The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   279 3,013 SH   SOLE   0 0 3,013
ALPHABET INC CAP STK CL A 02079K305   5,344 41,902 SH   SOLE   0 0 41,902
ALPHABET INC CAP STK CL C 02079K107   243 1,891 SH   SOLE   0 0 1,891
AMAZON COM INC COM 023135106   3,676 28,224 SH   SOLE   0 0 28,224
AMERICAN EXPRESS CO COM 025816109   202 1,357 SH   SOLE   0 0 1,357
AMGEN INC COM 031162100   902 3,434 SH   SOLE   0 0 3,434
APPLE INC COM 037833100   3,189 18,668 SH   SOLE   0 0 18,668
ARK ETF TR INNOVATION ETF 00214Q104   435 11,449 SH   SOLE   0 0 11,449
BALL CORP COM 058498106   658 13,550 SH   SOLE   0 0 13,550
BANK AMERICA CORP COM 060505104   599 22,731 SH   SOLE   0 0 22,731
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   327 957 SH   SOLE   0 0 957
CHEVRON CORP NEW COM 166764100   661 4,246 SH   SOLE   0 0 4,246
CISCO SYS INC COM 17275R102   249 4,637 SH   SOLE   0 0 4,637
CORTEVA INC COM 22052L104   470 9,183 SH   SOLE   0 0 9,183
COSTCO WHSL CORP NEW COM 22160K105   755 1,346 SH   SOLE   0 0 1,346
DISNEY WALT CO COM 254687106   318 3,912 SH   SOLE   0 0 3,912
DOMINION ENERGY INC COM 25746U109   410 9,377 SH   SOLE   0 0 9,377
DOW INC COM 260557103   493 9,561 SH   SOLE   0 0 9,561
DUPONT DE NEMOURS INC COM 26614N102   650 8,709 SH   SOLE   0 0 8,709
ELI LILLY & CO COM 532457108   271 493 SH   SOLE   0 0 493
EMERSON ELEC CO COM 291011104   245 2,610 SH   SOLE   0 0 2,610
EXXON MOBIL CORP COM 30231G102   781 7,114 SH   SOLE   0 0 7,114
FEDEX CORP COM 31428X106   290 1,125 SH   SOLE   0 0 1,125
GRITSTONE BIO INC COM 39868T105   38 20,000 SH   SOLE   0 0 20,000
HOME DEPOT INC COM 437076102   321 1,093 SH   SOLE   0 0 1,093
INTEL CORP COM 458140100   217 6,022 SH   SOLE   0 0 6,022
INTERNATIONAL BUSINESS MACHS COM 459200101   497 3,507 SH   SOLE   0 0 3,507
ISHARES TR IBONDS DEC24 ETF 46434VBG4   6,222 251,444 SH   SOLE   0 0 251,444
ISHARES TR CORE HIGH DV ETF 46429B663   3,963 40,722 SH   SOLE   0 0 40,722
ISHARES TR EXPND TEC SC ETF 464287549   1,180 3,117 SH   SOLE   0 0 3,117
ISHARES TR CORE DIV GRWTH 46434V621   5,372 109,836 SH   SOLE   0 0 109,836
ISHARES TR IBONDS DEC23 ETF 46434VAX8   6,216 245,032 SH   SOLE   0 0 245,032
ISHARES TR S&P MC 400VL ETF 464287705   782 7,950 SH   SOLE   0 0 7,950
ISHARES TR IBONDS DEC25 ETF 46434VBD1   5,528 226,696 SH   SOLE   0 0 226,696
ISHARES TR CORE S&P SCP ETF 464287804   11,031 120,348 SH   SOLE   0 0 120,348
ISHARES TR RUSSELL 3000 ETF 464287689   570 2,324 SH   SOLE   0 0 2,324
ISHARES TR PFD AND INCM SEC 464288687   4,764 161,743 SH   SOLE   0 0 161,743
ISHARES TR IBONDS DEC2026 46435GAA0   3,232 138,649 SH   SOLE   0 0 138,649
ISHARES TR IBONDS 27 ETF 46435UAA9   2,386 103,404 SH   SOLE   0 0 103,404
ISHARES TR MSCI USA MIN VOL 46429B697   3,005 41,667 SH   SOLE   0 0 41,667
ISHARES TR IBDS DEC28 ETF 46435U515   833 34,929 SH   SOLE   0 0 34,929
ISHARES TR CORE S&P500 ETF 464287200   4,539 10,688 SH   SOLE   0 0 10,688
ISHARES TR TIPS BD ETF 464287176   451 4,362 SH   SOLE   0 0 4,362
ISHARES TR U.S. MED DVC ETF 464288810   411 8,700 SH   SOLE   0 0 8,700
ISHARES TR IBONDS DEC 29 46436E205   699 32,279 SH   SOLE   0 0 32,279
ISHARES TR RUS 1000 ETF 464287622   487 2,073 SH   SOLE   0 0 2,073
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   10,973 218,643 SH   SOLE   0 0 218,643
JOHNSON & JOHNSON COM 478160104   1,255 8,243 SH   SOLE   0 0 8,243
