The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107 1,271 13,214 SH   SOLE   0 0 13,214
AMAZON COM INC COM 023135106 390 3,452 SH   SOLE   0 0 3,452
AMERISOURCEBERGEN CORP COM 03073E105 476 3,519 SH   SOLE   0 0 3,519
APPLE INC COM 037833100 1,426 10,320 SH   SOLE   0 0 10,320
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 326 1,221 SH   SOLE   0 0 1,221
BOOKING HOLDINGS INC COM 09857L108 385 234 SH   SOLE   0 0 234
CARMAX INC COM 143130102 220 3,332 SH   SOLE   0 0 3,332
CHEVRON CORP NEW COM 166764100 511 3,556 SH   SOLE   0 0 3,556
DTE ENERGY CO COM 233331107 292 2,539 SH   SOLE   0 0 2,539
ELEVANCE HEALTH INC COM 036752103 410 903 SH   SOLE   0 0 903
ENBRIDGE INC COM 29250N105 558 15,039 SH   SOLE   0 0 15,039
EXXON MOBIL CORP COM 30231G102 3,094 35,434 SH   SOLE   0 0 35,434
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 1,513 16,635 SH   SOLE   0 0 16,635
HANCOCK WHITNEY CORPORATION COM 410120109 228 4,976 SH   SOLE   0 0 4,976
HOME DEPOT INC COM 437076102 200 726 SH   SOLE   0 0 726
INVESCO EXCH TRADED FD TR II S&P EMRNG MKTS 46138E297 747 35,565 SH   SOLE   0 0 35,565
IQVIA HLDGS INC COM 46266C105 635 3,507 SH   SOLE   0 0 3,507
ISHARES TR CORE TOTAL USD 46434V613 7,422 166,792 SH   SOLE   0 0 166,792
ISHARES TR CORE S&P SCP ETF 464287804 351 4,021 SH   SOLE   0 0 4,021
ISHARES TR US TREAS BD ETF 46429B267 13,835 607,859 SH   SOLE   0 0 607,859
ISHARES TR CORE MSCI TOTAL 46432F834 263 5,160 SH   SOLE   0 0 5,160
ISHARES TR MSCI USA SZE FT 46432F370 633 6,075 SH   SOLE   0 0 6,075
ISHARES TR JPMORGAN USD EMG 464288281 214 2,697 SH   SOLE   0 0 2,697
ISHARES TR MSCI USA VALUE 46432F388 3,572 43,632 SH   SOLE   0 0 43,632
ISHARES TR U.S. TECH ETF 464287721 566 7,708 SH   SOLE   0 0 7,708
ISHARES TR SHRT NAT MUN ETF 464288158 381 3,707 SH   SOLE   0 0 3,707
ISHARES TR NATIONAL MUN ETF 464288414 271 2,638 SH   SOLE   0 0 2,638
ISHARES TR MSCI USA MIN VOL 46429B697 1,191 18,015 SH   SOLE   0 0 18,015
ISHARES TR 10-20 YR TRS ETF 464288653 1,271 11,670 SH   SOLE   0 0 11,670
ISHARES TR MSCI USA QLT FCT 46432F339 305 2,938 SH   SOLE   0 0 2,938
ISHARES TR U.S. MED DVC ETF 464288810 563 11,935 SH   SOLE   0 0 11,935
ISHARES TR ESG AWR MSCI USA 46435G425 21,517 270,967 SH   SOLE   0 0 270,967
ISHARES TR AGGRES ALLOC ETF 464289859 335 6,041 SH   SOLE   0 0 6,041
ISHARES TR CONV BD ETF 46435G102 393 5,709 SH   SOLE   0 0 5,709
ISHARES TR MSCI ACWI ETF 464288257 383 4,920 SH   SOLE   0 0 4,920
ISHARES TR GLOBAL FINLS ETF 464287333 1,118 18,243 SH   SOLE   0 0 18,243
ISHARES TR MBS ETF 464288588 3,859 42,139 SH   SOLE   0 0 42,139
ISHARES TR BROAD USD HIGH 46435U853 232 6,890 SH   SOLE   0 0 6,890
ISHARES TR FALN ANGLS USD 46435G474 5,850 244,781 SH   SOLE   0 0 244,781
ISHARES TR 10+ YR INVST GRD 464289511 338 7,006 SH   SOLE   0 0 7,006
ISHARES TR 0-5YR HI YL CP 46434V407 736 18,433 SH   SOLE   0 0 18,433
