The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 242 2,193 SH   SOLE 0 0 0 2,193
ABBOTT LABS COM 002824100 440 4,551 SH   SOLE 0 0 0 4,551
ABBVIE INC COM 00287Y109 370 2,757 SH   SOLE 0 0 0 2,757
ABIOMED INC COM 003654100 246 1,000 SH   SOLE 0 0 0 1,000
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 588 2,284 SH   SOLE 0 0 0 2,284
ADOBE SYSTEMS INCORPORATED COM 00724F101 321 1,168 SH   SOLE 0 0 0 1,168
ALBEMARLE CORP COM 012653101 241 910 SH   SOLE 0 0 0 910
ALLEGION PLC ORD SHS G0176J109 209 2,333 SH   SOLE 0 0 0 2,333
ALPHABET INC CAP STK CL C 02079K107 1,423 14,800 SH   SOLE 0 0 0 14,800
ALPHABET INC CAP STK CL A 02079K305 1,908 19,950 SH   SOLE 0 0 0 19,950
AMAZON COM INC COM 023135106 588 5,200 SH   SOLE 0 0 0 5,200
AMERICAN EXPRESS CO COM 025816109 596 4,418 SH   SOLE 0 0 0 4,418
AMGEN INC COM 031162100 757 3,358 SH   SOLE 0 0 0 3,358
APPLE INC COM 037833100 8,300 60,058 SH   SOLE 0 0 0 60,058
AT&T INC COM 00206R102 398 25,930 SH   SOLE 0 0 0 25,930
AUTOMATIC DATA PROCESSING IN COM 053015103 683 3,018 SH   SOLE 0 0 0 3,018
BANK NEW YORK MELLON CORP COM 064058100 244 6,325 SH   SOLE 0 0 0 6,325
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,331 4,984 SH   SOLE 0 0 0 4,984
BIOGEN INC COM 09062X103 1,318 4,935 SH   SOLE 0 0 0 4,935
BRISTOL-MYERS SQUIBB CO COM 110122108 1,786 25,119 SH   SOLE 0 0 0 25,119
BROWN FORMAN CORP CL B 115637209 208 3,125 SH   SOLE 0 0 0 3,125
CARLISLE COS INC COM 142339100 568 2,025 SH   SOLE 0 0 0 2,025
CIGNA CORP NEW COM 125523100 589 2,123 SH   SOLE 0 0 0 2,123
CINTAS CORP COM 172908105 339 872 SH   SOLE 0 0 0 872
CISCO SYS INC COM 17275R102 1,041 26,019 SH   SOLE 0 0 0 26,019
COCA COLA CO COM 191216100 688 12,288 SH   SOLE 0 0 0 12,288
COCA-COLA FEMSA SAB DE CV SPONSORD ADR REP 191241108 207 3,547 SH   SOLE 0 0 0 3,547
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 268 4,665 SH   SOLE 0 0 0 4,665
COLGATE PALMOLIVE CO COM 194162103 253 3,600 SH   SOLE 0 0 0 3,600
CONSTELLATION BRANDS INC CL A 21036P108 307 1,335 SH   SOLE 0 0 0 1,335
COSTCO WHSL CORP NEW COM 22160K105 3,092 6,547 SH   SOLE 0 0 0 6,547
CSX CORP COM 126408103 217 8,130 SH   SOLE 0 0 0 8,130
CVS HEALTH CORP COM 126650100 1,623 17,022 SH   SOLE 0 0 0 17,022
DANAHER CORPORATION COM 235851102 725 2,808 SH   SOLE 0 0 0 2,808
DEERE & CO COM 244199105 248 742 SH   SOLE 0 0 0 742
DIAGEO PLC SPON ADR NEW 25243Q205 512 3,015 SH   SOLE 0 0 0 3,015
DISNEY WALT CO COM 254687106 554 5,871 SH   SOLE 0 0 0 5,871
DOMINION ENERGY INC COM 25746U109 270 3,900 SH   SOLE 0 0 0 3,900
DUPONT DE NEMOURS INC COM 26614N102 700 13,883 SH   SOLE 0 0 0 13,883
EATON CORP PLC SHS G29183103 358 2,685 SH   SOLE 0 0 0 2,685
ELECTRONIC ARTS INC COM 285512109 234 2,020 SH   SOLE 0 0 0 2,020
EXPRESS INC COM 30219E103 22 19,814 SH   SOLE 0 0 0 19,814
EXXON MOBIL CORP COM 30231G102 446 5,113 SH   SOLE 0 0 0 5,113
FABRINET SHS G3323L100 223 2,341 SH   SOLE 0 0 0 2,341
FACTSET RESH SYS INC COM 303075105 420 1,050 SH   SOLE 0 0 0 1,050
FIDELITY MERRIMACK STR TR LOW DURTIN ETF 316188408 399 8,080 SH   SOLE 0 0 0 8,080
GARMIN LTD SHS H2906T109 684 8,512 SH   SOLE 0 0 0 8,512
