The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 559 3,166 SH   SOLE   0 0 3,166
ALPHABET INC CAP STK CL C 02079K107 297 222 SH   SOLE   0 0 222
ALPHABET INC CAP STK CL A 02079K305 2,527 1,887 SH   SOLE   0 0 1,887
AMAZON COM INC COM 023135106 1,669 903 SH   SOLE   0 0 903
AMGEN INC COM 031162100 830 3,441 SH   SOLE   0 0 3,441
APPLE INC COM 037833100 2,180 7,425 SH   SOLE   0 0 7,425
AT&T INC COM 00206R102 365 9,341 SH   SOLE   0 0 9,341
BALL CORP COM 058498106 876 13,550 SH   SOLE   0 0 13,550
BANK AMER CORP COM 060505104 741 21,026 SH   SOLE   0 0 21,026
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 766 3,382 SH   SOLE   0 0 3,382
BOEING CO COM 097023105 319 980 SH   SOLE   0 0 980
CHEVRON CORP NEW COM 166764100 583 4,840 SH   SOLE   0 0 4,840
CISCO SYS INC COM 17275R102 348 7,262 SH   SOLE   0 0 7,262
CORTEVA INC COM 22052L104 226 7,653 SH   SOLE   0 0 7,653
COSTCO WHSL CORP NEW COM 22160K105 434 1,475 SH   SOLE   0 0 1,475
DISNEY WALT CO COM DISNEY 254687106 392 2,712 SH   SOLE   0 0 2,712
DOMINION ENERGY INC COM 25746U109 898 10,843 SH   SOLE   0 0 10,843
DOW INC COM 260557103 439 8,028 SH   SOLE   0 0 8,028
DUKE ENERGY CORP NEW COM NEW 26441C204 212 2,327 SH   SOLE   0 0 2,327
DUPONT DE NEMOURS INC COM 26614N102 461 7,178 SH   SOLE   0 0 7,178
EMERSON ELEC CO COM 291011104 233 3,050 SH   SOLE   0 0 3,050
EXXON MOBIL CORP COM 30231G102 527 7,545 SH   SOLE   0 0 7,545
GRAHAM HLDGS CO COM 384637104 2,112 3,305 SH   SOLE   0 0 3,305
HOME DEPOT INC COM 437076102 235 1,077 SH   SOLE   0 0 1,077
INTEL CORP COM 458140100 524 8,752 SH   SOLE   0 0 8,752
INTERNATIONAL BUSINESS MACHS COM 459200101 527 3,935 SH   SOLE   0 0 3,935
ISHARES TR TIPS BD ETF 464287176 581 4,980 SH   SOLE   0 0 4,980
ISHARES TR CORE S&P500 ETF 464287200 3,680 11,383 SH   SOLE   0 0 11,383
ISHARES TR EXPND TEC SC ETF 464287549 969 4,000 SH   SOLE   0 0 4,000
ISHARES TR RUS 1000 ETF 464287622 370 2,073 SH   SOLE   0 0 2,073
ISHARES TR RUSSELL 3000 ETF 464287689 438 2,324 SH   SOLE   0 0 2,324
ISHARES TR S&P MC 400VL ETF 464287705 729 4,269 SH   SOLE   0 0 4,269
ISHARES TR CORE S&P SCP ETF 464287804 8,055 96,064 SH   SOLE   0 0 96,064
ISHARES TR PFD AND INCM SEC 464288687 7,097 188,802 SH   SOLE   0 0 188,802
ISHARES TR U.S. MED DVC ETF 464288810 560 2,120 SH   SOLE   0 0 2,120
ISHARES TR CORE HIGH DV ETF 46429B663 4,126 42,073 SH   SOLE   0 0 42,073
ISHARES TR MSCI MIN VOL ETF 46429B697 2,801 42,698 SH   SOLE   0 0 42,698
ISHARES TR CORE DIV GRWTH 46434V621 1,757 41,768 SH   SOLE   0 0 41,768
ISHARES TR IBONDS DEC20 ETF 46434VAQ3 3,103 122,637 SH   SOLE   0 0 122,637
ISHARES TR IBONDS DEC23 ETF 46434VAX8 1,995 78,039 SH   SOLE   0 0 78,039
ISHARES TR IBONDS DEC22 ETF 46434VBA7 2,404 95,047 SH   SOLE   0 0 95,047
ISHARES TR IBONDS DEC24 ETF 46434VBG4 1,614 62,824 SH   SOLE   0 0 62,824
ISHARES TR IBONDS DEC21 ETF 46434VBK5 2,880 115,389 SH   SOLE   0 0 115,389
JOHNSON & JOHNSON COM 478160104 1,376 9,435 SH   SOLE   0 0 9,435
JP MORGAN EXCHANGE TRADED FD ULTRA SHRT INC 46641Q837 7,628 151,256 SH   SOLE   0 0 151,256
JPMORGAN CHASE & CO COM 46625H100 378 2,712 SH   SOLE   0 0 2,712
KINDER MORGAN INC DEL COM 49456B101 1,104 52,152 SH   SOLE   0 0 52,152
MARRIOTT INTL INC NEW CL A 571903202 659 4,354 SH   SOLE   0 0 4,354
