The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107   3,746,205 24,604 SH   SOLE   0 0 24,604
AMAZON COM INC COM 023135106   1,345,996 7,462 SH   SOLE   0 0 7,462
APPLE INC COM 037833100   2,215,093 12,918 SH   SOLE   0 0 12,918
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   505,045 1,201 SH   SOLE   0 0 1,201
BLACKROCK ETF TRUST US EQT FACTOR 09290C103   404,218 9,104 SH   SOLE   0 0 9,104
BOOKING HOLDINGS INC COM 09857L108   798,134 220 SH   SOLE   0 0 220
CARMAX INC COM 143130102   265,947 3,053 SH   SOLE   0 0 3,053
CENCORA INC COM 03073E105   712,690 2,933 SH   SOLE   0 0 2,933
CHEVRON CORP NEW COM 166764100   304,596 1,931 SH   SOLE   0 0 1,931
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   1,349,304 52,852 SH   SOLE   0 0 52,852
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   5,289,864 207,527 SH   SOLE   0 0 207,527
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   10,466,602 222,504 SH   SOLE   0 0 222,504
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   40,787,528 1,276,605 SH   SOLE   0 0 1,276,605
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   14,182,417 530,184 SH   SOLE   0 0 530,184
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   12,892,735 307,336 SH   SOLE   0 0 307,336
DISNEY WALT CO COM 254687106   211,438 1,728 SH   SOLE   0 0 1,728
DTE ENERGY CO COM 233331107   284,723 2,539 SH   SOLE   0 0 2,539
EA SERIES TRUST STRIVE 500 ETF 02072L680   323,877 9,622 SH   SOLE   0 0 9,622
ELEVANCE HEALTH INC COM 036752103   457,871 883 SH   SOLE   0 0 883
ENBRIDGE INC COM 29250N105   312,523 8,638 SH   SOLE   0 0 8,638
EXXON MOBIL CORP COM 30231G102   4,147,908 35,684 SH   SOLE   0 0 35,684
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   1,422,987 9,131 SH   SOLE   0 0 9,131
HANCOCK WHITNEY CORPORATION COM 410120109   229,095 4,976 SH   SOLE   0 0 4,976
HOME DEPOT INC COM 437076102   263,150 686 SH   SOLE   0 0 686
INVESCO EXCH TRADED FD TR II S&P EMRNG MKTS 46138E297   511,720 21,420 SH   SOLE   0 0 21,420
INVESCO QQQ TR UNIT SER 1 46090E103   464,361 1,046 SH   SOLE   0 0 1,046
IQVIA HLDGS INC COM 46266C105   837,066 3,310 SH   SOLE   0 0 3,310
ISHARES INC CORE MSCI EMKT 46434G103   1,843,410 35,725 SH   SOLE   0 0 35,725
ISHARES TR CORE MSCI TOTAL 46432F834   568,056 8,371 SH   SOLE   0 0 8,371
ISHARES TR CORE S&P SCP ETF 464287804   616,635 5,579 SH   SOLE   0 0 5,579
ISHARES TR AGGRES ALLOC ETF 464289859   310,369 4,225 SH   SOLE   0 0 4,225
ISHARES TR TRS FLT RT BD 46434V860   1,012,077 19,966 SH   SOLE   0 0 19,966
ISHARES TR ESG AWR MSCI USA 46435G425   13,676,079 118,964 SH   SOLE   0 0 118,964
ISHARES TR CORE US AGGBD ET 464287226   240,443 2,455 SH   SOLE   0 0 2,455
ISHARES TR TIPS BD ETF 464287176   298,385 2,778 SH   SOLE   0 0 2,778
ISHARES TR MSCI USA MIN VOL 46429B697   1,479,196 17,698 SH   SOLE   0 0 17,698
