The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   1,279,350 11,735 SH   SOLE   11,735 0 0
ABBVIE INC COM 00287Y109   1,666,880 12,372 SH   SOLE   12,372 0 0
ABRDN ETFS BBRG ALL COMD K1 003261104   1,909,273 94,706 SH   SOLE   94,706 0 0
ABRDN GOLD ETF TRUST PHYSCL GOLD SHS 00326A104   2,250,674 122,519 SH   SOLE   122,519 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   3,920,200 12,704 SH   SOLE   12,704 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101   308,553 631 SH   SOLE   631 0 0
ADVANCED MICRO DEVICES INC COM 007903107   531,276 4,664 SH   SOLE   4,664 0 0
ALLIANT ENERGY CORP COM 018802108   286,488 5,459 SH   SOLE   5,459 0 0
ALPHABET INC CAP STK CL C 02079K107   5,452,844 45,076 SH   SOLE   45,076 0 0
ALPHABET INC CAP STK CL A 02079K305   1,680,588 14,040 SH   SOLE   14,040 0 0
ALPS ETF TR ALERIAN MLP 00162Q452   1,692,159 43,156 SH   SOLE   43,156 0 0
ALTRIA GROUP INC COM 02209S103   207,340 4,484 SH   SOLE   4,484 0 0
AMAZON COM INC COM 023135106   3,981,455 30,542 SH   SOLE   30,542 0 0
AMERICAN EXPRESS CO COM 025816109   2,935,618 16,852 SH   SOLE   16,852 0 0
AMERICAN FINL GROUP INC OHIO COM 025932104   623,200 5,248 SH   SOLE   5,248 0 0
AMGEN INC COM 031162100   2,745,277 12,365 SH   SOLE   12,365 0 0
AMPHENOL CORP NEW CL A 032095101   750,514 8,813 SH   SOLE   8,813 0 0
ANALOG DEVICES INC COM 032654105   3,591,517 18,436 SH   SOLE   18,436 0 0
APPLE INC COM 037833100   12,837,690 66,184 SH   SOLE   66,184 0 0
ARCH CAP GROUP LTD ORD G0450A105   473,202 6,322 SH   SOLE   6,322 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210   247,140 341 SH   SOLE   341 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   3,128,000 14,150 SH   SOLE   14,150 0 0
AUTOZONE INC COM 053332102   3,981,896 1,597 SH   SOLE   1,597 0 0
BECTON DICKINSON & CO COM 075887109   2,581,226 9,777 SH   SOLE   9,777 0 0
BERKLEY W R CORP COM 084423102   817,640 13,728 SH   SOLE   13,728 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   6,986,067 20,487 SH   SOLE   20,487 0 0
BLACKROCK INC COM 09247X101   422,978 612 SH   SOLE   612 0 0
BOEING CO COM 097023105   686,059 3,249 SH   SOLE   3,249 0 0
BOOKING HOLDINGS INC COM 09857L108   218,727 81 SH   SOLE   81 0 0
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106   837,670 7,506 SH   SOLE   7,506 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   2,760,274 43,163 SH   SOLE   43,163 0 0
BROADCOM INC COM 11135F101   1,168,428 1,347 SH   SOLE   1,347 0 0
BROADSTONE NET LEASE INC COM 11135E203   242,238 15,689 SH   SOLE   15,689 0 0
BROOKFIELD CORP CL A LTD VT SH 11271J107   245,443 7,294 SH   SOLE   7,294 0 0
BROWN & BROWN INC COM 115236101   798,337 11,597 SH   SOLE   11,597 0 0
BROWN FORMAN CORP CL B 115637209   338,918 5,060 SH   SOLE   5,060 0 0
CARDINAL HEALTH INC COM 14149Y108   1,027,998 10,813 SH   SOLE   10,813 0 0
CARMAX INC COM 143130102   506,887 6,056 SH   SOLE   6,056 0 0
CARRIER GLOBAL CORPORATION COM 14448C104   368,624 7,388 SH   SOLE   7,388 0 0
