The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100   410,991 2,119 SH   SOLE   0 0 2,119
BANK NEW YORK MELLON CORP COM 064058100   505,035 11,344 SH   SOLE   0 0 11,344
BLACKROCK ETF TRUST US CARBON TRANS 09290C509   712,380 14,586 SH   SOLE   0 0 14,586
FIDELITY COVINGTON TRUST BLUE CHIP GRWTH 316092352   53,580,748 1,801,034 SH   SOLE   0 0 1,801,034
FIDELITY COVINGTON TRUST VLU FACTOR ETF 316092782   32,707,902 666,149 SH   SOLE   0 0 666,149
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   23,310,967 513,231 SH   SOLE   0 0 513,231
HOME DEPOT INC COM 437076102   397,168 1,279 SH   SOLE   0 0 1,279
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233   1,633,848 4,672 SH   SOLE   0 0 4,672
ISHARES INC CORE MSCI EMKT 46434G103   16,956 344 SH   SOLE   0 0 344
ISHARES INC ESG AWR MSCI EM 46434G863   380,888 12,042 SH   SOLE   0 0 12,042
ISHARES TR MBS ETF 464288588   189,518 2,032 SH   SOLE   0 0 2,032
ISHARES TR CORE S&P TTL STK 464287150   31,041 317 SH   SOLE   0 0 317
ISHARES TR TIPS BD ETF 464287176   1,831,304 17,016 SH   SOLE   0 0 17,016
ISHARES TR CORE S&P500 ETF 464287200   3,901,112 8,753 SH   SOLE   0 0 8,753
ISHARES TR CORE US AGGBD ET 464287226   15,770 161 SH   SOLE   0 0 161
ISHARES TR MSCI EMG MKT ETF 464287234   236,094 5,968 SH   SOLE   0 0 5,968
ISHARES TR IBOXX INV CP ETF 464287242   26,494 245 SH   SOLE   0 0 245
ISHARES TR GLOBAL TECH ETF 464287291   272,579 4,383 SH   SOLE   0 0 4,383
ISHARES TR GLOB HLTHCRE ETF 464287325   95,869 1,128 SH   SOLE   0 0 1,128
ISHARES TR NORTH AMERN NAT 464287374   12,655 326 SH   SOLE   0 0 326
ISHARES TR S&P 500 VAL ETF 464287408   322,219 1,999 SH   SOLE   0 0 1,999
ISHARES TR 20 YR TR BD ETF 464287432   7,412 72 SH   SOLE   0 0 72
ISHARES TR RUS MID CAP ETF 464287499   15,992,637 218,987 SH   SOLE   0 0 218,987
ISHARES TR CORE S&P MCP ETF 464287507   244,484 935 SH   SOLE   0 0 935
ISHARES TR EXPND TEC SC ETF 464287549   2,357 6 SH   SOLE   0 0 6
ISHARES TR RUS 1000 ETF 464287622   65,566 269 SH   SOLE   0 0 269
ISHARES TR RUS 2000 VAL ETF 464287630   373,008 2,649 SH   SOLE   0 0 2,649
ISHARES TR U.S. REAL ES ETF 464287739   6,750 78 SH   SOLE   0 0 78
ISHARES TR US HLTHCARE ETF 464287762   304,354 1,086 SH   SOLE   0 0 1,086
ISHARES TR U.S. FIN SVC ETF 464287770   6,636 42 SH   SOLE   0 0 42
ISHARES TR U.S. ENERGY ETF 464287796   269,249 6,285 SH   SOLE   0 0 6,285
ISHARES TR CORE S&P SCP ETF 464287804   1,070,383 10,741 SH   SOLE   0 0 10,741
ISHARES TR EUROPE ETF 464287861   60,042 1,188 SH   SOLE   0 0 1,188
ISHARES TR S&P SML 600 GWT 464287887   511,668 4,452 SH   SOLE   0 0 4,452
ISHARES TR SHRT NAT MUN ETF 464288158   189,665 1,823 SH   SOLE   0 0 1,823
ISHARES TR EAFE SML CP ETF 464288273   18,933 321 SH   SOLE   0 0 321
ISHARES TR JPMORGAN USD EMG 464288281   39,117 452 SH   SOLE   0 0 452
ISHARES TR INTL DEV RE ETF 464288489   3,475 175 SH   SOLE   0 0 175
ISHARES TR IBOXX HI YD ETF 464288513   2,778 37 SH   SOLE   0 0 37
ISHARES TR CRE U S REIT ETF 464288521   807,706 15,711 SH   SOLE   0 0 15,711
ISHARES TR MSCI KLD400 SOC 464288570   693,897 8,244 SH   SOLE   0 0 8,244
ISHARES TR USD INV GRDE ETF 464288620   137,349 2,742 SH   SOLE   0 0 2,742