GENERAL ELECTRIC CO COM NEW 369604301 702 11,334 SH   SOLE 0 0 0 11,334
HOME DEPOT INC COM 437076102 1,689 6,120 SH   SOLE 0 0 0 6,120
INTEL CORP COM 458140100 350 13,582 SH   SOLE 0 0 0 13,582
INTUITIVE SURGICAL INC COM NEW 46120E602 843 4,500 SH   SOLE 0 0 0 4,500
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100 1,159 71,649 SH   SOLE 0 0 0 71,649
INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735 1,374 53,666 SH   SOLE 0 0 0 53,666
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 295 14,150 SH   SOLE 0 0 0 14,150
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 316 15,480 SH   SOLE 0 0 0 15,480
ISHARES GOLD TR ISHARES NEW 464285204 3,640 115,440 SH   SOLE 0 0 0 115,440
ISHARES TR ISHS 1-5YR INVS 464288646 776 15,751 SH   SOLE 0 0 0 15,751
ISHARES TR 3 7 YR TREAS BD 464288661 17,238 150,840 SH   SOLE 0 0 0 150,840
ISHARES TR NATIONAL MUN ETF 464288414 1,215 11,843 SH   SOLE 0 0 0 11,843
ISHARES TR SELECT DIVID ETF 464287168 2,042 19,044 SH   SOLE 0 0 0 19,044
ISHARES TR TIPS BD ETF 464287176 1,090 10,389 SH   SOLE 0 0 0 10,389
ISHARES TR CORE DIV GRWTH 46434V621 264 5,943 SH   SOLE 0 0 0 5,943
ISHARES TR 0-5YR INVT GR CP 46434V100 554 11,684 SH   SOLE 0 0 0 11,684
ISHARES TR EAFE VALUE ETF 464288877 1,658 43,025 SH   SOLE 0 0 0 43,025
ISHARES TR MSCI ACWI ETF 464288257 666 8,552 SH   SOLE 0 0 0 8,552
ISHARES TR SHRT NAT MUN ETF 464288158 681 6,632 SH   SOLE 0 0 0 6,632
ISHARES TR CORE S&P SCP ETF 464287804 430 4,937 SH   SOLE 0 0 0 4,937
ISHARES TR S&P 500 VAL ETF 464287408 1,748 13,600 SH   SOLE 0 0 0 13,600
ISHARES TR CORE S&P500 ETF 464287200 746 2,080 SH   SOLE 0 0 0 2,080
ISHARES TR RUSSELL 2000 ETF 464287655 371 2,249 SH   SOLE 0 0 0 2,249
ISHARES TR RUS 2000 VAL ETF 464287630 1,815 14,075 SH   SOLE 0 0 0 14,075
ISHARES TR U.S. REAL ES ETF 464287739 3,449 42,366 SH   SOLE 0 0 0 42,366
ISHARES TR ISHARES BIOTECH 464287556 621 5,313 SH   SOLE 0 0 0 5,313
ISHARES TR 1 3 YR TREAS BD 464287457 1,030 12,684 SH   SOLE 0 0 0 12,684
ISHARES TR 7-10 YR TRSY BD 464287440 2,798 29,151 SH   SOLE 0 0 0 29,151
ISHARES TR 20 YR TR BD ETF 464287432 288 2,806 SH   SOLE 0 0 0 2,806
ISHARES TR CORE US AGGBD ET 464287226 392 4,072 SH   SOLE 0 0 0 4,072
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 808 16,105 SH   SOLE 0 0 0 16,105
JOHNSON & JOHNSON COM 478160104 1,620 9,914 SH   SOLE 0 0 0 9,914
JPMORGAN CHASE & CO COM 46625H100 815 7,802 SH   SOLE 0 0 0 7,802
KINDER MORGAN INC DEL COM 49456B101 940 56,499 SH   SOLE 0 0 0 56,499
L3HARRIS TECHNOLOGIES INC COM 502431109 231 1,111 SH   SOLE 0 0 0 1,111
LENNAR CORP CL A 526057104 766 10,269 SH   SOLE 0 0 0 10,269
LITHIA MTRS INC COM 536797103 633 2,949 SH   SOLE 0 0 0 2,949
LOWES COS INC COM 548661107 610 3,250 SH   SOLE 0 0 0 3,250
MCDONALDS CORP COM 580135101 731 3,169 SH   SOLE 0 0 0 3,169
MERCK & CO INC COM 58933Y105 628 7,296 SH   SOLE 0 0 0 7,296
META PLATFORMS INC CL A 30303M102 255 1,882 SH   SOLE 0 0 0 1,882
MICROSOFT CORP COM 594918104 2,091 8,977 SH   SOLE 0 0 0 8,977
MID-AMER APT CMNTYS INC COM 59522J103 223 1,435 SH   SOLE 0 0 0 1,435
MONDELEZ INTL INC CL A 609207105 227 4,135 SH   SOLE 0 0 0 4,135