CATERPILLAR INC COM 149123101   259,829 1,056 SH   SOLE   1,056 0 0
CDW CORP COM 12514G108   812,722 4,429 SH   SOLE   4,429 0 0
CENTENE CORP DEL COM 15135B101   261,773 3,881 SH   SOLE   3,881 0 0
CF INDS HLDGS INC COM 125269100   341,616 4,921 SH   SOLE   4,921 0 0
CHEVRON CORP NEW COM 166764100   5,276,575 33,534 SH   SOLE   33,534 0 0
CHUBB LIMITED COM H1467J104   227,849 1,178 SH   SOLE   1,178 0 0
CISCO SYS INC COM 17275R102   3,110,298 60,114 SH   SOLE   60,114 0 0
CNH INDL N V SHS N20944109   160,243 11,128 SH   SOLE   11,128 0 0
COCA COLA CO COM 191216100   247,545 4,079 SH   SOLE   4,079 0 0
COMCAST CORP NEW CL A 20030N101   806,943 19,421 SH   SOLE   19,421 0 0
COPART INC COM 217204106   1,176,153 12,895 SH   SOLE   12,895 0 0
COSTCO WHSL CORP NEW COM 22160K105   3,286,272 6,104 SH   SOLE   6,104 0 0
CSX CORP COM 126408103   789,620 23,156 SH   SOLE   23,156 0 0
CVS HEALTH CORP COM 126650100   2,953,510 42,724 SH   SOLE   42,724 0 0
CYBERARK SOFTWARE LTD SHS M2682V108   222,927 1,426 SH   SOLE   1,426 0 0
DANAHER CORPORATION COM 235851102   2,963,258 12,333 SH   SOLE   12,333 0 0
DARDEN RESTAURANTS INC COM 237194105   217,872 1,304 SH   SOLE   1,304 0 0
DEVON ENERGY CORP NEW COM 25179M103   1,432,701 29,638 SH   SOLE   29,638 0 0
DIAGEO PLC SPON ADR NEW 25243Q205   253,628 1,462 SH   SOLE   1,462 0 0
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849   7,562,263 158,771 SH   SOLE   158,771 0 0
DIREXION SHS ETF TR DLY S&P500 BR 1X 25460E869   304,793 21,359 SH   SOLE   21,359 0 0
DISNEY WALT CO COM 254687106   318,015 3,562 SH   SOLE   3,562 0 0
DOCUSIGN INC COM 256163106   637,910 12,486 SH   SOLE   12,486 0 0
DOLLAR GEN CORP NEW COM 256677105   2,325,646 13,698 SH   SOLE   13,698 0 0
DOLLAR TREE INC COM 256746108   711,330 4,957 SH   SOLE   4,957 0 0
EATON CORP PLC SHS G29183103   324,978 1,616 SH   SOLE   1,616 0 0
EBAY INC. COM 278642103   2,403,071 53,772 SH   SOLE   53,772 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108   341,852 3,624 SH   SOLE   3,624 0 0
ELANCO ANIMAL HEALTH INC COM 28414H103   209,087 20,784 SH   SOLE   20,784 0 0
ELECTRONIC ARTS INC COM 285512109   1,764,958 13,608 SH   SOLE   13,608 0 0
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   167,386 13,180 SH   SOLE   13,180 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107   342,550 13,000 SH   SOLE   13,000 0 0
EOG RES INC COM 26875P101   2,481,174 21,681 SH   SOLE   21,681 0 0
EQT CORP COM 26884L109   1,291,688 31,405 SH   SOLE   31,405 0 0
ETF SER SOLUTIONS DISTILLATE US 26922A321   35,260,163 778,972 SH   SOLE   778,972 0 0
EXELON CORP COM 30161N101   210,585 5,169 SH   SOLE   5,169 0 0
EXPEDITORS INTL WASH INC COM 302130109   905,810 7,478 SH   SOLE   7,478 0 0
EXXON MOBIL CORP COM 30231G102   6,280,453 58,559 SH   SOLE   58,559 0 0
FASTENAL CO COM 311900104   827,571 14,029 SH   SOLE   14,029 0 0
FISERV INC COM 337738108   261,761 2,075 SH   SOLE   2,075 0 0
FLAHERTY & CRUMRINE PFD INCO COM 33848E106   80,100 10,000 SH   SOLE   10,000 0 0
