The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   204,176 1,998 SH   SOLE   1,998 0 0
ABBOTT LABS COM 002824100   837,995 8,065 SH   SOLE   8,065 0 0
ABBVIE INC COM 00287Y109   865,657 5,047 SH   SOLE   5,047 0 0
ABRDN GLOBAL DYNAMIC DIVIDEN COM 00302M106   98,430 10,085 SH   SOLE   10,085 0 0
ABRDN HEALTHCARE INVESTORS SH BEN INT 87911J103   1,641,112 93,993 SH   SOLE   93,993 0 0
ABRDN HEALTHCARE OPPORTUNITI SHS 879105104   267,309 13,116 SH   SOLE   13,116 0 0
ABRDN TOTAL DYNAMIC DIVIDEND COM SH BEN INT 00326L100   2,480,307 294,924 SH   SOLE   294,924 0 0
ADEIA INC COM 00676P107   167,057 14,936 SH   SOLE   14,936 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102   506,304 7,032 SH   SOLE   7,032 0 0
ALPHABET INC CAP STK CL C 02079K107   2,880,515 15,704 SH   SOLE   15,704 0 0
ALPHABET INC CAP STK CL A 02079K305   1,338,756 7,350 SH   SOLE   7,350 0 0
ALPS ETF TR ALERIAN ENERGY 00162Q676   2,711,650 102,057 SH   SOLE   102,057 0 0
AMAZON COM INC COM 023135106   6,337,827 32,796 SH   SOLE   32,796 0 0
AMERICAN ELEC PWR CO INC COM 025537101   228,036 2,599 SH   SOLE   2,599 0 0
APPLE INC COM 037833100   12,972,510 61,592 SH   SOLE   61,592 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210   271,023 265 SH   SOLE   265 0 0
AT&T INC COM 00206R102   6,533,420 341,885 SH   SOLE   341,885 0 0
BAIDU INC SPON ADR REP A 056752108   226,751 2,622 SH   SOLE   2,622 0 0
BANK AMERICA CORP COM 060505104   871,571 21,915 SH   SOLE   21,915 0 0
BARINGS BDC INC COM 06759L103   309,891 31,849 SH   SOLE   31,849 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   5,159,444 12,683 SH   SOLE   12,683 0 0
BLACKROCK ENHANCED EQUITY DI COM 09251A104   719,429 88,057 SH   SOLE   88,057 0 0
BLACKROCK ENHANCED INTL DIV COM BENE INTER 092524107   1,553,973 278,490 SH   SOLE   278,490 0 0
BLACKROCK RES & COMMODITIES SHS 09257A108   167,370 18,212 SH   SOLE   18,212 0 0
BLACKROCK SCIENCE & TECHNOLO SHS BEN INT 09260K101   845,677 42,475 SH   SOLE   42,475 0 0
BLACKSTONE INC COM 09260D107   532,956 4,305 SH   SOLE   4,305 0 0
BOEING CO COM 097023105   678,351 3,727 SH   SOLE   3,727 0 0
BOOKING HOLDINGS INC COM 09857L108   213,957 54 SH   SOLE   54 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   354,291 8,531 SH   SOLE   8,531 0 0
BROADCOM INC COM 11135F101   430,058 268 SH   SOLE   268 0 0
CAPITAL GROUP DIVIDEND VALUE SHS CREATION UNI 14020W106   59,122,721 1,791,598 SH   SOLE   1,791,598 0 0
CAPITAL GROUP GBL GROWTH EQT SHS CREATION UNI 14020X104   30,406,589 1,032,832 SH   SOLE   1,032,832 0 0
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101   2,459,152 74,769 SH   SOLE   74,769 0 0
CAPITAL GRP FIXED INCM ETF T MUNICIPAL INCOME 14020Y201   4,231,433 157,595 SH   SOLE   157,595 0 0
CAPITAL GRP FIXED INCM ETF T CORE PLUS INCM 14020Y102   60,660,832 2,730,010 SH   SOLE   2,730,010 0 0
CAPITAL GRP FIXED INCM ETF T SHORT DURATION 14020Y409   24,179,445 951,572 SH   SOLE   951,572 0 0
CARNIVAL CORP UNIT 99/99/9999 143658300   248,040 13,250 SH   SOLE   13,250 0 0
CATERPILLAR INC COM 149123101   382,399 1,148 SH   SOLE   1,148 0 0
CHEVRON CORP NEW COM 166764100   660,642 4,224 SH   SOLE   4,224 0 0
