The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8

COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   4,215,208 35,150 SH   SOLE   216 0 34,934
ABBOTT LABS COM 002824100   1,194,173 10,877 SH   SOLE   0 0 10,877
ABBVIE INC COM 00287Y109   2,937,150 18,174 SH   SOLE   0 0 18,174
AGNC INVT CORP COM 00123Q104   127,520 12,321 SH   SOLE   0 0 12,321
AIR PRODS & CHEMS INC COM 009158106   6,450,139 20,924 SH   SOLE   119 0 20,805
ALPHABET INC CAP STK CL A 02079K305   3,515,971 39,850 SH   SOLE   3,452 0 36,398
ALPHABET INC CAP STK CL C 02079K107   1,703,191 19,195 SH   SOLE   3,426 0 15,769
ALTRIA GROUP INC COM 02209S103   362,649 7,934 SH   SOLE   19 0 7,915
AMAZON COM INC COM 023135106   6,429,253 76,539 SH   SOLE   2,318 0 74,220
AMERICAN AIRLS GROUP INC COM 02376R102   1,171,684 92,114 SH   SOLE   0 0 92,114
AMGEN INC COM 031162100   258,993 986 SH   SOLE   2 0 984
AMPLITUDE INC COM CL A 03213A104   159,528 13,206 SH   SOLE   0 0 13,206
ANNALY CAPITAL MANAGEMENT IN COM NEW 035710839   614,956 29,172 SH   SOLE   500 0 28,672
APPLE INC COM 037833100   15,552,904 119,702 SH   SOLE   2,831 0 116,871
APPLIED MATLS INC COM 038222105   232,177 2,384 SH   SOLE   9 0 2,375
ARISTA NETWORKS INC COM 040413106   2,173,359 17,910 SH   SOLE   3 0 17,907
ARTISAN PARTNERS ASSET MGMT CL A 04316A108   4,792,926 161,378 SH   SOLE   1,069 0 160,309
AT&T INC COM 00206R102   882,327 47,927 SH   SOLE   150 0 47,777
AUTOMATIC DATA PROCESSING IN COM 053015103   300,931 1,260 SH   SOLE   8 0 1,252
BANK AMERICA CORP COM 060505104   670,685 20,250 SH   SOLE   152 0 20,099
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   3,521,364 11,400 SH   SOLE   20 0 11,380
BEST BUY INC COM 086516101   3,071,610 38,295 SH   SOLE   212 0 38,083
BLACKROCK INC COM 09247X101   207,405 293 SH   SOLE   3 0 289
BLACKSTONE INC COM 09260D107   462,804 6,238 SH   SOLE   0 0 6,238
BOEING CO COM 097023105   4,709,166 24,721 SH   SOLE   93 0 24,629
BRISTOL-MYERS SQUIBB CO COM 110122108   544,465 7,567 SH   SOLE   69 0 7,498
BROADCOM INC COM 11135F101   2,514,419 4,497 SH   SOLE   0 0 4,497
CAMBRIA ETF TR TAIL RISK 132061862   4,571,660 298,801 SH   SOLE   0 0 298,801
CAPITAL ONE FINL CORP COM 14040H105   287,212 3,090 SH   SOLE   0 0 3,090
CARRIER GLOBAL CORPORATION COM 14448C104   475,613 11,530 SH   SOLE   0 0 11,530
CATERPILLAR INC COM 149123101   530,930 2,216 SH   SOLE   0 0 2,216
CHEVRON CORP NEW COM 166764100   3,275,701 18,250 SH   SOLE   122 0 18,128
CHIPOTLE MEXICAN GRILL INC COM 169656105   2,099,272 1,513 SH   SOLE   0 0 1,513
CIGNA CORP NEW COM 125523100   737,616 2,226 SH   SOLE   17 0 2,209
CISCO SYS INC COM 17275R102   787,042 16,521 SH   SOLE   37 0 16,484
CITIGROUP INC COM NEW 172967424   4,351,607 96,211 SH   SOLE   783 0 95,428
CLEARSIDE BIOMEDICAL INC COM 185063104   11,200 10,000 SH   SOLE   0 0 10,000
