The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   224,434 2,053 SH   SOLE 0 475 0 1,578
ABBOTT LABS COM 002824100   496,416 4,510 SH   SOLE 0 1,427 0 3,083
ABBVIE INC COM 00287Y109   416,717 2,689 SH   SOLE 0 1,141 0 1,548
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   809,900 2,308 SH   SOLE 0 1,783 0 525
ADOBE INC COM 00724F101   782,143 1,311 SH   SOLE 0 885 0 426
AFLAC INC COM 001055102   207,158 2,511 SH   SOLE 0 139 0 2,372
ALLEGION PLC ORD SHS G0176J109   295,568 2,333 SH   SOLE 0 0 0 2,333
ALPHABET INC CAP STK CL C 02079K107   2,057,578 14,600 SH   SOLE 0 2,480 0 12,120
ALPHABET INC CAP STK CL A 02079K305   2,728,844 19,535 SH   SOLE 0 4,717 0 14,818
AMAZON COM INC COM 023135106   781,124 5,141 SH   SOLE 0 1,471 0 3,670
AMERICAN EXPRESS CO COM 025816109   797,132 4,255 SH   SOLE 0 1,485 0 2,770
AMGEN INC COM 031162100   936,929 3,253 SH   SOLE 0 1,385 0 1,868
APPLE INC COM 037833100   10,766,057 55,919 SH   SOLE 0 9,416 0 46,503
AUTODESK INC COM 052769106   649,361 2,667 SH   SOLE 0 879 0 1,788
AUTOMATIC DATA PROCESSING IN COM 053015103   657,674 2,823 SH   SOLE 0 1,848 0 975
BANK AMERICA CORP COM 060505104   204,949 6,087 SH   SOLE 0 1,740 0 4,347
BANK NEW YORK MELLON CORP COM 064058100   329,216 6,325 SH   SOLE 0 4,555 0 1,770
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,929,174 5,409 SH   SOLE 0 1,438 0 3,971
BIOGEN INC COM 09062X103   832,981 3,219 SH   SOLE 0 1,647 0 1,572
BLACKROCK INC COM 09247X101   213,503 263 SH   SOLE 0 221 0 42
BRC INC COM CL A 05601U105   60,803 16,750 SH   SOLE 0 0 0 16,750
BRISTOL-MYERS SQUIBB CO COM 110122108   1,289,077 25,123 SH   SOLE 0 12,128 0 12,996
CARLISLE COS INC COM 142339100   617,362 1,976 SH   SOLE 0 1,561 0 415
CHESAPEAKE ENERGY CORP COM 165167735   462,890 6,016 SH   SOLE 0 1,983 0 4,033
CHEVRON CORP NEW COM 166764100   946,814 6,348 SH   SOLE 0 5,715 0 632
CINTAS CORP COM 172908105   480,320 797 SH   SOLE 0 577 0 220
CISCO SYS INC COM 17275R102   1,430,660 28,319 SH   SOLE 0 8,624 0 19,695
COCA COLA CO COM 191216100   722,656 12,263 SH   SOLE 0 2,289 0 9,974
COCA-COLA FEMSA SAB DE CV SPONSORD ADR REP 191241108   350,567 3,704 SH   SOLE 0 1,328 0 2,376
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102   1,058,451 14,014 SH   SOLE 0 6,779 0 7,235
COLGATE PALMOLIVE CO COM 194162103   286,956 3,600 SH   SOLE 0 800 0 2,800
COMCAST CORP NEW CL A 20030N101   297,988 6,796 SH   SOLE 0 3,738 0 3,058
CONOCOPHILLIPS COM 20825C104   201,753 1,738 SH   SOLE 0 1,084 0 654
CONSTELLATION BRANDS INC CL A 21036P108   323,220 1,337 SH   SOLE 0 741 0 596
COSTCO WHSL CORP NEW COM 22160K105   4,222,532 6,397 SH   SOLE 0 1,148 0 5,249
CSX CORP COM 126408103   2,538,815 73,228 SH   SOLE 0 33,389 0 39,839
CVS HEALTH CORP COM 126650100   1,600,954 20,276 SH   SOLE 0 7,488 0 12,788
D R HORTON INC COM 23331A109   207,453 1,365 SH   SOLE 0 1,020 0 345
DANAHER CORPORATION COM 235851102   611,504 2,643 SH   SOLE 0 1,196 0 1,447
DEERE & CO COM 244199105   296,855 742 SH   SOLE 0 0 0 742
DIAGEO PLC SPON ADR NEW 25243Q205   437,708 3,005 SH   SOLE 0 0 0 3,005
