The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR S&P 500 ETF UIE 78462F103 11,261 33,626 SH   SOLE   33,626 0 0
ISHARES CORE MSCI EAFE ETF UIE 46432F842 10,663 176,895 SH   SOLE   176,895 0 0
SCHWAB US LARGE CAP ETF IV UIE 808524201 10,124 125,556 SH   SOLE   125,556 0 0
VANGUARD TOTAL INTERNATLBND ETF IV UIE 92203J407 10,021 172,220 SH   SOLE   172,220 0 0
PIMCO ENHANCED SHRT MATURTY ACTV ETF UIE 72201R833 8,088 79,328 SH   SOLE   79,328 0 0
INVESCO QQQ TRUST UIE 46090E103 7,135 25,680 SH   SOLE   25,680 0 0
INVESCO EMERGING MARKETSSOVEREIGN DEBT ETF UIE 46138E784 5,855 215,885 SH   SOLE   215,885 0 0
ISHARES CORE MSCI EMERGING ETF UIE 46434G103 5,759 109,069 SH   SOLE   109,069 0 0
ISHARES MSCI EAFE SMALL CAP ETF UIE 464288273 5,348 90,660 SH   SOLE   90,660 0 0
VANGUARD REAL ESTATE ETF IV UIE 922908553 5,010 63,445 SH   SOLE   63,445 0 0
ISHARES CORE US AGGREGATE BOND ETF UIE 464287226 4,882 41,349 SH   SOLE   41,349 0 0
ISHARES RUSSELL 2000 ETF UIE 464287655 4,870 32,509 SH   SOLE   32,509 0 0
ISHARES CALIFORNIA MUNI BOND ETF UIE 464288356 4,497 72,076 SH   SOLE   72,076 0 0
VANGUARD HIGH DIVIDEND YIELD ETF UIE 921946406 4,482 55,385 SH   SOLE   55,385 0 0
SCHWAB INTERNATIONAL EQUITY E ETF IV UIE 808524805 4,391 139,831 SH   SOLE   139,831 0 0
SCHWAB EMERGING MARKETS EQUITY ETF UIE 808524706 3,439 128,523 SH   SOLE   128,523 0 0
ISHARES RUSSELL 2000 VALUE ETF UIE 464287630 3,229 32,509 SH   SOLE   32,509 0 0
INVESCO PREFERRED ETF UIE 46138E511 3,199 217,142 SH   SOLE   217,142 0 0
VANECK VECTORS HIGH YIELD MUNI ETF UIE 92189H409 3,123 52,224 SH   SOLE   52,224 0 0
VANGUARD MUNI BND TAX EXEMPT ETF UIE 922907746 2,927 53,771 SH   SOLE   53,771 0 0
SPDR BLOOMBERG BARCLAYS HIGH YIELD BOND ETF UIE 78468R622 2,708 25,972 SH   SOLE   25,972 0 0
WISDOMTREE YIELD ENHNC US AGGRE ETF UIE 97717X511 2,700 50,171 SH   SOLE   50,171 0 0
FIRST TRUST SENIOR LOAN ETF UIE 33738D309 2,641 57,404 SH   SOLE   57,404 0 0
WISDOMTREE YLD ENHN U S SHRT TRM ETF UIE 97717Y808 2,613 50,694 SH   SOLE   50,694 0 0
VANGUARD GLBAL EX US REAL EST ETF IV UIE 922042676 2,409 49,563 SH   SOLE   49,563 0 0
ISHARES RUSSELL 1000 GROWTH ETF UIE 464287614 2,337 10,776 SH   SOLE   10,776 0 0
PIMCO 1-5 YEAR US TIPS INDEX ETF IV UIE 72201R205 2,015 37,390 SH   SOLE   37,390 0 0
CAMBRIA TAIL RISK ETF UIE 132061862 1,991 92,183 SH   SOLE   92,183 0 0
VANECK VECTORS INTERMEDIATE MUNI ETF UIE 92189H201 1,672 32,608 SH   SOLE   32,608 0 0