CLENE INC COMMON STOCK 185634102   218,920 218,920 SH   SOLE   0 0 218,920
CLOUDFLARE INC CL A COM 18915M107   1,411,994 31,232 SH   SOLE   0 0 31,232
COCA COLA CO COM 191216100   5,953,557 93,595 SH   SOLE   579 0 93,016
CONOCOPHILLIPS COM 20825C104   500,076 4,238 SH   SOLE   15 0 4,223
CORNING INC COM 219350105   2,736,578 85,679 SH   SOLE   671 0 85,008
COSTCO WHSL CORP NEW COM 22160K105   1,145,415 2,509 SH   SOLE   4 0 2,505
COUPANG INC CL A 22266T109   147,100 10,000 SH   SOLE   0 0 10,000
CSX CORP COM 126408103   393,853 12,713 SH   SOLE   0 0 12,713
CVS HEALTH CORP COM 126650100   4,678,494 50,204 SH   SOLE   395 0 49,809
DANAHER CORPORATION COM 235851102   2,516,585 9,482 SH   SOLE   6 0 9,475
DEERE & CO COM 244199105   403,099 940 SH   SOLE   0 0 940
DELTA AIR LINES INC DEL COM NEW 247361702   1,591,124 48,421 SH   SOLE   400 0 48,021
DEVON ENERGY CORP NEW COM 25179M103   2,364,361 38,439 SH   SOLE   4 0 38,435
DISNEY WALT CO COM 254687106   647,102 7,448 SH   SOLE   3 0 7,445
DOMINION ENERGY INC COM 25746U109   3,872,680 63,155 SH   SOLE   594 0 62,561
DUKE ENERGY CORP NEW COM NEW 26441C204   4,849,110 47,083 SH   SOLE   350 0 46,733
EATON CORP PLC SHS G29183103   240,203 1,530 SH   SOLE   0 0 1,530
EDWARDS LIFESCIENCES CORP COM 28176E108   526,224 7,053 SH   SOLE   0 0 7,053
EMERSON ELEC CO COM 291011104   264,453 2,753 SH   SOLE   0 0 2,753
ENBRIDGE INC COM 29250N105   4,760,969 121,764 SH   SOLE   882 0 120,882
ENERFLEX LTD COM 29269R105   63,200 10,000 SH   SOLE   0 0 10,000
ENPHASE ENERGY INC COM 29355A107   205,874 777 SH   SOLE   0 0 777
EQUITY LIFESTYLE PPTYS INC COM 29472R108   1,781,926 27,584 SH   SOLE   0 0 27,584
EXCHANGE TRADED CONCEPTS TR BITWISE CRYPTO 301505624   123,064 36,302 SH   SOLE   0 0 36,302
EXPEDITORS INTL WASH INC COM 302130109   220,037 2,117 SH   SOLE   0 0 2,117
EXXON MOBIL CORP COM 30231G102   2,370,108 21,488 SH   SOLE   938 0 20,549
FIDELITY COVINGTON TRUST MSCI CONSM DIS 316092204   358,954 6,333 SH   SOLE   207 0 6,126
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600   3,388,899 52,968 SH   SOLE   0 0 52,968
FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865   3,648,877 80,054 SH   SOLE   0 0 80,054
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   680,443 7,200 SH   SOLE   144 0 7,056
FIDELITY COVINGTON TRUST MSCI COMMNTN SVC 316092873   276,217 8,893 SH   SOLE   0 0 8,893
FIDELITY COVINGTON TRUST HIGH DIVID ETF 316092840   569,463 15,267 SH   SOLE   0 0 15,267
FIDELITY COVINGTON TRUST CONSMR STAPLES 316092303   3,142,589 70,131 SH   SOLE   0 0 70,131
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857   4,480,596 180,596 SH   SOLE   0 0 180,596
FIDELITY MERRIMACK STR TR LTD TRM BD ETF 316188200   653,207 13,617 SH   SOLE   0 0 13,617
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   3,790,062 84,186 SH   SOLE   0 0 84,186