ISHARES TR 10-20 YR TRS ETF 464288653   151,645 1,369 SH   SOLE   0 0 1,369
ISHARES TR MSCI USA ESG SLC 464288802   22,286 238 SH   SOLE   0 0 238
ISHARES TR U.S. MED DVC ETF 464288810   53,976 956 SH   SOLE   0 0 956
ISHARES TR EAFE VALUE ETF 464288877   117,064 2,392 SH   SOLE   0 0 2,392
ISHARES TR EAFE GRWTH ETF 464288885   465,124 4,875 SH   SOLE   0 0 4,875
ISHARES TR US TREAS BD ETF 46429B267   67,144 2,932 SH   SOLE   0 0 2,932
ISHARES TR MSCI USA MIN VOL 46429B697   453,710 6,104 SH   SOLE   0 0 6,104
ISHARES TR MSCI USA QLT FCT 46432F339   142,018 1,053 SH   SOLE   0 0 1,053
ISHARES TR MSCI USA SZE FT 46432F370   36,331 296 SH   SOLE   0 0 296
ISHARES TR MSCI USA VALUE 46432F388   435,279 4,641 SH   SOLE   0 0 4,641
ISHARES TR CORE MSCI TOTAL 46432F834   534,173 8,530 SH   SOLE   0 0 8,530
ISHARES TR CORE MSCI EAFE 46432F842   100,035 1,482 SH   SOLE   0 0 1,482
ISHARES TR CONV BD ETF 46435G102   2,291 30 SH   SOLE   0 0 30
ISHARES TR ESG AWRE USD ETF 46435G193   251,209 11,047 SH   SOLE   0 0 11,047
ISHARES TR ESG AWRE 1 5 YR 46435G243   956 40 SH   SOLE   0 0 40
ISHARES TR RUSEL 2500 ETF 46435G268   25,172 438 SH   SOLE   0 0 438
ISHARES TR MSCI INTL VLU FT 46435G409   302,524 11,887 SH   SOLE   0 0 11,887
ISHARES TR ESG AWR MSCI USA 46435G425   7,163,944 73,507 SH   SOLE   0 0 73,507
ISHARES TR ESG AW MSCI EAFE 46435G516   388,790 5,331 SH   SOLE   0 0 5,331
ISHARES TR ESG MSCI LEADR 46435U218   440,442 5,689 SH   SOLE   0 0 5,689
ISHARES TR ESG AWR US AGRGT 46435U549   201,227 4,266 SH   SOLE   0 0 4,266
ISHARES TR ESG AWARE MSCI 46435U663   319,360 8,991 SH   SOLE   0 0 8,991
ISHARES TR ESG MSCI EM LDRS 46436E601   57,203 1,278 SH   SOLE   0 0 1,278
ISHARES TR ESG ADV TTL USD 46436E619   95,294 2,238 SH   SOLE   0 0 2,238
ISHARES TR ESG EAFE ETF 46436E759   425,944 6,993 SH   SOLE   0 0 6,993
ISHARES TR ESG MSCI USA ETF 46436E767   692,035 19,250 SH   SOLE   0 0 19,250
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   11,066 200 SH   SOLE   0 0 200
J P MORGAN EXCHANGE TRADED F US VALUE FACTR 46641Q753   437,696 12,267 SH   SOLE   0 0 12,267
PIMCO ETF TR BROAD US TIPS 72201R403   33,153 613 SH   SOLE   0 0 613
PIMCO ETF TR INTER MUN BD ACT 72201R866   187,298 3,613 SH   SOLE   0 0 3,613
SELECTIVE INS GROUP INC COM 816300107   1,781,216 18,564 SH   SOLE   0 0 18,564
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201   1,289,919 27,999 SH   SOLE   0 0 27,999
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   3,765,300 9,245 SH   SOLE   0 0 9,245
VANGUARD INDEX FDS GROWTH ETF 922908736   1,080,624 3,819 SH   SOLE   0 0 3,819
VANGUARD INDEX FDS VALUE ETF 922908744   59,682 420 SH   SOLE   0 0 420
VANGUARD INDEX FDS TOTAL STK MKT 922908769   321,609 1,460 SH   SOLE   0 0 1,460
VANGUARD INDEX FDS SML CP GRW ETF 922908595   93,971 409 SH   SOLE   0 0 409
VANGUARD INDEX FDS SM CP VAL ETF 922908611   6,408,016 38,743 SH   SOLE   0 0 38,743
VANGUARD INDEX FDS MID CAP ETF 922908629   472,918 2,148 SH   SOLE   0 0 2,148
VANGUARD INDEX FDS SMALL CP ETF 922908751   14,917 75 SH   SOLE   0 0 75
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   973,963 19,394 SH   SOLE   0 0 19,394