The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579Y101 8 70 SH   SOLE None 0 0 70
Aberdeen Standard Physical Silver ETF PHYSCL SILVR SHS 003264108 18 987 SH   SOLE None 0 0 987
Adobe Inc. COM 00724F101 68 246 SH   SOLE None 0 0 246
Advanced Micro COM 007903107 26 415 SH   SOLE None 0 0 415
Alibaba Group SPONSORED ADS 01609W102 1 10 SH   SOLE None 0 0 10
Alpha Pro Tech LTD COM 020772109 2 490 SH   SOLE None 0 0 490
Alphabet Inc. Cl A CAP STK CL A 02079K305 344 3,600 SH   SOLE None 0 0 3,600
Alphabet Inc. Cl C CAP STK CL C 02079K107 133 1,380 SH   SOLE None 0 0 1,380
Amazon.com COM 023135106 563 4,980 SH   SOLE None 0 0 4,980
Amgen Inc COM 031162100 2 8 SH   SOLE None 0 0 8
Apple Inc. COM 037833100 1,382 10,002 SH   SOLE None 0 0 10,002
Archer Daniels COM 039483102 18 220 SH   SOLE None 0 0 220
Arista Networks Inc COM 040413106 98 864 SH   SOLE None 0 0 864
Arrow Electronics COM 042735100 14 154 SH   SOLE None 0 0 154
Bank of America Corp. COM 060505104 87 2,880 SH   SOLE None 0 0 2,880
Beachbody Co. Inc. COM CL A 073463101 0 100 SH   SOLE None 0 0 100
Berkshire Hathaway Cl B CL B NEW 084670702 164 614 SH   SOLE None 0 0 614
Biogen Inc COM 09062X103 1 5 SH   SOLE None 0 0 5
BlackRock Health Sciences Trust COM SHS 09260E105 7 475 SH   SOLE None 0 0 475
BlackRock Inc COM 09247X101 5 9 SH   SOLE None 0 0 9
BlackRock Science and Technology Trust II SHS BEN INT 09260K101 9 525 SH   SOLE None 0 0 525
Boston Properties COM 101121101 66 867 SH   SOLE None 0 0 867
BP PLC Sponsored ADR SPONSORED ADR 055622104 7 230 SH   SOLE None 0 0 230
Bristol-Myers Squibb COM 110122108 13 186 SH   SOLE None 0 0 186
Broadcom Inc COM 11135F101 123 276 SH   SOLE None 0 0 276
Broadridge Financial COM 11133T103 9 60 SH   SOLE None 0 0 60
Celsius Holdings, Inc. COM NEW 15118V207 2 19 SH   SOLE None 0 0 19
Centerpoint Energy COM 15189T107 79 2,819 SH   SOLE None 0 0 2,819
Charles Riv COM 159864107 84 429 SH   SOLE None 0 0 429
Chevron Corp. COM 166764100 17 115 SH   SOLE None 0 0 115
Chubb Ltd COM H1467J104 104 567 SH   SOLE None 0 0 567
Cintas Corp COM 172908105 100 257 SH   SOLE None 0 0 257
Cisco Systems Inc COM 17275R102 11 270 SH   SOLE None 0 0 270
Comcast Corp New CL A 20030N101 47 1,615 SH   SOLE None 0 0 1,615
ConocoPhillips COM 20825C104 25 242 SH   SOLE None 0 0 242
Corteva Inc Com COM 22052L104 101 1,763 SH   SOLE None 0 0 1,763
Costco Wholesale COM 22160K105 114 242 SH   SOLE None 0 0 242
CVS Health COM 126650100 11 120 SH   SOLE None 0 0 120
Danaher Corporation COM 235851102 111 430 SH   SOLE None 0 0 430
Deere & Company COM 244199105 6 19 SH   SOLE None 0 0 19
DFA Emerging Core Equity Market ETF EMGR CRE EQT MNG 25434V302 1,732 86,215 SH   SOLE None 0 0 86,215
DFA US Core Equity 2 ETF US CORE EQUITY 2 25434V708 293 13,181 SH   SOLE None 0 0 13,181
Dimensional International Value ETF INTERNATNAL VAL 25434V807 149 5,789 SH   SOLE None 0 0 5,789
