The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADOBE INC COM 00724F101   713,000 1,413 SH   SOLE   197 0 1,216
AIR PRODS & CHEMS INC COM 009158106   728,879 3,009 SH   SOLE   232 0 2,777
ALPHABET INC CAP STK CL A 02079K305   2,479,629 16,429 SH   SOLE   2,810 0 13,619
AMAZON COM INC COM 023135106   2,600,719 14,418 SH   SOLE   1,878 0 12,540
APPLE INC COM 037833100   1,404,389 8,190 SH   SOLE   0 0 8,190
AUTODESK INC COM 052769106   851,834 3,271 SH   SOLE   405 0 2,866
AUTOZONE INC COM 053332102   258,435 82 SH   SOLE   0 0 82
BARINGS BDC INC COM 06759L103   121,886 13,106 SH   SOLE   0 0 13,106
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   206,503 491 SH   SOLE   0 0 491
BERKSHIRE HATHAWAY INC DEL CL A 084670108   634,440 1 SH   SOLE   0 0 1
BLACKROCK ETF TRUST US CARBON TRANS 09290C509   778,788 13,565 SH   SOLE   0 0 13,565
BLACKROCK ETF TRUST US EQT FACTOR 09290C103   1,621,748 36,526 SH   SOLE   4,316 0 32,210
BLACKROCK ETF TRUST II FLEXIBLE INCOME 092528603   452,806 8,631 SH   SOLE   187 0 8,444
BOOKING HOLDINGS INC COM 09857L108   1,766,814 487 SH   SOLE   104 0 383
CARMAX INC COM 143130102   976,590 11,211 SH   SOLE   1,971 0 9,240
CENCORA INC COM 03073E105   957,513 3,941 SH   SOLE   771 0 3,170
CHECK POINT SOFTWARE TECH LT ORD M22465104   1,002,429 6,112 SH   SOLE   1,017 0 5,095
COMCAST CORP NEW CL A 20030N101   219,178 5,056 SH   SOLE   0 0 5,056
CVS HEALTH CORP COM 126650100   742,003 9,303 SH   SOLE   2,785 0 6,518
DIAGEO PLC SPON ADR NEW 25243Q205   947,920 6,373 SH   SOLE   1,142 0 5,231
DIMENSIONAL ETF TRUST GLOBAL EX US COR 25434V575   660,453 12,458 SH   SOLE   0 0 12,458
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   895,661 35,138 SH   SOLE   292 0 34,846
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849   350,095 7,280 SH   SOLE   0 0 7,280
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   217,014 8,500 SH   SOLE   370 0 8,130
DIMENSIONAL ETF TRUST US CORE EQUITY 1 25434V625   3,806,249 64,898 SH   SOLE   2,854 0 62,044
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   207,840 8,170 SH   SOLE   0 0 8,170
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   444,434 9,448 SH   SOLE   0 0 9,448
DIMENSIONAL ETF TRUST GLOBAL CR ETF 25434V567   848,206 16,019 SH   SOLE   0 0 16,019
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   4,214,943 131,923 SH   SOLE   140 0 131,783
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   679,884 16,207 SH   SOLE   0 0 16,207
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   2,063,508 77,140 SH   SOLE   0 0 77,140
DISNEY WALT CO COM 254687106   1,202,579 9,828 SH   SOLE   1,607 0 8,221
ECOLAB INC COM 278865100   541,751 2,346 SH   SOLE   300 0 2,046
ELEVANCE HEALTH INC COM 036752103   1,359,805 2,622 SH   SOLE   449 0 2,173
EXXON MOBIL CORP COM 30231G102   336,501 2,895 SH   SOLE   0 0 2,895
FIDELITY NATL INFORMATION SV COM 31620M106   990,747 13,356 SH   SOLE   1,757 0 11,599
FIDELITY WISE ORIGIN BITCOIN SHS 315948109   821,333 13,235 SH   SOLE   0 0 13,235
FISERV INC COM 337738108   618,503 3,870 SH   SOLE   480 0 3,390
INVESCO QQQ TR UNIT SER 1 46090E103   1,682,547 3,789 SH   SOLE   102 0 3,687
IQVIA HLDGS INC COM 46266C105   2,066,364 8,171 SH   SOLE   1,172 0 6,999
ISHARES BITCOIN TR SHS 46438F101   3,023,995 74,722 SH   SOLE   3,986 0 70,736
ISHARES INC CORE MSCI EMKT 46434G103   932,877 18,079 SH   SOLE   3,464 0 14,615
ISHARES INC MSCI EMRG CHN 46434G764   806,471 14,009 SH   SOLE   1,152 0 12,857
ISHARES TR IBOXX INV CP ETF 464287242   752,494 6,909 SH   SOLE   273 0 6,636
ISHARES TR S&P 500 GRWT ETF 464287309   220,427 2,610 SH   SOLE   0 0 2,610
