The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   1,279,784 11,627 SH   SOLE   11,627 0 0
ABBVIE INC COM 00287Y109   1,925,812 12,427 SH   SOLE   12,427 0 0
ABRDN ETFS BBRG ALL COMD K1 003261104   3,442,556 177,818 SH   SOLE   177,818 0 0
ABRDN GOLD ETF TRUST PHYSCL GOLD SHS 00326A104   1,074,804 54,448 SH   SOLE   54,448 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   4,200,393 11,970 SH   SOLE   11,970 0 0
ADOBE INC COM 00724F101   1,526,699 2,559 SH   SOLE   2,559 0 0
ADVANCED MICRO DEVICES INC COM 007903107   717,887 4,870 SH   SOLE   4,870 0 0
AERCAP HOLDINGS NV SHS N00985106   206,461 2,778 SH   SOLE   2,778 0 0
ALLIANT ENERGY CORP COM 018802108   294,308 5,737 SH   SOLE   5,737 0 0
ALPHABET INC CAP STK CL C 02079K107   6,129,891 43,496 SH   SOLE   43,496 0 0
ALPHABET INC CAP STK CL A 02079K305   2,507,715 17,952 SH   SOLE   17,952 0 0
ALPS ETF TR ALERIAN MLP 00162Q452   1,838,811 43,246 SH   SOLE   43,246 0 0
AMAZON COM INC COM 023135106   4,885,479 32,154 SH   SOLE   32,154 0 0
AMERICAN EXPRESS CO COM 025816109   3,139,818 16,760 SH   SOLE   16,760 0 0
AMERICAN FINL GROUP INC OHIO COM 025932104   591,002 4,971 SH   SOLE   4,971 0 0
AMERIPRISE FINL INC COM 03076C106   224,480 591 SH   SOLE   591 0 0
AMGEN INC COM 031162100   3,333,255 11,573 SH   SOLE   11,573 0 0
AMPHENOL CORP NEW CL A 032095101   838,561 8,441 SH   SOLE   8,441 0 0
ANALOG DEVICES INC COM 032654105   3,647,944 18,372 SH   SOLE   18,372 0 0
APOLLO GLOBAL MGMT INC COM 03769M106   203,154 2,180 SH   SOLE   2,180 0 0
APPLE INC COM 037833100   13,832,288 71,845 SH   SOLE   71,845 0 0
ARCH CAP GROUP LTD ORD G0450A105   422,151 5,684 SH   SOLE   5,684 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210   270,977 358 SH   SOLE   358 0 0
AT&T INC COM 00206R102   245,022 14,602 SH   SOLE   14,602 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   3,042,453 12,990 SH   SOLE   12,990 0 0
AUTOZONE INC COM 053332102   3,381,978 1,308 SH   SOLE   1,308 0 0
BANK AMERICA CORP COM 060505104   334,107 9,923 SH   SOLE   9,923 0 0
BECTON DICKINSON & CO COM 075887109   2,204,955 9,043 SH   SOLE   9,043 0 0
BERKLEY W R CORP COM 084423102   852,459 12,054 SH   SOLE   12,054 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   7,214,875 20,229 SH   SOLE   20,229 0 0
BLACKROCK INC COM 09247X101   509,810 628 SH   SOLE   628 0 0
BOEING CO COM 097023105   857,050 3,288 SH   SOLE   3,288 0 0
BOOKING HOLDINGS INC COM 09857L108   535,630 151 SH   SOLE   151 0 0
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106   784,344 6,132 SH   SOLE   6,132 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   2,566,680 50,023 SH   SOLE   50,023 0 0
BROADCOM INC COM 11135F101   2,824,113 2,530 SH   SOLE   2,530 0 0
BROADSTONE NET LEASE INC COM 11135E203   278,137 15,889 SH   SOLE   15,889 0 0
BROWN & BROWN INC COM 115236101   694,745 9,770 SH   SOLE   9,770 0 0
BROWN FORMAN CORP CL B 115637209   348,383 6,079 SH   SOLE   6,079 0 0
CARDINAL HEALTH INC COM 14149Y108   867,336 8,562 SH   SOLE   8,562 0 0
CARIBOU BIOSCIENCES INC COM 142038108   1,055,455 184,198 SH   SOLE   184,198 0 0
CARMAX INC COM 143130102   416,698 5,430 SH   SOLE   5,430 0 0