CISCO SYS INC COM 17275R102   263,491 5,546 SH   SOLE   5,546 0 0
CITIGROUP INC COM NEW 172967424   503,992 7,942 SH   SOLE   7,942 0 0
COCA COLA CO COM 191216100   723,877 11,373 SH   SOLE   11,373 0 0
COCA COLA CONS INC COM 191098102   834,655 769 SH   SOLE   769 0 0
COSTCO WHSL CORP NEW COM 22160K105   310,526 365 SH   SOLE   365 0 0
CSX CORP COM 126408103   291,617 8,718 SH   SOLE   8,718 0 0
DEVON ENERGY CORP NEW COM 25179M103   1,146,413 24,186 SH   SOLE   24,186 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   6,709,619 186,689 SH   SOLE   186,689 0 0
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   28,156,836 873,351 SH   SOLE   873,351 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   30,493,610 1,027,759 SH   SOLE   1,027,759 0 0
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   1,465,659 24,905 SH   SOLE   24,905 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   6,321,687 160,980 SH   SOLE   160,980 0 0
DISNEY WALT CO COM 254687106   1,166,050 11,744 SH   SOLE   11,744 0 0
DOW INC COM 260557103   306,943 5,786 SH   SOLE   5,786 0 0
DTE ENERGY CO COM 233331107   483,782 4,358 SH   SOLE   4,358 0 0
ELI LILLY & CO COM 532457108   4,489,565 4,959 SH   SOLE   4,959 0 0
ELLSWORTH GROWTH & INCOME FD COM 289074106   1,370,287 166,297 SH   SOLE   166,297 0 0
EXXON MOBIL CORP COM 30231G102   2,231,879 19,387 SH   SOLE   19,387 0 0
FEDEX CORP COM 31428X106   360,218 1,201 SH   SOLE   1,201 0 0
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   4,787,377 106,552 SH   SOLE   106,552 0 0
FIDELITY MERRIMACK STR TR LTD TRM BD ETF 316188200   750,035 15,285 SH   SOLE   15,285 0 0
FORD MTR CO DEL COM 345370860   460,896 36,754 SH   SOLE   36,754 0 0
GE AEROSPACE COM NEW 369604301   917,584 5,772 SH   SOLE   5,772 0 0
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107   205,327 2,635 SH   SOLE   2,635 0 0
GE VERNOVA INC COM 36828A101   283,849 1,655 SH   SOLE   1,655 0 0
GENERAL MLS INC COM 370334104   233,942 3,698 SH   SOLE   3,698 0 0
GEVO INC COM PAR 374396406   7,441 13,354 SH   SOLE   13,354 0 0
GILEAD SCIENCES INC COM 375558103   3,626,958 52,863 SH   SOLE   52,863 0 0
GLOBAL X FDS RBTCS ARTFL INTE 37954Y715   339,998 11,021 SH   SOLE   11,021 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   660,088 1,459 SH   SOLE   1,459 0 0
HOME DEPOT INC COM 437076102   671,809 1,952 SH   SOLE   1,952 0 0
HONEYWELL INTL INC COM 438516106   209,298 980 SH   SOLE   980 0 0
INTEL CORP COM 458140100   393,234 12,697 SH   SOLE   12,697 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   772,993 4,469 SH   SOLE   4,469 0 0
INVESCO DB MULTI-SECTOR COMM OIL FD 46140H403   191,214 12,064 SH   SOLE   12,064 0 0
INVESCO EXCH TRADED FD TR II S&P 500 MOMNTM 46138E339   6,973,623 79,735 SH   SOLE   79,735 0 0
INVESCO EXCHANGE TRADED FD T SEMICONDUCTORS 46137V647   491,407 7,824 SH   SOLE   7,824 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   4,971,104 10,376 SH   SOLE   10,376 0 0
ISHARES INC MSCI MEXICO ETF 464286822   207,589 3,667 SH   SOLE   3,667 0 0
ISHARES SILVER TR ISHARES 46428Q109   201,241 7,574 SH   SOLE   7,574 0 0
ISHARES TR 7-10 YR TRSY BD 464287440   207,341 2,214 SH   SOLE   2,214 0 0