DISNEY WALT CO COM 254687106   507,393 5,620 SH   SOLE 0 3,034 0 2,586
DUPONT DE NEMOURS INC COM 26614N102   964,316 12,535 SH   SOLE 0 6,225 0 6,310
EATON CORP PLC SHS G29183103   410,598 1,705 SH   SOLE 0 1,195 0 510
ELECTRONIC ARTS INC COM 285512109   268,148 1,960 SH   SOLE 0 1,470 0 490
ELI LILLY & CO COM 532457108   311,862 535 SH   SOLE 0 325 0 210
ENTERPRISE PRODS PARTNERS L COM 293792107   201,182 7,635 SH   SOLE 0 5,155 0 2,480
ETF MANAGERS TR PRIME CYBR SCRTY 26924G201   249,977 4,138 SH   SOLE 0 1,639 0 2,499
EXXON MOBIL CORP COM 30231G102   713,657 7,138 SH   SOLE 0 2,770 0 4,368
FABRINET SHS G3323L100   256,565 1,348 SH   SOLE 0 658 0 690
FACTSET RESH SYS INC COM 303075105   500,903 1,050 SH   SOLE 0 460 0 590
GARMIN LTD SHS H2906T109   1,102,000 8,573 SH   SOLE 0 3,879 0 4,694
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107   472,196 6,107 SH   SOLE 0 2,488 0 3,619
GENERAL DYNAMICS CORP COM 369550108   290,051 1,117 SH   SOLE 0 207 0 910
GENERAL ELECTRIC CO COM NEW 369604301   1,248,537 9,782 SH   SOLE 0 4,596 0 5,186
GENWORTH FINL INC COM CL A 37247D106   332,477 49,772 SH   SOLE 0 19,763 0 30,009
GILEAD SCIENCES INC COM 375558103   219,618 2,711 SH   SOLE 0 0 0 2,711
GLOBAL X FDS ARTIFICIAL ETF 37954Y632   275,694 8,842 SH   SOLE 0 6,152 0 2,690
GSK PLC SPONSORED ADR 37733W204   571,454 15,420 SH   SOLE 0 7,786 0 7,634
HANESBRANDS INC COM 410345102   45,938 10,300 SH   SOLE 0 0 0 10,300
HOME DEPOT INC COM 437076102   2,079,993 6,002 SH   SOLE 0 2,140 0 3,862
IAC INC COM NEW 44891N208   565,494 10,796 SH   SOLE 0 4,262 0 6,534
INTEL CORP COM 458140100   332,756 6,622 SH   SOLE 0 3,241 0 3,381
INTUITIVE SURGICAL INC COM NEW 46120E602   1,518,120 4,500 SH   SOLE 0 0 0 4,500
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100   3,205,776 241,036 SH   SOLE 0 126,290 0 114,746
INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735   2,098,270 64,602 SH   SOLE 0 33,178 0 31,424
ISHARES GOLD TR ISHARES NEW 464285204   5,817,968 149,064 SH   SOLE 0 72,942 0 76,122
ISHARES TR US OIL GS EX ETF 464288851   1,619,717 17,381 SH   SOLE 0 9,198 0 8,183
ISHARES TR ISHS 1-5YR INVS 464288646   778,098 15,175 SH   SOLE 0 3,536 0 11,639
ISHARES TR MSCI ACWI ETF 464288257   816,732 8,025 SH   SOLE 0 4,753 0 3,272
ISHARES TR GL TIMB FORE ETF 464288174   2,023,476 24,889 SH   SOLE 0 13,249 0 11,640
ISHARES TR SHRT NAT MUN ETF 464288158   1,761,946 16,712 SH   SOLE 0 8,525 0 8,187
ISHARES TR 3 7 YR TREAS BD 464288661   1,255,634 10,720 SH   SOLE 0 5,257 0 5,463
ISHARES TR NATIONAL MUN ETF 464288414   3,554,872 32,791 SH   SOLE 0 16,486 0 16,305
ISHARES TR ISHS 5-10YR INVT 464288638   231,972 4,461 SH   SOLE 0 387 0 4,074
ISHARES TR 0-5YR INVT GR CP 46434V100   282,113 5,734 SH   SOLE 0 2,385 0 3,349
ISHARES TR CORE DIV GRWTH 46434V621   342,887 6,371 SH   SOLE 0 4,228 0 2,143
ISHARES TR GLOBAL REIT ETF 46434V647   4,808,484 198,862 SH   SOLE 0 105,016 0 93,846
ISHARES TR EAFE VALUE ETF 464288877   1,411,467 27,091 SH   SOLE 0 14,727 0 12,365
ISHARES TR CORE US AGGBD ET 464287226   219,740 2,214 SH   SOLE 0 773 0 1,441
ISHARES TR SELECT DIVID ETF 464287168   1,927,634 16,445 SH   SOLE 0 9,213 0 7,232
