The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 1,440 11,130 SH   SOLE   11,130 0 0
ABBOTT LABS COM 002824100 1,330 12,244 SH   SOLE   12,244 0 0
ABBVIE INC COM 00287Y109 1,782 11,635 SH   SOLE   11,635 0 0
ABRDN GOLD ETF TRUST PHYSCL GOLD SHS 00326A104 591 34,123 SH   SOLE   34,123 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 3,330 11,995 SH   SOLE   11,995 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 262 717 SH   SOLE   717 0 0
ADVANCED MICRO DEVICES INC COM 007903107 212 2,770 SH   SOLE   2,770 0 0
AFRICAN GOLD ACQUISITION COR SHS CL A G0112R108 315 32,200 SH   SOLE   32,200 0 0
ALLSTATE CORP COM 020002101 207 1,621 SH   SOLE   1,621 0 0
ALPHABET INC CAP STK CL A 02079K305 754 346 SH   SOLE   346 0 0
ALPHABET INC CAP STK CL C 02079K107 4,187 1,914 SH   SOLE   1,914 0 0
ALPS ETF TR ALERIAN MLP 00162Q452 1,481 42,996 SH   SOLE   42,996 0 0
AMAZON COM INC COM 023135106 2,231 21,007 SH   SOLE   21,007 0 0
AMERICAN EXPRESS CO COM 025816109 2,094 15,048 SH   SOLE   15,048 0 0
AMERICAN FINL GROUP INC OHIO COM 025932104 715 5,153 SH   SOLE   5,153 0 0
AMERICAN TOWER CORP NEW COM 03027X100 219 852 SH   SOLE   852 0 0
AMGEN INC COM 031162100 2,996 12,316 SH   SOLE   12,316 0 0
AMPHENOL CORP NEW CL A 032095101 562 8,697 SH   SOLE   8,697 0 0
ANALOG DEVICES INC COM 032654105 2,729 18,679 SH   SOLE   18,679 0 0
APPLE INC COM 037833100 7,637 55,858 SH   SOLE   55,858 0 0
ARCH CAP GROUP LTD ORD G0450A105 668 14,676 SH   SOLE   14,676 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 3,098 14,679 SH   SOLE   14,679 0 0
AUTOZONE INC COM 053332102 3,277 1,525 SH   SOLE   1,525 0 0
AXALTA COATING SYS LTD COM G0750C108 348 15,724 SH   SOLE   15,724 0 0
BECTON DICKINSON & CO COM 075887109 2,456 9,964 SH   SOLE   9,964 0 0
BERKLEY W R CORP COM 084423102 791 11,476 SH   SOLE   11,476 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 4,584 16,789 SH   SOLE   16,789 0 0
BK OF AMERICA CORP COM 060505104 238 7,646 SH   SOLE   7,646 0 0
BLACKROCK CALIF MUN INCOME T SH BEN INT 09248E102 151 13,300 SH   SOLE   13,300 0 0
BLACKROCK MUNIYIELD QUALITY COM 09254E103 286 24,436 SH   SOLE   24,436 0 0
BLOCKCHAIN MOON ACQUISITN CO COM 09370F109 196 19,800 SH   SOLE   19,800 0 0
BOEING CO COM 097023105 398 2,914 SH   SOLE   2,914 0 0
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106 632 6,993 SH   SOLE   6,993 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 3,280 42,297 SH   SOLE   42,297 0 0
BROADCOM INC COM 11135F101 270 555 SH   SOLE   555 0 0
BROADSTONE NET LEASE INC COM 11135E203 320 15,624 SH   SOLE   15,624 0 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 569 12,797 SH   SOLE   12,797 0 0
BROWN & BROWN INC COM 115236101 683 11,703 SH   SOLE   11,703 0 0
BROWN FORMAN CORP CL B 115637209 327 4,650 SH   SOLE   4,650 0 0
CARDINAL HEALTH INC COM 14149Y108 550 10,423 SH   SOLE   10,423 0 0
CARMAX INC COM 143130102 509 5,631 SH   SOLE   5,631 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 224 6,242 SH   SOLE   6,242 0 0
CDW CORP COM 12514G108 706 4,483 SH   SOLE   4,483 0 0
CENTENE CORP DEL COM 15135B101 277 3,270 SH   SOLE   3,270 0 0
CF INDS HLDGS INC COM 125269100 358 4,174 SH   SOLE   4,174 0 0
CHEVRON CORP NEW COM 166764100 4,532 31,303 SH   SOLE   31,303 0 0
CHUBB LIMITED COM H1467J104 239 1,213 SH   SOLE   1,213 0 0
CISCO SYS INC COM 17275R102 2,477 58,101 SH   SOLE   58,101 0 0
CNH INDL N V SHS N20944109 122 10,533 SH   SOLE   10,533 0 0
COCA COLA CO COM 191216100 211 3,326 SH   SOLE   3,326 0 0
