The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AIRBNB INC COM CL A 009066101 622 5,919 SH   SOLE Pacific Capital Wealth Advisors 0 0 5,919
ALPHABET INC CAP STK CL A 02079K305 323 3,377 SH   SOLE Pacific Capital Wealth Advisors 0 0 3,377
ALPHABET INC CAP STK CL C 02079K107 212 2,201 SH   SOLE Pacific Capital Wealth Advisors 0 0 2,201
AMAZON COM INC COM 023135106 747 6,610 SH   SOLE Pacific Capital Wealth Advisors 0 0 6,610
AMERICAN EXPRESS CO COM 025816109 229 1,698 SH   SOLE Pacific Capital Wealth Advisors 0 0 1,698
AMERICAN WTR WKS CO INC NEW COM 030420103 441 3,388 SH   SOLE Pacific Capital Wealth Advisors 0 0 3,388
AMERISOURCEBERGEN CORP COM 03073E105 209 1,545 SH   SOLE Pacific Capital Wealth Advisors 0 0 1,545
APPLE INC COM 037833100 4,036 29,200 SH   SOLE Pacific Capital Wealth Advisors 0 0 29,200
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 391 1,465 SH   SOLE Pacific Capital Wealth Advisors 0 0 1,465
CHEVRON CORP NEW COM 166764100 1,780 12,392 SH   SOLE Pacific Capital Wealth Advisors 0 0 12,392
CHUBB LIMITED COM H1467J104 257 1,414 SH   SOLE Pacific Capital Wealth Advisors 0 0 1,414
COSTCO WHSL CORP NEW COM 22160K105 963 2,040 SH   SOLE Pacific Capital Wealth Advisors 0 0 2,040
CVS HEALTH CORP COM 126650100 216 2,264 SH   SOLE Pacific Capital Wealth Advisors 0 0 2,264
ECOARK HLDGS INC COM NEW 27888N307 142 109,366 SH   SOLE Pacific Capital Wealth Advisors 0 0 109,366
ENBRIDGE INC COM 29250N105 303 8,176 SH   SOLE Pacific Capital Wealth Advisors 0 0 8,176
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309 2,556 58,002 SH   SOLE Pacific Capital Wealth Advisors 0 0 58,002
FLEXSHARES TR DISCP DUR MBS 33939L779 251 12,400 SH   SOLE Pacific Capital Wealth Advisors 0 0 12,400
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 461 4,616 SH   SOLE Pacific Capital Wealth Advisors 0 0 4,616
HONEYWELL INTL INC COM 438516106 265 1,587 SH   SOLE Pacific Capital Wealth Advisors 0 0 1,587
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784 330 19,491 SH   SOLE Pacific Capital Wealth Advisors 0 0 19,491
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 2,216 186,534 SH   SOLE Pacific Capital Wealth Advisors 0 0 186,534
INVESCO QQQ TR UNIT SER 1 46090E103 11,492 43,001 SH   SOLE Pacific Capital Wealth Advisors 0 0 43,001
ISHARES GOLD TR ISHARES NEW 464285204 4,317 136,913 SH   SOLE Pacific Capital Wealth Advisors 0 0 136,913
ISHARES TR 0-5 YR TIPS ETF 46429B747 9,677 100,683 SH   SOLE Pacific Capital Wealth Advisors 0 0 100,683
ISHARES TR CALIF MUN BD ETF 464288356 3,798 70,055 SH   SOLE Pacific Capital Wealth Advisors 0 0 70,055
ISHARES TR CORE MSCI EAFE 46432F842 26,246 498,304 SH   SOLE Pacific Capital Wealth Advisors 0 0 498,304
ISHARES TR CORE S&P TTL STK 464287150 610 7,666 SH   SOLE Pacific Capital Wealth Advisors 0 0 7,666
ISHARES TR CORE US AGGBD ET 464287226 4,728 49,071 SH   SOLE Pacific Capital Wealth Advisors 0 0 49,071
ISHARES TR EAFE SML CP ETF 464288273 4,358 89,343 SH   SOLE Pacific Capital Wealth Advisors 0 0 89,343
ISHARES TR GRWT ALLOCAT ETF 464289867 1,014 22,641 SH   SOLE Pacific Capital Wealth Advisors 0 0 22,641
ISHARES TR ISHARES BIOTECH 464287556 7,701 65,844 SH   SOLE Pacific Capital Wealth Advisors 0 0 65,844
ISHARES TR JPMORGAN USD EMG 464288281 637 8,023 SH   SOLE Pacific Capital Wealth Advisors 0 0 8,023
ISHARES TR NATIONAL MUN ETF 464288414 2,648 25,817 SH   SOLE Pacific Capital Wealth Advisors 0 0 25,817
ISHARES TR PFD AND INCM SEC 464288687 345 10,895 SH   SOLE Pacific Capital Wealth Advisors 0 0 10,895
ISHARES TR RUS 1000 GRW ETF 464287614 2,135 10,145 SH   SOLE Pacific Capital Wealth Advisors 0 0 10,145
ISHARES TR RUSSELL 2000 ETF 464287655 8,399 50,928 SH   SOLE Pacific Capital Wealth Advisors 0 0 50,928
ISHARES TR SHRT NAT MUN ETF 464288158 375 3,655 SH   SOLE Pacific Capital Wealth Advisors 0 0 3,655
MASTERCARD INCORPORATED CL A 57636Q104 311 1,093 SH   SOLE Pacific Capital Wealth Advisors 0 0 1,093
MATCH GROUP INC NEW COM 57667L107 3,223 67,489 SH   SOLE Pacific Capital Wealth Advisors 0 0 67,489
MICROSOFT CORP COM 594918104 1,582 6,791 SH   SOLE Pacific Capital Wealth Advisors 0 0 6,791
PIMCO ETF TR 1-5 US TIP IDX 72201R205 1,847 37,390 SH   SOLE Pacific Capital Wealth Advisors 0 0 37,390
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 2,000 20,228 SH   SOLE Pacific Capital Wealth Advisors 0 0 20,228
