The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 296 2,552 SH   SOLE   0 0 2,552
ABBVIE INC COM 00287Y109 221 1,958 SH   SOLE   0 0 1,958
ACTIVISION BLIZZARD INC COM 00507V109 430 4,506 SH   SOLE   0 0 4,506
ADIENT PLC ORD SHS G0084W101 730 16,146 SH   SOLE   0 0 16,146
ADOBE SYSTEMS INCORPORATED COM 00724F101 220 375 SH   SOLE   0 0 375
AIRBNB INC COM CL A 009066101 492 3,215 SH   SOLE   0 0 3,215
ALARM COM HLDGS INC COM 011642105 455 5,369 SH   SOLE   0 0 5,369
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 250 1,102 SH   SOLE   0 0 1,102
AMAZON COM INC COM 023135106 2,480 721 SH   SOLE   0 0 721
AMGEN INC COM 031162100 297 1,217 SH   SOLE   0 0 1,217
APPLE INC COM 037833100 4,611 33,664 SH   SOLE   0 0 33,664
ARK ETF TR FINTECH INNOVA 00214Q708 307 5,679 SH   SOLE   0 0 5,679
ARK ETF TR INNOVATION ETF 00214Q104 291 2,225 SH   SOLE   0 0 2,225
ARK ETF TR NEXT GNRTN INTER 00214Q401 209 1,354 SH   SOLE   0 0 1,354
ATLASSIAN CORP PLC CL A G06242104 609 2,369 SH   SOLE   0 0 2,369
AUTODESK INC COM 052769106 560 1,917 SH   SOLE   0 0 1,917
AXON ENTERPRISE INC COM 05464C101 261 1,476 SH   SOLE   0 0 1,476
AZUL S A SPONSR ADR PFD 05501U106 554 20,972 SH   SOLE   0 0 20,972
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,256 3 SH   SOLE   0 0 3
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 358 1,288 SH   SOLE   0 0 1,288
BILL COM HLDGS INC COM 090043100 408 2,230 SH   SOLE   0 0 2,230
BK OF AMERICA CORP COM 060505104 538 13,045 SH   SOLE   0 0 13,045
BOEING CO COM 097023105 938 3,915 SH   SOLE   0 0 3,915
BRINKS CO COM 109696104 302 3,926 SH   SOLE   0 0 3,926
C3 AI INC CL A 12468P104 249 3,975 SH   SOLE   0 0 3,975
CADENCE DESIGN SYSTEM INC COM 127387108 391 2,857 SH   SOLE   0 0 2,857
CARDINAL HEALTH INC COM 14149Y108 508 8,899 SH   SOLE   0 0 8,899
CERENCE INC COM 156727109 464 4,346 SH   SOLE   0 0 4,346
CHEGG INC COM 163092109 347 4,170 SH   SOLE   0 0 4,170
CHEVRON CORP NEW COM 166764100 1,878 17,935 SH   SOLE   0 0 17,935
CISCO SYS INC COM 17275R102 209 3,950 SH   SOLE   0 0 3,950
CLOUDFLARE INC CL A COM 18915M107 844 7,973 SH   SOLE   0 0 7,973
COMPASS PATHWAYS PLC SPONSORED ADS 20451W101 381 9,995 SH   SOLE   0 0 9,995
COSTCO WHSL CORP NEW COM 22160K105 3,527 8,913 SH   SOLE   0 0 8,913
CRISPR THERAPEUTICS AG NAMEN AKT H17182108 297 1,834 SH   SOLE   0 0 1,834
CROWDSTRIKE HLDGS INC CL A 22788C105 552 2,198 SH   SOLE   0 0 2,198
CROWN CASTLE INTL CORP NEW COM 22822V101 441 2,263 SH   SOLE   0 0 2,263
CSX CORP COM 126408103 2,093 65,256 SH   SOLE   0 0 65,256
DANAHER CORPORATION COM 235851102 302 1,127 SH   SOLE   0 0 1,127