COMCAST CORP NEW CL A 20030N101 371 9,464 SH   SOLE   9,464 0 0
COPART INC COM 217204106 666 6,131 SH   SOLE   6,131 0 0
COSTCO WHSL CORP NEW COM 22160K105 2,807 5,856 SH   SOLE   5,856 0 0
CVS HEALTH CORP COM 126650100 3,946 42,581 SH   SOLE   42,581 0 0
DANAHER CORPORATION COM 235851102 3,100 12,214 SH   SOLE   12,214 0 0
DEVON ENERGY CORP NEW COM 25179M103 1,554 28,191 SH   SOLE   28,191 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 255 1,462 SH   SOLE   1,462 0 0
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849 10,012 208,277 SH   SOLE   208,277 0 0
DIREXION SHS ETF TR DLY S&P500 BR 1X 25460E869 453 26,588 SH   SOLE   26,588 0 0
DISNEY WALT CO COM 254687106 1,872 19,828 SH   SOLE   19,828 0 0
DOCUSIGN INC COM 256163106 714 12,442 SH   SOLE   12,442 0 0
DOLLAR GEN CORP NEW COM 256677105 3,395 13,831 SH   SOLE   13,831 0 0
DOLLAR TREE INC COM 256746108 823 5,283 SH   SOLE   5,283 0 0
DWS MUN INCOME TR COM 233368109 335 35,600 SH   SOLE   35,600 0 0
E MERGE TECHNOLOGY ACQUISITI COM CL A 26873Y104 310 31,000 SH   SOLE   31,000 0 0
EASTMAN CHEM CO COM 277432100 354 3,914 SH   SOLE   3,914 0 0
EATON VANCE MUN BD FD COM 27827X101 161 15,000 SH   SOLE   15,000 0 0
EBAY INC. COM 278642103 2,287 54,876 SH   SOLE   54,876 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 506 5,320 SH   SOLE   5,320 0 0
ELECTRONIC ARTS INC COM 285512109 1,549 12,732 SH   SOLE   12,732 0 0
EOG RES INC COM 26875P101 2,377 21,521 SH   SOLE   21,521 0 0
EQT CORP COM 26884L109 989 28,757 SH   SOLE   28,757 0 0
ETF SER SOLUTIONS DISTILLATE US 26922A321 26,364 680,884 SH   SOLE   680,884 0 0
EXECUTIVE NETWORK PARTNERING CL A 30158L100 337 33,750 SH   SOLE   33,750 0 0
EXELON CORP COM 30161N101 241 5,311 SH   SOLE   5,311 0 0
EXPEDITORS INTL WASH INC COM 302130109 560 5,742 SH   SOLE   5,742 0 0
EXXON MOBIL CORP COM 30231G102 4,983 58,185 SH   SOLE   58,185 0 0
FASTENAL CO COM 311900104 643 12,880 SH   SOLE   12,880 0 0
FLEXSHARES TR MORNSTAR UPSTR 33939L407 352 8,867 SH   SOLE   8,867 0 0
FLOOR & DECOR HLDGS INC CL A 339750101 308 4,895 SH   SOLE   4,895 0 0
GARTNER INC COM 366651107 513 2,120 SH   SOLE   2,120 0 0
GILEAD SCIENCES INC COM 375558103 208 3,362 SH   SOLE   3,362 0 0
GLACIER BANCORP INC NEW COM 37637Q105 447 9,419 SH   SOLE   9,419 0 0
HF SINCLAIR CORP COM 403949100 413 9,149 SH   SOLE   9,149 0 0
HOME DEPOT INC COM 437076102 1,265 4,613 SH   SOLE   4,613 0 0
ICON PLC SHS G4705A100 242 1,117 SH   SOLE   1,117 0 0
ING GROEP N.V. SPONSORED ADR 456837103 115 11,637 SH   SOLE   11,637 0 0
INTEL CORP COM 458140100 1,946 52,016 SH   SOLE   52,016 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 321 2,273 SH   SOLE   2,273 0 0
INVESCO EXCH TRADED FD TR II S&P 500 REVENUE 46138G698 5,281 75,580 SH   SOLE   75,580 0 0
INVESCO EXCH TRADED FD TR II S&P MDCP 400 REV 46138G672 5,281 67,447 SH   SOLE   67,447 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 MUNI 46138J536 4,916 197,541 SH   SOLE   197,541 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 MUNI 46138J510 886 37,467 SH   SOLE   37,467 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 MUNI 46138J544 5,161 204,881 SH   SOLE   204,881 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 884 42,636 SH   SOLE   42,636 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 889 42,441 SH   SOLE   42,441 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 MUNI 46138J528 4,919 200,511 SH   SOLE   200,511 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 882 43,165 SH   SOLE   43,165 0 0