SCHWAB INTERNATNAL SMALLCAP EQY ETF UIE 808524888 1,589 48,849 SH   SOLE   48,849 0 0
INVESCO S&P SMALLCAP 600REV ETF UIE 46138G664 1,503 25,231 SH   SOLE   25,231 0 0
JPMORGAN ULTRA SHRT MUNCIPL INCM ETF UIE 46641Q654 1,373 26,922 SH   SOLE   26,922 0 0
APPLE INC COM 037833100 1,370 11,827 SH   SOLE   11,827 0 0
SCHWAB SHORT TERM US TREASURY ETF IV UIE 808524862 1,274 24,742 SH   SOLE   24,742 0 0
MICROSOFT CORP COM 594918104 1,109 5,273 SH   SOLE   5,273 0 0
ISHARES JP MORGAN USD EMERGING MARKE UIE 464288281 943 8,508 SH   SOLE   8,508 0 0
ISHARES CORE GROWTH ALLOCATION ETF UIE 464289867 914 18,869 SH   SOLE   18,869 0 0
CHEVRON CORP COM 166764100 890 12,356 SH   SOLE   12,356 0 0
SCHWAB US DIVIDEND EQUITY ETF UIE 808524797 866 15,658 SH   SOLE   15,658 0 0
SCHWAB US LARGE CAP VALUE ETF UIE 808524409 819 15,686 SH   SOLE   15,686 0 0
COSTCO WHOLESALE CO COM 22160K105 720 2,027 SH   SOLE   2,027 0 0
GOLDMAN SACHS ACCES TREAS 0 1 YR ETF UIE 381430529 695 6,925 SH   SOLE   6,925 0 0
ISHARES CORE S&P TOTAL US STOCK MARK UIE 464287150 691 9,147 SH   SOLE   9,147 0 0
DBX XTRCKR LW BTA HG YLDBND ETF UIE 233051267 690 13,869 SH   SOLE   13,869 0 0
VISA INC CLASS A COM 92826C839 675 3,377 SH   SOLE   3,377 0 0
WISDOMTREE 90 60 U S BALANCED ETF UIE 97717Y790 655 19,692 SH   SOLE   19,692 0 0
SPDR BLOOMBERG BARCLAYS CONVERTIBLE UIE 78464A359 585 8,494 SH   SOLE   8,494 0 0
AMERICAN WATER WORKS COM 030420103 519 3,583 SH   SOLE   3,583 0 0
SPDR NUVEEN BLMBRG BRCLYS HG ETF UIE 78464A284 481 8,457 SH   SOLE   8,457 0 0
SPDR DOW JONE GLOBAL REAL ESTATE ETF UIE 78463X749 465 11,760 SH   SOLE   11,760 0 0
PROSHARES SHORT S&P500 UIE 74347B425 438 21,566 SH   SOLE   21,566 0 0
ISHARES PREFERRED INCOMESEC ETF UIE 464288687 436 11,973 SH   SOLE   11,973 0 0
ISHARS SHRT TERM NTNL MUN BND ETF IV UIE 464288158 414 3,830 SH   SOLE   3,830 0 0
ISHARES 20 YEAR TREASURY BOND ETF UIE 464287432 373 2,284 SH   SOLE   2,284 0 0
SCHWAB US SMALL CAP ETF UIE 808524607 350 5,117 SH   SOLE   5,117 0 0
ECOARK HOLDINGS INC COM 27888N109 312 148,500 SH   SOLE   148,500 0 0
HONEYWELL INTL INC COM 438516106 280 1,699 SH   SOLE   1,699 0 0
NIKE INC CLASS B COM 654106103 257 2,045 SH   SOLE   2,045 0 0
VANGUARD SHORT TERM COR BD ETF IV UIE 92206C409 243 2,928 SH   SOLE   2,928 0 0
W E C ENERGY GROUP INC COM 92939U106 242 2,502 SH   SOLE   2,502 0 0
WALMART INC COM 931142103 214 1,528 SH   SOLE   1,528 0 0
VIVINT SOLAR INC COM 92854Q106 212 5,000 SH   SOLE   5,000 0 0
ISHARES MSCI EMERGING MARKETS ETF UIE 464287234 209 4,749 SH   SOLE   4,749 0 0