ISHARES TR 3 7 YR TREAS BD 464288661   433,128 3,751 SH   SOLE   3,751 0 0
ISHARES TR NEW YORK MUN ETF 464288323   1,037,283 19,428 SH   SOLE   19,428 0 0
ISHARES TR CORE S&P MCP ETF 464287507   498,457 8,518 SH   SOLE   8,518 0 0
ISHARES TR BLACKROCK ULTRA 46434V878   873,462 17,286 SH   SOLE   17,286 0 0
ISHARES TR SHRT NAT MUN ETF 464288158   1,770,101 16,931 SH   SOLE   16,931 0 0
ISHARES TR MORTGE REL ETF 46435G342   18,765,151 846,803 SH   SOLE   846,803 0 0
ISHARES TR CORE US AGGBD ET 464287226   708,300 7,297 SH   SOLE   7,297 0 0
ISHARES TR US INFRASTRUC 46435U713   237,346 5,635 SH   SOLE   5,635 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   903,423 2,478 SH   SOLE   2,478 0 0
ISHARES TR MSCI INTL QUALTY 46434V456   3,282,452 84,058 SH   SOLE   84,058 0 0
ISHARES TR CORE HIGH DV ETF 46429B663   227,183 2,090 SH   SOLE   2,090 0 0
ISHARES TR ESG AWARE MSCI 46435U663   864,346 22,451 SH   SOLE   22,451 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747   263,549 2,649 SH   SOLE   2,649 0 0
ISHARES TR FLTG RATE NT ETF 46429B655   1,168,722 22,876 SH   SOLE   22,876 0 0
ISHARES TR NATIONAL MUN ETF 464288414   278,415 2,613 SH   SOLE   2,613 0 0
ISHARES TR EXPND TEC SC ETF 464287549   282,930 3,000 SH   SOLE   3,000 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516   336,289 4,269 SH   SOLE   4,269 0 0
ISHARES TR EXPONENTIAL TECH 46434V381   560,847 9,533 SH   SOLE   9,533 0 0
ISHARES TR MSCI KLD400 SOC 464288570   665,867 6,412 SH   SOLE   6,412 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   420,253 5,147 SH   SOLE   5,147 0 0
ISHARES TR S&P 500 VAL ETF 464287408   517,636 2,844 SH   SOLE   2,844 0 0
ISHARES TR GLOBAL ENERG ETF 464287341   262,551 6,325 SH   SOLE   6,325 0 0
ISHARES TR TIPS BD ETF 464287176   1,170,001 10,957 SH   SOLE   10,957 0 0
ISHARES TR 20 YR TR BD ETF 464287432   8,075,534 87,988 SH   SOLE   87,988 0 0
ISHARES TR RUS 1000 ETF 464287622   651,651 2,190 SH   SOLE   2,190 0 0
ISHARES TR 10-20 YR TRS ETF 464288653   470,075 4,577 SH   SOLE   4,577 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   425,684 4,600 SH   SOLE   4,600 0 0
ISHARES TR S&P MC 400VL ETF 464287705   671,841 5,921 SH   SOLE   5,921 0 0
ISHARES TR CONSER ALLOC ETF 464289883   1,674,225 45,340 SH   SOLE   45,340 0 0
ISHARES TR CORE S&P500 ETF 464287200   3,232,601 5,907 SH   SOLE   5,907 0 0
ISHARES TR ISHARES BIOTECH 464287556   203,557 1,483 SH   SOLE   1,483 0 0
ISHARES TR ESG AWR MSCI USA 46435G425   575,091 4,820 SH   SOLE   4,820 0 0
ISHARES TR US AER DEF ETF 464288760   689,165 5,219 SH   SOLE   5,219 0 0
J P MORGAN EXCHANGE TRADED F ACTIVE VALUE ETF 46641Q167   31,900,487 538,314 SH   SOLE   538,314 0 0
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203   1,521,416 27,413 SH   SOLE   27,413 0 0
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647   422,646 8,390 SH   SOLE   8,390 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   495,525 9,765 SH   SOLE   9,765 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   14,284,966 252,028 SH   SOLE   252,028 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   8,537,569 169,161 SH   SOLE   169,161 0 0
