The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR SER TR PORTFOLIO INTRMD 78464A375 17,969 489,622 SH   SOLE 0 0 0 489,622
PFIZER INC COM 717081103 913 23,320 SH   SOLE 0 0 0 23,320
ATKORE INC COM 047649108 581 8,181 SH   SOLE 0 0 0 8,181
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 11,739 357,028 SH   SOLE 0 0 0 357,028
DOORDASH INC CL A 25809K105 1 1,200 SH Put SOLE 0 0 0 1,200
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,712 4,000 SH   SOLE 0 0 0 4,000
ISHARES TR MSCI USA MULTIFT 46434V282 252 5,891 SH   SOLE 0 0 0 5,891
VANECK VECTORS ETF TR MTG REIT INCOME 92189F452 2,238 112,767 SH   SOLE 0 0 0 112,767
ISHARES TR TIPS BD ETF 464287176 328 2,560 SH   SOLE 0 0 0 2,560
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 8,300 96,484 SH   SOLE 0 0 0 96,484
LOCKHEED MARTIN CORP COM 539830109 15 28,500 SH Call SOLE 0 0 0 28,500
PGIM ETF TR ACTV HY BD ETF 69344A206 9,167 221,459 SH   SOLE 0 0 0 221,459
DOORDASH INC CL A 25809K105 4 5,000 SH Put SOLE 0 0 0 5,000
AMAZON COM INC COM 023135106 557 162 SH   SOLE 0 0 0 162
MCDONALDS CORP COM 580135101 0 400 SH Call SOLE 0 0 0 400
CHURCHILL CAPITAL CORP IV CL A 171439102 325 5,000 SH Put SOLE 0 0 0 5,000
QUALCOMM INC COM 747525103 1,153 8,066 SH   SOLE 0 0 0 8,066
AT&T INC COM 00206R102 802 27,856 SH   SOLE 0 0 0 27,856
APPLE INC COM 037833100 1,377 10,053 SH   SOLE 0 0 0 10,053
SPDR SER TR S&P SEMICNDCTR 78464A862 6,090 31,660 SH   SOLE 0 0 0 31,660
PHILIP MORRIS INTL INC COM 718172109 907 9,150 SH   SOLE 0 0 0 9,150
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 15,655 150,269 SH   SOLE 0 0 0 150,269
VIVINT SMART HOME INC COM CL A 928542109 1,097 83,102 SH   SOLE 0 0 0 83,102
REALTY INCOME CORP COM 756109104 816 12,231 SH   SOLE 0 0 0 12,231
PROCTER AND GAMBLE CO COM 742718109 557 4,131 SH   SOLE 0 0 0 4,131
EXTRA SPACE STORAGE INC COM 30225T102 1,154 7,045 SH   SOLE 0 0 0 7,045
INTEL CORP COM 458140100 1,192 21,237 SH   SOLE 0 0 0 21,237
ELECTRONIC ARTS INC COM 285512109 0 800 SH Call SOLE 0 0 0 800
KRANESHARES TR QUADRTC INT RT 500767736 1,768 63,999 SH   SOLE 0 0 0 63,999
JPMORGAN CHASE & CO COM 46625H100 324 2,081 SH   SOLE 0 0 0 2,081
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 1,128 12,832 SH   SOLE 0 0 0 12,832
CHURCHILL CAPITAL CORP IV CL A 171439102 277 5,000 SH Put SOLE 0 0 0 5,000
LUMEN TECHNOLOGIES INC COM 550241103 352 25,926 SH   SOLE 0 0 0 25,926
SPIRIT RLTY CAP INC NEW COM NEW 84860W300 377 7,889 SH   SOLE 0 0 0 7,889
SYSCO CORP COM 871829107 348 4,479 SH   SOLE 0 0 0 4,479
HUDBAY MINERALS INC COM 443628102 93 14,019 SH   SOLE 0 0 0 14,019
ABBVIE INC COM 00287Y109 1,037 9,206 SH   SOLE 0 0 0 9,206
ISHARES INC JP MORGAN EM ETF 464286517 2,982 68,314 SH   SOLE 0 0 0 68,314
ISHARES INC CORE MSCI EMKT 46434G103 365 5,445 SH   SOLE 0 0 0 5,445
