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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
PFIZER INC COM 717081103   40,459 1,458 SH   SOLE   0 0 1,458
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   61,884 1,710 SH   SOLE   0 0 1,710
DELTA AIR LINES INC DEL COM NEW 247361702   76,592 1,600 SH   SOLE   0 0 1,600
ISHARES TR CORE MSCI TOTAL 46432F834   83,807 1,235 SH   SOLE   0 0 1,235
SOUTHERN CO COM 842587107   110,336 1,538 SH   SOLE   0 0 1,538
AFLAC INC COM 001055102   111,446 1,298 SH   SOLE   0 0 1,298
ISHARES TR ESG MSCI LEADR 46435U218   113,370 1,208 SH   SOLE   0 0 1,208
ISHARES TR MSCI USA MIN VOL 46429B697   121,274 1,451 SH   SOLE   0 0 1,451
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537   126,561 5,311 SH   SOLE   0 0 5,311
ISHARES TR U.S. ENERGY ETF 464287796   136,838 2,770 SH   SOLE   0 0 2,770
ISHARES TR CORE S&P MCP ETF 464287507   140,005 2,305 SH   SOLE   0 0 2,305
SPDR SER TR NUVEEN BLOOMBERG 78464A284   151,493 5,897 SH   SOLE   0 0 5,897
KROGER CO COM 501044101   171,218 2,997 SH   SOLE   0 0 2,997
ELI LILLY &CO COM 532457108   194,490 250 SH   SOLE   0 0 250
ISHARES TR MSCI USA VALUE 46432F388   201,564 1,861 SH   SOLE   0 0 1,861
LOCKHEED MARTIN CORP COM 539830109   203,345 447 SH   SOLE   0 0 447
ISHARES TR EAFE GRWTH ETF 464288885   213,807 2,060 SH   SOLE   0 0 2,060
ISHARES TR GLOBAL TECH ETF 464287291   234,529 3,135 SH   SOLE   0 0 3,135
VANGUARD INDEX FDS TOTAL STK MKT 922908769   262,487 1,010 SH   SOLE   0 0 1,010
ISHARES TR MSCI INTL VLU FT 46435G409   265,616 9,409 SH   SOLE   0 0 9,409
ISHARES TR S&P 500 VAL ETF 464287408   337,378 1,806 SH   SOLE   0 0 1,806
AXSOME THERAPEUTICS INC COM 05464T104   338,431 4,241 SH   SOLE   0 0 4,241
APPLE INC COM 037833100   362,165 2,112 SH   SOLE   0 0 2,112
ISHARES TR CORE S&P SCP ETF 464287804   372,830 3,373 SH   SOLE   0 0 3,373
ISHARES TR S&P SML 600 GWT 464287887   446,181 3,413 SH   SOLE   0 0 3,413
HOME DEPOT INC COM 437076102   452,264 1,179 SH   SOLE   0 0 1,179
BANK NEW YORK MELLON CORP COM 064058100   653,641 11,344 SH   SOLE   0 0 11,344
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   656,632 12,976 SH   SOLE   0 0 12,976
VANGUARD INDEX FDS MID CAP ETF 922908629   853,521 3,416 SH   SOLE   0 0 3,416
J P MORGAN EXCHANGE TRADED F US VALUE FACTR 46641Q753   986,052 23,691 SH   SOLE   0 0 23,691
ISHARES TR RUS 2000 VAL ETF 464287630   1,012,952 6,378 SH   SOLE   0 0 6,378
ISHARES TR CRE U S REIT ETF 464288521   1,460,562 27,148 SH   SOLE   0 0 27,148
SELECTIVE INS GROUP INC COM 816300107   1,817,680 16,650 SH   SOLE   0 0 16,650
VANGUARD INDEX FDS GROWTH ETF 922908736   1,937,395 5,628 SH   SOLE   0 0 5,628
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233   1,939,985 46,048 SH   SOLE   0 0 46,048
VANGUARD INDEX FDS SML CP GRW ETF 922908595   2,183,546 8,375 SH   SOLE   0 0 8,375
ISHARES TR CORE S&P500 ETF 464287200   2,486,993 4,731 SH   SOLE   0 0 4,731
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201   2,861,610 61,526 SH   SOLE   0 0 61,526
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   3,293,271 6,850 SH   SOLE   0 0 6,850
PIMCO ETF TR INTER MUN BD ACT 72201R866   4,886,583 93,131 SH   SOLE   0 0 93,131
SCHWAB STRATEGIC TR US TIPS ETF 808524870   5,342,555 102,426 SH   SOLE   0 0 102,426
ISHARES TR ESG AWR MSCI USA 46435G425   5,688,707 49,484 SH   SOLE   0 0 49,484
VANGUARD INDEX FDS SM CP VAL ETF 922908611   10,781,366 56,188 SH   SOLE   0 0 56,188
ISHARES TR RUS MID CAP ETF 464287499   18,349,454 218,212 SH   SOLE   0 0 218,212
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   25,465,683 562,032 SH   SOLE   0 0 562,032
FIDELITY COVINGTON TRUST VLU FACTOR ETF 316092782   43,656,800 765,237 SH   SOLE   0 0 765,237
FIDELITY COVINGTON TRUST BLUE CHIP GRWTH 316092352   70,447,794 1,831,239 SH   SOLE   0 0 1,831,239