DR Horton Inc. COM 23331A109 20 298 SH   SOLE None 0 0 298
Eaton Corp PLC Com SHS G29183103 120 901 SH   SOLE None 0 0 901
eBay Inc COM 278642103 2 64 SH   SOLE None 0 0 64
Energy Select Sector SPDR ETF ENERGY 81369Y506 22 311 SH   SOLE None 0 0 311
Equinix Inc COM 29444U700 67 117 SH   SOLE None 0 0 117
Estee Lauder CL A 518439104 79 365 SH   SOLE None 0 0 365
Financial Select Sector SPDR ETF FINANCIAL 81369Y605 76 2,488 SH   SOLE None 0 0 2,488
First Citizens CL A 31946M103 4 5 SH   SOLE None 0 0 5
First Trust Long/Short Equity ETF LNG/SHT EQUITY 33739P103 1,102 23,530 SH   SOLE None 0 0 23,530
FlexShares Global Upstream Resources ETF MORNSTAR UPSTR 33939L407 1,651 43,925 SH   SOLE None 0 0 43,925
Ford Motor Co. COM 345370860 113 10,109 SH   SOLE None 0 0 10,109
Fortive Corp Com COM 34959J108 64 1,102 SH   SOLE None 0 0 1,102
Franklin BSP Realty Trust Inc COMMON STOCK 35243J101 1 124 SH   SOLE None 0 0 124
General Dynamics COM 369550108 11 53 SH   SOLE None 0 0 53
General Electric Co. COM NEW 369604301 1 12 SH   SOLE None 0 0 12
GraniteShares Gold Trust ETF SHS BEN INT 38748G101 68 4,111 SH   SOLE None 0 0 4,111
Hca Healthcare Inc COM 40412C101 83 449 SH   SOLE None 0 0 449
Healthcare Select Sector SPDR ETF SBI HEALTHCARE 81369Y209 101 830 SH   SOLE None 0 0 830
Hess Corporation Com COM 42809H107 129 1,186 SH   SOLE None 0 0 1,186
Home Depot Inc. COM 437076102 99 357 SH   SOLE None 0 0 357
Honeywell COM 438516106 7 43 SH   SOLE None 0 0 43
Hyliion Holdings COMMON STOCK 449109107 0 125 SH   SOLE None 0 0 125
Idexx Laboratories COM 45168D104 52 161 SH   SOLE None 0 0 161
Industrial Select Sector SPDR ETF SBI INT-INDS 81369Y704 43 524 SH   SOLE None 0 0 524
International Business Machines COM 459200101 70 587 SH   SOLE None 0 0 587
Intuitive Surgical COM NEW 46120E602 55 295 SH   SOLE None 0 0 295
Invesco FTSE RAFI US 1500 Small-Mid ETF FTSE RAFI 1500 46137V597 73 500 SH   SOLE None 0 0 500
iShares Core MSCI Emerging Markets ETF CORE MSCI EMKT 46434G103 7 172 SH   SOLE None 0 0 172
iShares ESG MSCI EM ETF ESG AWR MSCI EM 46434G863 569 20,559 SH   SOLE None 0 0 20,559
iShares Gold Trust ISHARES NEW 464285204 875 27,750 SH   SOLE None 0 0 27,750
iShares MSCI EAFE ETF MSCI EAFE ETF 464287465 8 135 SH   SOLE None 0 0 135
iShares MSCI Emerging Markets ETF MSCI EMG MKT ETF 464287234 4 115 SH   SOLE None 0 0 115
iShares MSCI Intl Small-Cap Multifactor ETF MSCI INTL SML CP 46434V266 38 1,467 SH   SOLE None 0 0 1,467
iShares Russell Mid-Cap Value ETF RUS MDCP VAL ETF 464287473 45 473 SH   SOLE None 0 0 473
iShares S&P Small-Cap 600 Value ETF SP SMCP600VL ETF 464287879 24 294 SH   SOLE None 0 0 294
Johnson & Johnson COM 478160104 29 180 SH   SOLE None 0 0 180
JPMorgan Chase & Co. COM 46625H100 18 174 SH   SOLE None 0 0 174
Kroger Co Com COM 501044101 6 140 SH   SOLE None 0 0 140
Legalzoom Com Inc COM 52466B103 1 75 SH   SOLE None 0 0 75
Linde PLC Com SHS G5494J103 92 343 SH   SOLE None 0 0 343