NEXTERA ENERGY INC COM 65339F101 1,456 18,573 SH   SOLE 0 0 0 18,573
NIKE INC CL B 654106103 300 3,615 SH   SOLE 0 0 0 3,615
NORTHROP GRUMMAN CORP COM 666807102 494 1,051 SH   SOLE 0 0 0 1,051
NOVARTIS AG SPONSORED ADR 66987V109 383 5,034 SH   SOLE 0 0 0 5,034
ORACLE CORP COM 68389X105 336 5,500 SH   SOLE 0 0 0 5,500
PARKER-HANNIFIN CORP COM 701094104 438 1,806 SH   SOLE 0 0 0 1,806
PEPSICO INC COM 713448108 1,537 9,417 SH   SOLE 0 0 0 9,417
PFIZER INC COM 717081103 956 21,858 SH   SOLE 0 0 0 21,858
PLBY GROUP INC COM 72814P109 66 16,462 SH   SOLE 0 0 0 16,462
PNC FINL SVCS GROUP INC COM 693475105 879 5,886 SH   SOLE 0 0 0 5,886
PROCTER AND GAMBLE CO COM 742718109 722 5,719 SH   SOLE 0 0 0 5,719
PROLOGIS INC. COM 74340W103 447 4,397 SH   SOLE 0 0 0 4,397
PROSHARES TR II VIX SH TRM FUTRS 74347Y854 199 11,660 SH   SOLE 0 0 0 11,660
QUALCOMM INC COM 747525103 937 8,296 SH   SOLE 0 0 0 8,296
RAYTHEON TECHNOLOGIES CORP COM 75513E101 684 8,361 SH   SOLE 0 0 0 8,361
REPUBLIC SVCS INC COM 760759100 354 2,602 SH   SOLE 0 0 0 2,602
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 647 21,302 SH   SOLE 0 0 0 21,302
SHELL PLC SPON ADS 780259305 376 7,551 SH   SOLE 0 0 0 7,551
SKYWORKS SOLUTIONS INC COM 83088M102 422 4,950 SH   SOLE 0 0 0 4,950
SPDR GOLD TR GOLD SHS 78463V107 378 2,443 SH   SOLE 0 0 0 2,443
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 1,848 76,637 SH   SOLE 0 0 0 76,637
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 2,757 71,255 SH   SOLE 0 0 0 71,255
SPDR SER TR BLOOMBERG SHORT 78464A334 350 14,000 SH   SOLE 0 0 0 14,000
SPDR SER TR S&P DIVID ETF 78464A763 242 2,169 SH   SOLE 0 0 0 2,169
SPDR SER TR NUVEEN BLMBRG SH 78468R739 369 8,000 SH   SOLE 0 0 0 8,000
STARBUCKS CORP COM 855244109 714 8,469 SH   SOLE 0 0 0 8,469
STRYKER CORPORATION COM 863667101 378 1,865 SH   SOLE 0 0 0 1,865
TARGET CORP COM 87612E106 439 2,957 SH   SOLE 0 0 0 2,957
TELEPHONE & DATA SYS INC COM NEW 879433829 1,330 95,710 SH   SOLE 0 0 0 95,710
TESLA INC COM 88160R101 559 2,109 SH   SOLE 0 0 0 2,109
THERMO FISHER SCIENTIFIC INC COM 883556102 444 875 SH   SOLE 0 0 0 875
TJX COS INC NEW COM 872540109 345 5,550 SH   SOLE 0 0 0 5,550
TORONTO DOMINION BK ONT COM NEW 891160509 564 9,196 SH   SOLE 0 0 0 9,196
TRAVELERS COMPANIES INC COM 89417E109 381 2,490 SH   SOLE 0 0 0 2,490
UNITEDHEALTH GROUP INC COM 91324P102 530 1,049 SH   SOLE 0 0 0 1,049
VANECK ETF TRUST VANECK SHRT MUNI 92189F528 1,233 74,152 SH   SOLE 0 0 0 74,152
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,421 18,996 SH   SOLE 0 0 0 18,996
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 3,161 65,664 SH   SOLE 0 0 0 65,664
VERIZON COMMUNICATIONS INC COM 92343V104 493 12,973 SH   SOLE 0 0 0 12,973
VISA INC COM CL A 92826C839 930 5,233 SH   SOLE 0 0 0 5,233
WALMART INC COM 931142103 415 3,197 SH   SOLE 0 0 0 3,197
WEC ENERGY GROUP INC COM 92939U106 381 4,265 SH   SOLE 0 0 0 4,265
WILLIS TOWERS WATSON PLC LTD SHS G96629103 253 1,260 SH   SOLE 0 0 0 1,260
WISDOMTREE TR US SMALLCAP DIVD 97717W604 1,447 56,206 SH   SOLE 0 0 0 56,206
YUM BRANDS INC COM 988498101 540 5,076 SH   SOLE 0 0 0 5,076