The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   231,746 1,659 SH   SOLE 0 868 0 791
AMAZON COM INC COM 023135106   684,388 4,504 SH   SOLE 0 2,803 0 1,701
AMERICAN EXPRESS CO COM 025816109   204,031 1,089 SH   SOLE 0 1,078 0 11
APPLE INC COM 037833100   2,243,546 11,653 SH   SOLE 0 7,227 0 4,426
AT&T INC COM 00206R102   510,020 30,395 SH   SOLE 0 14,753 0 15,642
BOEING CO COM 097023105   213,741 820 SH   SOLE 0 816 0 4
BROWN FORMAN CORP CL B 115637209   368,885 6,460 SH   SOLE 0 0 0 6,460
CADENCE BANK COM 12740C103   1,096,872 37,069 SH   SOLE 0 0 0 37,069
CATERPILLAR INC COM 149123101   245,106 829 SH   SOLE 0 806 0 23
CHEVRON CORP NEW COM 166764100   1,203,083 8,066 SH   SOLE 0 2,559 0 5,507
CISCO SYS INC COM 17275R102   223,482 4,424 SH   SOLE 0 4,293 0 131
COCA COLA CO COM 191216100   418,222 7,097 SH   SOLE 0 4,072 0 3,025
CONSTELLATION BRANDS INC CL A 21036P108   241,750 1,000 SH   SOLE 0 0 0 1,000
ELI LILLY & CO COM 532457108   770,944 1,323 SH   SOLE 0 251 0 1,071
ETF SER SOLUTIONS NATIONWIDE NASDQ 26922A172   380,291 16,977 SH   SOLE 0 1,755 0 15,223
EXXON MOBIL CORP COM 30231G102   1,153,863 11,541 SH   SOLE 0 4,737 0 6,804
FIDELITY COVINGTON TRUST FIDELITY MAGELAN 316092329   3,387,498 140,502 SH   SOLE 0 119,964 0 20,538
FIDELITY COVINGTON TRUST DISRUPTIVE TECH 316092139   204,522 7,174 SH   SOLE 0 0 0 7,174
FIDELITY COVINGTON TRUST INT HG DIV ETF 316092725   1,503,387 72,978 SH   SOLE 0 61,448 0 11,530
FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865   659,557 16,142 SH   SOLE 0 15,619 0 523
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   218,835 1,523 SH   SOLE 0 1,373 0 150
FORD MTR CO DEL COM 345370860   148,020 12,143 SH   SOLE 0 11,572 0 570
GLACIER BANCORP INC NEW COM 37637Q105   1,255,054 30,374 SH   SOLE 0 30,374 0 0
GLOBAL X FDS NASDAQ 100 COVER 37954Y483   957,968 55,246 SH   SOLE 0 3,714 0 51,532
GLOBAL X FDS S&P 500 COVERED 37954Y475   1,834,258 46,508 SH   SOLE 0 11,586 0 34,921
GLOBAL X FDS DOW 30 COVERED C 37960A859   279,102 12,739 SH   SOLE 0 0 0 12,739
GOLDMAN SACHS BDC INC SHS 38147U107   212,773 14,524 SH   SOLE 0 0 0 14,524
HOME DEPOT INC COM 437076102   392,018 1,131 SH   SOLE 0 827 0 304
INTUIT COM 461202103   231,684 371 SH   SOLE 0 24 0 347
INVESCO ACTIVELY MANAGED ETF ACTIVE US REAL 46090A101   294,787 3,223 SH   SOLE 0 170 0 3,052
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511   1,253,357 109,273 SH   SOLE 0 10,543 0 98,730
INVESCO EXCHANGE TRADED FD T DJ INDL AVG DV 46137V605   611,732 13,293 SH   SOLE 0 11,806 0 1,487
INVESCO EXCHANGE TRADED FD T DORSEY WRIGHT HE 46137V852   299,754 7,659 SH   SOLE 0 2,130 0 5,529
INVESCO QQQ TR UNIT SER 1 46090E103   2,410,081 5,885 SH   SOLE 0 4,155 0 1,730
ISHARES INC MSCI WORLD ETF 464286392   3,566,551 26,812 SH   SOLE 0 20,225 0 6,587
ISHARES INC MSCI EMRG CHN 46434G764   5,856,152 105,688 SH   SOLE 0 86,857 0 18,831
