The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM COM 00287Y109 554 3,614 SH   SOLE   0 0 3,614
AMAZON.COM INC COM 023135106 1,788 16,633 SH   SOLE   0 0 16,633
AMGEN INC COM 031162100 4,851 19,939 SH   SOLE   0 0 19,939
APPLE INC COM 037833100 13,941 101,967 SH   SOLE   0 0 101,967
AT&T INC COM COM 00206R102 544 25,962 SH   SOLE   0 0 25,962
BERKSHIRE HATHAWAY INC DEL CL B NEW CL B 084670702 318 1,164 SH   SOLE   0 0 1,164
BHP GROUP LTD SPONSORED ADS SPONSORED ADS 088606108 4,822 85,838 SH   SOLE   0 0 85,838
BK OF AMERICA CORP COM COM 060505104 601 19,293 SH   SOLE   0 0 19,293
BOEING CO COM COM 097023105 618 4,519 SH   SOLE   0 0 4,519
CARDINAL HEALTH INC COM COM 14149Y108 261 4,997 SH   SOLE   0 0 4,997
CATERPILLAR INC COM COM 149123101 4,127 23,087 SH   SOLE   0 0 23,087
CHARTER COMMUNICATIONS INC NEW CL A CL A 16119P108 435 929 SH   SOLE   0 0 929
CHEVRON CORP NEW COM COM NEW 166764100 483 3,336 SH   SOLE   0 0 3,336
CISCO SYS INC COM 17275R102 3,865 90,651 SH   SOLE   0 0 90,651
CITIGROUP INC COM 172967424 387 8,420 SH   SOLE   0 0 8,420
COSTCO WHOLESALE CORP COM 22160K105 984 2,052 SH   SOLE   0 0 2,052
DIAGEO PLC SPON ADR NEW 25243Q205 365 2,099 SH   SOLE   0 0 2,099
DISNEY WALT CO COM COM DISNEY 254687106 354 3,748 SH   SOLE   0 0 3,748
EXXON MOBIL CORP COM COM 30231G102 5,786 67,567 SH   SOLE   0 0 67,567
FINANCIAL SELECT SECTOR SPDR SBI INT-FINL 81369Y605 334 10,622 SH   SOLE   0 0 10,622
FIRST TR EXCHANGE TRADED FD DOW JONES INTERNET INDEX FD DJ INTERNT IDX 33733E302 415 3,268 SH   SOLE   0 0 3,268
GOOGLE INC CAP STK CL C 02079K305 700 321 SH   SOLE   0 0 321
HOME DEPOT COM 437076102 4,922 17,944 SH   SOLE   0 0 17,944
INVESCO KBW REGIONAL BANKING ETF COM 46138E578 213 3,989 SH   SOLE   0 0 3,989
ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETF IBOXX INV CP ETF 464287242 1,740 15,814 SH   SOLE   0 0 15,814
ISHARES MSCI USA MIN VOL FACTOR ETF MSCI USA MIN VOL 46429B697 228 3,249 SH   SOLE   0 0 3,249
ISHARES RUSSELL 1000 VALUE ETF RUS 1000 VAL ETF 464287598 393 2,708 SH   SOLE   0 0 2,708
ISHARES S&P 500 GROWTH ETF S&P 500 GRWT ETF 464287309 392 6,499 SH   SOLE   0 0 6,499
ISHARES S&P 500 INDEX CORE S&P500 ETF 464287200 9,166 24,175 SH   SOLE   0 0 24,175
JOHNSON & JOHNSON COM COM 478160104 5,102 28,741 SH   SOLE   0 0 28,741
JPMORGAN CHASE & CO COM COM 46625H100 4,262 37,844 SH   SOLE   0 0 37,844
KBW REGIONAL BANKINGETF S&P REGL BKG 78464A698 384 6,610 SH   SOLE   0 0 6,610
LAM RESEARCH CORP COM COM 512807108 4,211 9,881 SH   SOLE   0 0 9,881
LILLY ELI & CO COM COM 532457108 8,442 26,038 SH   SOLE   0 0 26,038
LOWES COS INC COM COM 548661107 504 2,883 SH   SOLE   0 0 2,883
LYONDELLBASELL COM N53745100 3,556 40,664 PRN   SOLE   0 0 40,664
MATERIALS SELECT SECTOR SPDR SBI MATERIALS 81369Y100 4,867 66,131 SH   SOLE   0 0 66,131
