The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   301,830 1,000 SH   SOLE 0 0 0 1,000
ANNALY CAPITAL MANAGEMENT IN COM NEW 035710839   239,387 13,656 SH   SOLE 0 0 0 13,656
APOLLO COML REAL EST FIN INC COM 03762U105   328,560 32,563 SH   SOLE 0 0 0 32,563
APPLE INC COM 037833100   439,466 2,457 SH   SOLE 0 0 0 2,457
ARBOR REALTY TRUST INC COM 038923108   313,083 22,002 SH   SOLE 0 0 0 22,002
CHEVRON CORP NEW COM 166764100   260,620 1,589 SH   SOLE 0 0 0 1,589
CORENERGY INFRASTRUCTURE TR COM NEW 21870U502   25,640 34,186 SH   SOLE 0 0 0 34,186
COSTCO WHSL CORP NEW COM 22160K105   242,393 428 SH   SOLE 0 0 0 428
DIVERSIFIED HEALTHCARE TR COM SH BEN INT 25525P107   132,310 70,378 SH   SOLE 0 0 0 70,378
ETF SER SOLUTIONS NETLEASE CORP 26922A248   1,197,145 56,125 SH   SOLE 0 0 0 56,125
GOLDMAN SACHS GROUP INC COM 38141G104   233,522 755 SH   SOLE 0 0 0 755
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   3,043,494 96,009 SH   SOLE 0 0 0 96,009
INVESCO EXCHANGE TRADED FD T INTL DIVI ACHI 46137V548   967,177 58,546 SH   SOLE 0 0 0 58,546
INVESCO EXCHANGE TRADED FD T BUYBACK ACHIEV 46137V308   1,149,978 12,908 SH   SOLE 0 0 0 12,908
INVESCO QQQ TR UNIT SER 1 46090E103   447,116 1,224 SH   SOLE 0 0 0 1,224
IRON MTN INC DEL COM 46284V101   524,440 8,697 SH   SOLE 0 0 0 8,697
ISHARES TR RUS 1000 ETF 464287622   2,770,446 11,697 SH   SOLE 0 0 0 11,697
ISHARES TR MSCI UK ETF NEW 46435G334   314,123 9,919 SH   SOLE 0 0 0 9,919
ISHARES TR TIPS BD ETF 464287176   8,464,644 81,674 SH   SOLE 0 0 0 81,674
ISHARES TR EAFE VALUE ETF 464288877   443,527 9,166 SH   SOLE 0 0 0 9,166
ISHARES TR ISHS 5-10YR INVT 464288638   7,684,196 158,699 SH   SOLE 0 0 0 158,699
ISHARES TR RESIDENTIAL MULT 464288562   1,330,473 20,036 SH   SOLE 0 0 0 20,036
ISHARES TR SELF DRIVNG EV 46435U366   771,243 21,854 SH   SOLE 0 0 0 21,854
ISHARES TR ROBOTICS ARTIF 46435U556   779,963 25,792 SH   SOLE 0 0 0 25,792
J P MORGAN EXCHANGE TRADED F BETABULDRS JAPAN 46641Q217   390,128 7,853 SH   SOLE 0 0 0 7,853
JPMORGAN CHASE & CO COM 46625H100   386,063 2,609 SH   SOLE 0 0 0 2,609
OFFICE PPTYS INCOME TR COM SHS BEN INT 67623C109   79,530 17,872 SH   SOLE 0 0 0 17,872
PACER FDS TR INDUSTRIAL RELET 69374H766   1,220,013 35,299 SH   SOLE 0 0 0 35,299
READY CAPITAL CORP COM 75574U101   178,199 17,591 SH   SOLE 0 0 0 17,591
SCHWAB CHARLES CORP COM 808513105   410,640 8,000 SH   SOLE 0 0 0 8,000
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   2,967,330 50,039 SH   SOLE 0 0 0 50,039
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   3,932,256 50,647 SH   SOLE 0 0 0 50,647
SELECT SECTOR SPDR TR ENERGY 81369Y506   4,431,008 49,459 SH   SOLE 0 0 0 49,459
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   1,130,727 34,048 SH   SOLE 0 0 0 34,048
SELECT SECTOR SPDR TR INDL 81369Y704   4,272,767 41,993 SH   SOLE 0 0 0 41,993
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   3,745,483 22,211 SH   SOLE 0 0 0 22,211
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   4,489,557 67,209 SH   SOLE 0 0 0 67,209
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   4,525,731 34,763 SH   SOLE 0 0 0 34,763
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   2,732,789 17,191 SH   SOLE 0 0 0 17,191
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   243,083 722 SH   SOLE 0 0 0 722
SPDR SER TR S&P DIVID ETF 78464A763   960,066 8,442 SH   SOLE 0 0 0 8,442
SPDR SER TR BBG CONV SEC ETF 78464A359   11,228,908 168,047 SH   SOLE 0 0 0 168,047
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   15,831,154 172,791 SH   SOLE 0 0 0 172,791
VANECK ETF TRUST JP MRGAN EM LOC 92189H300   308,845 13,076 SH   SOLE 0 0 0 13,076
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   15,717,072 209,338 SH   SOLE 0 0 0 209,338
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,644,313 23,676 SH   SOLE 0 0 0 23,676
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   261,637 660 SH   SOLE 0 0 0 660
VANGUARD INDEX FDS VALUE ETF 922908744   417,636 3,042 SH   SOLE 0 0 0 3,042
VANGUARD INDEX FDS MID CAP ETF 922908629   460,433 2,228 SH   SOLE 0 0 0 2,228
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,298,102 17,196 SH   SOLE 0 0 0 17,196
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,781,015 8,341 SH   SOLE 0 0 0 8,341
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   210,007 5,381 SH   SOLE 0 0 0 5,381
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   16,629,470 352,992 SH   SOLE 0 0 0 352,992
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   416,134 7,301 SH   SOLE 0 0 0 7,301
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   316,351 7,294 SH   SOLE 0 0 0 7,294
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   500,414 11,557 SH   SOLE 0 0 0 11,557
WISDOMTREE TR US LARGECAP DIVD 97717W307   4,478,114 72,720 SH   SOLE 0 0 0 72,720
WISDOMTREE TR US SMALLCAP DIVD 97717W604   4,293,505 156,355 SH   SOLE 0 0 0 156,355
WP CAREY INC COM 92936U109   292,043 5,392 SH   SOLE 0 0 0 5,392