The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 1,905 13,787 SH   SOLE   0 0 13,787
AGNICO EAGLE MINES LTD COM 008474108 199 4,721 SH   SOLE   0 0 4,721
ISHARES TR CORE US AGGBD ET 464287226 1,220 12,664 SH   SOLE   0 0 12,664
ALAMOS GOLD INC NEW COM CL A 011532108 165 22,250 SH   SOLE   0 0 22,250
AKEBIA THERAPEUTICS INC COM 00972D105 3 10,000 SH   SOLE   0 0 10,000
ALX ONCOLOGY HLDGS INC COM 00166B105 133 13,933 SH   SOLE   0 0 13,933
AMAZON COM INC COM 023135106 542 4,800 SH   SOLE   0 0 4,800
AON PLC SHS CL A G0408V102 319 1,192 SH   SOLE   0 0 1,192
APELLIS PHARMACEUTICALS INC COM 03753U106 2,825 41,365 SH   SOLE   0 0 41,365
ASCENDIS PHARMA A S SPONSORED ADR 04351P101 266 2,575 SH   SOLE   0 0 2,575
AMERICAN EXPRESS CO COM 025816109 285 2,109 SH   SOLE   0 0 2,109
BK OF AMERICA CORP COM 060505104 1,591 52,686 SH   SOLE   0 0 52,686
BRISTOL-MYERS SQUIBB CO COM 110122108 343 4,821 SH   SOLE   0 0 4,821
CELLDEX THERAPEUTICS INC NE COM NEW 15117B202 341 12,135 SH   SOLE   0 0 12,135
CRISPR THERAPEUTICS AG NAMEN AKT H17182108 3,525 53,944 SH   SOLE   0 0 53,944
CHEVRON CORP NEW COM 166764100 501 3,483 SH   SOLE   0 0 3,483
DELTA AIR LINES INC DEL COM NEW 247361702 225 8,004 SH   SOLE   0 0 8,004
WISDOMTREE TR US SMALLCAP DIVD 97717W604 3,700 143,749 SH   SOLE   0 0 143,749
DYNE THERAPEUTICS INC COM 26818M108 181 14,272 SH   SOLE   0 0 14,272
FIRST TR MORNINGSTAR DIV LEA SHS 336917109 8,926 277,812 SH   SOLE   0 0 277,812
ALPHABET INC CAP STK CL C 02079K107 256 2,660 SH   SOLE   0 0 2,660
HOME DEPOT INC COM 437076102 781 2,829 SH   SOLE   0 0 2,829
HEALTHEQUITY INC COM 42226A107 812 12,095 SH   SOLE   0 0 12,095
ISHARES TR BARCLAYS 7 10 YR 464287440 4,165 43,390 SH   SOLE   0 0 43,390
ISHARES TR RUS 1000 GRW ETF 464287614 465 2,210 SH   SOLE   0 0 2,210
ISHARES TR RUSSELL 3000 ETF 464287689 884 4,270 SH   SOLE   0 0 4,270
ISHARES TR GBL COMM SVC ETF 464287275 1,549 29,540 SH   SOLE   0 0 29,540
ISHARES TR U.S. FINLS ETF 464287788 5,427 80,345 SH   SOLE   0 0 80,345
ISHARES TR US HLTHCARE ETF 464287762 3,161 12,493 SH   SOLE   0 0 12,493
ISHARES TR U.S. TECH ETF 464287721 4,281 58,350 SH   SOLE   0 0 58,350
Johnson & Johnson COM 478160104 243 1,490 SH   SOLE   0 0 1,490
Morgan J P & Co Inc COM 46625H100 336 3,212 SH   SOLE   0 0 3,212
Coca Cola Company COM 191216100 480 8,572 SH   SOLE   0 0 8,572
LILLY ELI & CO COM 532457108 1,456 4,504 SH   SOLE   0 0 4,504
Microsoft Corp COM 594918104 617 2,648 SH   SOLE   0 0 2,648
MATTERPORT INC COM CL A 577096100 114 30,000 SH   SOLE   0 0 30,000
NORWEGIAN CRUISE LINE HLDG L SHS G66721104 114 10,000 SH   SOLE   0 0 10,000
NEW GOLD INC CDA COM 644535106 181 205,750 SH   SOLE   0 0 205,750
PIMCO ENRGY TACTICAL CR OPP COM SHS BEN INT 69346N107 783 57,874 SH   SOLE   0 0 57,874
PAN AMERICAN SILVER CORP COM 697900108 371 23,356 SH   SOLE   0 0 23,356
SPROTT PHYSICAL GOLD TRUST UNIT 85207H104 1,296 101,279 SH   SOLE   0 0 101,279
PLUG POWER INC COM COM NEW 72919P202 1,053 50,100 SH   SOLE   0 0 50,100
SPROTT PHYSICAL SILVER TR TR UNIT 85207K107 1,102 166,393 SH   SOLE   0 0 166,393
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 335 2,631 SH   SOLE   0 0 2,631
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,827 48,324 SH   SOLE   0 0 48,324