ISHARES MSCI EAFE ETF UIE 464287465 200 3,148 SH   SOLE   3,148 0 0
CHUBB LTD F FGO H1467J104 187 1,613 SH   SOLE   1,613 0 0
AMAZON.COM INC COM 023135106 170 54 SH   SOLE   54 0 0
UNITED PARCEL SRVC CLASS B COM 911312106 168 1,007 SH   SOLE   1,007 0 0
SAP SE FSPONSORED ADR ADR 803054204 155 996 SH   SOLE   996 0 0
MASTERCARD INC CLASS A COM 57636Q104 151 447 SH   SOLE   447 0 0
ISHARES IBOXX HIGH YIELDBOND ETF UIE 464288513 150 1,792 SH   SOLE   1,792 0 0
KIMBERLY-CLARK CORP COM 494368103 144 976 SH   SOLE   976 0 0
MCDONALDS CORP COM 580135101 144 655 SH   SOLE   655 0 0
AMERICAN EXPRESS CO COM 025816109 142 1,417 SH   SOLE   1,417 0 0
SPDR BLACKSTONE GSO SENIOR LOAN ETF UIE 78467V608 125 2,795 SH   SOLE   2,795 0 0
INTUIT INC COM 461202103 125 382 SH   SOLE   382 0 0
SHOPIFY INC FCLASS A FGC 82509L107 124 121 SH   SOLE   121 0 0
ABBOTT LABORATORIES COM 002824100 118 1,087 SH   SOLE   1,087 0 0
RAYTHEON TECHNOLOGIES CO COM 75513E101 115 1,990 SH   SOLE   1,990 0 0
CVS HEALTH CORP COM 126650100 111 1,908 SH   SOLE   1,908 0 0
ISHARES CORE S&P 500 ETF UIE 464287200 109 325 SH   SOLE   325 0 0
FEDERAL NATL MTG ASSN GT COM 313586109 106 52,499 SH   SOLE   52,499 0 0
IBM CORP COM 459200101 104 851 SH   SOLE   851 0 0
FEDERAL HOME LN MTG CORP COM 313400301 100 52,499 SH   SOLE   52,499 0 0
PUBLIC STORAGE REIT RET 74460D109 94 424 SH   SOLE   424 0 0
BOEING CO COM 097023105 93 560 SH   SOLE   560 0 0
ALPHABET INC. CLASS A COM 02079K305 92 63 SH   SOLE   63 0 0
PIMCO ACTIVE BOND ETF UIE 72201R775 91 809 SH   SOLE   809 0 0
CHIPOTLE MEXICAN GRL COM 169656105 87 70 SH   SOLE   70 0 0
BANK OF AMERICA CORP COM 060505104 87 3,595 SH   SOLE   3,595 0 0
VANGUARD FTSE DEVELOPED MATS ETF IV UIE 921943858 81 1,970 SH   SOLE   1,970 0 0
ISHARES CORE 1 5 YEAR USD BOND ETF UIE 46432F859 79 1,532 SH   SOLE   1,532 0 0
ISHARES CORE MODERATE ALLOCATIN ETF UIE 464289875 76 1,850 SH   SOLE   1,850 0 0
VANGUARD FTSE EMERGING MARK ETF IV UIE 922042858 65 1,496 SH   SOLE   1,496 0 0
ENBRIDGE INC F FGC 29250N105 63 2,148 SH   SOLE   2,148 0 0
TESLA INC COM 88160R101 63 146 SH   SOLE   146 0 0
EXXON MOBIL CORP COM 30231G102 61 1,788 SH   SOLE   1,788 0 0
NESTLE S A FSPONSORED ADR ADR 641069406 59 493 SH   SOLE   493 0 0
ALPHABET INC. CLASS C COM 02079K107 59 40 SH   SOLE   40 0 0
INVESCO S&P 500 EQUAL WEIGHT ETF UIE 46137V357 58 539 SH   SOLE   539 0 0
SPDR PORT MSCI GLBL STCKMRKT ETF UIE 78463X475 54 1,256 SH   SOLE   1,256 0 0