FIRST MERCHANTS CORP COM 320817109   284,152 6,912 SH   SOLE   0 0 6,912
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739P855   955,675 56,885 SH   SOLE   0 0 56,885
FIRST TR EXCHANGE-TRADED FD LUNT US FACTOR 33733E872   38,324,541 1,373,639 SH   SOLE   0 0 1,373,639
FIRST TR EXCHANGE-TRADED FD NO AMER ENERGY 33738D101   549,761 20,598 SH   SOLE   0 0 20,598
FIRSTCASH HOLDINGS INC COM 33768G107   381,893 4,394 SH   SOLE   0 0 4,394
FISERV INC COM 337738108   2,617,410 25,897 SH   SOLE   0 0 25,897
FORD MTR CO DEL COM 345370860   248,923 21,404 SH   SOLE   0 0 21,404
FORTIVE CORP COM 34959J108   1,599,247 24,891 SH   SOLE   3 0 24,888
FRANKLIN COVEY CO COM 353469109   776,101 16,594 SH   SOLE   0 0 16,594
FREEPORT-MCMORAN INC CL B 35671D857   260,633 6,859 SH   SOLE   37 0 6,822
FS KKR CAP CORP COM 302635206   179,988 10,285 SH   SOLE   0 0 10,285
GAMING & LEISURE PPTYS INC COM 36467J108   4,681,005 89,864 SH   SOLE   581 0 89,283
GENERAL DYNAMICS CORP COM 369550108   4,816,210 19,412 SH   SOLE   110 0 19,302
GENERAL ELECTRIC CO COM NEW 369604301   560,062 6,684 SH   SOLE   55 0 6,629
GENERAL MLS INC COM 370334104   3,391,503 40,447 SH   SOLE   216 0 40,231
GENERAL MTRS CO COM 37045V100   643,596 19,132 SH   SOLE   0 0 19,132
GENUINE PARTS CO COM 372460105   2,797,110 16,121 SH   SOLE   96 0 16,025
GLACIER BANCORP INC NEW COM 37637Q105   6,694,660 135,465 SH   SOLE   0 0 135,465
GOLDMAN SACHS GROUP INC COM 38141G104   308,451 898 SH   SOLE   0 0 898
GRAHAM HLDGS CO COM CL B 384637104   906,315 1,500 SH   SOLE   0 0 1,500
HARTFORD FINL SVCS GROUP INC COM 416515104   2,599,964 34,287 SH   SOLE   0 0 34,287
HOME DEPOT INC COM 437076102   635,676 2,013 SH   SOLE   0 0 2,013
HONEYWELL INTL INC COM 438516106   866,084 4,041 SH   SOLE   0 0 4,041
HUNTINGTON BANCSHARES INC COM 446150104   3,687,354 261,514 SH   SOLE   1,814 0 259,700
INNOVATOR ETFS TR US EQTY PWR BUF 45782C656   586,174 20,038 SH   SOLE   1,491 0 18,547
INNOVATOR ETFS TR US EQTY BUFR MAR 45782C326   206,663 7,124 SH   SOLE   0 0 7,124
INNOVATOR ETFS TR US EQT ULTRA BFR 45782C425   7,703,038 292,613 SH   SOLE   0 0 292,613
INNOVATOR ETFS TR US EQTY ULTRA BU 45782C565   231,463 8,353 SH   SOLE   0 0 8,353
INNOVATOR ETFS TR US EQTY PWR BUF 45782C417   3,527,024 124,191 SH   SOLE   0 0 124,191
INNOVATOR ETFS TR US EQT ULTRA BF 45782C300   2,169,063 73,008 SH   SOLE   0 0 73,008
INNOVATOR ETFS TR US EQTY PWR BUF 45782C508   1,007,406 31,971 SH   SOLE   0 0 31,971
INNOVATOR ETFS TR US EQT ULTRA BF 45782C805   10,479,645 422,396 SH   SOLE   0 0 422,396
INTEL CORP COM 458140100   701,006 26,523 SH   SOLE   0 0 26,523
INTERNATIONAL BUSINESS MACHS COM 459200101   5,348,700 37,964 SH   SOLE   318 0 37,646
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   253,261 1,793 SH   SOLE   0 0 1,793