CARRIER GLOBAL CORPORATION COM 14448C104   538,985 9,351 SH   SOLE   9,351 0 0
CATERPILLAR INC COM 149123101   391,171 1,323 SH   SOLE   1,323 0 0
CDW CORP COM 12514G108   932,239 4,101 SH   SOLE   4,101 0 0
CENTENE CORP DEL COM 15135B101   319,474 4,305 SH   SOLE   4,305 0 0
CF INDS HLDGS INC COM 125269100   405,768 5,104 SH   SOLE   5,104 0 0
CHEVRON CORP NEW COM 166764100   4,766,706 31,957 SH   SOLE   31,957 0 0
CHUBB LIMITED COM H1467J104   270,410 1,192 SH   SOLE   1,192 0 0
CISCO SYS INC COM 17275R102   2,854,734 56,507 SH   SOLE   56,507 0 0
COCA COLA CO COM 191216100   225,879 3,833 SH   SOLE   3,833 0 0
COMCAST CORP NEW CL A 20030N101   926,638 21,132 SH   SOLE   21,132 0 0
CONSTELLATION ENERGY CORP COM 21037T109   210,870 1,804 SH   SOLE   1,804 0 0
COPART INC COM 217204106   1,105,097 22,553 SH   SOLE   22,553 0 0
COSTCO WHSL CORP NEW COM 22160K105   3,618,414 5,359 SH   SOLE   5,359 0 0
COUPANG INC CL A 22266T109   164,766 10,177 SH   SOLE   10,177 0 0
CRANE COMPANY COMMON STOCK 224408104   455,784 3,858 SH   SOLE   3,858 0 0
CSX CORP COM 126408103   1,682,916 48,541 SH   SOLE   48,541 0 0
CVS HEALTH CORP COM 126650100   3,250,073 41,161 SH   SOLE   41,161 0 0
CYBERARK SOFTWARE LTD SHS M2682V108   282,355 1,289 SH   SOLE   1,289 0 0
DANAHER CORPORATION COM 235851102   2,987,844 12,902 SH   SOLE   12,902 0 0
DARDEN RESTAURANTS INC COM 237194105   216,712 1,319 SH   SOLE   1,319 0 0
DEVON ENERGY CORP NEW COM 25179M103   1,941,603 42,861 SH   SOLE   42,861 0 0
DIAGEO PLC SPON ADR NEW 25243Q205   208,731 1,433 SH   SOLE   1,433 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   1,958,636 32,852 SH   SOLE   32,852 0 0
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849   8,662,576 178,573 SH   SOLE   178,573 0 0
DIREXION SHS ETF TR DLY S&P500 BR 1X 25460E869   344,477 25,920 SH   SOLE   25,920 0 0
DISNEY WALT CO COM 254687106   2,012,613 22,223 SH   SOLE   22,223 0 0
DOCUSIGN INC COM 256163106   1,028,485 17,300 SH   SOLE   17,300 0 0
DOLLAR GEN CORP NEW COM 256677105   2,178,871 16,027 SH   SOLE   16,027 0 0
DOLLAR TREE INC COM 256746108   648,742 4,567 SH   SOLE   4,567 0 0
EATON CORP PLC SHS G29183103   403,133 1,674 SH   SOLE   1,674 0 0
EBAY INC. COM 278642103   2,261,217 51,839 SH   SOLE   51,839 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108   202,368 2,654 SH   SOLE   2,654 0 0
ELANCO ANIMAL HEALTH INC COM 28414H103   384,256 25,789 SH   SOLE   25,789 0 0
ELECTRONIC ARTS INC COM 285512109   1,997,016 14,597 SH   SOLE   14,597 0 0
ELI LILLY & CO COM 532457108   2,688,427 4,612 SH   SOLE   4,612 0 0
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   181,884 13,180 SH   SOLE   13,180 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107   342,550 13,000 SH   SOLE   13,000 0 0
EOG RES INC COM 26875P101   2,355,622 19,476 SH   SOLE   19,476 0 0
EQT CORP COM 26884L109   1,025,611 26,529 SH   SOLE   26,529 0 0
ETF SER SOLUTIONS DISTILLATE US 26922A321   39,587,163 801,847 SH   SOLE   801,847 0 0
EXACT SCIENCES CORP COM 30063P105   234,887 3,175 SH   SOLE   3,175 0 0
EXELIXIS INC COM 30161Q104   322,282 13,434 SH   SOLE   13,434 0 0
EXPEDITORS INTL WASH INC COM 302130109   804,158 6,322 SH   SOLE   6,322 0 0