J P MORGAN EXCHANGE TRADED F BETABUILDERS I 46641Q373   8,556,693 144,832 SH   SOLE   144,832 0 0
JD.COM INC SPON ADS CL A 47215P106   204,653 7,920 SH   SOLE   7,920 0 0
JOHNSON & JOHNSON COM 478160104   1,048,005 7,170 SH   SOLE   7,170 0 0
JPMORGAN CHASE & CO. COM 46625H100   914,562 4,522 SH   SOLE   4,522 0 0
KAYNE ANDERSON ENERGY INFRST COM 486606106   5,631,925 545,201 SH   SOLE   545,201 0 0
KIMBERLY-CLARK CORP COM 494368103   412,803 2,987 SH   SOLE   2,987 0 0
M & T BK CORP COM 55261F104   579,870 3,831 SH   SOLE   3,831 0 0
MCDONALDS CORP COM 580135101   1,241,493 4,872 SH   SOLE   4,872 0 0
MERCADOLIBRE INC COM 58733R102   1,452,766 884 SH   SOLE   884 0 0
MERCK & CO INC COM 58933Y105   1,295,691 10,466 SH   SOLE   10,466 0 0
META PLATFORMS INC CL A 30303M102   2,013,696 3,994 SH   SOLE   3,994 0 0
MGM RESORTS INTERNATIONAL COM 552953101   239,754 5,395 SH   SOLE   5,395 0 0
MICROSOFT CORP COM 594918104   6,910,026 15,460 SH   SOLE   15,460 0 0
MOOG INC CL A 615394202   999,279 5,973 SH   SOLE   5,973 0 0
NATIONAL FUEL GAS CO COM 636180101   1,878,530 34,666 SH   SOLE   34,666 0 0
NETFLIX INC COM 64110L106   201,114 298 SH   SOLE   298 0 0
NEXTERA ENERGY INC COM 65339F101   410,089 5,791 SH   SOLE   5,791 0 0
NORTHROP GRUMMAN CORP COM 666807102   214,362 492 SH   SOLE   492 0 0
NOVO-NORDISK A S ADR 670100205   633,195 4,436 SH   SOLE   4,436 0 0
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300   3,312,649 87,659 SH   SOLE   87,659 0 0
NUSHARES ETF TR NUVEEN ESG US 67092P870   241,247 11,056 SH   SOLE   11,056 0 0
NUVEEN GLOBAL HIGH INCOME FD SHS 67075G103   352,070 27,527 SH   SOLE   27,527 0 0
NVIDIA CORPORATION COM 67066G104   4,164,172 33,707 SH   SOLE   33,707 0 0
PACER FDS TR TRENDP US LAR CP 69374H105   517,355 10,397 SH   SOLE   10,397 0 0
PACER FDS TR US CASH COWS 100 69374H881   2,658,186 48,783 SH   SOLE   48,783 0 0
PACER FDS TR GLOBL CASH ETF 69374H709   799,400 23,707 SH   SOLE   23,707 0 0
PALO ALTO NETWORKS INC COM 697435105   391,896 1,156 SH   SOLE   1,156 0 0
PAYCHEX INC COM 704326107   241,752 2,039 SH   SOLE   2,039 0 0
PAYPAL HLDGS INC COM 70450Y103   554,012 9,547 SH   SOLE   9,547 0 0
PEPSICO INC COM 713448108   1,412,740 8,566 SH   SOLE   8,566 0 0
PFIZER INC COM 717081103   1,108,183 39,606 SH   SOLE   39,606 0 0
PGIM ETF TR PGIM ULTRA SH BD 69344A107   554,751 11,162 SH   SOLE   11,162 0 0
PLUG POWER INC COM NEW 72919P202   163,473 70,160 SH   SOLE   70,160 0 0
POWERSHARES ACTIVELY MANAGED VAR RATE INVT 46090A879   797,114 31,707 SH   SOLE   31,707 0 0
PROCTER AND GAMBLE CO COM 742718109   1,476,738 8,954 SH   SOLE   8,954 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467   1,599,619 16,640 SH   SOLE   16,640 0 0
QUALCOMM INC COM 747525103   2,790,004 14,007 SH   SOLE   14,007 0 0
RIO TINTO PLC SPONSORED ADR 767204100   518,655 7,867 SH   SOLE   7,867 0 0
RTX CORPORATION COM 75513E101   382,895 3,814 SH   SOLE   3,814 0 0
SALESFORCE INC COM 79466L302   307,780 1,197 SH   SOLE   1,197 0 0
SCHWAB CHARLES CORP COM 808513105   588,579 7,987 SH   SOLE   7,987 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   287,473 6,307 SH   SOLE   6,307 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   618,894 8,354 SH   SOLE   8,354 0 0
