The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   200,180 2,000 SH   SOLE   0 0 2,000
ALLIANCEBERNSTEIN NATL MUN I COM 01864U106   7,846,011 731,222 SH   SOLE   0 0 731,222
ALPHABET INC CAP STK CL A 02079K305   317,923 2,656 SH   SOLE   0 0 2,656
ALPHABET INC CAP STK CL C 02079K107   214,964 1,777 SH   SOLE   0 0 1,777
AMAZON COM INC COM 023135106   2,815,124 21,595 SH   SOLE   0 0 21,595
APPLE INC COM 037833100   7,995,697 41,221 SH   SOLE   0 0 41,221
APPLIED MATLS INC COM 038222105   722,700 5,000 SH   SOLE   0 0 5,000
BATH & BODY WORKS INC COM 070830104   5,395,643 143,884 SH   SOLE   0 0 143,884
BNY MELLON MUN BD INFRASTRUC COM SHS 09662W109   395,393 36,712 SH   SOLE   0 0 36,712
BNY MELLON MUN INCOME INC COM 05589T104   2,817,182 447,883 SH   SOLE   0 0 447,883
CARDINAL HEALTH INC COM 14149Y108   698,872 7,390 SH   SOLE   0 0 7,390
COCA COLA CO COM 191216100   216,306 3,592 SH   SOLE   0 0 3,592
EXXON MOBIL CORP COM 30231G102   221,328 2,064 SH   SOLE   0 0 2,064
FLAHERTY & CRUMRINE PFD INCO COM 338480106   632,726 64,171 SH   SOLE   0 0 64,171
GLOBAL X FDS LITHIUM BTRY ETF 37954Y855   917,791 14,116 SH   SOLE   0 0 14,116
HERSHEY CO COM 427866108   998,800 4,000 SH   SOLE   0 0 4,000
HOME DEPOT INC COM 437076102   444,470 1,431 SH   SOLE   0 0 1,431
HUBSPOT INC COM 443573100   266,045 500 SH   SOLE   0 0 500
INTERNATIONAL BUSINESS MACHS COM 459200101   264,876 1,979 SH   SOLE   0 0 1,979
INVESCO QQQ TR UNIT SER 1 46090E103   22,096,960 59,815 SH   SOLE   0 0 59,815
INVESCO VALUE MUN INCOME TR COM 46132P108   585,344 49,522 SH   SOLE   0 0 49,522
ISHARES TR MORNINGSTAR GRWT 464287119   766,118 12,289 SH   SOLE   0 0 12,289
ISHARES TR ISHARES BIOTECH 464287556   1,021,689 8,047 SH   SOLE   0 0 8,047
ISHARES TR RUS 1000 VAL ETF 464287598   331,436 2,100 SH   SOLE   0 0 2,100
ISHARES TR SP SMCP600VL ETF 464287879   439,769 4,625 SH   SOLE   0 0 4,625
ISHARES TR MORNINGSTAR VALU 464288109   441,449 6,636 SH   SOLE   0 0 6,636
ISHARES TR GL CLEAN ENE ETF 464288224   199,957 10,867 SH   SOLE   0 0 10,867
ISHARES TR MRGSTR SM CP GR 464288604   550,117 13,285 SH   SOLE   0 0 13,285
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   3,332,953 66,473 SH   SOLE   0 0 66,473
JOHNSON & JOHNSON COM 478160104   749,438 4,528 SH   SOLE   0 0 4,528
JPMORGAN CHASE & CO COM 46625H100   683,610 4,700 SH   SOLE   0 0 4,700
KAYNE ANDERSON ENERGY INFRST COM 486606106   1,129,612 138,773 SH   SOLE   0 0 138,773
KIMCO RLTY CORP COM 49446R109   225,635 11,442 SH   SOLE   0 0 11,442
LCNB CORP COM 50181P100   448,205 30,366 SH   SOLE   0 0 30,366
LOCKHEED MARTIN CORP COM 539830109   412,981 897 SH   SOLE   0 0 897
MAINSTAY MACKAY DEFINEDTERM COM 56064K100   521,482 30,550 SH   SOLE   0 0 30,550
MCDONALDS CORP COM 580135101   1,160,249 3,888 SH   SOLE   0 0 3,888
META PLATFORMS INC CL A 30303M102   344,663 1,201 SH   SOLE   0 0 1,201
MICROSOFT CORP COM 594918104   602,077 1,768 SH   SOLE   0 0 1,768
