The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 261 90 SH   SOLE   0 0 90
AMAZON COM INC COM 023135106 290 87 SH   SOLE   0 0 87
AMERICAN CENTY ETF TR US SML CP VALU 025072877 13,298 166,763 SH   SOLE   0 0 166,763
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 216 3,415 SH   SOLE   0 0 3,415
APPLE INC COM 037833100 2,931 16,508 SH   SOLE   0 0 16,508
BARCLAYS BANK PLC DJUBS CMDT ETN36 06738C778 3,109 108,335 SH   SOLE   0 0 108,335
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 814 2,723 SH   SOLE   0 0 2,723
BK OF AMERICA CORP COM 060505104 590 13,253 SH   SOLE   0 0 13,253
CBDMD INC COM 12482W101 28 26,000 SH   SOLE   0 0 26,000
CERUS CORP COM 157085101 102 15,000 SH   SOLE   0 0 15,000
COCA COLA CO COM 191216100 2,651 44,775 SH   SOLE   0 0 44,775
COMCAST CORP NEW CL A 20030N101 363 7,206 SH   SOLE   0 0 7,206
D R HORTON INC COM 23331A109 233 2,150 SH   SOLE   0 0 2,150
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 1,808 34,969 SH   SOLE   0 0 34,969
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 2,639 91,087 SH   SOLE   0 0 91,087
DISNEY WALT CO COM 254687106 206 1,333 SH   SOLE   0 0 1,333
DLH HLDGS CORP COM 23335Q100 503 24,292 SH   SOLE   0 0 24,292
FIRST TR EXCH TRD ALPHDX FD EMERG MKT ALPH 33737J182 1,392 53,355 SH   SOLE   0 0 53,355
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408 1,618 27,058 SH   SOLE   0 0 27,058
GENERAL DYNAMICS CORP COM 369550108 225 1,081 SH   SOLE   0 0 1,081
HOME DEPOT INC COM 437076102 927 2,233 SH   SOLE   0 0 2,233
INTUIT COM 461202103 202 314 SH   SOLE   0 0 314
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 4,960 224,424 SH   SOLE   0 0 224,424
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 280 1,631 SH   SOLE   0 0 1,631
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 6,389 39,254 SH   SOLE   0 0 39,254
INVESCO QQQ TR UNIT SER 1 46090E103 6,985 17,556 SH   SOLE   0 0 17,556
IQVIA HLDGS INC COM 46266C105 440 1,560 SH   SOLE   0 0 1,560
ISHARES INC CORE MSCI EMKT 46434G103 21,167 353,601 SH   SOLE   0 0 353,601
ISHARES TR CORE MSCI EAFE 46432F842 10,101 135,328 SH   SOLE   0 0 135,328
ISHARES TR AGGRES ALLOC ETF 464289859 205 2,820 SH   SOLE   0 0 2,820
ISHARES TR BLACKROCK ULTRA 46434V878 4,527 89,844 SH   SOLE   0 0 89,844
ISHARES TR NATIONAL MUN ETF 464288414 208 1,792 SH   SOLE   0 0 1,792
ISHARES TR CORE US AGGBD ET 464287226 37,014 324,455 SH   SOLE   0 0 324,455
ISHARES TR RUS 2000 GRW ETF 464287648 370 1,264 SH   SOLE   0 0 1,264
ISHARES TR CORE S&P500 ETF 464287200 2,974 6,235 SH   SOLE   0 0 6,235
ISHARES TR RUS 1000 VAL ETF 464287598 2,920 17,387 SH   SOLE   0 0 17,387
ISHARES TR RUS 1000 GRW ETF 464287614 2,780 9,097 SH   SOLE   0 0 9,097
ISHARES TR RUSSELL 2000 ETF 464287655 945 4,250 SH   SOLE   0 0 4,250
