The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 1,438 16,556 SH   SOLE   0 0 16,556
AMAZON COM INC COM 023135106 451 244 SH   SOLE   0 0 244
AMERICAN ELEC PWR CO INC COM 025537101 510 5,393 SH   SOLE   0 0 5,393
AMERICAN EXPRESS CO COM 025816109 311 2,496 SH   SOLE   0 0 2,496
AMGEN INC COM 031162100 1,163 4,825 SH   SOLE   0 0 4,825
APPLE INC COM 037833100 3,700 12,600 SH   SOLE   0 0 12,600
APPLIED MATLS INC COM 038222105 956 15,656 SH   SOLE   0 0 15,656
AUTOMATIC DATA PROCESSING IN COM 053015103 2,221 13,024 SH   SOLE   0 0 13,024
BAIDU INC SPON ADR REP A 056752108 319 2,527 SH   SOLE   0 0 2,527
BANK AMER CORP COM 060505104 450 12,776 SH   SOLE   0 0 12,776
BOSTON SCIENTIFIC CORP COM 101137107 379 8,377 SH   SOLE   0 0 8,377
BRISTOL MYERS SQUIBB CO COM 110122108 566 8,817 SH   SOLE   0 0 8,817
BRISTOL MYERS SQUIBB CO RIGHT 99/99/9999 110122157 2 750 SH   SOLE   0 0 750
CIGNA CORP NEW COM 125523100 801 3,915 SH   SOLE   0 0 3,915
CSX CORP COM 126408103 658 9,100 SH   SOLE   0 0 9,100
CATERPILLAR INC DEL COM 149123101 326 2,208 SH   SOLE   0 0 2,208
CHEVRON CORP NEW COM 166764100 860 7,139 SH   SOLE   0 0 7,139
CIMAREX ENERGY CO COM 171798101 306 5,825 SH   SOLE   0 0 5,825
CINTAS CORP COM 172908105 352 1,310 SH   SOLE   0 0 1,310
CLOROX CO DEL COM 189054109 201 1,309 SH   SOLE   0 0 1,309
COCA COLA CO COM 191216100 1,017 18,375 SH   SOLE   0 0 18,375
COLGATE PALMOLIVE CO COM 194162103 1,472 21,385 SH   SOLE   0 0 21,385
DEERE & CO COM 244199105 230 1,325 SH   SOLE   0 0 1,325
DISNEY WALT CO COM DISNEY 254687106 1,511 10,449 SH   SOLE   0 0 10,449
EBAY INC COM 278642103 410 11,360 SH   SOLE   0 0 11,360
EQUIFAX INC COM 294429105 406 2,900 SH   SOLE   0 0 2,900
EXPEDITORS INTL WASH INC COM 302130109 349 4,475 SH   SOLE   0 0 4,475
FASTENAL CO COM 311900104 355 9,600 SH   SOLE   0 0 9,600
FIFTH THIRD BANCORP COM 316773100 255 8,290 SH   SOLE   0 0 8,290
GENERAL DYNAMICS CORP COM 369550108 334 1,895 SH   SOLE   0 0 1,895
GENERAL ELECTRIC CO COM 369604103 428 38,377 SH   SOLE   0 0 38,377
GENERAL MLS INC COM 370334104 324 6,056 SH   SOLE   0 0 6,056
GILEAD SCIENCES INC COM 375558103 498 7,663 SH   SOLE   0 0 7,663
HOME DEPOT INC COM 437076102 2,526 11,567 SH   SOLE   0 0 11,567
HONEYWELL INTL INC COM 438516106 271 1,532 SH   SOLE   0 0 1,532
ILLINOIS TOOL WKS INC COM 452308109 470 2,618 SH   SOLE   0 0 2,618
INTEL CORP COM 458140100 837 13,980 SH   SOLE   0 0 13,980
INTERNATIONAL BUSINESS MACHS COM 459200101 395 2,945 SH   SOLE   0 0 2,945
ISHARES GOLD TRUST ISHARES 464285105 419 28,910 SH   SOLE   0 0 28,910