INVESCO EXCHANGE TRADED FD T BUYBACK ACHIEV 46137V308 4,953 63,892 SH   SOLE   63,892 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 5,656 38,167 SH   SOLE   38,167 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597 1,189 7,751 SH   SOLE   7,751 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 1,123 4,000 SH   SOLE   4,000 0 0
ISHARES GOLD TR ISHARES NEW 464285204 13,636 397,431 SH   SOLE   397,431 0 0
ISHARES INC CORE MSCI EMKT 46434G103 6,744 137,461 SH   SOLE   137,461 0 0
ISHARES INC MSCI PAC JP ETF 464286665 458 11,000 SH   SOLE   11,000 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 369 2,542 SH   SOLE   2,542 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 16,397 146,756 SH   SOLE   146,756 0 0
ISHARES TR ESG AWRE 1 5 YR 46435G243 360 14,936 SH   SOLE   14,936 0 0
ISHARES TR CORE S&P SCP ETF 464287804 17,074 184,760 SH   SOLE   184,760 0 0
ISHARES TR CORE MSCI INTL 46435G326 4,306 80,121 SH   SOLE   80,121 0 0
ISHARES TR RUS MID CAP ETF 464287499 607 9,382 SH   SOLE   9,382 0 0
ISHARES TR MSCI USA ESG SLC 464288802 1,024 12,693 SH   SOLE   12,693 0 0
ISHARES TR CORE MSCI EAFE 46432F842 13,001 220,915 SH   SOLE   220,915 0 0
ISHARES TR CORE S&P500 ETF 464287200 37,229 98,191 SH   SOLE   98,191 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 562 14,017 SH   SOLE   14,017 0 0
ISHARES TR IBONDS 29 TRM TS 46436E825 440 19,336 SH   SOLE   19,336 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 812 3,713 SH   SOLE   3,713 0 0
ISHARES TR IBONDS 27 TRM TS 46436E841 440 19,008 SH   SOLE   19,008 0 0
ISHARES TR IBONDS 25 TRM TS 46436E866 442 18,436 SH   SOLE   18,436 0 0
ISHARES TR IBONDS DEC23 ETF 46434VAX8 268 10,690 SH   SOLE   10,690 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 8,913 176,313 SH   SOLE   176,313 0 0
ISHARES TR MSCI EAFE ETF 464287465 1,416 22,667 SH   SOLE   22,667 0 0
ISHARES TR CORE S&P MCP ETF 464287507 23,030 101,798 SH   SOLE   101,798 0 0
ISHARES TR NATIONAL MUN ETF 464288414 1,545 14,528 SH   SOLE   14,528 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 623 5,950 SH   SOLE   5,950 0 0
ISHARES TR SELECT DIVID ETF 464287168 824 7,000 SH   SOLE   7,000 0 0
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647 6,619 132,623 SH   SOLE   132,623 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 4,772 94,206 SH   SOLE   94,206 0 0
JANUS DETROIT STR TR HENDERSN SML ETF 47103U209 4,411 86,647 SH   SOLE   86,647 0 0
JOHNSON & JOHNSON COM 478160104 4,023 22,666 SH   SOLE   22,666 0 0
JPMORGAN CHASE & CO COM 46625H100 3,140 27,880 SH   SOLE   27,880 0 0
KEYSIGHT TECHNOLOGIES INC COM 49338L103 305 2,214 SH   SOLE   2,214 0 0
KINS TECHNOLOGY GROUP INC COM CL A 49714K109 129 12,900 SH   SOLE   12,900 0 0
KROGER CO COM 501044101 2,882 60,891 SH   SOLE   60,891 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409 670 2,859 SH   SOLE   2,859 0 0
LAM RESEARCH CORP COM 512807108 204 476 SH   SOLE   476 0 0
LIBERTY BROADBAND CORP COM SER C 530307305 526 4,550 SH   SOLE   4,550 0 0
LILLY ELI & CO COM 532457108 954 2,943 SH   SOLE   2,943 0 0
LINDE PLC SHS G5494J103 479 1,665 SH   SOLE   1,665 0 0
LOWES COS INC COM 548661107 1,987 11,374 SH   SOLE   11,374 0 0
M & T BK CORP COM 55261F104 377 2,368 SH   SOLE   2,368 0 0
MARATHON PETE CORP COM 56585A102 1,922 23,381 SH   SOLE   23,381 0 0
MARKEL CORP COM 570535104 795 615 SH   SOLE   615 0 0
