLE Pacific Capital Wealth Advisors 0 0 46,283
ISHARES TR TIPS BD ETF 464287176   209,382 1,899 SH   SOLE Pacific Capital Wealth Advisors 0 0 1,899
ISHARES TR MSCI EAFE ETF 464287465   215,490 3,013 SH   SOLE Pacific Capital Wealth Advisors 0 0 3,013
ISHARES TR RUS 1000 ETF 464287622   4,832,084 21,454 SH   SOLE Pacific Capital Wealth Advisors 0 0 21,454
ISHARES TR RUS 1000 GRW ETF 464287614   2,357,455 9,649 SH   SOLE Pacific Capital Wealth Advisors 0 0 9,649
ISHARES TR RUSSELL 2000 ETF 464287655   7,518,649 42,145 SH   SOLE Pacific Capital Wealth Advisors 0 0 42,145
ISHARES TR ISHARES BIOTECH 464287556   9,187,926 71,136 SH   SOLE Pacific Capital Wealth Advisors 0 0 71,136
ISHARES TR GRWT ALLOCAT ETF 464289867   1,060,373 21,195 SH   SOLE Pacific Capital Wealth Advisors 0 0 21,195
ISHARES TR SHRT NAT MUN ETF 464288158   360,075 3,440 SH   SOLE Pacific Capital Wealth Advisors 0 0 3,440
ISHARES TR EAFE SML CP ETF 464288273   4,737,412 79,607 SH   SOLE Pacific Capital Wealth Advisors 0 0 79,607
ISHARES TR JPMORGAN USD EMG 464288281   459,268 5,323 SH   SOLE Pacific Capital Wealth Advisors 0 0 5,323
ISHARES TR PFD AND INCM SEC 464288687   291,688 9,343 SH   SOLE Pacific Capital Wealth Advisors 0 0 9,343
ISHARES TR CORE S&P TTL STK 464287150   666,991 7,366 SH   SOLE Pacific Capital Wealth Advisors 0 0 7,366
ISHARES TR ISHS 1-5YR INVS 464288646   676,225 13,380 SH   SOLE Pacific Capital Wealth Advisors 0 0 13,380
ISHARES TR 0-5 YR TIPS ETF 46429B747   11,209,552 112,965 SH   SOLE Pacific Capital Wealth Advisors 0 0 112,965
ISHARES TR CORE HIGH DV ETF 46429B663   323,075 3,178 SH   SOLE Pacific Capital Wealth Advisors 0 0 3,178
ISHARES TR CORE MSCI EAFE 46432F842   32,517,484 486,425 SH   SOLE Pacific Capital Wealth Advisors 0 0 486,425
ISHARES TR CALIF MUN BD ETF 464288356   2,872,163 50,020 SH   SOLE Pacific Capital Wealth Advisors 0 0 50,020
MATCH GROUP INC NEW COM 57667L107   3,301,732 86,005 SH   SOLE Pacific Capital Wealth Advisors 0 0 86,005
MCDONALDS CORP COM 580135101   215,859 772 SH   SOLE Pacific Capital Wealth Advisors 0 0 772
META PLATFORMS INC CL A 30303M102   227,200 1,072 SH   SOLE Pacific Capital Wealth Advisors 0 0 1,072
MICROSOFT CORP COM 594918104   1,502,328 5,211 SH   SOLE Pacific Capital Wealth Advisors 0 0 5,211
MPLX LP COM UNIT REP LTD 55336V100   202,290 5,872 SH   SOLE Pacific Capital Wealth Advisors 0 0 5,872
NIKE INC CL B 654106103   228,356 1,862 SH   SOLE Pacific Capital Wealth Advisors 0 0 1,862
PIMCO ETF TR 1-5 US TIP IDX 72201R205   377,186 7,390 SH   SOLE Pacific Capital Wealth Advisors 0 0 7,390
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   616,657 6,213 SH   SOLE Pacific Capital Wealth Advisors 0 0 6,213
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   2,581,502 53,950 SH   SOLE Pacific Capital Wealth Advisors 0 0 53,950
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   5,072,411 145,759 SH   SOLE Pacific Capital Wealth Advisors 0 0 145,759
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   6,641,212 137,300 SH   SOLE Pacific Capital Wealth Advisors 0 0 137,300
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   722,210 17,224 SH   SOLE Pacific Capital Wealth Advisors 0 0 17,224
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   979,331 14,933 SH   SOLE Pacific Capital Wealth Advisors 0 0 14,933
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   1,038,382 30,803 SH   SOLE Pacific Capital Wealth Advisors 0 0 30,803
SCHWAB STRATEGIC TR US REIT ETF 808524847   3,326,232 170,576 SH   SOLE Pacific Capital Wealth Advisors 0 0 170,576
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   628,903 12,890 SH   SOLE Pacific Capital Wealth Advisors 0 0 12,890
SCHWAB STRATEGIC TR US TIPS ETF 808524870   14,228,692 265,411 SH   SOLE Pacific Capital Wealth Advisors 0 0 265,411