ISHARES TR SELECT DIVID ETF 464287168 1,893 17,914 SH   SOLE   0 0 17,914
ISHARES TR CORE S&P500 ETF 464287200 643 1,988 SH   SOLE   0 0 1,988
ISHARES TR MSCI EMG MKT ETF 464287234 26 580 SH   SOLE   0 0 580
ISHARES TR MSCI EAFE ETF 464287465 465 6,697 SH   SOLE   0 0 6,697
ISHARES TR CORE S&P MCP ETF 464287507 239 1,162 SH   SOLE   0 0 1,162
ISHARES TR RUS 1000 VAL ETF 464287598 27 200 SH   SOLE   0 0 200
ISHARES TR RUSSELL 2000 ETF 464287655 86 520 SH   SOLE   0 0 520
ISHARES TR US HLTHCARE ETF 464287762 11 50 SH   SOLE   0 0 50
ISHARES TR U.S. ENERGY ETF 464287796 20 625 SH   SOLE   0 0 625
ISHARES TR CORE S&P SCP ETF 464287804 198 2,364 SH   SOLE   0 0 2,364
ISHARES TR EUROPE ETF 464287861 19 400 SH   SOLE   0 0 400
JACOBS ENGR GROUP INC COM 469814107 1,033 11,498 SH   SOLE   0 0 11,498
JOHNSON & JOHNSON COM 478160104 2,502 17,155 SH   SOLE   0 0 17,155
KIMBERLY CLARK CORP COM 494368103 774 5,627 SH   SOLE   0 0 5,627
LOWES COS INC COM 548661107 1,489 12,434 SH   SOLE   0 0 12,434
MSC INDL DIRECT INC CL A 553530106 416 5,299 SH   SOLE   0 0 5,299
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 287 4,570 SH   SOLE   0 0 4,570
MARSH & MCLENNAN COS INC COM 571748102 283 2,536 SH   SOLE   0 0 2,536
MCDONALDS CORP COM 580135101 923 4,673 SH   SOLE   0 0 4,673
MICROSOFT CORP COM 594918104 2,662 16,881 SH   SOLE   0 0 16,881
NEW JERSEY RES COM 646025106 281 6,294 SH   SOLE   0 0 6,294
NIKE INC CL B 654106103 1,108 10,932 SH   SOLE   0 0 10,932
NORFOLK SOUTHERN CORP COM 655844108 690 3,553 SH   SOLE   0 0 3,553
NOVO-NORDISK A S ADR 670100205 354 6,110 SH   SOLE   0 0 6,110
NUVEEN AMT FREE QLTY MUN INC COM 670657105 339 23,554 SH   SOLE   0 0 23,554
PAYCHEX INC COM 704326107 241 2,832 SH   SOLE   0 0 2,832
PEPSICO INC COM 713448108 1,290 9,440 SH   SOLE   0 0 9,440
PFIZER INC COM 717081103 757 19,313 SH   SOLE   0 0 19,313
PROCTER & GAMBLE CO COM 742718109 1,420 11,368 SH   SOLE   0 0 11,368
THE CHARLES SCHWAB CORPORATI COM 808513105 230 4,838 SH   SOLE   0 0 4,838
SOUTHERN CO COM 842587107 808 12,689 SH   SOLE   0 0 12,689
STARBUCKS CORP COM 855244109 385 4,374 SH   SOLE   0 0 4,374
STRYKER CORP COM 863667101 536 2,554 SH   SOLE   0 0 2,554
SYNOPSYS INC COM 871607107 264 1,900 SH   SOLE   0 0 1,900
SYSCO CORP COM 871829107 514 6,011 SH   SOLE   0 0 6,011
T MOBILE US INC COM 872590104 262 3,344 SH   SOLE   0 0 3,344
TEXAS INSTRS INC COM 882508104 620 4,830 SH   SOLE   0 0 4,830
TOYOTA MOTOR CORP SP ADR REP2COM 892331307 377 2,682 SH   SOLE   0 0 2,682
TRIMBLE INC COM 896239100 252 6,050 SH   SOLE   0 0 6,050
US BANCORP DEL COM NEW 902973304 396 6,679 SH   SOLE   0 0 6,679