FLEX LTD ORD Y2573F102   218,024 7,888 SH   SOLE   7,888 0 0
FLEXSHARES TR MORNSTAR UPSTR 33939L407   355,301 8,867 SH   SOLE   8,867 0 0
FLOOR & DECOR HLDGS INC CL A 339750101   514,498 4,949 SH   SOLE   4,949 0 0
FORD MTR CO DEL COM 345370860   157,851 10,433 SH   SOLE   10,433 0 0
FRANCO NEV CORP COM 351858105   201,494 1,413 SH   SOLE   1,413 0 0
GARTNER INC COM 366651107   759,472 2,168 SH   SOLE   2,168 0 0
GENERAL ELECTRIC CO COM NEW 369604301   329,220 2,997 SH   SOLE   2,997 0 0
GILEAD SCIENCES INC COM 375558103   203,927 2,646 SH   SOLE   2,646 0 0
GLACIER BANCORP INC NEW COM 37637Q105   313,757 10,066 SH   SOLE   10,066 0 0
GRANITESHARES ETF TR BBG COMMD K 1 38747R108   3,648,571 176,686 SH   SOLE   176,686 0 0
HALEON PLC SPON ADS 405552100   169,301 20,203 SH   SOLE   20,203 0 0
HF SINCLAIR CORP COM 403949100   447,795 10,038 SH   SOLE   10,038 0 0
HOME DEPOT INC COM 437076102   1,592,030 5,125 SH   SOLE   5,125 0 0
HONEYWELL INTL INC COM 438516106   216,215 1,042 SH   SOLE   1,042 0 0
ICON PLC SHS G4705A100   260,959 1,043 SH   SOLE   1,043 0 0
ING GROEP N.V. SPONSORED ADR 456837103   156,750 11,637 SH   SOLE   11,637 0 0
INGERSOLL RAND INC COM 45687V106   259,414 3,969 SH   SOLE   3,969 0 0
INTEL CORP COM 458140100   320,288 9,578 SH   SOLE   9,578 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104   243,235 2,151 SH   SOLE   2,151 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   256,648 1,918 SH   SOLE   1,918 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   358,353 1,048 SH   SOLE   1,048 0 0
INVESCO EXCH TRADED FD TR II S&P 500 REVENUE 46138G698   5,972,320 74,654 SH   SOLE   74,654 0 0
INVESCO EXCH TRADED FD TR II S&P MDCP 400 REV 46138G672   11,707,842 121,874 SH   SOLE   121,874 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 MUNI 46138J536   12,332,740 497,890 SH   SOLE   497,890 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 MUNI 46138J528   4,300,483 176,611 SH   SOLE   176,611 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 MUNI 46138J510   2,152,388 91,552 SH   SOLE   91,552 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   832,617 41,362 SH   SOLE   41,362 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866   12,980,699 613,165 SH   SOLE   613,165 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 MUNI 46138J544   8,663,452 345,433 SH   SOLE   345,433 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841   6,104,683 296,776 SH   SOLE   296,776 0 0
INVESCO EXCHANGE TRADED FD T BUYBACK ACHIEV 46137V308   5,715,139 63,892 SH   SOLE   63,892 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   6,235,556 38,103 SH   SOLE   38,103 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597   1,253,156 7,293 SH   SOLE   7,293 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   1,479,696 4,000 SH   SOLE   4,000 0 0
ISHARES GOLD TR ISHARES NEW 464285204   12,579,222 345,678 SH   SOLE   345,678 0 0
ISHARES INC MSCI PAC JP ETF 464286665   464,640 11,000 SH   SOLE   11,000 0 0