ISHARES TR CORE MSCI INTL 46435G326   3,121,178 49,029 SH   SOLE 0 38,422 0 10,607
ISHARES TR CORE HIGH DV ETF 46429B663   13,481,980 132,189 SH   SOLE 0 108,142 0 24,047
ISHARES TR CORE S&P MCP ETF 464287507   940,326 3,393 SH   SOLE 0 3,122 0 270
ISHARES TR CORE S&P SCP ETF 464287804   224,097 2,070 SH   SOLE 0 1,645 0 425
ISHARES TR CORE S&P500 ETF 464287200   11,554,385 24,191 SH   SOLE 0 18,847 0 5,344
ISHARES TR RUS 1000 GRW ETF 464287614   5,794,116 19,112 SH   SOLE 0 14,506 0 4,606
ISHARES TR RUSSELL 2000 ETF 464287655   4,461,482 22,228 SH   SOLE 0 17,945 0 4,283
ISHARES TR RUS 2000 VAL ETF 464287630   347,023 2,234 SH   SOLE 0 284 0 1,950
ISHARES TR CORE S&P US VLU 464287663   6,598,432 78,245 SH   SOLE 0 60,061 0 18,185
ISHARES TR MSCI EAFE ETF 464287465   474,789 6,301 SH   SOLE 0 5,676 0 626
ISHARES TR 1 3 YR TREAS BD 464287457   10,709,498 130,540 SH   SOLE 0 106,646 0 23,894
ISHARES TR 20 YR TR BD ETF 464287432   1,867,367 18,885 SH   SOLE 0 13,935 0 4,950
ISHARES TR RUS MID CAP ETF 464287499   5,497,399 70,724 SH   SOLE 0 54,749 0 15,975
ISHARES TR RUS MD CP GR ETF 464287481   2,378,115 22,766 SH   SOLE 0 18,986 0 3,780
ISHARES TR RUS MDCP VAL ETF 464287473   528,489 4,545 SH   SOLE 0 1,313 0 3,232
ISHARES TR U.S. FINLS ETF 464287788   598,153 7,003 SH   SOLE 0 2,883 0 4,121
ISHARES TR IBOXX HI YD ETF 464288513   404,599 5,228 SH   SOLE 0 316 0 4,912
ISHARES TR GLOBAL MATER ETF 464288695   299,556 3,433 SH   SOLE 0 1,456 0 1,977
ISHARES TR 10-20 YR TRS ETF 464288653   4,878,302 45,061 SH   SOLE 0 38,672 0 6,389
ISHARES TR PFD AND INCM SEC 464288687   244,639 7,843 SH   SOLE 0 3,089 0 4,754
ISHARES TR GLB INFRASTR ETF 464288372   1,543,933 32,815 SH   SOLE 0 27,249 0 5,566
ISHARES TR CRE U S REIT ETF 464288521   591,236 10,890 SH   SOLE 0 10,083 0 807
ISHARES TR EAFE GRWTH ETF 464288885   1,548,028 15,984 SH   SOLE 0 13,558 0 2,426
ISHARES TR MRGSTR SM CP GR 464288604   1,162,839 26,428 SH   SOLE 0 22,291 0 4,137
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203   745,440 14,930 SH   SOLE 0 657 0 14,273
J P MORGAN EXCHANGE TRADED F SHORT DURA CORE 46641Q274   1,390,078 29,863 SH   SOLE 0 0 0 29,863
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   2,574,872 46,833 SH   SOLE 0 1,722 0 45,111
JOHNSON & JOHNSON COM 478160104   400,945 2,558 SH   SOLE 0 1,440 0 1,118
JPMORGAN CHASE & CO COM 46625H100   390,176 2,294 SH   SOLE 0 1,529 0 765
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100   345,987 3,639 SH   SOLE 0 0 0 3,639
MASTERCARD INCORPORATED CL A 57636Q104   325,282 763 SH   SOLE 0 758 0 5
MCDONALDS CORP COM 580135101   601,011 2,027 SH   SOLE 0 318 0 1,709
MEDICAL PPTYS TRUST INC COM 58463J304   77,455 15,775 SH   SOLE 0 0 0 15,775
MERCK & CO INC COM 58933Y105   306,658 2,813 SH   SOLE 0 2,222 0 591