UNILEVER PLC SPON ADR NEW 904767704 451 7,895 SH   SOLE   0 0 7,895
UNILEVER N V N Y SHS NEW 904784709 411 7,149 SH   SOLE   0 0 7,149
UNION PACIFIC CORP COM 907818108 1,047 5,790 SH   SOLE   0 0 5,790
UNITED PARCEL SERVICE INC CL B 911312106 1,190 10,164 SH   SOLE   0 0 10,164
UNITED TECHNOLOGIES CORP COM 913017109 1,221 8,150 SH   SOLE   0 0 8,150
VANGUARD GROUP DIV APP ETF 921908844 4,747 38,081 SH   SOLE   0 0 38,081
VANGUARD STAR FD VG TL INTL STK F 921909768 439 7,875 SH   SOLE   0 0 7,875
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 3 15 SH   SOLE   0 0 15
VANGUARD ADMIRAL FDS INC MIDCP 400 VAL 921932844 9,757 75,002 SH   SOLE   0 0 75,002
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 618 6,594 SH   SOLE   0 0 6,594
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 2,297 20,674 SH   SOLE   0 0 20,674
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 10 185 SH   SOLE   0 0 185
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 61 1,375 SH   SOLE   0 0 1,375
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 24 81 SH   SOLE   0 0 81
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 7 60 SH   SOLE   0 0 60
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 89 955 SH   SOLE   0 0 955
VANGUARD INDEX FDS MID CAP ETF 922908629 13 75 SH   SOLE   0 0 75
VANGUARD INDEX FDS VALUE ETF 922908744 84 700 SH   SOLE   0 0 700
VANGUARD INDEX FDS TOTAL STK MKT 922908769 21,040 128,590 SH   SOLE   0 0 128,590
VULCAN MATLS CO COM 929160109 620 4,303 SH   SOLE   0 0 4,303
WALMART INC COM 931142103 1,107 9,318 SH   SOLE   0 0 9,318
WATERS CORP COM 941848103 862 3,690 SH   SOLE   0 0 3,690
TARGET CORP COM 87612E106 514 4,009 SH   SOLE   0 0 4,009
AT&T INC COM 00206R102 568 14,526 SH   SOLE   0 0 14,526
ABBVIE INC COM 00287Y109 1,547 17,478 SH   SOLE   0 0 17,478
ALPHABET INC CAP STK CL C 02079K107 540 404 SH   SOLE   0 0 404
ALPHABET INC CAP STK CL A 02079K305 1,218 909 SH   SOLE   0 0 909
ALTRIA GROUP INC COM 02209S103 323 6,475 SH   SOLE   0 0 6,475
BLACKROCK INC COM 09247X101 326 648 SH   SOLE   0 0 648
BOOKING HLDGS INC COM 09857L108 435 212 SH   SOLE   0 0 212
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 271 2,194 SH   SOLE   0 0 2,194
CBOE GLOBAL MARKETS INC COM 12503M108 240 2,000 SH   SOLE   0 0 2,000
CISCO SYS INC COM 17275R102 750 15,636 SH   SOLE   0 0 15,636
CONOCOPHILLIPS COM 20825C104 234 3,597 SH   SOLE   0 0 3,597
CONSTELLATION BRANDS INC CL A 21036P108 1,046 5,510 SH   SOLE   0 0 5,510
COSTCO WHSL CORP NEW COM 22160K105 407 1,385 SH   SOLE   0 0 1,385