MASTERCARD INCORPORATED CL A 57636Q104 204 647 SH   SOLE   647 0 0
MCDONALDS CORP COM 580135101 2,792 11,309 SH   SOLE   11,309 0 0
MCKESSON CORP COM 58155Q103 4,395 13,453 SH   SOLE   13,453 0 0
MEDTRONIC PLC SHS G5960L103 406 4,495 SH   SOLE   4,495 0 0
MERCK & CO INC COM 58933Y105 506 5,508 SH   SOLE   5,508 0 0
META PLATFORMS INC CL A 30303M102 345 2,141 SH   SOLE   2,141 0 0
MFS MUN INCOME TR SH BEN INT 552738106 156 28,700 SH   SOLE   28,700 0 0
MICROCHIP TECHNOLOGY INC. COM 595017104 389 6,694 SH   SOLE   6,694 0 0
MICROSOFT CORP COM 594918104 5,585 21,746 SH   SOLE   21,746 0 0
MONDELEZ INTL INC CL A 609207105 348 5,570 SH   SOLE   5,570 0 0
NEXTERA ENERGY INC COM 65339F101 360 4,647 SH   SOLE   4,647 0 0
NIKE INC CL B 654106103 380 3,712 SH   SOLE   3,712 0 0
NORTHERN TR CORP COM 665859104 2,068 21,279 SH   SOLE   21,279 0 0
NOVO-NORDISK A S ADR 670100205 212 1,903 SH   SOLE   1,903 0 0
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 289 8,815 SH   SOLE   8,815 0 0
NUVEEN NEW YORK AMT QLT MUNI COM 670656107 306 27,600 SH   SOLE   27,600 0 0
NVIDIA CORPORATION COM 67066G104 367 2,422 SH   SOLE   2,422 0 0
OMNICOM GROUP INC COM 681919106 341 5,305 SH   SOLE   5,305 0 0
ORACLE CORP COM 68389X105 2,681 38,373 SH   SOLE   38,373 0 0
OREILLY AUTOMOTIVE INC COM 67103H107 698 1,105 SH   SOLE   1,105 0 0
OTIS WORLDWIDE CORP COM 68902V107 224 3,171 SH   SOLE   3,171 0 0
PALO ALTO NETWORKS INC COM 697435105 582 1,178 SH   SOLE   1,178 0 0
PAYPAL HLDGS INC COM 70450Y103 1,043 14,933 SH   SOLE   14,933 0 0
PEPSICO INC COM 713448108 2,921 17,526 SH   SOLE   17,526 0 0
PFIZER INC COM 717081103 4,431 84,512 SH   SOLE   84,512 0 0
PHILIP MORRIS INTL INC COM 718172109 236 2,364 SH   SOLE   2,364 0 0
PNC FINL SVCS GROUP INC COM 693475105 2,841 18,008 SH   SOLE   18,008 0 0
PROCTER AND GAMBLE CO COM 742718109 2,306 16,037 SH   SOLE   16,037 0 0
PROGRESSIVE CORP COM 743315103 4,295 36,941 SH   SOLE   36,941 0 0
PROPERTY SOLUTIONS ACQUISITI UNIT 03/01/2026 74350A207 195 20,000 SH   SOLE   20,000 0 0
PROSHARES TR SHRT RUSSELL2000 74348A210 268 10,281 SH   SOLE   10,281 0 0
QORVO INC COM 74736K101 312 3,306 SH   SOLE   3,306 0 0
QUALCOMM INC COM 747525103 3,145 24,619 SH   SOLE   24,619 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 682 7,098 SH   SOLE   7,098 0 0
REGIONS FINANCIAL CORP NEW COM 7591EP100 396 20,942 SH   SOLE   20,942 0 0
REINSURANCE GRP OF AMERICA I COM NEW 759351604 516 4,399 SH   SOLE   4,399 0 0
RLI CORP COM 749607107 481 4,126 SH   SOLE   4,126 0 0
ROSS STORES INC COM 778296103 325 4,627 SH   SOLE   4,627 0 0
S&P GLOBAL INC COM 78409V104 737 2,187 SH   SOLE   2,187 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 15,276 300,111 SH   SOLE   300,111 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 16,778 370,777 SH   SOLE   370,777 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 19,299 681,698 SH   SOLE   681,698 0 0
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 9,554 368,444 SH   SOLE   368,444 0 0
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 9,412 182,395 SH   SOLE   182,395 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 4,703 84,290 SH   SOLE   84,290 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 214 2,982 SH   SOLE   2,982 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 701 10,000 SH   SOLE   10,000 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 8,089 113,117 SH   SOLE   113,117 0 0
SHELL PLC SPON ADS 780259305 210 4,019 SH   SOLE   4,019 0 0