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   765,327 15,693 SH   SOLE   15,693 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   1,212,186 25,186 SH   SOLE   25,186 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   10,219,111 112,113 SH   SOLE   112,113 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   351,899 2,414 SH   SOLE   2,414 0 0
SELECT SECTOR SPDR TR INDL 81369Y704   486,352 3,991 SH   SOLE   3,991 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   14,238,739 208,963 SH   SOLE   208,963 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   413,234 10,052 SH   SOLE   10,052 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   4,639,315 20,507 SH   SOLE   20,507 0 0
SHELL PLC SPON ADS 780259305   1,193,365 16,533 SH   SOLE   16,533 0 0
SONOS INC COM 83570H108   215,097 14,573 SH   SOLE   14,573 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   358,691 917 SH   SOLE   917 0 0
SPDR GOLD TR GOLD SHS 78463V107   30,918,258 143,799 SH   SOLE   143,799 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   305,568 8,711 SH   SOLE   8,711 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,176,880 4,000 SH   SOLE   4,000 0 0
SPDR SER TR S&P 500 ESG ETF 78468R531   432,022 8,136 SH   SOLE   8,136 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853   2,817,354 67,839 SH   SOLE   67,839 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508   510,844 10,481 SH   SOLE   10,481 0 0
SPDR SER TR PORTFOLI S&P1500 78464A805   5,968,377 89,953 SH   SOLE   89,953 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409   1,901,485 23,730 SH   SOLE   23,730 0 0
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   329,040 8,284 SH   SOLE   8,284 0 0
STRATEGY SHS NS 7HANDL IDX 86280R506   557,747 26,408 SH   SOLE   26,408 0 0
SUNRUN INC COM 86771W105   320,030 26,984 SH   SOLE   26,984 0 0
T ROWE PRICE ETF INC CAP APPRECIATION 87283Q867   287,087 9,140 SH   SOLE   9,140 0 0
T ROWE PRICE ETF INC PRICE BLUE CHIP 87283Q107   1,139,220 29,422 SH   SOLE   29,422 0 0
T ROWE PRICE ETF INC PRICE DIV GRWT 87283Q404   48,206,809 1,252,125 SH   SOLE   1,252,125 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   272,989 1,571 SH   SOLE   1,571 0 0
TESLA INC COM 88160R101   573,060 2,896 SH   SOLE   2,896 0 0
TEXAS INSTRS INC COM 882508104   216,829 1,115 SH   SOLE   1,115 0 0
TJX COS INC NEW COM 872540109   291,626 2,649 SH   SOLE   2,649 0 0
TORTOISE ENERGY INFRA CORP COM 89147L886   739,837 21,217 SH   SOLE   21,217 0 0
VALERO ENERGY CORP COM 91913Y100   392,374 2,503 SH   SOLE   2,503 0 0
VANECK ETF TRUST GOLD MINERS ETF 92189F106   302,622 8,919 SH   SOLE   8,919 0 0
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   1,339,879 13,643 SH   SOLE   13,643 0 0
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885   18,224,233 183,879 SH   SOLE   183,879 0 0