ISHARES TR ISHS 1-5YR INVS 464288646 1,008 20,464 SH   SOLE   0 0 20,464
ISHARES TR EAFE VALUE ETF 464288877 7,775 201,796 SH   SOLE   0 0 201,796
ISHARES TR CORE S&P500 ETF 464287200 793 2,211 SH   SOLE   0 0 2,211
ISHARES TR EAFE GRWTH ETF 464288885 6,217 85,683 SH   SOLE   0 0 85,683
ISHARES TR CORE HIGH DV ETF 46429B663 437 4,782 SH   SOLE   0 0 4,782
ISHARES TR MSCI USA MMENTM 46432F396 426 3,245 SH   SOLE   0 0 3,245
ISHARES U S ETF TR BLACKROCK SHORT 46431W838 314 6,321 SH   SOLE   0 0 6,321
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 3,186 89,188 SH   SOLE   0 0 89,188
LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102 652 30,009 SH   SOLE   0 0 30,009
LOWES COS INC COM 548661107 285 1,520 SH   SOLE   0 0 1,520
MASTERCARD INCORPORATED CL A 57636Q104 863 3,034 SH   SOLE   0 0 3,034
META PLATFORMS INC CL A 30303M102 324 2,387 SH   SOLE   0 0 2,387
MICROSOFT CORP COM 594918104 642 2,756 SH   SOLE   0 0 2,756
QUALCOMM INC COM 747525103 310 2,740 SH   SOLE   0 0 2,740
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,789 73,777 SH   SOLE   0 0 73,777
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 7,995 176,455 SH   SOLE   0 0 176,455
SCHWAB STRATEGIC TR 5 10YR CORP BD 808524698 260 6,179 SH   SOLE   0 0 6,179
SCHWAB STRATEGIC TR 1 5YR CORP BD 808524714 4,245 91,674 SH   SOLE   0 0 91,674
SCHWAB STRATEGIC TR US TIPS ETF 808524870 3,817 73,695 SH   SOLE   0 0 73,695
SELECT SECTOR SPDR TR ENERGY 81369Y506 2,849 39,552 SH   SOLE   0 0 39,552
SOUTHERN CO COM 842587107 259 3,805 SH   SOLE   0 0 3,805
SPDR SER TR BLOOMBERG INTL T 78464A516 293 14,067 SH   SOLE   0 0 14,067
SPDR SER TR PORTFOLIO S&P500 78464A854 24,234 577,145 SH   SOLE   0 0 577,145
SPDR SER TR PORTFOLIO LN COR 78464A367 629 28,906 SH   SOLE   0 0 28,906
SPDR SER TR PORTFOLIO INTRMD 78464A375 680 21,702 SH   SOLE   0 0 21,702
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 205 2,983 SH   SOLE   0 0 2,983
TRANSOCEAN LTD REG SHS H8817H100 122 49,444 SH   SOLE   0 0 49,444
UNITEDHEALTH GROUP INC COM 91324P102 465 921 SH   SOLE   0 0 921
VANGUARD INDEX FDS MID CAP ETF 922908629 255 1,358 SH   SOLE   0 0 1,358
VANGUARD INDEX FDS SM CP VAL ETF 922908611 259 1,806 SH   SOLE   0 0 1,806
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 508 6,437 SH   SOLE   0 0 6,437
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 3,078 22,771 SH   SOLE   0 0 22,771
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 224 6,156 SH   SOLE   0 0 6,156
VANGUARD WORLD FD MEGA GRWTH IND 921910816 512 2,936 SH   SOLE   0 0 2,936
VANGUARD WORLD FD MEGA CAP INDEX 921910873 393 3,151 SH   SOLE   0 0 3,151
VISA INC COM CL A 92826C839 384 2,162 SH   SOLE   0 0 2,162
VOYA GLBL EQTY DIV & PREM OP COM 92912T100 83 16,500 SH   SOLE   0 0 16,500
WISDOMTREE TR EM EX ST-OWNED 97717X578 3,943 160,148 SH   SOLE   0 0 160,148
WP CAREY INC COM 92936U109 826 11,837 SH   SOLE   0 0 11,837