The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADOBE SYSTEMS INCORPORATED COM 00724F101 385 669 SH   SOLE   0 0 669
ADVANCED MICRO DEVICES INC COM 007903107 270 2,625 SH   SOLE   0 0 2,625
AGILENT TECHNOLOGIES INC COM 00846U101 285 1,810 SH   SOLE   0 0 1,810
ALPHABET INC CAP STK CL A 02079K305 837 313 SH   SOLE   0 0 313
ALPHABET INC CAP STK CL C 02079K107 701 263 SH   SOLE   0 0 263
AMAZON COM INC COM 023135106 903 275 SH   SOLE   0 0 275
APPLE INC COM 037833100 3,370 23,819 SH   SOLE   0 0 23,819
APPLIED MATLS INC COM 038222105 816 6,337 SH   SOLE   0 0 6,337
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 254 932 SH   SOLE   0 0 932
CISCO SYS INC COM 17275R102 918 16,858 SH   SOLE   0 0 16,858
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 2,279 39,632 SH   SOLE   0 0 39,632
DISNEY WALT CO COM 254687106 220 1,303 SH   SOLE   0 0 1,303
EBAY INC. COM 278642103 337 4,834 SH   SOLE   0 0 4,834
GENERAL ELECTRIC CO COM NEW 369604301 288 2,799 SH   SOLE   0 0 2,799
INTERNATIONAL BUSINESS MACHS COM 459200101 220 1,587 SH   SOLE   0 0 1,587
INTUIT COM 461202103 338 626 SH   SOLE   0 0 626
INVESCO EXCH TRADED FD TR II FTSE RAFI EMNG 46138E727 280 12,516 SH   SOLE   0 0 12,516
INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735 931 24,776 SH   SOLE   0 0 24,776
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597 397 2,177 SH   SOLE   0 0 2,177
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266 277 1,438 SH   SOLE   0 0 1,438
ISHARES INC CORE MSCI EMKT 46434G103 434 7,027 SH   SOLE   0 0 7,027
ISHARES INC MSCI EMERG MKT 46434G889 5,108 98,995 SH   SOLE   0 0 98,995
ISHARES INC MSCI EMERG MRKT 464286533 9,503 151,638 SH   SOLE   0 0 151,638
ISHARES TR CORE MSCI EAFE 46432F842 3,319 44,700 SH   SOLE   0 0 44,700
ISHARES TR CORE S&P TTL STK 464287150 2,170 22,061 SH   SOLE   0 0 22,061
ISHARES TR ESG AW MSCI EAFE 46435G516 278 3,545 SH   SOLE   0 0 3,545
ISHARES TR ESG AWR MSCI USA 46435G425 481 4,885 SH   SOLE   0 0 4,885
ISHARES TR MSCI EAFE ETF 464287465 996 12,766 SH   SOLE   0 0 12,766
ISHARES TR MSCI EMG MKT ETF 464287234 660 13,103 SH   SOLE   0 0 13,103
ISHARES TR MSCI INTL MULTFT 46434V274 6,921 238,478 SH   SOLE   0 0 238,478
ISHARES TR MSCI INTL QUALTY 46434V456 5,250 138,593 SH   SOLE   0 0 138,593
ISHARES TR MSCI USA MULTIFT 46434V282 8,660 205,501 SH   SOLE   0 0 205,501
ISHARES TR MSCI USA QLT FCT 46432F339 8,581 65,138 SH   SOLE   0 0 65,138
ISHARES TR MSCI USA SMCP MN 46435G433 3,822 103,069 SH   SOLE   0 0 103,069
ISHARES TR MSCI USA SML CP 46434V290 3,912 72,790 SH   SOLE   0 0 72,790
ISHARES TR NATIONAL MUN ETF 464288414 1,597 13,751 SH   SOLE   0 0 13,751
ISHARES TR RUSSELL 2000 ETF 464287655 829 3,791 SH   SOLE   0 0 3,791
ISHARES TR RUSSELL 3000 ETF 464287689 339 1,330 SH   SOLE   0 0 1,330
JOHNSON & JOHNSON COM 478160104 209 1,297 SH   SOLE   0 0 1,297
MERCK & CO INC COM 58933Y105 279 3,711 SH   SOLE   0 0 3,711
METTLER TOLEDO INTERNATIONAL COM 592688105 359 261 SH   SOLE   0 0 261
MICROSOFT CORP COM 594918104 261 926 SH   SOLE   0 0 926
NORTONLIFELOCK INC COM 668771108 401 15,853 SH   SOLE   0 0 15,853
ORACLE CORP COM 68389X105 236 2,710 SH   SOLE   0 0 2,710
PAYPAL HLDGS INC COM 70450Y103 474 1,823 SH   SOLE   0 0 1,823
PEPSICO INC COM 713448108 321 2,131 SH   SOLE   0 0 2,131
PROCTER AND GAMBLE CO COM 742718109 1,049 7,501 SH   SOLE   0 0 7,501
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 636 20,866 SH   SOLE   0 0 20,866
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 3,858 99,685 SH   SOLE   0 0 99,685
SCHWAB STRATEGIC TR SCHWAB FDT US BM 808524789 604 11,279 SH   SOLE   0 0 11,279
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 301 5,583 SH   SOLE   0 0 5,583
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 316 6,002 SH   SOLE   0 0 6,002
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 2,470 76,650 SH   SOLE   0 0 76,650
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 967 29,449 SH   SOLE   0 0 29,449
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 5,332 137,754 SH   SOLE   0 0 137,754
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 757 13,953 SH   SOLE   0 0 13,953
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 2,873 27,659 SH   SOLE   0 0 27,659
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 713 6,851 SH   SOLE   0 0 6,851
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 1,811 50,005 SH   SOLE   0 0 50,005
SPDR S&P 500 ETF TR TR UNIT 78462F103 608 1,416 SH   SOLE   0 0 1,416
SPDR SER TR PORTFOLI S&P1500 78464A805 1,146 21,618 SH   SOLE   0 0 21,618
VANGUARD INDEX FDS LARGE CAP ETF 922908637 13,557 67,474 SH   SOLE   0 0 67,474
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,539 11,612 SH   SOLE   0 0 11,612
VANGUARD INDEX FDS TOTAL STK MKT 922908769 31,828 143,331 SH   SOLE   0 0 143,331
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 3,360 55,114 SH   SOLE   0 0 55,114
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,216 44,317 SH   SOLE   0 0 44,317
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 228 1,706 SH   SOLE   0 0 1,706
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1,805 32,957 SH   SOLE   0 0 32,957
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 3,261 21,233 SH   SOLE   0 0 21,233
VANGUARD STAR FDS VG TL INTL STK F 921909768 473 7,478 SH   SOLE   0 0 7,478
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 9,973 197,518 SH   SOLE   0 0 197,518
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 2,681 30,733 SH   SOLE   0 0 30,733
WISDOMTREE TR YIELD ENHANCD US 97717X511 2,180 41,982 SH   SOLE   0 0 41,982