DOCUSIGN INC COM 256163106 615 2,200 SH   SOLE   0 0 2,200
ELASTIC N V ORD SHS N14506104 443 3,039 SH   SOLE   0 0 3,039
ETSY INC COM 29786A106 538 2,615 SH   SOLE   0 0 2,615
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 3,770 32,003 SH   SOLE   0 29 31,974
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302 279 1,138 SH   SOLE   0 0 1,138
FIRST TR VALUE LINE DIVID IN SHS 33734H106 361 9,080 SH   SOLE   0 0 9,080
FIVERR INTL LTD ORD SHS M4R82T106 772 3,182 SH   SOLE   0 0 3,182
FRONTDOOR INC COM 35905A109 357 7,172 SH   SOLE   0 0 7,172
FULGENT GENETICS INC COM 359664109 489 5,300 SH   SOLE   0 0 5,300
GENERAL ELECTRIC CO COM 369604103 273 20,271 SH   SOLE   0 0 20,271
HOME DEPOT INC COM 437076102 430 1,349 SH   SOLE   0 0 1,349
HUBSPOT INC COM 443573100 406 697 SH   SOLE   0 0 697
INTEL CORP COM 458140100 412 7,337 SH   SOLE   0 0 7,337
INTERNATIONAL BUSINESS MACHS COM 459200101 245 1,669 SH   SOLE   0 0 1,669
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 472 2,941 SH   SOLE   0 0 2,941
INVESCO EXCHANGE TRADED FD T S&P500 EQL STP 46137V373 310 1,921 SH   SOLE   0 0 1,921
INVESCO QQQ TR UNIT SER 1 46090E103 523 1,476 SH   SOLE   0 0 1,476
ISHARES INC MSCI AUST ETF 464286103 1,720 66,222 SH   SOLE   0 0 66,222
ISHARES INC MSCI GBL MIN VOL 464286525 297 2,890 SH   SOLE   0 0 2,890
ISHARES TR 0-5YR HI YL CP 46434V407 330 7,161 SH   SOLE   0 0 7,161
ISHARES TR 10+ YR INVST GRD 464289511 2,944 41,941 SH   SOLE   0 37 41,904
ISHARES TR BROAD USD HIGH 46435U853 249 5,976 SH   SOLE   0 52 5,924
ISHARES TR CORE S&P TTL STK 464287150 3,839 38,874 SH   SOLE   0 0 38,874
ISHARES TR CORE S&P US GWT 464287671 835 8,268 SH   SOLE   0 0 8,268
ISHARES TR CORE TOTAL USD 46434V613 2,274 42,508 SH   SOLE   0 48 42,460
ISHARES TR EAFE GRWTH ETF 464288885 11,090 103,375 SH   SOLE   0 43 103,332
ISHARES TR EAFE VALUE ETF 464288877 10,853 209,687 SH   SOLE   0 91 209,596
ISHARES TR ESG AWR MSCI USA 46435G425 26,678 270,930 SH   SOLE   0 222 270,708
ISHARES TR FALN ANGLS USD 46435G474 1,937 64,640 SH   SOLE   0 114 64,526
ISHARES TR GLOBAL FINLS ETF 464287333 5,115 65,912 SH   SOLE   0 33 65,879
ISHARES TR MBS ETF 464288588 2,034 18,791 SH   SOLE   0 52 18,739
ISHARES TR MSCI USA MIN VOL 46429B697 1,670 22,690 SH   SOLE   0 0 22,690
ISHARES TR MSCI USA MMENTM 46432F396 3,408 19,653 SH   SOLE   0 10 19,643
ISHARES TR MSCI USA SZE FT 46432F370 362 2,795 SH   SOLE   0 0 2,795
ISHARES TR MSCI USA VALUE 46432F388 9,498 90,401 SH   SOLE   0 76 90,325
ISHARES TR U.S. MED DVC ETF 464288810 847 2,345 SH   SOLE   0 0 2,345
