The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107   897 6,804 SH   SOLE   0 0 6,804
ALPHABET INC CAP STK CL A 02079K305   388 2,964 SH   SOLE   0 0 2,964
AMAZON COM INC COM 023135106   691 5,439 SH   SOLE   0 0 5,439
APPLE INC COM 037833100   7,014 40,966 SH   SOLE   0 0 40,966
CANO HEALTH INC COM CL A 13781Y103   38 150,000 SH   SOLE   0 0 150,000
CISCO SYS INC COM 17275R102   354 6,585 SH   SOLE   0 0 6,585
CONOCOPHILLIPS COM 20825C104   244 2,039 SH   SOLE   0 0 2,039
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   1,563 80,066 SH   SOLE   0 0 80,066
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   3,355 148,978 SH   SOLE   0 0 148,978
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   33,194 1,266,942 SH   SOLE   0 0 1,266,942
EATON CORP PLC SHS G29183103   224 1,049 SH   SOLE   0 0 1,049
ELEVANCE HEALTH INC COM 036752103   225 517 SH   SOLE   0 0 517
EXXON MOBIL CORP COM 30231G102   253 2,153 SH   SOLE   0 0 2,153
ISHARES INC CORE MSCI EMKT 46434G103   263 5,517 SH   SOLE   0 0 5,517
ISHARES INC ESG AWR MSCI EM 46434G863   441 14,567 SH   SOLE   0 0 14,567
ISHARES TR CORE MSCI TOTAL 46432F834   610 10,164 SH   SOLE   0 0 10,164
ISHARES TR ESG AWR MSCI USA 46435G425   4,483 47,741 SH   SOLE   0 0 47,741
ISHARES TR ESG AWARE MSCI 46435U663   1,045 31,045 SH   SOLE   0 0 31,045
ISHARES TR MSCI USA MMENTM 46432F396   12,067 86,376 SH   SOLE   0 0 86,376
ISHARES TR MSCI USA VALUE 46432F388   7,657 84,398 SH   SOLE   0 0 84,398
ISHARES TR CORE INTL AGGR 46435G672   1,124 23,052 SH   SOLE   0 0 23,052
ISHARES TR ESG AWRE 1 5 YR 46435G243   2,039 85,794 SH   SOLE   0 0 85,794
ISHARES TR ESG AWR US AGRGT 46435U549   2,281 50,343 SH   SOLE   0 0 50,343
ISHARES TR ESG AWRE USD ETF 46435G193   1,280 58,842 SH   SOLE   0 0 58,842
ISHARES TR MSCI USA MIN VOL 46429B697   295 4,077 SH   SOLE   0 0 4,077
ISHARES TR ESG AW MSCI EAFE 46435G516   1,182 17,098 SH   SOLE   0 0 17,098
ISHARES TR US TREAS BD ETF 46429B267   878 39,848 SH   SOLE   0 0 39,848
ISHARES TR BLACKROCK ULTRA 46434V878   5,277 104,736 SH   SOLE   0 0 104,736
JPMORGAN CHASE & CO COM 46625H100   343 2,364 SH   SOLE   0 0 2,364
MERCK & CO INC COM 58933Y105   360 3,492 SH   SOLE   0 0 3,492
MFA FINL INC COM 55272X607   96 10,000 SH   SOLE   0 0 10,000
ORACLE CORP COM 68389X105   222 2,094 SH   SOLE   0 0 2,094
TESLA INC COM 88160R101   349 1,394 SH   SOLE   0 0 1,394
UNITEDHEALTH GROUP INC COM 91324P102   866 1,718 SH   SOLE   0 0 1,718
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   13,461 281,432 SH   SOLE   0 0 281,432
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   492 8,869 SH   SOLE   0 0 8,869
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   1,294 29,557 SH   SOLE   0 0 29,557
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   4,944 21,029 SH   SOLE   0 0 21,029
WP CAREY INC COM 92936U109   273 5,047 SH   SOLE   0 0 5,047