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   4,249,069 58,079 SH   SOLE Pacific Capital Wealth Advisors 0 0 58,079
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   12,524,583 167,643 SH   SOLE Pacific Capital Wealth Advisors 0 0 167,643
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   1,380,131 20,389 SH   SOLE Pacific Capital Wealth Advisors 0 0 20,389
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749   469,183 11,399 SH   SOLE Pacific Capital Wealth Advisors 0 0 11,399
SPDR S&P 500 ETF TR TR UNIT 78462F103   75,316,750 183,973 SH   SOLE Pacific Capital Wealth Advisors 0 0 183,973
SPDR SER TR BBG CONV SEC ETF 78464A359   227,439 3,391 SH   SOLE Pacific Capital Wealth Advisors 0 0 3,391
SPDR SER TR BLOOMBERG HIGH Y 78468R622   286,628 3,088 SH   SOLE Pacific Capital Wealth Advisors 0 0 3,088
SPDR SER TR NUVEEN BLOOMBERG 78464A284   274,272 10,953 SH   SOLE Pacific Capital Wealth Advisors 0 0 10,953
SUNRUN INC COM 86771W105   913,581 45,339 SH   SOLE Pacific Capital Wealth Advisors 0 0 45,339
TAKE-TWO INTERACTIVE SOFTWAR COM 874054109   291,450 2,443 SH   SOLE Pacific Capital Wealth Advisors 0 0 2,443
TESLA INC COM 88160R101   602,323 2,903 SH   SOLE Pacific Capital Wealth Advisors 0 0 2,903
UNITEDHEALTH GROUP INC COM 91324P102   214,083 453 SH   SOLE Pacific Capital Wealth Advisors 0 0 453
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201   1,216,445 26,177 SH   SOLE Pacific Capital Wealth Advisors 0 0 26,177
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   1,197,733 15,659 SH   SOLE Pacific Capital Wealth Advisors 0 0 15,659
VANGUARD BD INDEX FDS INTERMED TERM 921937819   12,781,891 166,561 SH   SOLE Pacific Capital Wealth Advisors 0 0 166,561
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   24,614,071 333,388 SH   SOLE Pacific Capital Wealth Advisors 0 0 333,388
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   5,523,323 112,905 SH   SOLE Pacific Capital Wealth Advisors 0 0 112,905
VANGUARD INDEX FDS TOTAL STK MKT 922908769   19,926,548 97,631 SH   SOLE Pacific Capital Wealth Advisors 0 0 97,631
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   18,603,229 224,027 SH   SOLE Pacific Capital Wealth Advisors 0 0 224,027
VANGUARD INDEX FDS GROWTH ETF 922908736   307,560 1,233 SH   SOLE Pacific Capital Wealth Advisors 0 0 1,233
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   989,674 24,394 SH   SOLE Pacific Capital Wealth Advisors 0 0 24,394
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   4,508,479 94,280 SH   SOLE Pacific Capital Wealth Advisors 0 0 94,280
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,501,117 29,631 SH   SOLE Pacific Capital Wealth Advisors 0 0 29,631
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,638,920 21,500 SH   SOLE Pacific Capital Wealth Advisors 0 0 21,500
VANGUARD STAR FDS VG TL INTL STK F 921909768   209,246 3,790 SH   SOLE Pacific Capital Wealth Advisors 0 0 3,790
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   18,547,517 175,806 SH   SOLE Pacific Capital Wealth Advisors 0 0 175,806
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   1,484,652 6,226 SH   SOLE Pacific Capital Wealth Advisors 0 0 6,226
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   286,023 1,478 SH   SOLE Pacific Capital Wealth Advisors 0 0 1,478
VISA INC COM CL A 92826C839   634,219 2,813 SH   SOLE Pacific Capital Wealth Advisors 0 0 2,813
WALMART INC COM 931142103   238,279 1,616 SH   SOLE Pacific Capital Wealth Advisors 0 0 1,616
WEC ENERGY GROUP INC COM 92939U106   236,027 2,490 SH   SOLE Pacific Capital Wealth Advisors 0 0 2,490
WISDOMTREE TR YIELD ENHANCD US 97717X511   1,399,874 32,041 SH   SOLE Pacific Capital Wealth Advisors 0 0 32,041