ISHARES TR 10-20 YR TRS ETF 464288653   884,504 8,421 SH   SOLE   0 0 8,421
ISHARES TR MSCI USA QLT FCT 46432F339   2,938,907 17,882 SH   SOLE   0 0 17,882
ISHARES TR NATIONAL MUN ETF 464288414   276,209 2,567 SH   SOLE   0 0 2,567
ISHARES TR SHRT NAT MUN ETF 464288158   388,234 3,707 SH   SOLE   0 0 3,707
ISHARES TR US TREAS BD ETF 46429B267   3,034,968 133,288 SH   SOLE   0 0 133,288
ISHARES TR IBONDS DEC 28 46435U325   503,378 19,920 SH   SOLE   0 0 19,920
ISHARES TR CORE TOTAL USD 46434V613   5,590,447 122,624 SH   SOLE   0 0 122,624
ISHARES TR U.S. MED DVC ETF 464288810   382,827 6,534 SH   SOLE   0 0 6,534
ISHARES TR MSCI USA SZE FT 46432F370   512,088 3,599 SH   SOLE   0 0 3,599
ISHARES TR U.S. TECH ETF 464287721   1,222,833 9,054 SH   SOLE   0 0 9,054
ISHARES TR JPMORGAN USD EMG 464288281   437,052 4,874 SH   SOLE   0 0 4,874
ISHARES TR MSCI USA VALUE 46432F388   1,568,960 14,486 SH   SOLE   0 0 14,486
ISHARES TR MSCI EAFE ETF 464287465   255,233 3,196 SH   SOLE   0 0 3,196
ISHARES TR 20 YR TR BD ETF 464287432   868,328 9,177 SH   SOLE   0 0 9,177
ISHARES TR ISHS 1-5YR INVS 464288646   448,546 8,747 SH   SOLE   0 0 8,747
ISHARES TR CORE S&P500 ETF 464287200   1,722,250 3,276 SH   SOLE   0 0 3,276
ISHARES TR US INFRASTRUC 46435U713   376,011 8,672 SH   SOLE   0 0 8,672
ISHARES TR IBONDS DEC 27 46435U283   250,693 9,960 SH   SOLE   0 0 9,960
ISHARES TR EAFE GRWTH ETF 464288885   5,710,786 55,023 SH   SOLE   0 0 55,023
ISHARES TR MSCI USA MMENTM 46432F396   618,255 3,300 SH   SOLE   0 0 3,300
ISHARES TR FALN ANGLS USD 46435G474   1,866,340 69,484 SH   SOLE   0 0 69,484
ISHARES TR MBS ETF 464288588   2,303,199 24,921 SH   SOLE   0 0 24,921
ISHARES TR S&P 500 GRWT ETF 464287309   381,331 4,516 SH   SOLE   0 0 4,516
ISHARES TR MSCI ACWI ETF 464288257   411,225 3,734 SH   SOLE   0 0 3,734
ISHARES TR GLOBAL FINLS ETF 464287333   304,724 3,517 SH   SOLE   0 0 3,517
ISHARES TR CORE S&P MCP ETF 464287507   269,382 4,435 SH   SOLE   0 0 4,435
ISHARES TR 0-5YR HI YL CP 46434V407   364,909 8,576 SH   SOLE   0 0 8,576
ISHARES TR EAFE VALUE ETF 464288877   5,283,684 97,127 SH   SOLE   0 0 97,127
ISHARES TR CORE HIGH DV ETF 46429B663   248,043 2,251 SH   SOLE   0 0 2,251
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853   411,156 15,228 SH   SOLE   0 0 15,228
ISHARES U S ETF TR BLACKROCK SHORT 46431W838   271,701 5,421 SH   SOLE   0 0 5,421
JPMORGAN CHASE & CO COM 46625H100   330,495 1,650 SH   SOLE   0 0 1,650
LAM RESEARCH CORP COM 512807108   546,022 562 SH   SOLE   0 0 562
LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102   588,420 21,015 SH   SOLE   0 0 21,015
LOWES COS INC COM 548661107   361,717 1,420 SH   SOLE   0 0 1,420
MARATHON PETE CORP COM 56585A102   239,987 1,191 SH   SOLE   0 0 1,191
MASTERCARD INCORPORATED CL A 57636Q104   1,229,930 2,554 SH   SOLE   0 0 2,554
META PLATFORMS INC CL A 30303M102   1,000,295 2,060 SH   SOLE   0 0 2,060