ISHARES TR S&P 500 VAL ETF 464287408   1,908,156 10,214 SH   SOLE   989 0 9,225
ISHARES TR FALN ANGLS USD 46435G474   342,881 12,765 SH   SOLE   452 0 12,313
ISHARES TR GLOBAL ENERG ETF 464287341   374,300 8,715 SH   SOLE   792 0 7,923
ISHARES TR TRS FLT RT BD 46434V860   1,605,892 31,681 SH   SOLE   1,035 0 30,646
ISHARES TR ESG EAFE ETF 46436E759   283,012 4,154 SH   SOLE   0 0 4,154
ISHARES TR ESG AWR MSCI USA 46435G425   1,967,981 17,119 SH   SOLE   2,391 0 14,728
ISHARES TR MSCI KLD400 SOC 464288570   572,548 5,679 SH   SOLE   0 0 5,679
ISHARES TR CORE TOTAL USD 46434V613   7,204,806 158,035 SH   SOLE   5,938 0 152,097
ISHARES TR US TREAS BD ETF 46429B267   795,737 34,947 SH   SOLE   1,340 0 33,607
ISHARES TR U.S. TECH ETF 464287721   1,394,980 10,329 SH   SOLE   1,210 0 9,119
ISHARES TR ESG AWR US AGRGT 46435U549   223,441 4,748 SH   SOLE   0 0 4,748
ISHARES TR NATIONAL MUN ETF 464288414   604,561 5,619 SH   SOLE   0 0 5,619
ISHARES TR ESG MSCI USA ETF 46436E767   485,632 10,756 SH   SOLE   0 0 10,756
ISHARES TR TIPS BD ETF 464287176   588,454 5,479 SH   SOLE   228 0 5,251
ISHARES TR MSCI USA QLT FCT 46432F339   2,366,548 14,399 SH   SOLE   2,690 0 11,709
ISHARES TR HIGH YLD SYSTM B 46435G250   259,304 5,550 SH   SOLE   255 0 5,295
ISHARES TR CORE S&P500 ETF 464287200   15,900,830 30,245 SH   SOLE   4,129 0 26,116
ISHARES TR US INFRASTRUC 46435U713   480,294 11,077 SH   SOLE   2,046 0 9,031
ISHARES TR EAFE GRWTH ETF 464288885   2,273,468 21,904 SH   SOLE   2,848 0 19,056
ISHARES TR 20 YR TR BD ETF 464287432   982,698 10,386 SH   SOLE   381 0 10,005
ISHARES TR EAFE VALUE ETF 464288877   3,106,895 57,112 SH   SOLE   8,386 0 48,726
ISHARES TR MBS ETF 464288588   2,371,827 25,664 SH   SOLE   987 0 24,677
JPMORGAN CHASE & CO COM 46625H100   389,784 1,946 SH   SOLE   0 0 1,946
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109   77,037 29,744 SH   SOLE   0 0 29,744
MASTERCARD INCORPORATED CL A 57636Q104   1,594,386 3,311 SH   SOLE   642 0 2,669
META PLATFORMS INC CL A 30303M102   1,798,644 3,704 SH   SOLE   503 0 3,201
MICROSOFT CORP COM 594918104   2,317,126 5,508 SH   SOLE   819 0 4,689
NVIDIA CORPORATION COM 67066G104   641,949 710 SH   SOLE   0 0 710
ONEOK INC NEW COM 682680103   207,239 2,585 SH   SOLE   0 0 2,585
QUALCOMM INC COM 747525103   1,041,853 6,154 SH   SOLE   1,184 0 4,970
SALESFORCE INC COM 79466L302   566,821 1,882 SH   SOLE   315 0 1,567
SCHWAB CHARLES CORP COM 808513105   1,569,526 21,697 SH   SOLE   3,048 0 18,649
SPDR GOLD TR GOLD SHS 78463V107   284,716 1,384 SH   SOLE   1,383 0 1
STARBUCKS CORP COM 855244109   524,141 5,735 SH   SOLE   602 0 5,133
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   1,608,258 11,821 SH   SOLE   1,683 0 10,138
TESLA INC COM 88160R101   221,671 1,261 SH   SOLE   24 0 1,237
UNITEDHEALTH GROUP INC COM 91324P102   742,993 1,502 SH   SOLE   293 0 1,209
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,914,181 3,982 SH   SOLE   0 0 3,982
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,218,366 4,688 SH   SOLE   0 0 4,688
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   206,389 3,519 SH   SOLE   0 0 3,519
VANGUARD STAR FDS VG TL INTL STK F 921909768   204,978 3,399 SH   SOLE   0 0 3,399
VANGUARD WORLD FD ESG INTL STK ETF 921910725   330,912 5,758 SH   SOLE   0 0 5,758
VANGUARD WORLD FD ESG US STK ETF 921910733   648,602 6,960 SH   SOLE   0 0 6,960
VEEVA SYS INC CL A COM 922475108   546,325 2,358 SH   SOLE   282 0 2,076
VISA INC COM CL A 92826C839   1,357,652 4,865 SH   SOLE   853 0 4,012
WELLS FARGO CO NEW COM 949746101   218,509 3,770 SH   SOLE   0 0 3,770