ISHARES US HOME CONSTRUCT ETF UIE 464288752 54 950 SH   SOLE   950 0 0
GENERAL MILLS INC COM 370334104 53 854 SH   SOLE   854 0 0
RENAISSANCERE HLDGS F FGO G7496G103 52 305 SH   SOLE   305 0 0
ISHARES GOLD ETF UIE 464285105 52 2,863 SH   SOLE   2,863 0 0
BAIDU COM INC FSPONSORED ADR ADR 056752108 51 406 SH   SOLE   406 0 0
PROLOGIS INC. REIT RET 74340W103 50 500 SH   SOLE   500 0 0
JOHNSON & JOHNSON COM 478160104 47 315 SH   SOLE   315 0 0
VANECK VECTORS OIL SERVICES ETF UIE 92189H607 46 473 SH   SOLE   473 0 0
SOUTHERN CO COM 842587107 44 815 SH   SOLE   815 0 0
TARGET CORP COM 87612E106 43 275 SH   SOLE   275 0 0
THERMO FISHER SCNTFC COM 883556102 43 97 SH   SOLE   97 0 0
NVIDIA CORP COM 67066G104 42 77 SH   SOLE   77 0 0
VERIZON COMMUNICATN COM 92343V104 38 639 SH   SOLE   639 0 0
LOCKHEED MARTIN CORP COM 539830109 38 99 SH   SOLE   99 0 0
AUTO DATA PROCESSING COM 053015103 37 268 SH   SOLE   268 0 0
PROSHARES ULTRA BLOOMBERG CRUDE OIL UIE 74347Y888 37 1,302 SH   SOLE   1,302 0 0
VANGUARD GROWTH ETF UIE 922908736 37 161 SH   SOLE   161 0 0
HOME DEPOT INC COM 437076102 36 131 SH   SOLE   131 0 0
SPDR SSGA GLOBAL ALLOCATION ETF UIE 78467V400 36 930 SH   SOLE   930 0 0
ARROWHEAD PHARMA INC COM 04280A100 34 800 SH   SOLE   800 0 0
CARDINAL HEALTH INC COM 14149Y108 34 729 SH   SOLE   729 0 0
VANGUARD SMALL CAP ETF IV UIE 922908751 32 210 SH   SOLE   210 0 0
VENTAS INC REIT RET 92276F100 32 765 SH   SOLE   765 0 0
VANGUARD VALUE ETF UIE 922908744 31 300 SH   SOLE   300 0 0
PAYCHEX INC COM 704326107 30 372 SH   SOLE   372 0 0
LENNAR CORP CLASS A COM 526057104 29 354 SH   SOLE   354 0 0
DISCOVER FINL S COM 254709108 29 500 SH   SOLE   500 0 0
INVESCO DYNAMIC LEISURE AND ENTERTAINMENT ETF UIE 46137V720 28 875 SH   SOLE   875 0 0
XCEL ENERGY INC MINN COM 98389B100 28 407 SH   SOLE   407 0 0
DUKE ENERGY CORP COM 26441C204 28 317 SH   SOLE   317 0 0
PROCTER & GAMBLE COM 742718109 28 200 SH   SOLE   200 0 0
BERKSHIRE HATHAWAY CLASS B COM 084670702 27 125 SH   SOLE   125 0 0
CHARTER COMMUNICATN CLASS A COM 16119P108 26 42 SH   SOLE   42 0 0
JPMORGAN ULTRA SHORT INCOME ETF UIE 46641Q837 26 513 SH   SOLE   513 0 0
ALIBABA GROUP HOLDING FSPONSORED ADR ADR 01609W102 25 84 SH   SOLE   84 0 0
UNILEVER PLC FSPONSORED ADR ADR 904767704 25 400 SH   SOLE   400 0 0
P G & E CORP COM 69331C108 25 2,610 SH   SOLE   2,610 0 0
OTIS WORLDWIDE CORP COM 68902V107 24 389 SH   SOLE   389 0 0
CARRIER GLOBAL CORP COM 14448C104 24 778 SH   SOLE   778 0 0