EXXON MOBIL CORP COM 30231G102   4,331,134 43,320 SH   SOLE   43,320 0 0
FAIR ISAAC CORP COM 303250104   280,526 241 SH   SOLE   241 0 0
FASTENAL CO COM 311900104   849,718 13,119 SH   SOLE   13,119 0 0
FISERV INC COM 337738108   313,768 2,362 SH   SOLE   2,362 0 0
FLAHERTY & CRUMRINE PFD INCO COM 33848E106   79,600 10,000 SH   SOLE   10,000 0 0
FLEX LTD ORD Y2573F102   241,974 7,944 SH   SOLE   7,944 0 0
FLEXSHARES TR MORNSTAR UPSTR 33939L407   346,724 8,467 SH   SOLE   8,467 0 0
FLOOR & DECOR HLDGS INC CL A 339750101   530,133 4,752 SH   SOLE   4,752 0 0
FORD MTR CO DEL COM 345370860   138,259 11,342 SH   SOLE   11,342 0 0
GARTNER INC COM 366651107   922,069 2,044 SH   SOLE   2,044 0 0
GENERAL DYNAMICS CORP COM 369550108   338,610 1,304 SH   SOLE   1,304 0 0
GENERAL ELECTRIC CO COM NEW 369604301   397,560 3,113 SH   SOLE   3,113 0 0
GILEAD SCIENCES INC COM 375558103   219,375 2,708 SH   SOLE   2,708 0 0
GRANITESHARES ETF TR BBG COMMD K 1 38747R108   8,495,637 437,243 SH   SOLE   437,243 0 0
HALEON PLC SPON ADS 405552100   151,934 18,461 SH   SOLE   18,461 0 0
HF SINCLAIR CORP COM 403949100   518,246 9,326 SH   SOLE   9,326 0 0
HOME DEPOT INC COM 437076102   1,692,550 4,884 SH   SOLE   4,884 0 0
HONEYWELL INTL INC COM 438516106   306,386 1,461 SH   SOLE   1,461 0 0
ICON PLC SHS G4705A100   272,030 961 SH   SOLE   961 0 0
ING GROEP N.V. SPONSORED ADR 456837103   158,296 10,539 SH   SOLE   10,539 0 0
INGERSOLL RAND INC COM 45687V106   240,479 3,098 SH   SOLE   3,098 0 0
INTEL CORP COM 458140100   440,994 8,776 SH   SOLE   8,776 0 0
INTELLIA THERAPEUTICS INC COM 45826J105   1,260,701 41,348 SH   SOLE   41,348 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104   319,149 2,485 SH   SOLE   2,485 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   333,151 2,037 SH   SOLE   2,037 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   355,915 1,055 SH   SOLE   1,055 0 0
INVESCO EXCH TRADED FD TR II S&P 500 REVENUE 46138G698   6,334,532 74,227 SH   SOLE   74,227 0 0
INVESCO EXCH TRADED FD TR II S&P MDCP 400 REV 46138G672   13,641,582 129,883 SH   SOLE   129,883 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   807,584 39,481 SH   SOLE   39,481 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 MUNI 46138J510   2,138,461 90,020 SH   SOLE   90,020 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841   4,130,635 197,780 SH   SOLE   197,780 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 MUNI 46138J536   2,443,339 98,067 SH   SOLE   98,067 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 MUNI 46138J528   2,086,515 85,041 SH   SOLE   85,041 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   6,703,277 190,434 SH   SOLE   190,434 0 0
INVESCO EXCHANGE TRADED FD T BUYBACK ACHIEV 46137V308   6,326,598 63,892 SH   SOLE   63,892 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597   1,367,073 36,465 SH   SOLE   36,465 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   1,638,943 4,000 SH   SOLE   4,000 0 0
ISHARES GOLD TR ISHARES NEW 464285204   9,001,528 230,631 SH   SOLE   230,631 0 0
ISHARES INC MSCI PAC JP ETF 464286665   477,510 11,000 SH   SOLE   11,000 0 0
ISHARES INC CORE MSCI EMKT 46434G103   10,788,225 213,290 SH   SOLE   213,290 0 0