META PLATFORMS INC CL A 30303M102   297,326 840 SH   SOLE 0 640 0 200
MICROSOFT CORP COM 594918104   1,421,487 3,780 SH   SOLE 0 2,588 0 1,192
NVIDIA CORPORATION COM 67066G104   349,054 705 SH   SOLE 0 644 0 61
PACER FDS TR TRENDP US LAR CP 69374H105   1,403,315 32,432 SH   SOLE 0 31,964 0 468
PGIM ETF TR PGIM ULTRA SH BD 69344A107   2,938,014 59,486 SH   SOLE 0 0 0 59,486
PIMCO CORPORATE & INCOME OPP COM 72201B101   217,602 16,435 SH   SOLE 0 0 0 16,435
PROCTER AND GAMBLE CO COM 742718109   356,929 2,436 SH   SOLE 0 2,202 0 233
RIO TINTO PLC SPONSORED ADR 767204100   211,690 2,843 SH   SOLE 0 2,839 0 4
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   2,311,855 30,367 SH   SOLE 0 624 0 29,744
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   784,696 13,913 SH   SOLE 0 384 0 13,529
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   483,503 5,828 SH   SOLE 0 0 0 5,828
SERVICE PPTYS TR COM SH BEN INT 81761L102   106,613 12,484 SH   SOLE 0 0 0 12,484
SOUTHERN CO COM 842587107   378,443 5,397 SH   SOLE 0 936 0 4,461
SPDR GOLD TR GOLD SHS 78463V107   950,688 4,973 SH   SOLE 0 4,728 0 245
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,577,321 5,422 SH   SOLE 0 4,207 0 1,215
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   8,712,786 95,336 SH   SOLE 0 88,876 0 6,461
SPDR SER TR ICE PFD SEC ETF 78464A292   356,126 10,624 SH   SOLE 0 1,830 0 8,795
STRATEGY SHS NS 7HANDL IDX 86280R506   848,893 41,049 SH   SOLE 0 5,546 0 35,503
TESLA INC COM 88160R101   430,493 1,733 SH   SOLE 0 637 0 1,096
UNITEDHEALTH GROUP INC COM 91324P102   255,149 485 SH   SOLE 0 474 0 11
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   486,314 1,796 SH   SOLE 0 47 0 1,749
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,752,596 4,012 SH   SOLE 0 3,199 0 814
VANGUARD INDEX FDS TOTAL STK MKT 922908769   3,030,008 12,773 SH   SOLE 0 11,809 0 964
VANGUARD INDEX FDS VALUE ETF 922908744   540,696 3,617 SH   SOLE 0 2,137 0 1,480
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   267,700 3,030 SH   SOLE 0 3,024 0 6
VANGUARD INDEX FDS GROWTH ETF 922908736   695,857 2,238 SH   SOLE 0 1,369 0 869
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   309,487 7,530 SH   SOLE 0 4,831 0 2,699
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   222,208 2,734 SH   SOLE 0 2,438 0 296
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   367,358 7,669 SH   SOLE 0 2,882 0 4,787
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   318,021 2,849 SH   SOLE 0 235 0 2,614
VANGUARD WORLD FDS UTILITIES ETF 92204A876   208,638 1,522 SH   SOLE 0 1,519 0 3
VECTOR GROUP LTD COM 92240M108   140,971 12,497 SH   SOLE 0 0 0 12,497
VERIZON COMMUNICATIONS INC COM 92343V104   311,349 8,259 SH   SOLE 0 4,733 0 3,525
VISA INC COM CL A 92826C839   364,375 1,400 SH   SOLE 0 1,332 0 67
WALMART INC COM 931142103   1,109,120 7,035 SH   SOLE 0 208 0 6,827