ISHARES INC CORE MSCI EMKT 46434G103   9,963,035 202,131 SH   SOLE   202,131 0 0
ISHARES TR SELECT DIVID ETF 464287168   793,100 7,000 SH   SOLE   7,000 0 0
ISHARES TR ISHS 1-5YR INVS 464288646   7,388,385 147,267 SH   SOLE   147,267 0 0
ISHARES TR ESG AWRE 1 5 YR 46435G243   357,120 14,936 SH   SOLE   14,936 0 0
ISHARES TR IBONDS DEC 46435U697   3,583,164 139,098 SH   SOLE   139,098 0 0
ISHARES TR 0-3 MNTH TREASRY 46436E718   38,542,597 383,013 SH   SOLE   383,013 0 0
ISHARES TR CORE MSCI EAFE 46432F842   14,955,925 221,569 SH   SOLE   221,569 0 0
ISHARES TR CORE MSCI INTL 46435G326   4,532,170 74,152 SH   SOLE   74,152 0 0
ISHARES TR CORE S&P500 ETF 464287200   51,964,492 116,588 SH   SOLE   116,588 0 0
ISHARES TR CORE S&P MCP ETF 464287507   27,185,010 103,966 SH   SOLE   103,966 0 0
ISHARES TR CORE S&P SCP ETF 464287804   19,900,848 199,707 SH   SOLE   199,707 0 0
ISHARES TR RUS MID CAP ETF 464287499   1,900,460 26,023 SH   SOLE   26,023 0 0
ISHARES TR IBONDS 23 TRM HG 46435U150   1,827,780 77,350 SH   SOLE   77,350 0 0
ISHARES TR IBONDS DEC2023 46435G318   5,592,481 219,399 SH   SOLE   219,399 0 0
ISHARES TR IBONDS DEC23 ETF 46434VAX8   270,350 10,690 SH   SOLE   10,690 0 0
ISHARES TR IBONDS 24 TRM TS 46436E874   2,160,050 90,758 SH   SOLE   90,758 0 0
ISHARES TR IBONDS 23 TRM TS 46436E882   5,033,934 202,899 SH   SOLE   202,899 0 0
ISHARES TR IBONDS 25 TRM TS 46436E866   383,218 16,568 SH   SOLE   16,568 0 0
ISHARES TR IBONDS 29 TRM TS 46436E825   380,450 17,589 SH   SOLE   17,589 0 0
ISHARES TR IBONDS 27 TRM TS 46436E841   373,604 16,867 SH   SOLE   16,867 0 0
ISHARES TR MSCI EAFE ETF 464287465   1,670,908 23,047 SH   SOLE   23,047 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   541,497 13,688 SH   SOLE   13,688 0 0
ISHARES TR MSCI USA ESG SLC 464288802   1,180,613 12,608 SH   SOLE   12,608 0 0
ISHARES TR NATIONAL MUN ETF 464288414   10,649,413 99,779 SH   SOLE   99,779 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   668,687 2,430 SH   SOLE   2,430 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   28,978,979 572,142 SH   SOLE   572,142 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   1,023,996 20,423 SH   SOLE   20,423 0 0
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647   3,051,623 60,753 SH   SOLE   60,753 0 0
JANUS DETROIT STR TR HENDERSN SML ETF 47103U209   10,538,233 169,534 SH   SOLE   169,534 0 0
JOHNSON & JOHNSON COM 478160104   4,088,013 24,698 SH   SOLE   24,698 0 0
JOHNSON CTLS INTL PLC SHS G51502105   217,869 3,180 SH   SOLE   3,180 0 0
JPMORGAN CHASE & CO COM 46625H100   4,370,472 30,050 SH   SOLE   30,050 0 0
KEYSIGHT TECHNOLOGIES INC COM 49338L103   358,678 2,142 SH   SOLE   2,142 0 0
KROGER CO COM 501044101   2,796,594 59,502 SH   SOLE   59,502 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409   732,919 3,037 SH   SOLE   3,037 0 0
LAM RESEARCH CORP COM 512807108   362,255 562 SH   SOLE   562 0 0
LENNAR CORP CL A 526057104   334,076 2,666 SH   SOLE   2,666 0 0
LIBERTY BROADBAND CORP COM SER C 530307305   406,959 5,080 SH   SOLE   5,080 0 0