ISHARES TR RUS 2000 VAL ETF 464287630 1,010 6,084 SH   SOLE   0 0 6,084
ISHARES TR MSCI EAFE ETF 464287465 337 4,280 SH   SOLE   0 0 4,280
ISHARES TR BARCLAYS 7 10 YR 464287440 531 4,614 SH   SOLE   0 0 4,614
ISHARES TR RUS MID CAP ETF 464287499 344 4,143 SH   SOLE   0 0 4,143
ISHARES TR RUS MDCP VAL ETF 464287473 4,809 39,293 SH   SOLE   0 0 39,293
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 1,557 30,843 SH   SOLE   0 0 30,843
JPMORGAN CHASE & CO COM 46625H100 413 2,606 SH   SOLE   0 0 2,606
MASTERCARD INCORPORATED CL A 57636Q104 388 1,080 SH   SOLE   0 0 1,080
META PLATFORMS INC CL A 30303M102 215 640 SH   SOLE   0 0 640
MICROSOFT CORP COM 594918104 892 2,651 SH   SOLE   0 0 2,651
MORGAN STANLEY COM NEW 617446448 201 2,052 SH   SOLE   0 0 2,052
PEPSICO INC COM 713448108 245 1,413 SH   SOLE   0 0 1,413
PFIZER INC COM 717081103 229 3,876 SH   SOLE   0 0 3,876
PROCTER AND GAMBLE CO COM 742718109 252 1,542 SH   SOLE   0 0 1,542
PROSHARES TR DJ BRKFLD GLB 74347B508 8,055 168,416 SH   SOLE   0 0 168,416
SCHWAB STRATEGIC TR US TIPS ETF 808524870 405 6,439 SH   SOLE   0 0 6,439
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 474 5,869 SH   SOLE   0 0 5,869
SPDR GOLD TR GOLD SHS 78463V107 1,372 8,023 SH   SOLE   0 0 8,023
SPDR S&P 500 ETF TR TR UNIT 78462F103 25,139 52,928 SH   SOLE   0 0 52,928
SPDR SER TR PRTFLO S&P500 GW 78464A409 5,030 69,410 SH   SOLE   0 0 69,410
STRYKER CORPORATION COM 863667101 242 907 SH   SOLE   0 0 907
TARGET CORP COM 87612E106 283 1,222 SH   SOLE   0 0 1,222
TRUIST FINL CORP COM 89832Q109 1,296 22,131 SH   SOLE   0 0 22,131
VANECK ETF TRUST FALLEN ANGEL HG 92189F437 4,924 149,351 SH   SOLE   0 0 149,351
VANGUARD INDEX FDS SM CP VAL ETF 922908611 337 1,885 SH   SOLE   0 0 1,885
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 4,415 38,061 SH   SOLE   0 0 38,061
VANGUARD INDEX FDS SMALL CP ETF 922908751 444 1,964 SH   SOLE   0 0 1,964
VANGUARD INDEX FDS GROWTH ETF 922908736 1,233 3,841 SH   SOLE   0 0 3,841
VANGUARD INDEX FDS TOTAL STK MKT 922908769 301 1,247 SH   SOLE   0 0 1,247
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4,035 81,583 SH   SOLE   0 0 81,583
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 677 13,259 SH   SOLE   0 0 13,259
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 5,101 52,826 SH   SOLE   0 0 52,826
VANGUARD WORLD FDS MATERIALS ETF 92204A801 4,916 24,971 SH   SOLE   0 0 24,971
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 17,606 66,083 SH   SOLE   0 0 66,083
VERIZON COMMUNICATIONS INC COM 92343V104 206 3,964 SH   SOLE   0 0 3,964
VISA INC COM CL A 92826C839 321 1,481 SH   SOLE   0 0 1,481
WISDOMTREE TR ENHNCD CMMDTY ST 97717Y683 1,197 57,516 SH   SOLE   0 0 57,516
WISDOMTREE TR EM EX ST-OWNED 97717X578 3,122 84,713 SH   SOLE   0 0 84,713