ISHARES TR TIPS BD ETF 464287176   550,241 5,119 SH   SOLE 0 2,505 0 2,614
ISHARES TR CORE S&P MCP ETF 464287507   1,966,005 7,094 SH   SOLE 0 3,979 0 3,115
ISHARES TR CORE S&P SCP ETF 464287804   563,333 5,204 SH   SOLE 0 3,295 0 1,909
ISHARES TR S&P 500 VAL ETF 464287408   2,115,532 12,166 SH   SOLE 0 7,043 0 5,123
ISHARES TR CORE S&P500 ETF 464287200   234,039 490 SH   SOLE 0 289 0 201
ISHARES TR RUSSELL 2000 ETF 464287655   290,701 1,448 SH   SOLE 0 797 0 651
ISHARES TR RUS 2000 VAL ETF 464287630   1,125,294 7,245 SH   SOLE 0 5,314 0 1,931
ISHARES TR U.S. REAL ES ETF 464287739   776,449 8,494 SH   SOLE 0 3,279 0 5,215
ISHARES TR 1 3 YR TREAS BD 464287457   1,117,950 13,627 SH   SOLE 0 6,239 0 7,388
ISHARES TR 7-10 YR TRSY BD 464287440   2,513,639 26,078 SH   SOLE 0 13,685 0 12,393
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   703,722 14,010 SH   SOLE 0 8,780 0 5,230
JOHNSON & JOHNSON COM 478160104   1,490,331 9,508 SH   SOLE 0 4,586 0 4,922
JPMORGAN CHASE & CO COM 46625H100   1,307,727 7,688 SH   SOLE 0 4,391 0 3,297
KLA CORP COM NEW 482480100   219,731 378 SH   SOLE 0 268 0 110
KRAFT HEINZ CO COM 500754106   466,557 12,616 SH   SOLE 0 4,695 0 7,921
LEIDOS HOLDINGS INC COM 525327102   205,656 1,900 SH   SOLE 0 1,425 0 475
LOCKHEED MARTIN CORP COM 539830109   218,462 482 SH   SOLE 0 281 0 201
LOWES COS INC COM 548661107   689,905 3,100 SH   SOLE 0 650 0 2,450
MACERICH CO COM 554382101   441,123 28,589 SH   SOLE 0 12,928 0 15,661
MCDONALDS CORP COM 580135101   960,070 3,238 SH   SOLE 0 1,252 0 1,986
MERCK & CO INC COM 58933Y105   795,536 7,297 SH   SOLE 0 2,115 0 5,182
META PLATFORMS INC CL A 30303M102   346,173 978 SH   SOLE 0 456 0 522
MICROSOFT CORP COM 594918104   3,102,357 8,250 SH   SOLE 0 3,743 0 4,507
MID-AMER APT CMNTYS INC COM 59522J103   282,366 2,100 SH   SOLE 0 0 0 2,100
MONDELEZ INTL INC CL A 609207105   339,117 4,682 SH   SOLE 0 1,487 0 3,195
NETFLIX INC COM 64110L106   257,560 529 SH   SOLE 0 375 0 154
NEXTERA ENERGY INC COM 65339F101   1,026,081 16,893 SH   SOLE 0 4,875 0 12,018
NIKE INC CL B 654106103   365,338 3,365 SH   SOLE 0 2,035 0 1,330
NORTHROP GRUMMAN CORP COM 666807102   490,611 1,048 SH   SOLE 0 25 0 1,023
NOVARTIS AG SPONSORED ADR 66987V109   508,283 5,034 SH   SOLE 0 0 0 5,034
ORACLE CORP COM 68389X105   576,280 5,466 SH   SOLE 0 266 0 5,200
PARKER-HANNIFIN CORP COM 701094104   772,133 1,676 SH   SOLE 0 993 0 683
PDD HOLDINGS INC SPONSORED ADS 722304102   219,465 1,500 SH   SOLE 0 0 0 1,500
PEPSICO INC COM 713448108   1,572,570 9,259 SH   SOLE 0 2,908 0 6,351
PFIZER INC COM 717081103   297,600 10,337 SH   SOLE 0 5,348 0 4,989
PLBY GROUP INC COM 72814P109   27,962 27,962 SH   SOLE 0 0 0 27,962
PNC FINL SVCS GROUP INC COM 693475105   902,930 5,831 SH   SOLE 0 3,127 0 2,704
PROCTER AND GAMBLE CO COM 742718109   838,668 5,723 SH   SOLE 0 515 0 5,208
PROLOGIS INC. COM 74340W103   531,467 3,987 SH   SOLE 0 2,351 0 1,636
PROSHARES TR ULTRAPRO SHT QQQ 74347G432   224,405 16,684 SH   SOLE 0 4,131 0 12,553
QUALCOMM INC COM 747525103   1,215,181 8,402 SH   SOLE 0 336 0 8,066