ISHARES TR SELECT DIVID ETF 464287168   820,540 7,000 SH   SOLE   7,000 0 0
ISHARES TR ESG AWRE 1 5 YR 46435G243   365,633 14,936 SH   SOLE   14,936 0 0
ISHARES TR SHORT TREAS BD 464288679   770,910 7,000 SH   SOLE   7,000 0 0
ISHARES TR 3 7 YR TREAS BD 464288661   2,134,694 18,225 SH   SOLE   18,225 0 0
ISHARES TR BLACKROCK ULTRA 46434V878   8,025,370 159,360 SH   SOLE   159,360 0 0
ISHARES TR 0-3 MNTH TREASRY 46436E718   58,731,335 585,732 SH   SOLE   585,732 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   861,584 10,502 SH   SOLE   10,502 0 0
ISHARES TR 7-10 YR TRSY BD 464287440   864,811 8,972 SH   SOLE   8,972 0 0
ISHARES TR CORE MSCI EAFE 46432F842   16,040,405 228,009 SH   SOLE   228,009 0 0
ISHARES TR CORE MSCI INTL 46435G326   5,389,901 84,667 SH   SOLE   84,667 0 0
ISHARES TR CORE S&P500 ETF 464287200   59,185,261 123,914 SH   SOLE   123,914 0 0
ISHARES TR CORE S&P MCP ETF 464287507   31,093,056 112,189 SH   SOLE   112,189 0 0
ISHARES TR CORE S&P SCP ETF 464287804   22,825,442 210,859 SH   SOLE   210,859 0 0
ISHARES TR ISHS 1-5YR INVS 464288646   5,522,882 107,711 SH   SOLE   107,711 0 0
ISHARES TR IBONDS DEC24 ETF 46434VBG4   268,091 10,762 SH   SOLE   10,762 0 0
ISHARES TR IBONDS 24 TRM TS 46436E874   1,710,500 71,689 SH   SOLE   71,689 0 0
ISHARES TR IBONDS 27 TRM TS 46436E841   348,675 15,573 SH   SOLE   15,573 0 0
ISHARES TR IBONDS 29 TRM TS 46436E825   354,143 16,260 SH   SOLE   16,260 0 0
ISHARES TR IBONDS 25 TRM TS 46436E866   356,813 15,327 SH   SOLE   15,327 0 0
ISHARES TR MSCI EAFE ETF 464287465   1,962,415 26,044 SH   SOLE   26,044 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   541,790 13,474 SH   SOLE   13,474 0 0
ISHARES TR MSCI USA ESG SLC 464288802   1,259,290 12,529 SH   SOLE   12,529 0 0
ISHARES TR NATIONAL MUN ETF 464288414   8,987,297 82,901 SH   SOLE   82,901 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   708,508 2,337 SH   SOLE   2,337 0 0
ISHARES TR RUS MID CAP ETF 464287499   2,022,768 26,023 SH   SOLE   26,023 0 0
ISHARES U S ETF TR BLACKROCK SHORT 46431W838   32,102,478 642,178 SH   SOLE   642,178 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   8,834,269 175,051 SH   SOLE   175,051 0 0
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647   3,864,132 75,720 SH   SOLE   75,720 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   5,812,924 104,931 SH   SOLE   104,931 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   34,542,011 678,912 SH   SOLE   678,912 0 0
JANUS DETROIT STR TR HENDERSN SML ETF 47103U209   12,014,139 182,752 SH   SOLE   182,752 0 0
JOHNSON & JOHNSON COM 478160104   3,918,343 24,999 SH   SOLE   24,999 0 0
JPMORGAN CHASE & CO COM 46625H100   4,727,079 27,790 SH   SOLE   27,790 0 0
KROGER CO COM 501044101   2,387,525 52,232 SH   SOLE   52,232 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409   686,189 3,019 SH   SOLE   3,019 0 0
LAM RESEARCH CORP COM 512807108   576,958 735 SH   SOLE   735 0 0
LENNAR CORP CL A 526057104   386,014 2,590 SH   SOLE   2,590 0 0
LIBERTY BROADBAND CORP COM SER C 530307305   399,001 4,951 SH   SOLE   4,951 0 0
LINDE PLC SHS G54950103   710,528 1,730 SH   SOLE   1,730 0 0
LOWES COS INC COM 548661107   2,297,606 10,324 SH   SOLE   10,324 0 0