LILLY ELI & CO COM 532457108   2,330,831 4,970 SH   SOLE   4,970 0 0
LINDE PLC SHS G54950103   630,306 1,654 SH   SOLE   1,654 0 0
LOWES COS INC COM 548661107   2,417,247 10,710 SH   SOLE   10,710 0 0
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106   249,280 4,000 SH   SOLE   4,000 0 0
MARATHON PETE CORP COM 56585A102   2,922,113 25,061 SH   SOLE   25,061 0 0
MARKEL GROUP INC COM 570535104   871,403 630 SH   SOLE   630 0 0
MASTERCARD INCORPORATED CL A 57636Q104   629,673 1,601 SH   SOLE   1,601 0 0
MCDONALDS CORP COM 580135101   3,452,354 11,569 SH   SOLE   11,569 0 0
MCKESSON CORP COM 58155Q103   5,488,439 12,828 SH   SOLE   12,828 0 0
MEDTRONIC PLC SHS G5960L103   2,589,911 29,169 SH   SOLE   29,169 0 0
MERCK & CO INC COM 58933Y105   722,028 6,218 SH   SOLE   6,218 0 0
META PLATFORMS INC CL A 30303M102   783,742 2,731 SH   SOLE   2,731 0 0
METLIFE INC COM 59156R108   223,972 3,962 SH   SOLE   3,962 0 0
MICROCHIP TECHNOLOGY INC. COM 595017104   718,960 8,025 SH   SOLE   8,025 0 0
MICROSOFT CORP COM 594918104   9,665,887 28,384 SH   SOLE   28,384 0 0
MONDELEZ INTL INC CL A 609207105   572,302 7,805 SH   SOLE   7,805 0 0
MORGAN STANLEY COM NEW 617446448   244,415 2,862 SH   SOLE   2,862 0 0
MURPHY USA INC COM 626755102   240,488 773 SH   SOLE   773 0 0
NETFLIX INC COM 64110L106   354,594 805 SH   SOLE   805 0 0
NEXTERA ENERGY INC COM 65339F101   298,878 4,028 SH   SOLE   4,028 0 0
NIKE INC CL B 654106103   402,102 3,632 SH   SOLE   3,632 0 0
NORTHERN TR CORP COM 665859104   1,593,271 21,272 SH   SOLE   21,272 0 0
NOVO-NORDISK A S ADR 670100205   307,962 1,903 SH   SOLE   1,903 0 0
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607   312,639 8,452 SH   SOLE   8,452 0 0
NVIDIA CORPORATION COM 67066G104   1,426,846 3,373 SH   SOLE   3,373 0 0
OMNICOM GROUP INC COM 681919106   603,482 6,297 SH   SOLE   6,297 0 0
ORACLE CORP COM 68389X105   2,690,124 22,589 SH   SOLE   22,589 0 0
OREILLY AUTOMOTIVE INC COM 67103H107   737,492 772 SH   SOLE   772 0 0
OTIS WORLDWIDE CORP COM 68902V107   344,202 3,867 SH   SOLE   3,867 0 0
PALO ALTO NETWORKS INC COM 697435105   1,046,313 4,095 SH   SOLE   4,095 0 0
PAYPAL HLDGS INC COM 70450Y103   482,658 7,233 SH   SOLE   7,233 0 0
PEPSICO INC COM 713448108   3,676,617 19,850 SH   SOLE   19,850 0 0
PFIZER INC COM 717081103   3,185,768 86,853 SH   SOLE   86,853 0 0
PHILIP MORRIS INTL INC COM 718172109   314,174 3,177 SH   SOLE   3,177 0 0
PNC FINL SVCS GROUP INC COM 693475105   2,391,916 18,991 SH   SOLE   18,991 0 0
POSCO HOLDINGS INC SPONSORED ADR 693483109   212,015 2,867 SH   SOLE   2,867 0 0
PROCTER AND GAMBLE CO COM 742718109   2,960,447 19,510 SH   SOLE   19,510 0 0
PROGRESSIVE CORP COM 743315103   4,659,159 35,198 SH   SOLE   35,198 0 0
QUALCOMM INC COM 747525103   3,044,329 25,574 SH   SOLE   25,574 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101   753,019 7,687 SH   SOLE   7,687 0 0
REGIONS FINANCIAL CORP NEW COM 7591EP100   423,263 23,493 SH   SOLE   23,493 0 0
