The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107 794 284 SH   SOLE   0 0 284
ALPHABET INC CAP STK CL A 02079K305 256 92 SH   SOLE   0 0 92
ALTRIA GROUP INC COM 02209S103 203 3,888 SH   SOLE   0 0 3,888
AMAZON COM INC COM 023135106 750 230 SH   SOLE   0 0 230
APPLE INC COM 037833100 10,035 57,470 SH   SOLE   0 0 57,470
AT&T INC COM 00206R102 202 8,549 SH   SOLE   0 0 8,549
CONOCOPHILLIPS COM 20825C104 204 2,039 SH   SOLE   0 0 2,039
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 9,924 359,822 SH   SOLE   0 0 359,822
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 1,235 49,498 SH   SOLE   0 0 49,498
ISHARES INC ESG AWR MSCI EM 46434G863 819 22,294 SH   SOLE   0 0 22,294
ISHARES TR MSCI USA MIN VOL 46429B697 10,965 141,361 SH   SOLE   0 0 141,361
ISHARES TR ESG AW MSCI EAFE 46435G516 2,292 31,092 SH   SOLE   0 0 31,092
ISHARES TR ESG AWR MSCI USA 46435G425 4,511 44,510 SH   SOLE   0 0 44,510
ISHARES TR ESG AWARE MSCI 46435U663 1,095 28,792 SH   SOLE   0 0 28,792
ISHARES TR MSCI USA MMENTM 46432F396 10,353 61,526 SH   SOLE   0 0 61,526
ISHARES TR MSCI USA VALUE 46432F388 3,633 34,745 SH   SOLE   0 0 34,745
ISHARES TR ESG AWRE 1 5 YR 46435G243 1,794 72,829 SH   SOLE   0 0 72,829
ISHARES TR ESG AWR US AGRGT 46435U549 619 11,995 SH   SOLE   0 0 11,995
ISHARES TR US TREAS BD ETF 46429B267 1,148 46,069 SH   SOLE   0 0 46,069
ISHARES TR ESG AWRE USD ETF 46435G193 233 9,274 SH   SOLE   0 0 9,274
ISHARES TR BLACKROCK ULTRA 46434V878 8,357 166,642 SH   SOLE   0 0 166,642
JPMORGAN CHASE & CO COM 46625H100 326 2,392 SH   SOLE   0 0 2,392
SPDR S&P 500 ETF TR TR UNIT 78462F103 404 895 SH   SOLE   0 0 895
SUN CMNTYS INC COM 866674104 681 3,887 SH   SOLE   0 0 3,887
UNITEDHEALTH GROUP INC COM 91324P102 859 1,685 SH   SOLE   0 0 1,685
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 13,978 266,561 SH   SOLE   0 0 266,561
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 9,426 188,136 SH   SOLE   0 0 188,136
WP CAREY INC COM 92936U109 383 4,741 SH   SOLE   0 0 4,741