MARATHON OIL CORP COM 565849106   278,323 11,520 SH   SOLE   11,520 0 0
MARATHON PETE CORP COM 56585A102   2,940,940 19,823 SH   SOLE   19,823 0 0
MARKEL GROUP INC COM 570535104   832,061 586 SH   SOLE   586 0 0
MASTERCARD INCORPORATED CL A 57636Q104   1,922,707 4,508 SH   SOLE   4,508 0 0
MCDONALDS CORP COM 580135101   3,278,560 11,057 SH   SOLE   11,057 0 0
MCKESSON CORP COM 58155Q103   3,910,824 8,437 SH   SOLE   8,437 0 0
MEDTRONIC PLC SHS G5960L103   2,396,520 28,852 SH   SOLE   28,852 0 0
MERCK & CO INC COM 58933Y105   701,814 6,393 SH   SOLE   6,393 0 0
META PLATFORMS INC CL A 30303M102   2,044,119 5,775 SH   SOLE   5,775 0 0
METLIFE INC COM 59156R108   285,020 4,310 SH   SOLE   4,310 0 0
MICROCHIP TECHNOLOGY INC. COM 595017104   720,358 7,988 SH   SOLE   7,988 0 0
MICROSOFT CORP COM 594918104   10,904,784 28,999 SH   SOLE   28,999 0 0
MITSUBISHI UFJ FINL GROUP IN SPONSORED ADS 606822104   169,419 19,677 SH   SOLE   19,677 0 0
MONDELEZ INTL INC CL A 609207105   595,948 8,180 SH   SOLE   8,180 0 0
MORGAN STANLEY COM NEW 617446448   237,881 2,551 SH   SOLE   2,551 0 0
MURPHY USA INC COM 626755102   293,805 824 SH   SOLE   824 0 0
NETFLIX INC COM 64110L106   418,230 859 SH   SOLE   859 0 0
NEXTERA ENERGY INC COM 65339F101   252,739 4,161 SH   SOLE   4,161 0 0
NIKE INC CL B 654106103   389,018 3,571 SH   SOLE   3,571 0 0
NORTHERN TR CORP COM 665859104   1,703,730 20,026 SH   SOLE   20,026 0 0
NOVO-NORDISK A S ADR 670100205   321,936 3,112 SH   SOLE   3,112 0 0
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607   330,473 8,452 SH   SOLE   8,452 0 0
NVIDIA CORPORATION COM 67066G104   2,024,955 4,089 SH   SOLE   4,089 0 0
OKTA INC CL A 679295105   308,345 3,406 SH   SOLE   3,406 0 0
OMNICOM GROUP INC COM 681919106   470,387 5,394 SH   SOLE   5,394 0 0
ORACLE CORP COM 68389X105   2,534,959 24,044 SH   SOLE   24,044 0 0
OREILLY AUTOMOTIVE INC COM 67103H107   723,961 762 SH   SOLE   762 0 0
OTIS WORLDWIDE CORP COM 68902V107   287,467 3,213 SH   SOLE   3,213 0 0
PALO ALTO NETWORKS INC COM 697435105   1,860,988 6,311 SH   SOLE   6,311 0 0
PAYPAL HLDGS INC COM 70450Y103   1,759,028 28,644 SH   SOLE   28,644 0 0
PEPSICO INC COM 713448108   3,343,135 19,565 SH   SOLE   19,565 0 0
PFIZER INC COM 717081103   2,818,483 97,898 SH   SOLE   97,898 0 0
PHILIP MORRIS INTL INC COM 718172109   348,489 3,654 SH   SOLE   3,654 0 0
PNC FINL SVCS GROUP INC COM 693475105   2,578,717 16,653 SH   SOLE   16,653 0 0
PROCTER AND GAMBLE CO COM 742718109   2,980,331 20,338 SH   SOLE   20,338 0 0
PROGRESSIVE CORP COM 743315103   3,963,046 24,881 SH   SOLE   24,881 0 0
PROSHARES TR SHRT RUSSELL2000 74348A210   211,601 10,038 SH   SOLE   10,038 0 0
QORVO INC COM 74736K101   250,782 2,227 SH   SOLE   2,227 0 0
QUALCOMM INC COM 747525103   3,725,235 25,757 SH   SOLE   25,757 0 0
REGIONS FINANCIAL CORP NEW COM 7591EP100   449,967 22,946 SH   SOLE   22,946 0 0
REINSURANCE GRP OF AMERICA I COM NEW 759351604   670,740 4,146 SH   SOLE   4,146 0 0
RLI CORP COM 749607107   572,416 4,300 SH   SOLE   4,300 0 0
ROBERT HALF INC. COM 770323103   1,013,190 11,524 SH   SOLE   11,524 0 0
ROSS STORES INC COM 778296103   643,375 4,649 SH   SOLE   4,649 0 0