REINSURANCE GRP OF AMERICA I COM NEW 759351604   648,792 4,678 SH   SOLE   4,678 0 0
RLI CORP COM 749607107   634,586 4,650 SH   SOLE   4,650 0 0
ROSS STORES INC COM 778296103   541,252 4,827 SH   SOLE   4,827 0 0
S&P GLOBAL INC COM 78409V104   1,145,343 2,857 SH   SOLE   2,857 0 0
SALESFORCE INC COM 79466L302   320,693 1,518 SH   SOLE   1,518 0 0
SCHLUMBERGER LTD COM STK 806857108   291,283 5,900 SH   SOLE   5,900 0 0
SCHWAB CHARLES CORP COM 808513105   1,840,910 32,479 SH   SOLE   32,479 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   20,519,541 356,428 SH   SOLE   356,428 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   15,645,911 484,544 SH   SOLE   484,544 0 0
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730   10,505,391 392,431 SH   SOLE   392,431 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US BM 808524789   1,652,394 29,122 SH   SOLE   29,122 0 0
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   19,512,052 395,943 SH   SOLE   395,943 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   6,645,808 126,756 SH   SOLE   126,756 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   209,218 2,881 SH   SOLE   2,881 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763   20,178,055 399,961 SH   SOLE   399,961 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   654,400 10,000 SH   SOLE   10,000 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   13,533,348 166,728 SH   SOLE   166,728 0 0
SHELL PLC SPON ADS 780259305   242,667 4,019 SH   SOLE   4,019 0 0
SIMON PPTY GROUP INC NEW COM 828806109   228,650 1,980 SH   SOLE   1,980 0 0
SMITH A O CORP COM 831865209   374,744 5,149 SH   SOLE   5,149 0 0
SMUCKER J M CO COM NEW 832696405   2,182,858 14,782 SH   SOLE   14,782 0 0
SONY GROUP CORPORATION SPONSORED ADR 835699307   353,857 3,930 SH   SOLE   3,930 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   1,137,265 3,300 SH   SOLE   3,300 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,747,914 50,841 SH   SOLE   50,841 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   20,865,782 46,898 SH   SOLE   46,898 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   4,691,814 9,766 SH   SOLE   9,766 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853   3,340,318 86,002 SH   SOLE   86,002 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847   4,242,209 92,443 SH   SOLE   92,443 0 0
SPDR SER TR NUVEEN BLMBRG SH 78468R739   545,733 11,599 SH   SOLE   11,599 0 0
SPDR SER TR PORTFLI TIPS ETF 78464A656   801,608 31,022 SH   SOLE   31,022 0 0
SPDR SER TR S&P 600 SMCP VAL 78464A300   8,943,296 115,861 SH   SOLE   115,861 0 0
SPDR SER TR S&P DIVID ETF 78464A763   214,515 1,750 SH   SOLE   1,750 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474   283,478 9,629 SH   SOLE   9,629 0 0
STARBUCKS CORP COM 855244109   1,888,480 19,064 SH   SOLE   19,064 0 0
STEEL DYNAMICS INC COM 858119100   285,417 2,610 SH   SOLE   2,610 0 0
STRYKER CORPORATION COM 863667101   2,906,104 9,502 SH   SOLE   9,502 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   233,348 2,302 SH   SOLE   2,302 0 0