JPMORGAN CHASE & CO COM 46625H100   234 1,673 SH   SOLE   0 0 1,673
KINDER MORGAN INC DEL COM 49456B101   927 56,480 SH   SOLE   0 0 56,480
MARRIOTT INTL INC NEW CL A 571903202   541 2,752 SH   SOLE   0 0 2,752
MASTERCARD INCORPORATED CL A 57636Q104   3,069 7,927 SH   SOLE   0 0 7,927
MERCK & CO INC COM 58933Y105   464 4,512 SH   SOLE   0 0 4,512
MICROSOFT CORP COM 594918104   5,424 16,781 SH   SOLE   0 0 16,781
NOVARTIS AG SPONSORED ADR 66987V109   214 2,200 SH   SOLE   0 0 2,200
NVIDIA CORPORATION COM 67066G104   232 543 SH   SOLE   0 0 543
OMNICOM GROUP INC COM 681919106   372 5,000 SH   SOLE   0 0 5,000
ORACLE CORP COM 68389X105   415 3,970 SH   SOLE   0 0 3,970
PAYPAL HLDGS INC COM 70450Y103   773 13,939 SH   SOLE   0 0 13,939
PEPSICO INC COM 713448108   552 3,289 SH   SOLE   0 0 3,289
PROCTER AND GAMBLE CO COM 742718109   740 4,993 SH   SOLE   0 0 4,993
S&P GLOBAL INC COM 78409V104   321 879 SH   SOLE   0 0 879
SALESFORCE INC COM 79466L302   2,332 11,550 SH   SOLE   0 0 11,550
SELECT SECTOR SPDR TR INDL 81369Y704   711 7,132 SH   SOLE   0 0 7,132
SPDR GOLD TR GOLD SHS 78463V107   859 4,873 SH   SOLE   0 0 4,873
SPDR S&P 500 ETF TR TR UNIT 78462F103   17,981 42,532 SH   SOLE   0 0 42,532
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   3,422 7,675 SH   SOLE   0 0 7,675
SPDR SER TR S&P DIVID ETF 78464A763   4,825 42,454 SH   SOLE   0 0 42,454
TESLA INC COM 88160R101   241 1,159 SH   SOLE   0 0 1,159
UNION PAC CORP COM 907818108   269 1,299 SH   SOLE   0 0 1,299
UNITED PARCEL SERVICE INC CL B 911312106   1,695 10,879 SH   SOLE   0 0 10,879
VANGUARD BD INDEX FDS INTERMED TERM 921937819   2,995 41,743 SH   SOLE   0 0 41,743
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   8,094 107,783 SH   SOLE   0 0 107,783
VANGUARD INDEX FDS SML CP GRW ETF 922908595   525 2,535 SH   SOLE   0 0 2,535
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   2,764 37,200 SH   SOLE   0 0 37,200
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   3,007 23,387 SH   SOLE   0 0 23,387
VANGUARD INDEX FDS MID CAP ETF 922908629   7,085 34,863 SH   SOLE   0 0 34,863
VANGUARD INDEX FDS GROWTH ETF 922908736   2,805 10,397 SH   SOLE   0 0 10,397
VANGUARD INDEX FDS LARGE CAP ETF 922908637   402 2,094 SH   SOLE   0 0 2,094
VANGUARD INDEX FDS TOTAL STK MKT 922908769   381 1,792 SH   SOLE   0 0 1,792
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   1,193 20,958 SH   SOLE   0 0 20,958
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   1,025 13,620 SH   SOLE   0 0 13,620
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,365 18,205 SH   SOLE   0 0 18,205
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   1,547 6,762 SH   SOLE   0 0 6,762
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   1,532 8,487 SH   SOLE   0 0 8,487
VANGUARD WORLD FDS INF TECH ETF 92204A702   2,083 5,067 SH   SOLE   0 0 5,067
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108   1,199 4,607 SH   SOLE   0 0 4,607
VANGUARD WORLD FDS FINANCIALS ETF 92204A405   651 8,231 SH   SOLE   0 0 8,231
VANGUARD WORLD FDS UTILITIES ETF 92204A876   356 2,779 SH   SOLE   0 0 2,779
VERIZON COMMUNICATIONS INC COM 92343V104   759 22,344 SH   SOLE   0 0 22,344
VISA INC COM CL A 92826C839   2,775 11,942 SH   SOLE   0 0 11,942
WALMART INC COM 931142103   389 2,414 SH   SOLE   0 0 2,414
WEBSTER FINL CORP COM 947890109   628 15,575 SH   SOLE   0 0 15,575
WELLS FARGO CO NEW COM 949746101   218 5,394 SH   SOLE   0 0 5,394