MICROSOFT CORP COM 594918104   963,620 2,290 SH   SOLE   0 0 2,290
NVIDIA CORPORATION COM 67066G104   723,752 801 SH   SOLE   0 0 801
SCHWAB CHARLES CORP COM 808513105   295,364 4,083 SH   SOLE   0 0 4,083
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   6,025,356 130,986 SH   SOLE   0 0 130,986
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   493,483 10,022 SH   SOLE   0 0 10,022
SCHWAB STRATEGIC TR 5 10YR CORP BD 808524698   545,759 12,267 SH   SOLE   0 0 12,267
SCHWAB STRATEGIC TR US TIPS ETF 808524870   622,895 11,942 SH   SOLE   0 0 11,942
SCHWAB STRATEGIC TR 1 5YR CORP BD 808524714   919,382 19,023 SH   SOLE   0 0 19,023
SELECT SECTOR SPDR TR ENERGY 81369Y506   860,377 9,113 SH   SOLE   0 0 9,113
SOUTHERN CO COM 842587107   488,074 6,803 SH   SOLE   0 0 6,803
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   252,959 7,058 SH   SOLE   0 0 7,058
SPDR S&P 500 ETF TR TR UNIT 78462F103   247,935 474 SH   SOLE   0 0 474
SPDR SER TR PORTFOLIO INTRMD 78464A375   245,404 7,507 SH   SOLE   0 0 7,507
SPDR SER TR PORTFOLIO S&P500 78464A854   27,571,230 448,094 SH   SOLE   0 0 448,094
SPDR SER TR S&P OILGAS EXP 78468R556   215,508 1,391 SH   SOLE   0 0 1,391
SPDR SER TR NYSE TECH ETF 78464A102   202,268 1,109 SH   SOLE   0 0 1,109
SPDR SER TR BLOOMBERG INTL T 78464A516   312,850 14,067 SH   SOLE   0 0 14,067
SPDR SER TR PRTFLO S&P500 GW 78464A409   286,236 3,913 SH   SOLE   0 0 3,913
SPDR SER TR PORTFOLIO AGRGTE 78464A649   260,156 10,291 SH   SOLE   0 0 10,291
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   349,240 2,567 SH   SOLE   0 0 2,567
TESLA INC COM 88160R101   349,471 1,988 SH   SOLE   0 0 1,988
TRANSOCEAN LTD REGISTERED SHS H8817H100   328,344 52,284 SH   SOLE   0 0 52,284
UBER TECHNOLOGIES INC COM 90353T100   237,514 3,085 SH   SOLE   0 0 3,085
UNITEDHEALTH GROUP INC COM 91324P102   400,707 810 SH   SOLE   0 0 810
VANGUARD INDEX FDS MID CAP ETF 922908629   339,310 1,358 SH   SOLE   0 0 1,358
VANGUARD INDEX FDS SM CP VAL ETF 922908611   346,535 1,806 SH   SOLE   0 0 1,806
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   695,079 6,290 SH   SOLE   0 0 6,290
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   4,064,589 22,258 SH   SOLE   0 0 22,258
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   415,157 8,275 SH   SOLE   0 0 8,275
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   206,288 1,705 SH   SOLE   0 0 1,705
VANGUARD WORLD FD MEGA CAP INDEX 921910873   528,460 2,828 SH   SOLE   0 0 2,828
VANGUARD WORLD FD MEGA GRWTH IND 921910816   841,487 2,936 SH   SOLE   0 0 2,936
VISA INC COM CL A 92826C839   563,183 2,018 SH   SOLE   0 0 2,018
VOYA GLBL EQTY DIV & PREM OP COM 92912T100   87,450 16,500 SH   SOLE   0 0 16,500
WISDOMTREE TR EM EX ST-OWNED 97717X578   1,401,000 47,556 SH   SOLE   0 0 47,556
WP CAREY INC COM 92936U109   775,147 13,734 SH   SOLE   0 0 13,734