TARGET CORP COM 87612E106   217,767 1,651 SH   SOLE   1,651 0 0
TAYLOR MORRISON HOME CORP COM 87724P106   378,163 7,754 SH   SOLE   7,754 0 0
TE CONNECTIVITY LTD SHS H84989104   751,678 5,363 SH   SOLE   5,363 0 0
TESLA INC COM 88160R101   580,344 2,217 SH   SOLE   2,217 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   491,368 941 SH   SOLE   941 0 0
TORO CO COM 891092108   304,542 2,986 SH   SOLE   2,986 0 0
TOTALENERGIES SE SPONSORED ADS 89151E109   222,202 3,855 SH   SOLE   3,855 0 0
TRANSDIGM GROUP INC COM 893641100   235,167 263 SH   SOLE   263 0 0
TRIMTABS ETF TR FCF US QLTY ETF 89628W302   291,005 5,544 SH   SOLE   5,544 0 0
ULTA BEAUTY INC COM 90384S303   689,892 1,466 SH   SOLE   1,466 0 0
UNDER ARMOUR INC CL C 904311206   178,815 26,649 SH   SOLE   26,649 0 0
UNION PAC CORP COM 907818108   219,557 1,073 SH   SOLE   1,073 0 0
UNITED PARCEL SERVICE INC CL B 911312106   653,725 3,647 SH   SOLE   3,647 0 0
UNITEDHEALTH GROUP INC COM 91324P102   873,804 1,818 SH   SOLE   1,818 0 0
UNIVERSAL HLTH SVCS INC CL B 913903100   530,423 3,362 SH   SOLE   3,362 0 0
US BANCORP DEL COM NEW 902973304   373,379 11,139 SH   SOLE   11,139 0 0
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778   2,628,698 31,878 SH   SOLE   31,878 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   3,635,526 16,504 SH   SOLE   16,504 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   8,826,797 21,589 SH   SOLE   21,589 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   777,006 7,033 SH   SOLE   7,033 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   17,419,510 346,864 SH   SOLE   346,864 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   38,140,632 504,106 SH   SOLE   504,106 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   3,307,779 56,389 SH   SOLE   56,389 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   1,433,048 31,160 SH   SOLE   31,160 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   36,737,519 225,103 SH   SOLE   225,103 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   692,700 15,000 SH   SOLE   15,000 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   5,357,596 50,510 SH   SOLE   50,510 0 0
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   11,512,200 153,312 SH   SOLE   153,312 0 0
VANGUARD WORLD FD ESG INTL STK ETF 921910725   277,022 5,216 SH   SOLE   5,216 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306   278,187 2,443 SH   SOLE   2,443 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   282,797 7,604 SH   SOLE   7,604 0 0
VISA INC COM CL A 92826C839   4,093,918 17,239 SH   SOLE   17,239 0 0
WALMART INC COM 931142103   235,141 1,496 SH   SOLE   1,496 0 0
WELLS FARGO CO NEW COM 949746101   201,108 4,712 SH   SOLE   4,712 0 0
ZEBRA TECHNOLOGIES CORPORATI CL A 989207105   260,626 881 SH   SOLE   881 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102   492,059 3,374 SH   SOLE   3,374 0 0
ZOETIS INC CL A 98978V103   354,925 2,061 SH   SOLE   2,061 0 0