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 3,702 131,598 SH   SOLE Pacific Capital Wealth Advisors 0 0 131,598
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 864 31,135 SH   SOLE Pacific Capital Wealth Advisors 0 0 31,135
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 1,077 22,321 SH   SOLE Pacific Capital Wealth Advisors 0 0 22,321
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 4,149 98,812 SH   SOLE Pacific Capital Wealth Advisors 0 0 98,812
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 3,906 58,801 SH   SOLE Pacific Capital Wealth Advisors 0 0 58,801
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 961 16,431 SH   SOLE Pacific Capital Wealth Advisors 0 0 16,431
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 7,756 183,152 SH   SOLE Pacific Capital Wealth Advisors 0 0 183,152
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,021 27,003 SH   SOLE Pacific Capital Wealth Advisors 0 0 27,003
SCHWAB STRATEGIC TR US TIPS ETF 808524870 15,569 300,555 SH   SOLE Pacific Capital Wealth Advisors 0 0 300,555
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 11,874 177,937 SH   SOLE Pacific Capital Wealth Advisors 0 0 177,937
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 1,440 21,980 SH   SOLE Pacific Capital Wealth Advisors 0 0 21,980
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 441 11,399 SH   SOLE Pacific Capital Wealth Advisors 0 0 11,399
SPDR S&P 500 ETF TR TR UNIT 78462F103 72,506 202,997 SH   SOLE Pacific Capital Wealth Advisors 0 0 202,997
SPDR SER TR BBG CONV SEC ETF 78464A359 214 3,376 SH   SOLE Pacific Capital Wealth Advisors 0 0 3,376
SPDR SER TR BLOOMBERG HIGH Y 78468R622 2,606 29,667 SH   SOLE Pacific Capital Wealth Advisors 0 0 29,667
SPDR SER TR NUVEEN BLOOMBERG 78464A284 579 12,086 SH   SOLE Pacific Capital Wealth Advisors 0 0 12,086
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 204 4,985 SH   SOLE Pacific Capital Wealth Advisors 0 0 4,985
SUNRUN INC COM 86771W105 1,223 44,334 SH   SOLE Pacific Capital Wealth Advisors 0 0 44,334
TESLA INC COM 88160R101 489 1,842 SH   SOLE Pacific Capital Wealth Advisors 0 0 1,842
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 1,481 29,654 SH   SOLE Pacific Capital Wealth Advisors 0 0 29,654
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201 1,319 30,305 SH   SOLE Pacific Capital Wealth Advisors 0 0 30,305
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 2,475 33,081 SH   SOLE Pacific Capital Wealth Advisors 0 0 33,081
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 26,500 371,519 SH   SOLE Pacific Capital Wealth Advisors 0 0 371,519
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 6,050 126,762 SH   SOLE Pacific Capital Wealth Advisors 0 0 126,762
VANGUARD INDEX FDS GROWTH ETF 922908736 332 1,552 SH   SOLE Pacific Capital Wealth Advisors 0 0 1,552
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 19,515 243,419 SH   SOLE Pacific Capital Wealth Advisors 0 0 243,419
VANGUARD INDEX FDS TOTAL STK MKT 922908769 21,341 118,911 SH   SOLE Pacific Capital Wealth Advisors 0 0 118,911
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 1,520 39,821 SH   SOLE Pacific Capital Wealth Advisors 0 0 39,821
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 6,303 131,021 SH   SOLE Pacific Capital Wealth Advisors 0 0 131,021
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 2,214 46,001 SH   SOLE Pacific Capital Wealth Advisors 0 0 46,001
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,800 24,232 SH   SOLE Pacific Capital Wealth Advisors 0 0 24,232
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 17,318 182,528 SH   SOLE Pacific Capital Wealth Advisors 0 0 182,528
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 8,127 109,173 SH   SOLE Pacific Capital Wealth Advisors 0 0 109,173
VISA INC COM CL A 92826C839 803 4,521 SH   SOLE Pacific Capital Wealth Advisors 0 0 4,521
WALMART INC COM 931142103 210 1,616 SH   SOLE Pacific Capital Wealth Advisors 0 0 1,616
WEC ENERGY GROUP INC COM 92939U106 226 2,531 SH   SOLE Pacific Capital Wealth Advisors 0 0 2,531
WISDOMTREE TR INTRST RATE HDGE 97717W380 1,286 28,212 SH   SOLE Pacific Capital Wealth Advisors 0 0 28,212
WISDOMTREE TR YIELD ENHANCD US 97717X511 1,719 40,711 SH   SOLE Pacific Capital Wealth Advisors 0 0 40,711
WISDOMTREE TR YIELD ENHANCED 97717Y808 1,697 36,698 SH   SOLE Pacific Capital Wealth Advisors 0 0 36,698