Lowes Companies Inc COM 548661107 12 62 SH   SOLE None 0 0 62
Lucid Group Inc COM 549498103 0 35 SH   SOLE None 0 0 35
Madden Steven Ltd. COM 556269108 9 341 SH   SOLE None 0 0 341
Marathon Petroleum COM 56585A102 159 1,597 SH   SOLE None 0 0 1,597
Mastercard Inc. Cl A CL A 57636Q104 9 30 SH   SOLE None 0 0 30
Materials Select Sector SPDR ETF SBI MATERIALS 81369Y100 15 225 SH   SOLE None 0 0 225
Mckesson Corp COM 58155Q103 122 357 SH   SOLE None 0 0 357
Merck & Co Inc COM 58933Y105 129 1,490 SH   SOLE None 0 0 1,490
Meta Platforms Inc. CL A 30303M102 125 919 SH   SOLE None 0 0 919
Microsoft Corp. COM 594918104 391 1,680 SH   SOLE None 0 0 1,680
Morgan Stanley COM NEW 617446448 121 1,526 SH   SOLE None 0 0 1,526
Nike Inc. B CL B 654106103 11 132 SH   SOLE None 0 0 132
Novartis A G SPONSORED ADR 66987V109 8 109 SH   SOLE None 0 0 109
Nvidia Corp COM 67066G104 42 347 SH   SOLE None 0 0 347
Oracle Corp. COM 68389X105 10 166 SH   SOLE None 0 0 166
Orchid Island Capital Inc COM NEW 68571X301 3 320 SH   SOLE None 0 0 320
Palo Alto Networks COM 697435105 12 72 SH   SOLE None 0 0 72
Parker-Hannifin Corp COM 701094104 118 487 SH   SOLE None 0 0 487
PayPal Holdings Inc. COM 70450Y103 11 125 SH   SOLE None 0 0 125
Pepsico Inc. COM 713448108 153 935 SH   SOLE None 0 0 935
Pfizer Inc COM 717081103 21 474 SH   SOLE None 0 0 474
Phillips 66 COM 718546104 76 942 SH   SOLE None 0 0 942
PIMCO 15 Year US TIPS ETF 15+ YR US TIPS 72201R304 259 4,625 SH   SOLE None 0 0 4,625
Pioneer Natural COM 723787107 105 486 SH   SOLE None 0 0 486
Procter And Gamble COM 742718109 1 8 SH   SOLE None 0 0 8
Progressive COM 743315103 118 1,015 SH   SOLE None 0 0 1,015
Prologis Inc COM 74340W103 66 653 SH   SOLE None 0 0 653
Qualcomm Inc. COM 747525103 11 95 SH   SOLE None 0 0 95
Ready Cap Corp Com COM 75574U101 77 7,048 SH   SOLE None 0 0 7,048
Roper Technologies COM 776696106 74 206 SH   SOLE None 0 0 206
RPAR Risk Parity ETF RPAR RISK PARI 886364603 96,986 5,596,431 SH   SOLE None 0 0 5,596,431
RPM International Inc COM 749685103 83 991 SH   SOLE None 0 0 991
Salesforce.Com Inc COM 79466L302 106 740 SH   SOLE None 0 0 740
Schwab US Large Cap ETF US LRG CAP ETF 808524201 169 4,000 SH   SOLE None 0 0 4,000
Schwab US TIPS ETF US TIPS ETF 808524870 9,072 175,130 SH   SOLE None 0 0 175,130
Servicenow Inc Com COM 81762P102 57 152 SH   SOLE None 0 0 152
SFL Corporation LTD SHS G7738W106 132 14,500 SH   SOLE None 0 0 14,500
Shopify Inc. CL A 82509L107 244 9,040 SH   SOLE None 0 0 9,040
Simplify Risk Parity Treasury ETF RISK PARITY TREA 82889N798 47 3,057 SH   SOLE None 0 0 3,057
SPDR Gold MiniShares SPDR GLD MINIS 98149E303 3,538 107,269 SH   SOLE None 0 0 107,269
SPDR Gold Shares GOLD SHS 78463V107 32 209 SH   SOLE None 0 0 209
Starbucks Corp. COM 855244109 8 90 SH   SOLE None 0 0 90
Stifel Financial Corporation COM 860630102 57 1,101 SH   SOLE None 0 0 1,101