MASTERCARD INC CL A 57636Q104 1,148 3,844 SH   SOLE   0 0 3,844
MCDONALDS CORP COM 580135101 224 1,133 SH   SOLE   0 0 1,133
MERCK & CO INC COM 58933Y105 443 4,869 SH   SOLE   0 0 4,869
MICROSOFT CORP COM 594918104 4,913 31,152 SH   SOLE   0 0 31,152
NETFLIX INC COM 64110L106 293 907 SH   SOLE   0 0 907
NOVARTIS A G SPONSORED ADR 66987V109 334 3,525 SH   SOLE   0 0 3,525
OMNICOM GROUP INC COM 681919106 636 7,850 SH   SOLE   0 0 7,850
ORACLE CORP COM 68389X105 228 4,300 SH   SOLE   0 0 4,300
PAYPAL HLDGS INC COM 70450Y103 985 9,110 SH   SOLE   0 0 9,110
PEPSICO INC COM 713448108 624 4,569 SH   SOLE   0 0 4,569
PFIZER INC COM 717081103 252 6,443 SH   SOLE   0 0 6,443
PPG INDS INC COM 693506107 214 1,600 SH   SOLE   0 0 1,600
PROCTER & GAMBLE CO COM 742718109 705 5,646 SH   SOLE   0 0 5,646
SALESFORCE COM INC COM 79466L302 942 5,791 SH   SOLE   0 0 5,791
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 806 9,891 SH   SOLE   0 0 9,891
SPDR GOLD TRUST GOLD SHS 78463V107 762 5,335 SH   SOLE   0 0 5,335
SPDR S&P 500 ETF TR TR UNIT 78462F103 14,084 43,758 SH   SOLE   0 0 43,758
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 3,271 8,713 SH   SOLE   0 0 8,713
SPDR SERIES TRUST S&P DIVID ETF 78464A763 4,406 40,960 SH   SOLE   0 0 40,960
TRUIST FINL CORP COM 89832Q109 253 4,500 SH   SOLE   0 0 4,500
UNION PACIFIC CORP COM 907818108 217 1,200 SH   SOLE   0 0 1,200
UNITED PARCEL SERVICE INC CL B 911312106 1,317 11,252 SH   SOLE   0 0 11,252
US BANCORP DEL COM NEW 902973304 261 4,399 SH   SOLE   0 0 4,399
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 2,141 24,542 SH   SOLE   0 0 24,542
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 7,481 92,810 SH   SOLE   0 0 92,810
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,447 12,139 SH   SOLE   0 0 12,139
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 3,522 37,957 SH   SOLE   0 0 37,957
VANGUARD INDEX FDS MID CAP ETF 922908629 4,967 27,878 SH   SOLE   0 0 27,878
VANGUARD INDEX FDS LARGE CAP ETF 922908637 310 2,094 SH   SOLE   0 0 2,094
VANGUARD INDEX FDS GROWTH ETF 922908736 1,866 10,242 SH   SOLE   0 0 10,242
VANGUARD INDEX FDS TOTAL STK MKT 922908769 359 2,191 SH   SOLE   0 0 2,191
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 5,440 67,132 SH   SOLE   0 0 67,132
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 1,263 19,165 SH   SOLE   0 0 19,165
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 3,882 42,501 SH   SOLE   0 0 42,501
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 1,092 5,764 SH   SOLE   0 0 5,764
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 1,498 9,291 SH   SOLE   0 0 9,291
VANGUARD WORLD FDS ENERGY ETF 92204A306 220 2,705 SH   SOLE   0 0 2,705
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 836 10,965 SH   SOLE   0 0 10,965
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 1,657 8,644 SH   SOLE   0 0 8,644
VANGUARD WORLD FDS INF TECH ETF 92204A702 1,616 6,599 SH   SOLE   0 0 6,599
VANGUARD WORLD FDS UTILITIES ETF 92204A876 423 2,961 SH   SOLE   0 0 2,961
VERIZON COMMUNICATIONS INC COM 92343V104 1,764 28,732 SH   SOLE   0 0 28,732
VISA INC COM CL A 92826C839 1,125 5,987 SH   SOLE   0 0 5,987
WALMART INC COM 931142103 306 2,577 SH   SOLE   0 0 2,577
WELLS FARGO CO NEW COM 949746101 413 7,685 SH   SOLE   0 0 7,685