ISHARES TR U.S. TECH ETF 464287721 2,737 27,536 SH   SOLE   0 0 27,536
ISHARES TR US HLTHCARE ETF 464287762 2,514 9,214 SH   SOLE   0 0 9,214
ISHARES TR US INDUSTRIALS 464287754 2,475 22,272 SH   SOLE   0 0 22,272
ISHARES TR US TREAS BD ETF 46429B267 15,622 587,293 SH   SOLE   0 482 586,811
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 2,464 71,414 SH   SOLE   0 69 71,345
JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR FI 47804J404 223 4,436 SH   SOLE   0 0 4,436
JOHNSON & JOHNSON COM 478160104 573 3,479 SH   SOLE   0 0 3,479
JPMORGAN CHASE & CO COM 46625H100 303 1,951 SH   SOLE   0 0 1,951
LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102 764 24,885 SH   SOLE   0 0 24,885
LEMONADE INC COM 52567D107 643 5,879 SH   SOLE   0 0 5,879
LIVE OAK BANCSHARES INC COM 53803X105 405 6,862 SH   SOLE   0 0 6,862
LOCKHEED MARTIN CORP COM 539830109 2,980 7,877 SH   SOLE   0 0 7,877
MARATHON PETE CORP COM 56585A102 527 8,714 SH   SOLE   0 0 8,714
MARRIOTT VACATIONS WORLDWIDE COM 57164Y107 248 1,559 SH   SOLE   0 0 1,559
MASTERCARD INCORPORATED CL A 57636Q104 530 1,451 SH   SOLE   0 0 1,451
MCDONALDS CORP COM 580135101 351 1,521 SH   SOLE   0 0 1,521
MERCADOLIBRE INC COM 58733R102 555 356 SH   SOLE   0 0 356
MERCK & CO INC COM 58933Y105 217 2,786 SH   SOLE   0 0 2,786
MICROSOFT CORP COM 594918104 1,943 7,174 SH   SOLE   0 0 7,174
MITEK SYS INC COM NEW 606710200 337 17,508 SH   SOLE   0 0 17,508
MOTOROLA SOLUTIONS INC COM NEW 620076307 246 1,133 SH   SOLE   0 0 1,133
NETFLIX INC COM 64110L106 461 872 SH   SOLE   0 0 872
NORTHROP GRUMMAN CORP COM 666807102 468 1,287 SH   SOLE   0 0 1,287
PAYPAL HLDGS INC COM 70450Y103 1,020 3,498 SH   SOLE   0 0 3,498
PENUMBRA INC COM 70975L107 358 1,308 SH   SOLE   0 0 1,308
PEPSICO INC COM 713448108 359 2,426 SH   SOLE   0 0 2,426
PINTEREST INC CL A 72352L106 652 8,259 SH   SOLE   0 0 8,259
PNC FINL SVCS GROUP INC COM 693475105 269 1,410 SH   SOLE   0 0 1,410
PROCTER AND GAMBLE CO COM 742718109 396 2,935 SH   SOLE   0 0 2,935
QORVO INC COM 74736K101 551 2,814 SH   SOLE   0 0 2,814
QUALCOMM INC COM 747525103 690 4,825 SH   SOLE   0 0 4,825
QUANEX BLDG PRODS CORP COM 747619104 437 17,590 SH   SOLE   0 0 17,590
RAYTHEON TECHNOLOGIES CORP COM 75513E101 247 2,898 SH   SOLE   0 0 2,898
REDFIN CORP COM 75737F108 447 7,052 SH   SOLE   0 0 7,052
ROBLOX CORP CL A 771049103 468 5,204 SH   SOLE   0 0 5,204
ROKU INC COM CL A 77543R102 456 992 SH   SOLE   0 0 992
SALESFORCE COM INC COM 79466L302 544 2,227 SH   SOLE   0 0 2,227
SCHWAB STRATEGIC TR 1 5YR CORP BD 808524714 8,972 175,302 SH   SOLE   0 265 175,037