RTX CORPORATION COM 75513E101   702,990 8,355 SH   SOLE   8,355 0 0
RUBICON TECHNOLOGIES INC CL A 78112J208   26,634 14,397 SH   SOLE   14,397 0 0
S&P GLOBAL INC COM 78409V104   2,103,924 4,776 SH   SOLE   4,776 0 0
SALESFORCE INC COM 79466L302   431,813 1,641 SH   SOLE   1,641 0 0
SCHLUMBERGER LTD COM STK 806857108   337,672 6,458 SH   SOLE   6,458 0 0
SCHWAB CHARLES CORP COM 808513105   2,178,139 31,659 SH   SOLE   31,659 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   8,981,401 185,375 SH   SOLE   185,375 0 0
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   31,032,801 624,151 SH   SOLE   624,151 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   7,601,653 145,626 SH   SOLE   145,626 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763   21,044,426 380,206 SH   SOLE   380,206 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   22,622,263 365,229 SH   SOLE   365,229 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   16,632,133 493,096 SH   SOLE   493,096 0 0
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730   11,013,389 405,799 SH   SOLE   405,799 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   242,170 3,181 SH   SOLE   3,181 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US BM 808524789   1,717,154 28,104 SH   SOLE   28,104 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   13,898,184 165,770 SH   SOLE   165,770 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   633,300 10,000 SH   SOLE   10,000 0 0
SHELL PLC SPON ADS 780259305   269,714 4,099 SH   SOLE   4,099 0 0
SIMON PPTY GROUP INC NEW COM 828806109   290,558 2,037 SH   SOLE   2,037 0 0
SMITH A O CORP COM 831865209   339,983 4,124 SH   SOLE   4,124 0 0
SMUCKER J M CO COM NEW 832696405   1,799,019 14,235 SH   SOLE   14,235 0 0
SONY GROUP CORP SPONSORED ADR 835699307   269,677 2,848 SH   SOLE   2,848 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   1,246,420 3,300 SH   SOLE   3,300 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,882,466 53,162 SH   SOLE   53,162 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   21,748,555 45,570 SH   SOLE   45,570 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   4,960,298 9,740 SH   SOLE   9,740 0 0
SPDR SER TR PORTFLI TIPS ETF 78464A656   930,313 36,383 SH   SOLE   36,383 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847   4,209,700 86,406 SH   SOLE   86,406 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853   3,921,095 92,961 SH   SOLE   92,961 0 0
SPDR SER TR S&P 600 SMCP VAL 78464A300   10,140,968 121,726 SH   SOLE   121,726 0 0
SPDR SER TR S&P DIVID ETF 78464A763   218,698 1,750 SH   SOLE   1,750 0 0
SPROUTS FMRS MKT INC COM 85208M102   393,636 8,182 SH   SOLE   8,182 0 0
STARBUCKS CORP COM 855244109   1,859,714 19,370 SH   SOLE   19,370 0 0
STEEL DYNAMICS INC COM 858119100   341,708 2,883 SH   SOLE   2,883 0 0
STRYKER CORPORATION COM 863667101   2,707,741 9,018 SH   SOLE   9,018 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   241,461 2,311 SH   SOLE   2,311 0 0
TARGET CORP COM 87612E106   241,829 1,698 SH   SOLE   1,698 0 0
TAYLOR MORRISON HOME CORP COM 87724P106   434,002 8,135 SH   SOLE   8,135 0 0
TE CONNECTIVITY LTD SHS H84989104   720,906 5,131 SH   SOLE   5,131 0 0