DIAGEO P L C SPON ADR NEW 25243Q205 1,183 7,027 SH   SOLE   0 0 7,027
ENBRIDGE INC COM 29250N105 513 12,899 SH   SOLE   0 0 12,899
EXXON MOBIL CORP COM 30231G102 1,311 18,785 SH   SOLE   0 0 18,785
FEDEX CORP COM 31428X106 292 1,929 SH   SOLE   0 0 1,929
FIRST AMERN FINL CORP COM 31847R102 376 6,444 SH   SOLE   0 0 6,444
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 235 5,009 SH   SOLE   0 0 5,009
IDEXX LABS INC COM 45168D104 433 1,658 SH   SOLE   0 0 1,658
ISHARES SILVER TRUST ISHARES 46428Q109 205 12,300 SH   SOLE   0 0 12,300
JPMORGAN CHASE & CO COM 46625H100 2,445 17,541 SH   SOLE   0 0 17,541
MASTERCARD INC CL A 57636Q104 766 2,566 SH   SOLE   0 0 2,566
MAXIM INTEGRATED PRODS INC COM 57772K101 215 3,500 SH   SOLE   0 0 3,500
MERCK & CO INC COM 58933Y105 375 4,123 SH   SOLE   0 0 4,123
NOVARTIS A G SPONSORED ADR 66987V109 1,466 15,481 SH   SOLE   0 0 15,481
O REILLY AUTOMOTIVE INC NEW COM 67103H107 263 600 SH   SOLE   0 0 600
ORACLE CORP COM 68389X105 321 6,062 SH   SOLE   0 0 6,062
PAYPAL HLDGS INC COM 70450Y103 979 9,050 SH   SOLE   0 0 9,050
SPDR S&P 500 ETF TR TR UNIT 78462F103 536 1,666 SH   SOLE   0 0 1,666
SPDR GOLD TRUST GOLD SHS 78463V107 1,676 11,728 SH   SOLE   0 0 11,728
SPDR SERIES TRUST DJ REIT ETF 78464A607 11 105 SH   SOLE   0 0 105
SPDR SERIES TRUST S&P DIVID ETF 78464A763 2,341 21,763 SH   SOLE   0 0 21,763
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 412 1,097 SH   SOLE   0 0 1,097
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 221 3,600 SH   SOLE   0 0 3,600
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 756 7,419 SH   SOLE   0 0 7,419
SELECT SECTOR SPDR TR ENERGY 81369Y506 716 11,930 SH   SOLE   0 0 11,930
3M CO COM 88579Y101 1,321 7,489 SH   SOLE   0 0 7,489
UNITEDHEALTH GROUP INC COM 91324P102 239 813 SH   SOLE   0 0 813
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 31 400 SH   SOLE   0 0 400
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 153 800 SH   SOLE   0 0 800
VANGUARD WORLD FDS INF TECH ETF 92204A702 57 231 SH   SOLE   0 0 231
VERIZON COMMUNICATIONS INC COM 92343V104 445 7,253 SH   SOLE   0 0 7,253
VISA INC COM CL A 92826C839 378 2,012 SH   SOLE   0 0 2,012
WASTE MGMT INC DEL COM 94106L109 545 4,780 SH   SOLE   0 0 4,780
ZIMMER BIOMET HLDGS INC COM 98956P102 416 2,779 SH   SOLE   0 0 2,779
ZOETIS INC CL A 98978V103 553 4,178 SH   SOLE   0 0 4,178
AON PLC SHS CL A G0408V102 1,423 6,832 SH   SOLE   0 0 6,832
LINDE PLC SHS G5494J103 316 1,485 SH   SOLE   0 0 1,485
MEDTRONIC PLC SHS G5960L103 1,533 13,512 SH   SOLE   0 0 13,512
CHECK POINT SOFTWARE TECH LT ORD M22465104 627 5,655 SH   SOLE   0 0 5,655