INVESCO EXCHANGE TRADED FD T FINL PFD ETF 46137V621   176,558 12,261 SH   SOLE   0 0 12,261
INVESCO QQQ TR UNIT SER 1 46090E103   8,548,063 32,102 SH   SOLE   0 0 32,102
IRON MTN INC DEL COM 46284V101   1,541,485 30,922 SH   SOLE   245 0 30,677
ISHARES INC CORE MSCI EMKT 46434G103   2,928,668 62,712 SH   SOLE   0 0 62,712
ISHARES INC MSCI GBL MIN VOL 464286525   262,790 2,766 SH   SOLE   0 0 2,766
ISHARES SILVER TR ISHARES 46428Q109   443,346 20,134 SH   SOLE   0 0 20,134
ISHARES TR SHRT NAT MUN ETF 464288158   4,402,509 42,222 SH   SOLE   0 0 42,222
ISHARES TR 0-5 YR TIPS ETF 46429B747   8,359,820 86,219 SH   SOLE   0 0 86,219
ISHARES TR SELECT DIVID ETF 464287168   369,462 3,064 SH   SOLE   0 0 3,064
ISHARES TR TIPS BD ETF 464287176   4,138,700 38,883 SH   SOLE   0 0 38,883
ISHARES TR MSCI USA MIN VOL 46429B697   1,033,193 14,330 SH   SOLE   0 0 14,330
ISHARES TR SP SMCP600VL ETF 464287879   1,211,396 13,267 SH   SOLE   85 0 13,182
ISHARES TR JPMORGAN USD EMG 464288281   883,284 10,442 SH   SOLE   36 0 10,406
ISHARES TR CORE MSCI TOTAL 46432F834   3,450,459 59,614 SH   SOLE   0 0 59,614
ISHARES TR CORE S&P SCP ETF 464287804   7,216,433 76,251 SH   SOLE   58 0 76,193
ISHARES TR RUS 1000 VAL ETF 464287598   277,244 1,828 SH   SOLE   0 0 1,828
ISHARES TR CORE US AGGBD ET 464287226   3,975,463 40,988 SH   SOLE   17 0 40,971
ISHARES TR CORE S&P TTL STK 464287150   3,302,706 38,947 SH   SOLE   0 0 38,947
ISHARES TR CORE MSCI EURO 46434V738   324,995 6,842 SH   SOLE   0 0 6,842
ISHARES TR S&P SML 600 GWT 464287887   1,625,636 15,042 SH   SOLE   25 0 15,017
ISHARES TR CORE HIGH DV ETF 46429B663   641,849 6,157 SH   SOLE   0 0 6,157
ISHARES TR CORE S&P500 ETF 464287200   16,376,482 42,624 SH   SOLE   226 0 42,398
ISHARES TR MSCI EAFE ETF 464287465   313,431 4,775 SH   SOLE   0 0 4,775
ISHARES TR 20 YR TR BD ETF 464287432   2,885,302 28,981 SH   SOLE   0 0 28,981
ISHARES TR RUS MD CP GR ETF 464287481   523,754 6,265 SH   SOLE   0 0 6,265
ISHARES TR S&P MC 400VL ETF 464287705   2,843,175 28,206 SH   SOLE   187 0 28,019
ISHARES TR CORE MSCI EAFE 46432F842   4,309,637 69,916 SH   SOLE   0 0 69,916
ISHARES TR RUS 1000 ETF 464287622   289,402 1,375 SH   SOLE   0 0 1,375
ISHARES TR RUSSELL 2000 ETF 464287655   279,150 1,601 SH   SOLE   0 0 1,601
ISHARES TR S&P 500 VAL ETF 464287408   5,403,428 37,247 SH   SOLE   305 0 36,942
ISHARES TR CORE S&P MCP ETF 464287507   30,369,544 125,551 SH   SOLE   56 0 125,495
ISHARES TR RUS 1000 GRW ETF 464287614   1,076,747 5,026 SH   SOLE   0 0 5,026
ISHARES TR MSCI EMG MKT ETF 464287234   349,400 9,219 SH   SOLE   0 0 9,219
ISHARES TR S&P 500 GRWT ETF 464287309   14,973,090 255,950 SH   SOLE   34 0 255,916
ISHARES TR S&P MC 400GR ETF 464287606   1,967,589 28,808 SH   SOLE   966 0 27,842
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853   321,112 11,391 SH   SOLE   0 0 11,391