META PLATFORMS INC CL A Cl A 30303M102 479 2,970 SH   SOLE   0 0 2,970
MICROSOFT COM 594918104 4,298 16,735 SH   SOLE   0 0 16,735
NVIDIA CORP COM 67066G104 259 1,707 SH   SOLE   0 0 1,707
PEPSICO INC COM COM 713448108 211 1,269 SH   SOLE   0 0 1,269
PIMCO ENHANCED SHORT MATURITY ETF ENHAN SHRT MA AC 72201R833 1,204 12,144 SH   SOLE   0 0 12,144
POWERSHARES QQQ TR UNIT SER 1 46090E103 222 791 SH   SOLE   0 0 791
PREDICTIVE ONCOLOGY INC COM NEW COM NEW 74039M200 5 11,750 SH   SOLE   0 0 11,750
PROCTER AND GAMBLE CO COM COM 742718109 216 1,504 SH   SOLE   0 0 1,504
QUALCOMM INC COM COM 747525103 904 7,079 SH   SOLE   0 0 7,079
SCHWAB ETFS- US SMALL-CAP ETF US SML CAP ETF 808524607 273 6,992 SH   SOLE   0 0 6,992
SCHWAB STRATEGIC TR US LRG CAP ETF US LRG CAP ETF 808524201 277 6,198 SH   SOLE   0 0 6,198
SCHWAB US DIVIDEND EQUITY ETF US DIVIDEND EQ 808524797 728 10,163 SH   SOLE   0 0 10,163
SCHWAB US LARGE CAP GROWTH ETF US LCAP GR ETF 808524300 859 14,812 SH   SOLE   0 0 14,812
SOUTHERN CO COM COM 842587107 367 5,149 SH   SOLE   0 0 5,149
SPDR DOUBLELINE TOTAL RETURN TACTICAL ETF SPDR TR TACTIC 78467V848 3,521 83,480 SH   SOLE   0 0 83,480
SPDR PORTFOLIO S&P 1500 COMPOSITE STOCK MARKET ETF PORTFOLI S&P1500 78464A805 280 6,032 SH   SOLE   0 0 6,032
SPDR PORTFOLIO S&P 500 GROWTH ETF PRTFLO S&P500 GW 78464A409 293 5,597 SH   SOLE   0 0 5,597
SPDR S&P HOMEBUILDERETF S&P HOMEBUILD 78464A888 3,979 72,732 SH   SOLE   0 0 72,732
SSGA ACTIVE ETF TR BLKSTN GSOSRLN BLKSTN GSOSRLN 78467V608 2,130 51,156 SH   SOLE   0 0 51,156
T ROWE PRICE GROUP INC COM 74144T108 3,787 33,331 SH   SOLE   0 0 33,331
TECHNOLOGY SELECT SECTOR SPDR TECHNOLOGY 81369Y803 374 2,940 SH   SOLE   0 0 2,940
UNITED PARCEL SERVICE INC CL B 911312106 5,334 29,223 SH   SOLE   0 0 29,223
US BANCORP DEL COM NEW COM NEW 902973304 4,084 88,745 SH   SOLE   0 0 88,745
VANGUARD DIVIDEND APPRECIATION ETF DIV APP ETF 921908844 14,564 101,509 SH   SOLE   0 0 101,509
VANGUARD GROWTH ETF GROWTH ETF 922908736 5,846 26,227 SH   SOLE   0 0 26,227
VANGUARD HIGH DIVIDEND YIELD HIGH DIV YLD 921946406 403 3,964 SH   SOLE   0 0 3,964
VANGUARD MID CAP GROWTH ETF MCAP GR IDXVIP 922908538 3,460 19,729 SH   SOLE   0 0 19,729
VANGUARD RUSSELL 2000 ETF VNG RUS2000IDX 92206C664 6,775 99,092 SH   SOLE   0 0 99,092
VANGUARD SMALL-CAP GROWTH INDEX FUND SML CP GRW ETF 922908595 491 2,493 SH   SOLE   0 0 2,493
VANGUARD TOTAL STK MKT TOTAL STK MKT 922908769 245 1,301 SH   SOLE   0 0 1,301
VERIZON COMMUNICATIONS COM 92343V104 390 7,678 SH   SOLE   0 0 7,678
VISA INC COM CL A 92826C839 276 1,403 SH   SOLE   0 0 1,403
WALMART INC COM COM 931142103 351 2,889 SH   SOLE   0 0 2,889
WISDOMTREE U.S. LARGECAP DIVIDEND FUND US LARGECAP DIVD 97717W307 229 3,872 SH   SOLE   0 0 3,872