TESLA INC COM 88160R101   647,042 2,604 SH   SOLE   2,604 0 0
TEXAS INSTRS INC COM 882508104   1,165,435 6,837 SH   SOLE   6,837 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   586,373 1,104 SH   SOLE   1,104 0 0
TORO CO COM 891092108   277,868 2,884 SH   SOLE   2,884 0 0
TOTALENERGIES SE SPONSORED ADS 89151E109   246,504 3,615 SH   SOLE   3,615 0 0
TRANSDIGM GROUP INC COM 893641100   292,352 289 SH   SOLE   289 0 0
TRIMTABS ETF TR FCF US QLTY ETF 89628W302   313,895 5,544 SH   SOLE   5,544 0 0
ULTA BEAUTY INC COM 90384S303   691,866 1,412 SH   SOLE   1,412 0 0
UNDER ARMOUR INC CL C 904311206   262,182 31,399 SH   SOLE   31,399 0 0
UNION PAC CORP COM 907818108   354,184 1,442 SH   SOLE   1,442 0 0
UNITED PARCEL SERVICE INC CL B 911312106   1,518,213 9,656 SH   SOLE   9,656 0 0
UNITEDHEALTH GROUP INC COM 91324P102   893,420 1,697 SH   SOLE   1,697 0 0
UNIVERSAL HLTH SVCS INC CL B 913903100   488,570 3,205 SH   SOLE   3,205 0 0
US BANCORP DEL COM NEW 902973304   2,970,733 67,872 SH   SOLE   67,872 0 0
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778   3,130,511 35,373 SH   SOLE   35,373 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   3,915,105 16,504 SH   SOLE   16,504 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   10,056,785 23,024 SH   SOLE   23,024 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   277,756 1,302 SH   SOLE   1,302 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   394,208 3,427 SH   SOLE   3,427 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   308,640 3,000 SH   SOLE   3,000 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   15,050,612 294,821 SH   SOLE   294,821 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   1,444,578 31,160 SH   SOLE   31,160 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   32,085,698 414,705 SH   SOLE   414,705 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   4,840,037 81,592 SH   SOLE   81,592 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   38,539,960 226,173 SH   SOLE   226,173 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   622,700 13,000 SH   SOLE   13,000 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   5,638,431 50,510 SH   SOLE   50,510 0 0
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   11,372,507 143,339 SH   SOLE   143,339 0 0
VANGUARD WORLD FD ESG INTL STK ETF 921910725   288,340 5,216 SH   SOLE   5,216 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306   550,630 4,695 SH   SOLE   4,695 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   400,190 10,615 SH   SOLE   10,615 0 0
VISA INC COM CL A 92826C839   4,128,630 15,858 SH   SOLE   15,858 0 0
WALMART INC COM 931142103   308,532 1,950 SH   SOLE   1,950 0 0
WELLS FARGO CO NEW COM 949746101   202,934 4,123 SH   SOLE   4,123 0 0
WISDOMTREE TR BLMBG US BULL 97717W471   263,655 10,500 SH   SOLE   10,500 0 0
WISDOMTREE TR INTL QULTY DIV 97717X131   1,383,991 38,158 SH   SOLE   38,158 0 0
WISDOMTREE TR US QTLY DIV GRT 97717X669   474,039 6,745 SH   SOLE   6,745 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102   492,141 4,036 SH   SOLE   4,036 0 0
ZOETIS INC CL A 98978V103   262,305 1,329 SH   SOLE   1,329 0 0