PACKAGING CORP AMER COM 695156109 894 6,598 SH   SOLE 0 0 0 6,598
HELMERICH & PAYNE INC COM 423452101 1,129 34,585 SH   SOLE 0 0 0 34,585
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 2,287 57,968 SH   SOLE 0 0 0 57,968
ISHARES TR CORE S&P TTL STK 464287150 6,081 61,574 SH   SOLE 0 0 0 61,574
FACEBOOK INC CL A 30303M102 557 1,603 SH   SOLE 0 0 0 1,603
LTC PPTYS INC COM 502175102 826 21,524 SH   SOLE 0 0 0 21,524
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,202 15,889 SH   SOLE 0 0 0 15,889
HUMANA INC COM 444859102 333 753 SH   SOLE 0 0 0 753
ADVANCED MICRO DEVICES INC COM 007903107 410 4,362 SH   SOLE 0 0 0 4,362
COCA COLA CO COM 191216100 863 15,950 SH   SOLE 0 0 0 15,950
VERIZON COMMUNICATIONS INC COM 92343V104 830 14,813 SH   SOLE 0 0 0 14,813
NVIDIA CORPORATION COM 67066G104 532 665 SH   SOLE 0 0 0 665
SCHWAB STRATEGIC TR US TIPS ETF 808524870 4,247 67,943 SH   SOLE 0 0 0 67,943
DOMINION ENERGY INC COM 25746U109 806 10,955 SH   SOLE 0 0 0 10,955
FIRST AMERN FINL CORP COM 31847R102 926 14,847 SH   SOLE 0 0 0 14,847
MICROSOFT CORP COM 594918104 2,641 9,750 SH   SOLE 0 0 0 9,750
DEVON ENERGY CORP NEW COM 25179M103 598 20,470 SH   SOLE 0 0 0 20,470
DOORDASH INC CL A 25809K105 395 10,300 SH Call SOLE 0 0 0 10,300
WP CAREY INC COM 92936U109 904 12,121 SH   SOLE 0 0 0 12,121
ADOBE SYSTEMS INCORPORATED COM 00724F101 229 391 SH   SOLE 0 0 0 391
STARBUCKS CORP COM 855244109 219 1,963 SH   SOLE 0 0 0 1,963
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 105,610 1,015,770 SH   SOLE 0 0 0 1,015,770
ELECTRONIC ARTS INC COM 285512109 9 18,500 SH Call SOLE 0 0 0 18,500
MCDONALDS CORP COM 580135101 254 1,099 SH   SOLE 0 0 0 1,099
PRINCIPAL FINANCIAL GROUP IN COM 74251V102 1,023 16,185 SH   SOLE 0 0 0 16,185
ALPHABET INC CAP STK CL A 02079K305 288 118 SH   SOLE 0 0 0 118
ANTHEM INC COM 036752103 270 706 SH   SOLE 0 0 0 706
CIGNA CORP NEW COM 125523100 366 1,542 SH   SOLE 0 0 0 1,542
COMPUTER PROGRAMS & SYS INC COM 205306103 364 10,949 SH   SOLE 0 0 0 10,949
CONTINENTAL RES INC COM 212015101 592 15,575 SH   SOLE 0 0 0 15,575
ENBRIDGE INC COM 29250N105 987 24,650 SH   SOLE 0 0 0 24,650
DOORDASH INC CL A 25809K105 3 4,000 SH Put SOLE 0 0 0 4,000
ALPHABET INC CAP STK CL C 02079K107 291 116 SH   SOLE 0 0 0 116
ISHARES TR BROAD USD HIGH 46435U853 524 12,556 SH   SOLE 0 0 0 12,556
EMERSON ELEC CO COM 291011104 1,032 10,728 SH   SOLE 0 0 0 10,728
SPDR S&P 500 ETF TR TR UNIT 78462F103 2 100 SH Put SOLE 0 0 0 100
GMS INC COM 36251C103 570 11,849 SH   SOLE 0 0 0 11,849
DOORDASH INC CL A 25809K105 4 100 SH Call SOLE 0 0 0 100
ISHARES TR MODERT ALLOC ETF 464289875 294 6,523 SH   SOLE 0 0 0 6,523
CONOCOPHILLIPS COM 20825C104 406 6,672 SH   SOLE 0 0 0 6,672
WHITE MTNS INS GROUP LTD COM G9618E107 343 299 SH   SOLE 0 0 0 299
AES CORP COM 00130H105 415 15,929 SH   SOLE 0 0 0 15,929