F5 NETWORKS INC COM 315616102 23 191 SH   SOLE   191 0 0
ALTRIA GROUP INC COM 02209S103 23 597 SH   SOLE   597 0 0
MOTOROLA SOLUTIONS COM 620076307 22 143 SH   SOLE   143 0 0
GLOBAL X US PREFERRED ETF UIE 37954Y657 22 892 SH   SOLE   892 0 0
EXELON CORP COM 30161N101 22 617 SH   SOLE   617 0 0
WALT DISNEY CO COM 254687106 21 172 SH   SOLE   172 0 0
THE COCA-COLA CO COM 191216100 20 406 SH   SOLE   406 0 0
LYFT INC CLASS A COM 55087P104 19 694 SH   SOLE   694 0 0
M G I C INVESTMENT COM 552848103 19 2,142 SH   SOLE   2,142 0 0
VANGUARD MID CAP ETF IV UIE 922908629 19 106 SH   SOLE   106 0 0
WALGREENS BOOTS ALLI COM 931427108 18 500 SH   SOLE   500 0 0
REALTY INCM CORP REIT RET 756109104 17 288 SH   SOLE   288 0 0
FS KKR CAPITAL CORP COM 302635206 16 1,028 SH   SOLE   1,028 0 0
GLOBAL X LITHIUM BATTERYTECH ETF UIE 37954Y855 16 405 SH   SOLE   405 0 0
KNIGHT SWIFT TRANSPORTATCLASS A COM 499049104 16 394 SH   SOLE   394 0 0
VANGUARD MID CAP VALUE ETF IV UIE 922908512 16 158 SH   SOLE   158 0 0
SCHWAB US BROAD MARKET ETF UIE 808524102 16 197 SH   SOLE   197 0 0
COLGATE-PALMOLIVE CO COM 194162103 15 200 SH   SOLE   200 0 0
ISHARES CORE S&P MID-CAPETF UIE 464287507 14 78 SH   SOLE   78 0 0
PPG INDUSTRIES INC COM 693506107 14 114 SH   SOLE   114 0 0
ISHARES CORE S&P SMALL-CAP ETF UIE 464287804 13 187 SH   SOLE   187 0 0
DANAHER CORP COM 235851102 13 60 SH   SOLE   60 0 0
GLOBAL X RBTCS ARTFCL INTLGNC ETF IV UIE 37954Y715 13 460 SH   SOLE   460 0 0
FORD MOTOR CO COM 345370860 13 1,883 SH   SOLE   1,883 0 0
DELTA AIR LINES INC DEL COM 247361702 12 405 SH   SOLE   405 0 0
VANGUARD TOTAL STOCK MARKET ETF UIE 922908769 12 72 SH   SOLE   72 0 0
SOUTHWEST AIRLINES COM 844741108 12 321 SH   SOLE   321 0 0
ISHARES RUSSELL 2000 GROWTH ETF UIE 464287648 12 54 SH   SOLE   54 0 0
SHERWIN WILLIAMS CO COM 824348106 12 17 SH   SOLE   17 0 0
ACTIVISION BLIZZARD COM 00507V109 11 142 SH   SOLE   142 0 0
INVESCO S&P 500 HIGH DIVIDEND LOW VOLATILITY UIE 46138E362 11 327 SH   SOLE   327 0 0
ALIGN TECHNOLOGY INC COM 016255101 10 32 SH   SOLE   32 0 0
MOMO INC FSPONSORED ADR ADR 60879B107 10 711 SH   SOLE   711 0 0
AMERICAN AIRLS GROUP COM 02376R102 10 775 SH   SOLE   775 0 0
ISHARES RUSSELL 1000 VALUE ETF UIE 464287598 9 80 SH   SOLE   80 0 0
ARCELOR MITTAL NY FUNSPONSORED ADR ADR 03938L203 9 712 SH   SOLE   712 0 0
WISDOMTREE INTRST RT HDGAGRG ETF IV UIE 97717W380 9 200 SH   SOLE   200 0 0
YETI HOLDINGS INCORPORAT COM 98585X104 8 187 SH   SOLE   187 0 0