REPUBLIC SVCS INC COM 760759100   407,658 2,472 SH   SOLE 0 707 0 1,765
RTX CORPORATION COM 75513E101   641,315 7,622 SH   SOLE 0 4,179 0 3,443
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   645,935 13,332 SH   SOLE 0 13,332 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   255,258 4,890 SH   SOLE 0 392 0 4,498
SHELL PLC SPON ADS 780259305   519,228 7,891 SH   SOLE 0 295 0 7,596
SPDR GOLD TR GOLD SHS 78463V107   693,565 3,628 SH   SOLE 0 2,053 0 1,575
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863   405,085 14,844 SH   SOLE 0 10,454 0 4,390
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   239,986 2,626 SH   SOLE 0 598 0 2,028
STARBUCKS CORP COM 855244109   704,809 7,341 SH   SOLE 0 4,996 0 2,345
STMICROELECTRONICS N V NY REGISTRY 861012102   605,884 12,086 SH   SOLE 0 6,215 0 5,871
STRYKER CORPORATION COM 863667101   580,952 1,940 SH   SOLE 0 1,182 0 758
TARGET CORP COM 87612E106   470,271 3,302 SH   SOLE 0 832 0 2,470
TELEPHONE & DATA SYS INC COM NEW 879433829   1,266,150 69,000 SH   SOLE 0 0 0 69,000
TELLURIAN INC NEW COM 87968A104   12,694 16,800 SH   SOLE 0 0 0 16,800
TESLA INC COM 88160R101   521,808 2,100 SH   SOLE 0 2,100 0 0
THE CIGNA GROUP COM 125523100   620,760 2,073 SH   SOLE 0 73 0 2,000
THERMO FISHER SCIENTIFIC INC COM 883556102   453,295 854 SH   SOLE 0 414 0 440
TJX COS INC NEW COM 872540109   509,670 5,433 SH   SOLE 0 1,502 0 3,931
TORONTO DOMINION BK ONT COM NEW 891160509   594,246 9,196 SH   SOLE 0 5,211 0 3,985
TRAVELERS COMPANIES INC COM 89417E109   460,986 2,420 SH   SOLE 0 1,040 0 1,380
UNILEVER PLC SPON ADR NEW 904767704   213,312 4,400 SH   SOLE 0 0 0 4,400
UNITEDHEALTH GROUP INC COM 91324P102   552,267 1,049 SH   SOLE 0 417 0 632
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   961,394 12,482 SH   SOLE 0 3,197 0 9,285
VANGUARD INDEX FDS SMALL CP ETF 922908751   2,087,785 9,787 SH   SOLE 0 5,039 0 4,748
VANGUARD INDEX FDS SM CP VAL ETF 922908611   1,260,014 7,001 SH   SOLE 0 2,705 0 4,296
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   6,369,416 72,085 SH   SOLE 0 37,292 0 34,793
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   2,131,161 50,039 SH   SOLE 0 6,417 0 43,622
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   14,620,929 246,476 SH   SOLE 0 126,123 0 120,352
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   323,732 5,550 SH   SOLE 0 5,550 0 0
VANGUARD SCOTTSDALE FDS TOTAL WLD BD ETF 92206C565   668,020 9,652 SH   SOLE 0 5,921 0 3,731
VERIZON COMMUNICATIONS INC COM 92343V104   380,393 10,090 SH   SOLE 0 4,614 0 5,476
VISA INC COM CL A 92826C839   1,303,833 5,008 SH   SOLE 0 2,265 0 2,743
WALMART INC COM 931142103   591,818 3,754 SH   SOLE 0 1,894 0 1,860
WEC ENERGY GROUP INC COM 92939U106   343,834 4,085 SH   SOLE 0 1,900 0 2,185
WILLIS TOWERS WATSON PLC LTD SHS G96629103   303,912 1,260 SH   SOLE 0 1,260 0 0
WISDOMTREE TR US MIDCAP DIVID 97717W505   204,234 4,470 SH   SOLE 0 3,405 0 1,065
WISDOMTREE TR US SMALLCAP DIVD 97717W604   2,142,143 66,588 SH   SOLE 0 35,903 0 30,685
YUM BRANDS INC COM 988498101   638,754 4,889 SH   SOLE 0 1,438 0 3,451