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   57,734,999 1,151,706 SH   SOLE   3,908 0 1,147,798
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   5,176,227 102,429 SH   SOLE   0 0 102,429
JOHNSON & JOHNSON COM 478160104   5,525,264 31,278 SH   SOLE   165 0 31,113
JPMORGAN CHASE & CO COM 46625H100   6,454,446 48,132 SH   SOLE   413 0 47,719
KELLOGG CO COM 487836108   2,172,744 30,499 SH   SOLE   180 0 30,319
KEYCORP COM 493267108   236,731 13,590 SH   SOLE   0 0 13,590
KLX ENERGY SERVICS HOLDNGS I COM NEW 48253L205   597,476 34,516 SH   SOLE   0 0 34,516
LI-CYCLE HOLDINGS CORP COMMON SHARES 50202P105   93,296 19,600 SH   SOLE   0 0 19,600
LILLY ELI & CO COM 532457108   355,636 972 SH   SOLE   11 0 961
LOCKHEED MARTIN CORP COM 539830109   5,182,430 10,653 SH   SOLE   58 0 10,594
LOVESAC COMPANY COM 54738L109   1,360,108 61,795 SH   SOLE   0 0 61,795
LOWES COS INC COM 548661107   241,148 1,210 SH   SOLE   10 0 1,200
MARATHON PETE CORP COM 56585A102   2,261,765 19,433 SH   SOLE   0 0 19,433
MARRIOTT INTL INC NEW CL A 571903202   1,027,119 6,899 SH   SOLE   6 0 6,893
MASTERCARD INCORPORATED CL A 57636Q104   299,586 862 SH   SOLE   9 0 853
MCDONALDS CORP COM 580135101   628,927 2,387 SH   SOLE   0 0 2,387
MCKESSON CORP COM 58155Q103   2,184,622 5,824 SH   SOLE   5 0 5,819
MEDALLION FINL CORP COM 583928106   527,475 73,876 SH   SOLE   0 0 73,876
MEDTRONIC PLC SHS G5960L103   3,951,067 50,837 SH   SOLE   279 0 50,558
MERCK & CO INC COM 58933Y105   1,048,496 9,450 SH   SOLE   0 0 9,450
META PLATFORMS INC CL A 30303M102   229,366 1,906 SH   SOLE   17 0 1,889
MICROCHIP TECHNOLOGY INC. COM 595017104   1,723,203 24,530 SH   SOLE   0 0 24,530
MICRON TECHNOLOGY INC COM 595112103   253,924 5,081 SH   SOLE   12 0 5,069
MICROSOFT CORP COM 594918104   17,007,153 70,916 SH   SOLE   67 0 70,849
MONDELEZ INTL INC CL A 609207105   204,180 3,063 SH   SOLE   35 0 3,028
MORGAN STANLEY COM NEW 617446448   205,833 2,421 SH   SOLE   2 0 2,419
NETFLIX INC COM 64110L106   265,212 899 SH   SOLE   5 0 894
NIKE INC CL B 654106103   523,923 4,478 SH   SOLE   9 0 4,469
NORFOLK SOUTHN CORP COM 655844108   481,565 1,954 SH   SOLE   0 0 1,954
NVIDIA CORPORATION COM 67066G104   1,018,212 6,967 SH   SOLE   38 0 6,930
ORACLE CORP COM 68389X105   4,625,812 56,592 SH   SOLE   0 0 56,592
OTIS WORLDWIDE CORP COM 68902V107   458,505 5,855 SH   SOLE   0 0 5,855
PACER FDS TR LUNT LRG CP ALTR 69374H717   15,271,170 377,436 SH   SOLE   0 0 377,436
PACER FDS TR TRENDP US LAR CP 69374H105   390,308 10,411 SH   SOLE   0 0 10,411
PACER FDS TR LUNT MDCAP MLT 69374H725   844,166 26,920 SH   SOLE   0 0 26,920
PALO ALTO NETWORKS INC COM 697435105   1,883,472 13,498 SH   SOLE   6 0 13,491
PAYCHEX INC COM 704326107   397,930 3,443 SH   SOLE   0 0 3,443
PAYPAL HLDGS INC COM 70450Y103   2,826,737 39,690 SH   SOLE   3 0 39,688