A T & T INC COM 00206R102 8 288 SH   SOLE   288 0 0
VANGUARD S&P 500 ETF UIE 922908363 8 25 SH   SOLE   25 0 0
UNION PACIFIC CORP COM 907818108 8 39 SH   SOLE   39 0 0
AMGEN INC. COM 031162100 6 24 SH   SOLE   24 0 0
SYSCO CORP COM 871829107 6 96 SH   SOLE   96 0 0
DUPONT DE NEMOURS INC COM 26614N102 6 100 SH   SOLE   100 0 0
VANGUARD ENERGY ETF UIE 92204A306 5 135 SH   SOLE   135 0 0
FACEBOOK INC CLASS A COM 30303M102 5 20 SH   SOLE   20 0 0
ISHARES FLOATING RATE BOND ETF UIE 46429B655 5 100 SH   SOLE   100 0 0
ISHARES MSCI ACWI ETF UIE 464288257 5 63 SH   SOLE   63 0 0
EDISON INTERNTNL COM 281020107 5 95 SH   SOLE   95 0 0
DOW INC COM 260557103 5 100 SH   SOLE   100 0 0
SOS LIMITED FUNSPONSORED ADR ADR 83587W106 5 2,492 SH   SOLE   2,492 0 0
BROOKFIELD D 7.625 PFDPFD SER A PRE 112714209 4 300 SH   SOLE   300 0 0
NTNL GENERAL H 7.5 PFDPFD SER A PRE 636220709 4 150 SH   SOLE   150 0 0
CITIGROUP INC COM 172967424 4 82 SH   SOLE   82 0 0
VGRD FTSE ALL WRLD EX USSML ETF IV UIE 922042718 3 33 SH   SOLE   33 0 0
SELECT STR FINANCIAL SELECT SPDR ETF UIE 81369Y605 3 139 SH   SOLE   139 0 0
RESIDEO TECHNOLOGIES INC COM 76118Y104 3 277 SH   SOLE   277 0 0
CORTEVA INC COM 22052L104 3 100 SH   SOLE   100 0 0
LUMEN TECHNOLOGIES INC COM 156700106 3 250 SH   SOLE   250 0 0
MONMOUTH REA 6.125 PFDPFD SER C PRE 609720404 2 100 SH   SOLE   100 0 0
SUMMIT HOTEL 6.45 PFDPFD SER D PRE 866082506 2 100 SH   SOLE   100 0 0
CARNIVAL CORP F FGO 143658300 2 140 SH   SOLE   140 0 0
ANNALY CAPITAL MGMT REIT RET 035710409 2 284 SH   SOLE   284 0 0
HONG KONG & CHINA GAS FSPONSORED ADR ADR 438550303 2 1,283 SH   SOLE   1,283 0 0
SPDR NUVEEN BLOOMBERG BARCLAYS SHORT TERM UIE 78468R739 1 30 SH   SOLE   30 0 0
ISHARES CORE MSCI TOTL INTL STCK ETF UIE 46432F834 1 20 SH   SOLE   20 0 0
VANGUARD TOTAL WORLD STOCK ETF UIE 922042742 1 12 SH   SOLE   12 0 0
BP PLC FSPONSORED ADR ADR 055622104 1 50 SH   SOLE   50 0 0
ISHARES CORE US GROWTH ETF UIE 464287671 1 8 SH   SOLE   8 0 0
REDFIN CORP 00500 COM 75737F108 0 10 SH   SOLE   10 0 0
GLOBAL X CONSCIOUS COMPANIES ETF UIE 37954Y731 0 20 SH   SOLE   20 0 0
LENNAR CORP CLASS B COM 526057302 0 7 SH   SOLE   7 0 0
GOPRO INC CLASS A COM 38268T103 0 84 SH   SOLE   84 0 0
NUTANIX INC CLASS A COM 67059N108 0 8 SH   SOLE   8 0 0
LUKS GROUP VIETNAM ORDF UFO G5700D106 0 200 SH   SOLE   200 0 0
FRONTIER COMM CO COM 35906A306 0 4 SH   SOLE   4 0 0
GRAPEFRUIT USA INC COM 388598104 0 9 SH   SOLE   9 0 0
REGEN BIOPHARMA INC COM 75886M102 0 296 SH   SOLE   296 0 0