SMITH A O CORP COM 831865209 336 6,152 SH   SOLE   6,152 0 0
SMUCKER J M CO COM NEW 832696405 1,914 14,950 SH   SOLE   14,950 0 0
SONY GROUP CORPORATION SPONSORED ADR 835699307 365 4,463 SH   SOLE   4,463 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 1,018 3,300 SH   SOLE   3,300 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 2,035 58,521 SH   SOLE   58,521 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 8,821 23,285 SH   SOLE   23,285 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 4,245 10,232 SH   SOLE   10,232 0 0
SPDR SER TR NUVEEN BLMBRG SH 78468R739 1,250 26,450 SH   SOLE   26,450 0 0
SPDR SER TR PORTFLI TIPS ETF 78464A656 972 35,317 SH   SOLE   35,317 0 0
SPDR SER TR S&P DIVID ETF 78464A763 208 1,750 SH   SOLE   1,750 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474 519 17,472 SH   SOLE   17,472 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847 3,980 100,284 SH   SOLE   100,284 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853 1,873 52,067 SH   SOLE   52,067 0 0
SPDR SER TR S&P 600 SMCP VAL 78464A300 5,634 77,813 SH   SOLE   77,813 0 0
STARBUCKS CORP COM 855244109 1,401 18,338 SH   SOLE   18,338 0 0
STRYKER CORPORATION COM 863667101 1,906 9,548 SH   SOLE   9,548 0 0
TARGET CORP COM 87612E106 224 1,584 SH   SOLE   1,584 0 0
TE CONNECTIVITY LTD SHS H84989104 580 5,123 SH   SOLE   5,123 0 0
TESLA INC COM 88160R101 342 508 SH   SOLE   508 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 614 1,130 SH   SOLE   1,130 0 0
TRIMTABS ETF TR FCF US QLTY ETF 89628W302 1,183 26,131 SH   SOLE   26,131 0 0
TRUIST FINL CORP COM 89832Q109 2,252 47,483 SH   SOLE   47,483 0 0
TWELVE SEAS INVESTMENT CO II UNIT 99/99/9999 90118T205 159 16,200 SH   SOLE   16,200 0 0
ULTA BEAUTY INC COM 90384S303 515 1,336 SH   SOLE   1,336 0 0
UNITED PARCEL SERVICE INC CL B 911312106 423 2,319 SH   SOLE   2,319 0 0
UNITEDHEALTH GROUP INC COM 91324P102 533 1,037 SH   SOLE   1,037 0 0
UNIVERSAL HLTH SVCS INC CL B 913903100 294 2,915 SH   SOLE   2,915 0 0
US BANCORP DEL COM NEW 902973304 562 12,099 SH   SOLE   12,099 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 7,174 20,597 SH   SOLE   20,597 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,987 15,834 SH   SOLE   15,834 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,297 25,957 SH   SOLE   25,957 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 4,143 40,143 SH   SOLE   40,143 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 2,998 60,053 SH   SOLE   60,053 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 5,608 91,700 SH   SOLE   91,700 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 20,473 268,457 SH   SOLE   268,457 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 33,009 230,074 SH   SOLE   230,074 0 0
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 612 15,000 SH   SOLE   15,000 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 570 5,600 SH   SOLE   5,600 0 0
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 5,161 75,228 SH   SOLE   75,228 0 0
VANGUARD WORLD FD ESG INTL STK ETF 921910725 256 5,216 SH   SOLE   5,216 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,926 37,959 SH   SOLE   37,959 0 0
VISA INC COM CL A 92826C839 3,235 16,430 SH   SOLE   16,430 0 0
ZEBRA TECHNOLOGIES CORPORATI CL A 989207105 252 857 SH   SOLE   857 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102 308 2,923 SH   SOLE   2,923 0 0
ZOETIS INC CL A 98978V103 420 2,443 SH   SOLE   2,443 0 0