NEW YORK MTG TR INC COM 649604840   138,880 14,000 SH   SOLE   0 0 14,000
NEXTERA ENERGY INC COM 65339F101   200,046 2,696 SH   SOLE   0 0 2,696
NVIDIA CORPORATION COM 67066G104   331,715 784 SH   SOLE   0 0 784
PEPSICO INC COM 713448108   542,480 2,929 SH   SOLE   0 0 2,929
POLISHED COM INC COM 28252C109   17,440 37,913 SH   SOLE   0 0 37,913
PROCTER AND GAMBLE CO COM 742718109   589,963 3,888 SH   SOLE   0 0 3,888
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   26,554,997 354,303 SH   SOLE   0 0 354,303
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   477,295 4,447 SH   SOLE   0 0 4,447
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   531,317 15,761 SH   SOLE   0 0 15,761
SELECT SECTOR SPDR TR ENERGY 81369Y506   291,585 3,592 SH   SOLE   0 0 3,592
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   336,173 4,057 SH   SOLE   0 0 4,057
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   994,383 7,492 SH   SOLE   0 0 7,492
SPDR GOLD TR GOLD SHS 78463V107   32,713,527 183,506 SH   SOLE   0 0 183,506
SPDR INDEX SHS FDS S&P CHINA ETF 78463X400   1,033,035 14,003 SH   SOLE   0 0 14,003
SPDR S&P 500 ETF TR TR UNIT 78462F103   935,228 2,110 SH   SOLE   0 0 2,110
SPDR SER TR PRTFLO S&P500 HI 78468R788   388,510 10,478 SH   SOLE   0 0 10,478
SPDR SER TR AEROSPACE DEF 78464A631   667,429 5,492 SH   SOLE   0 0 5,492
TESLA INC COM 88160R101   260,985 997 SH   SOLE   0 0 997
UNITED PARCEL SERVICE INC CL B 911312106   1,269,255 7,081 SH   SOLE   0 0 7,081
UNITEDHEALTH GROUP INC COM 91324P102   3,988,379 8,298 SH   SOLE   0 0 8,298
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   5,292,773 12,995 SH   SOLE   0 0 12,995
VANGUARD INDEX FDS TOTAL STK MKT 922908769   254,125 1,154 SH   SOLE   0 0 1,154
VERTEX ENERGY INC COM 92534K107   125,000 20,000 SH   SOLE   0 0 20,000
VICTORIAS SECRET AND CO COMMON STOCK 926400102   301,365 17,290 SH   SOLE   0 0 17,290
VMWARE INC CL A COM 928563402   210,218 1,463 SH   SOLE   0 0 1,463
WALMART INC COM 931142103   587,207 3,736 SH   SOLE   0 0 3,736
WENDYS CO COM 95058W100   371,444 17,078 SH   SOLE   0 0 17,078
WESTERN ASSET MANAGED MUNS F COM 95766M105   403,859 40,671 SH   SOLE   0 0 40,671
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   58,918,714 1,170,881 SH   SOLE   0 0 1,170,881
WISDOMTREE TR US MULTIFACTOR 97717Y857   43,735,747 1,127,969 SH   SOLE   0 0 1,127,969
WISDOMTREE TR US MIDCAP DIVID 97717W505   10,766,053 256,030 SH   SOLE   0 0 256,030
WISDOMTREE TR WISDOMTREE US VA 97717W547   11,238,168 179,653 SH   SOLE   0 0 179,653
WISDOMTREE TR US LARGECAP FUND 97717W588   69,818,546 1,494,724 SH   SOLE   0 0 1,494,724
WISDOMTREE TR US QTLY DIV GRT 97717X669   46,105,568 691,653 SH   SOLE   0 0 691,653
WISDOMTREE TR US S CAP QTY DIV 97717X651   21,579,179 508,583 SH   SOLE   0 0 508,583
WORTHINGTON INDS INC COM 981811102   4,612,994 66,403 SH   SOLE   0 0 66,403