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 4,748 71,470 SH   SOLE   0 0 71,470
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 5,488 245,004 SH   SOLE   0 0 245,004
Schwab Int'l Equity ETF INTL EQTY ETF 808524805 1,206 42,859 SH   SOLE   0 0 42,859
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 3,564 63,861 SH   SOLE   0 0 63,861
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 2,016 33,305 SH   SOLE   0 0 33,305
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 299 6,196 SH   SOLE   0 0 6,196
SCHWAB STRATEGIC TR US TIPS ETF 808524870 9,023 174,190 SH   SOLE   0 0 174,190
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 11,829 240,725 SH   SOLE   0 0 240,725
Schwab US Agg Bond ETF US AGGREGATE B 808524839 1,790 39,502 SH   SOLE   0 0 39,502
Spdr S&P Dividend Etf S&P DIVID ETF 78464A763 281 2,523 SH   SOLE   0 0 2,523
SPROTT ETF TRUST GOLD MINERS ETF 85210B102 487 22,808 SH   SOLE   0 0 22,808
SPROTT PHYSICAL PLAT PALLAD UNIT 85207Q104 250 17,464 SH   SOLE   0 0 17,464
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,221 3,418 SH   SOLE   0 0 3,418
SAREPTA THERAPEUTICS INC COM 803607100 226 2,042 SH   SOLE   0 0 2,042
TRUIST FINL CORP COM 89832Q109 225 5,170 SH   SOLE   0 0 5,170
TG THERAPEUTICS INC COM 88322Q108 68 11,500 SH   SOLE   0 0 11,500
TIGA ACQUISITION CORP SHS CL A G88672103 583 56,171 SH   SOLE   0 0 56,171
TIGA ACQUISITION CORP UNIT 99/99/9999 G88672129 230 21,704 SH   SOLE   0 0 21,704
TIGA ACQUISITION CORP W EXP 11/06/202 G88672111 55 80,391 SH   SOLE   0 0 80,391
UNITEDHEALTH GROUP INC COM 91324P102 301 596 SH   SOLE   0 0 596
Vanguard Small Cap Grwth SML CP GRW ETF 922908595 332 1,702 SH   SOLE   0 0 1,702
Vanguard Small Cap Valu SM CP VAL ETF 922908611 1,034 7,210 SH   SOLE   0 0 7,210
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 668 8,830 SH   SOLE   0 0 8,830
Vanguard Consumer Staples CONSUM STP ETF 92204A207 1,811 10,543 SH   SOLE   0 0 10,543
VANGUARD WORLD FDS ENERGY ETF 92204A306 3,339 32,870 SH   SOLE   0 0 32,870
Vanguard MSCI EAFE Etf FTSE DEV MKT ETF 921943858 888 24,420 SH   SOLE   0 0 24,420
Vanguard Intl Eqty Index ALLWRLD EX US 922042775 1,389 31,306 SH   SOLE   0 0 31,306
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 1,744 30,170 SH   SOLE   0 0 30,170
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 203 1,500 SH   SOLE   0 0 1,500
Vanguard Russell VNG RUS1000GRW 92206C680 1,300 23,975 SH   SOLE   0 0 23,975
Vanguard Russell VNG RUS1000VAL 92206C714 1,937 32,449 SH   SOLE   0 0 32,449
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 653 1,988 SH   SOLE   0 0 1,988
VANGUARD SCOTTSDALE FDS VNG RUS3000IDX 92206C599 1,446 8,975 SH   SOLE   0 0 8,975
VANGUARD INDEX FDS TOTAL STK MKT 922908769 22,445 125,061 SH   SOLE   0 0 125,061
VANGUARD INDEX FDS VALUE ETF 922908744 446 3,609 SH   SOLE   0 0 3,609
VANGUARD SCOTTSDALE FDS VNG RUS2000GRW 92206C623 526 3,498 SH   SOLE   0 0 3,498
VANGUARD SCOTTSDALE FDS VNG RUS2000VAL 92206C649 425 3,754 SH   SOLE   0 0 3,754
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 362 3,816 SH   SOLE   0 0 3,816
WASTE MGMT INC DEL COM 94106L109 240 1,500 SH   SOLE   0 0 1,500
ZETA GLOBAL HOLDINGS CORP CL A 98956A105 878 132,789 SH   SOLE   0 0 132,789