PEPSICO INC COM 713448108   622,873 3,448 SH   SOLE   0 0 3,448
PFIZER INC COM 717081103   6,205,825 121,113 SH   SOLE   1,712 0 119,401
PHILIP MORRIS INTL INC COM 718172109   550,920 5,443 SH   SOLE   423 0 5,020
PHILLIPS EDISON & CO INC COMMON STOCK 71844V201   760,339 23,880 SH   SOLE   0 0 23,880
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   5,511,393 55,868 SH   SOLE   0 0 55,868
PRICE T ROWE GROUP INC COM 74144T108   1,848,087 16,946 SH   SOLE   149 0 16,797
PROCTER AND GAMBLE CO COM 742718109   5,062,352 33,402 SH   SOLE   204 0 33,198
PUBLIC STORAGE COM 74460D109   2,322,501 8,289 SH   SOLE   0 0 8,289
R1 RCM INC COM 77634L105   244,962 22,371 SH   SOLE   0 0 22,371
RAYTHEON TECHNOLOGIES CORP COM 75513E101   1,323,454 13,114 SH   SOLE   0 0 13,114
READY CAPITAL CORP COM 75574U101   18,973,580 1,703,194 SH   SOLE   0 0 1,703,194
REALTY INCOME CORP COM 756109104   289,608 4,566 SH   SOLE   200 0 4,366
REGENERON PHARMACEUTICALS COM 75886F107   501,564 695 SH   SOLE   2 0 693
RIO TINTO PLC SPONSORED ADR 767204100   5,546,342 77,898 SH   SOLE   496 0 77,402
ROYCE MICRO-CAP TR INC COM 780915104   107,799 12,419 SH   SOLE   0 0 12,419
SALESFORCE INC COM 79466L302   233,620 1,762 SH   SOLE   5 0 1,757
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   333,360 6,000 SH   SOLE   0 0 6,000
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   5,488,295 170,391 SH   SOLE   2,175 0 168,216
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   26,388,784 349,335 SH   SOLE   897 0 348,438
SCHWAB STRATEGIC TR US TIPS ETF 808524870   2,038,156 39,354 SH   SOLE   5 0 39,349
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   8,815,278 182,738 SH   SOLE   0 0 182,738
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   330,100 5,000 SH   SOLE   0 0 5,000
SECURITY NATL FINL CORP CL A NEW 814785309   21,999,527 3,013,634 SH   SOLE   0 0 3,013,634
SIMON PPTY GROUP INC NEW COM 828806109   5,471,026 46,570 SH   SOLE   304 0 46,266
SKYWEST INC COM 830879102   623,412 37,760 SH   SOLE   0 0 37,760
SMUCKER J M CO COM NEW 832696405   327,854 2,069 SH   SOLE   0 0 2,069
SOFI TECHNOLOGIES INC COM 83406F102   169,542 36,777 SH   SOLE   0 0 36,777
SPDR GOLD TR GOLD SHS 78463V107   600,090 3,537 SH   SOLE   0 0 3,537
SPDR S&P 500 ETF TR TR UNIT 78462F103   9,703,606 25,374 SH   SOLE   79 0 25,295
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,898,684 4,288 SH   SOLE   0 0 4,288
SPDR SER TR S&P SEMICNDCTR 78464A862   400,014 2,392 SH   SOLE   0 0 2,392
SPDR SER TR PRTFLO S&P500 GW 78464A409   2,333,220 46,047 SH   SOLE   0 0 46,047
SPDR SER TR PRTFLO S&P500 VL 78464A508   402,317 10,345 SH   SOLE   0 0 10,345
STARBUCKS CORP COM 855244109   640,357 6,455 SH   SOLE   107 0 6,348
STRYKER CORPORATION COM 863667101   389,268 1,592 SH   SOLE   0 0 1,592