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   321,570 6,494 SH   SOLE   6,494 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819   224,595 2,999 SH   SOLE   2,999 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   280,258 3,890 SH   SOLE   3,890 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   1,422,686 8,869 SH   SOLE   8,869 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   13,947,626 27,888 SH   SOLE   27,888 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   661,115 4,395 SH   SOLE   4,395 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   254,612 1,020 SH   SOLE   1,020 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   2,174,494 5,814 SH   SOLE   5,814 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,460,835 5,461 SH   SOLE   5,461 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   391,718 1,618 SH   SOLE   1,618 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   255,494 4,357 SH   SOLE   4,357 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   1,372,522 28,276 SH   SOLE   28,276 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   291,391 3,771 SH   SOLE   3,771 0 0
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   5,380,834 93,288 SH   SOLE   93,288 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   9,028,973 198,876 SH   SOLE   198,876 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   358,725 6,186 SH   SOLE   6,186 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   1,024,408 17,592 SH   SOLE   17,592 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,918,899 10,512 SH   SOLE   10,512 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   601,392 12,169 SH   SOLE   12,169 0 0
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   1,558,529 19,175 SH   SOLE   19,175 0 0
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   4,583,822 66,888 SH   SOLE   66,888 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   595,313 5,020 SH   SOLE   5,020 0 0
VANGUARD WORLD FD MATERIALS ETF 92204A801   395,229 2,052 SH   SOLE   2,052 0 0
VANGUARD WORLD FD CONSUM DIS ETF 92204A108   1,766,641 5,656 SH   SOLE   5,656 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702   813,568 1,411 SH   SOLE   1,411 0 0
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   1,898,255 16,019 SH   SOLE   16,019 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816   8,326,887 26,501 SH   SOLE   26,501 0 0
VANGUARD WORLD FD ENERGY ETF 92204A306   201,191 1,577 SH   SOLE   1,577 0 0
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   1,437,711 5,405 SH   SOLE   5,405 0 0
VANGUARD WORLD FD CONSUM STP ETF 92204A207   496,264 2,444 SH   SOLE   2,444 0 0
VANGUARD WORLD FD UTILITIES ETF 92204A876   251,612 1,701 SH   SOLE   1,701 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   8,825,331 213,999 SH   SOLE   213,999 0 0
VIRTUS CONVERTIBLE & INCOME COM 92838X102   3,030,008 926,608 SH   SOLE   926,608 0 0
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308   3,029,678 341,565 SH   SOLE   341,565 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108   1,913,371 158,195 SH   SOLE   158,195 0 0
WALMART INC COM 931142103   899,245 13,281 SH   SOLE   13,281 0 0
WARNER BROS DISCOVERY INC COM SER A 934423104   340,968 45,829 SH   SOLE   45,829 0 0
WEC ENERGY GROUP INC COM 92939U106   667,424 8,507 SH   SOLE   8,507 0 0
WHEATON PRECIOUS METALS CORP COM 962879102   393,884 7,514 SH   SOLE   7,514 0 0