SVB Finl Group COM 78486Q101 61 183 SH   SOLE None 0 0 183
Taiwan Semiconductor SPONSORED ADS 874039100 5 66 SH   SOLE None 0 0 66
Technology Select Sector SPDR ETF TECHNOLOGY 81369Y803 120 1,008 SH   SOLE None 0 0 1,008
Tesla Inc. COM 88160R101 24 90 SH   SOLE None 0 0 90
Texas Instruments COM 882508104 12 77 SH   SOLE None 0 0 77
Textainer Group Holdings LTD SHS G8766E109 215 8,000 SH   SOLE None 0 0 8,000
The Coca Cola Co. COM 191216100 82 1,450 SH   SOLE None 0 0 1,450
Thermo Fisher COM 883556102 170 334 SH   SOLE None 0 0 334
TJX Companies Inc COM 872540109 85 1,371 SH   SOLE None 0 0 1,371
TPG Inc A COM CL A 872657101 56 2,000 SH   SOLE None 0 0 2,000
Ulta Beauty Inc. COM 90384S303 10 25 SH   SOLE None 0 0 25
Unilever Plc SPON ADR NEW 904767704 12 276 SH   SOLE None 0 0 276
Union Pacific Corp COM 907818108 126 647 SH   SOLE None 0 0 647
United Parcel SVC CL B 911312106 2 12 SH   SOLE None 0 0 12
UnitedHealth Group Inc. COM 91324P102 255 505 SH   SOLE None 0 0 505
UPAR Ultra Risk Parity ETF UPAR ULTRA RISK 886364595 15,300 1,263,400 SH   SOLE None 0 0 1,263,400
USD PSHS ULT SEMICDT 74347R669 4,596 4,595,562 SH   SOLE None 0 0 4,595,562
Vanguard Dividend Appreciation ETF DIV APP ETF 921908844 7,057 52,214 SH   SOLE None 0 0 52,214
Vanguard ESG International Stock ETF ESG INTL STK ETF 921910725 396 9,120 SH   SOLE None 0 0 9,120
Vanguard ESG US Stock ETF ESG US STK ETF 921910733 1,056 16,788 SH   SOLE None 0 0 16,788
Vanguard Extended Duration Treasury ETF EXTENDED DUR 921910709 337 3,881 SH   SOLE None 0 0 3,881
Vanguard FTSE Developed Markets ETF VAN FTSE DEV MKT 921943858 1,136 31,255 SH   SOLE None 0 0 31,255
Vanguard FTSE Emerging Markets ETF FTSE EMR MKT ETF 922042858 893 24,477 SH   SOLE None 0 0 24,477
Vanguard FTSE Pacific ETF FTSE PACIFIC ETF 922042866 95 1,651 SH   SOLE None 0 0 1,651
Vanguard Intermediate-Term Treasury ETF INTER TERM TREAS 92206C706 26 453 SH   SOLE None 0 0 453
Vanguard Mid Cap Index ETF MID CAP ETF 922908629 15 80 SH   SOLE None 0 0 80
Vanguard Short-Term Infl-Protect Sec ETF STRM INFPROIDX 922020805 186 3,871 SH   SOLE None 0 0 3,871
Vanguard Small-Cap ETF SMALL CP ETF 922908751 56 330 SH   SOLE None 0 0 330
Vanguard Total Stock Market ETF TOTAL STK MKT 922908769 3,973 22,138 SH   SOLE None 0 0 22,138
Vanguard Value Index ETF VALUE ETF 922908744 164 1,328 SH   SOLE None 0 0 1,328
Visa Inc A COM CL A 92826C839 188 1,061 SH   SOLE None 0 0 1,061
Walmart Inc. COM 931142103 13 100 SH   SOLE None 0 0 100
Walt Disney Co. COM 254687106 108 1,141 SH   SOLE None 0 0 1,141
Wells Fargo Co New COM 949746101 86 2,145 SH   SOLE None 0 0 2,145
Wyndham Hotels COM 98311A105 75 1,216 SH   SOLE None 0 0 1,216
Xtrackers MSCI EAFE Hedged Equity XTRACK MSCI EAFE 233051200 41 1,234 SH   SOLE None 0 0 1,234
Zebra Technologies CL A 989207105 54 208 SH   SOLE None 0 0 208
Zillow Group Inc. Cl C CL C CAP STK 98954M200 1 50 SH   SOLE None 0 0 50