TARGET CORP COM 87612E106   236,809 1,589 SH   SOLE   0 0 1,589
TESLA INC COM 88160R101   1,996,307 16,206 SH   SOLE   8 0 16,199
THE REAL BROKERAGE INC COM NEW 75585H206   28,733 27,365 SH   SOLE   0 0 27,365
THERMO FISHER SCIENTIFIC INC COM 883556102   3,513,538 6,380 SH   SOLE   3 0 6,377
TILRAY BRANDS INC COM CL 2 88688T100   49,228 18,300 SH   SOLE   0 0 18,300
UBS GROUP AG SHS H42097107   292,204 15,651 SH   SOLE   0 0 15,651
UNITED AIRLS HLDGS INC COM 910047109   346,894 9,201 SH   SOLE   0 0 9,201
UNITED PARCEL SERVICE INC CL B 911312106   4,143,178 23,833 SH   SOLE   156 0 23,678
UNITED RENTALS INC COM 911363109   2,161,664 6,082 SH   SOLE   0 0 6,082
UNITEDHEALTH GROUP INC COM 91324P102   2,386,581 4,501 SH   SOLE   16 0 4,485
VANECK ETF TRUST GOLD MINERS ETF 92189F106   219,604 7,662 SH   SOLE   0 0 7,662
VANECK ETF TRUST VANECK RUSSIA ET 92189F403   93,120 16,481 SH   SOLE   0 0 16,481
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   2,721,952 37,889 SH   SOLE   133 0 37,756
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   334,484 4,617 SH   SOLE   3 0 4,614
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   664,090 8,822 SH   SOLE   7 0 8,815
VANGUARD INDEX FDS SMALL CP ETF 922908751   546,500 2,978 SH   SOLE   0 0 2,978
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,083,945 10,900 SH   SOLE   0 0 10,900
VANGUARD INDEX FDS MID CAP ETF 922908629   1,333,665 6,544 SH   SOLE   0 0 6,544
VANGUARD INDEX FDS VALUE ETF 922908744   762,174 5,430 SH   SOLE   0 0 5,430
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   12,718,774 154,204 SH   SOLE   100 0 154,104
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   3,346,975 9,526 SH   SOLE   0 0 9,526
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   3,615,092 92,742 SH   SOLE   771 0 91,971
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   368,641 7,892 SH   SOLE   283 0 7,609
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   2,605,506 52,647 SH   SOLE   0 0 52,647
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   4,616,892 61,403 SH   SOLE   0 0 61,403
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,622,505 38,659 SH   SOLE   0 0 38,659
VERIZON COMMUNICATIONS INC COM 92343V104   585,361 14,857 SH   SOLE   170 0 14,687
VISA INC COM CL A 92826C839   2,610,891 12,567 SH   SOLE   17 0 12,550
WARNER BROS DISCOVERY INC COM SER A 934423104   111,884 11,802 SH   SOLE   36 0 11,766
WELLS FARGO CO NEW COM 949746101   1,072,472 25,974 SH   SOLE   129 0 25,845
WHITE MTNS INS GROUP LTD COM G9618E107   362,068 256 SH   SOLE   0 0 256
WILLIAMS SONOMA INC COM 969904101   1,790,869 15,584 SH   SOLE   147 0 15,437
WISDOMTREE TR US MIDCAP DIVID 97717W505   16,719,581 406,407 SH   SOLE   0 0 406,407
ZIONS BANCORPORATION N A COM 989701107   212,074 4,314 SH   SOLE   0 0 4,314