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 3,558 47,053 SH   SOLE   0 0 47,053
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 6,146 58,994 SH   SOLE   0 53 58,941
SELECT SECTOR SPDR TR ENERGY 81369Y506 3,611 67,028 SH   SOLE   0 34 66,994
SEMPRA ENERGY COM 816851109 780 5,885 SH   SOLE   0 0 5,885
SHIFT4 PMTS INC CL A 82452J109 268 2,864 SH   SOLE   0 0 2,864
SHOPIFY INC CL A 82509L107 1,046 716 SH   SOLE   0 0 716
SOCIEDAD QUIMICA Y MINERA DE SPON ADR SER B 833635105 303 6,404 SH   SOLE   0 0 6,404
SPDR S&P 500 ETF TR TR UNIT 78462F103 217 506 SH   SOLE   0 0 506
SPDR SER TR AEROSPACE DEF 78464A631 268 2,025 SH   SOLE   0 0 2,025
SPDR SER TR NYSE TECH ETF 78464A102 210 1,320 SH   SOLE   0 0 1,320
SPDR SER TR PORTFOLIO INTRMD 78464A375 468 12,749 SH   SOLE   0 0 12,749
SPDR SER TR PORTFOLIO S&P500 78464A854 22,977 456,534 SH   SOLE   0 190 456,344
SPDR SER TR S&P DIVID ETF 78464A763 466 3,813 SH   SOLE   0 0 3,813
SQUARE INC CL A 852234103 507 2,079 SH   SOLE   0 0 2,079
STARBUCKS CORP COM 855244109 512 4,579 SH   SOLE   0 0 4,579
SYNAPTICS INC COM 87157D109 322 2,070 SH   SOLE   0 0 2,070
TARGET CORP COM 87612E106 331 1,368 SH   SOLE   0 0 1,368
TESLA INC COM 88160R101 1,234 1,815 SH   SOLE   0 0 1,815
THE TRADE DESK INC COM CL A 88339J105 443 5,730 SH   SOLE   0 0 5,730
UNION PAC CORP COM 907818108 448 2,037 SH   SOLE   0 0 2,037
UNITED PARCEL SERVICE INC CL B 911312106 1,864 8,962 SH   SOLE   0 0 8,962
VANGUARD INDEX FDS GROWTH ETF 922908736 338 1,179 SH   SOLE   0 0 1,179
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 872 8,562 SH   SOLE   0 0 8,562
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 920 2,339 SH   SOLE   0 0 2,339
VANGUARD INDEX FDS VALUE ETF 922908744 262 1,904 SH   SOLE   0 0 1,904
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 539 3,482 SH   SOLE   0 0 3,482
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 260 2,486 SH   SOLE   0 0 2,486
VANGUARD WORLD FDS INF TECH ETF 92204A702 515 1,291 SH   SOLE   0 0 1,291
VERIZON COMMUNICATIONS INC COM 92343V104 433 7,723 SH   SOLE   0 0 7,723
VISA INC COM CL A 92826C839 496 2,119 SH   SOLE   0 0 2,119
WALKER & DUNLOP INC COM 93148P102 425 4,072 SH   SOLE   0 0 4,072
WALMART INC COM 931142103 304 2,156 SH   SOLE   0 0 2,156
WISDOMTREE TR EM EX ST-OWNED 97717X578 11,207 266,384 SH   SOLE   0 214 266,170
WIX COM LTD SHS M98068105 273 942 SH   SOLE   0 0 942
ZEBRA TECHNOLOGIES CORPORATI CL A 989207105 462 872 SH   SOLE   0 0 872
ZOOM VIDEO COMMUNICATIONS IN CL A 98980L101 437 1,129 SH   SOLE   0 0 1,129