The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200   36,801,138 89,523 SH   SOLE   0 0 89,523
ISHARES TR CORE MSCI EAFE 46432F842   22,318,370 333,857 SH   SOLE   0 0 333,857
ISHARES TR S&P MC 400GR ETF 464287606   12,572,188 175,810 SH   SOLE   0 0 175,810
ISHARES TR S&P MC 400VL ETF 464287705   12,265,652 119,351 SH   SOLE   0 0 119,351
APPLE INC COM 037833100   12,132,955 73,578 SH   SOLE   0 0 73,578
DOUBLEVERIFY HLDGS INC COM 25862V105   10,924,400 362,335 SH   SOLE   0 0 362,335
INVESCO QQQ TR UNIT SER 1 46090E103   9,880,277 30,786 SH   SOLE   0 0 30,786
ISHARES TR S&P 500 VAL ETF 464287408   8,824,755 58,149 SH   SOLE   0 0 58,149
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   8,192,973 254,836 SH   SOLE   0 0 254,836
ISHARES TR MSCI EMG MKT ETF 464287234   6,590,249 167,011 SH   SOLE   0 0 167,011
ISHARES TR SP SMCP600VL ETF 464287879   6,199,466 66,241 SH   SOLE   0 0 66,241
ISHARES TR CORE S&P TTL STK 464287150   5,962,170 65,844 SH   SOLE   0 0 65,844
ISHARES TR CORE S&P SCP ETF 464287804   5,940,527 61,433 SH   SOLE   0 0 61,433
ISHARES TR 0-5 YR TIPS ETF 46429B747   5,803,012 58,480 SH   SOLE   0 0 58,480
MICROSOFT CORP COM 594918104   4,871,712 16,898 SH   SOLE   0 0 16,898
ISHARES GOLD TR ISHARES NEW 464285204   4,868,713 130,284 SH   SOLE   0 0 130,284
ISHARES TR U.S. REAL ES ETF 464287739   4,733,541 55,754 SH   SOLE   0 0 55,754
ISHARES TR RUS 1000 GRW ETF 464287614   4,185,082 17,129 SH   SOLE   0 0 17,129
ISHARES TR CORE S&P MCP ETF 464287507   4,083,410 16,323 SH   SOLE   0 0 16,323
ISHARES TR RUS MID CAP ETF 464287499   3,992,207 57,097 SH   SOLE   0 0 57,097
ISHARES TR RUS TP200 GR ETF 464289438   3,691,699 26,572 SH   SOLE   0 0 26,572
ISHARES INC CORE MSCI EMKT 46434G103   3,664,628 75,110 SH   SOLE   0 0 75,110
SPDR SER TR PORTFOLIO S&P500 78464A854   3,240,190 67,294 SH   SOLE   0 0 67,294
BRAZE INC COM CL A 10576N102   3,149,120 91,094 SH   SOLE   0 0 91,094
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,744,657 8,889 SH   SOLE   0 0 8,889
AMAZON COM INC COM 023135106   2,694,113 26,083 SH   SOLE   0 0 26,083
DISNEY WALT CO COM 254687106   2,601,305 25,979 SH   SOLE   0 0 25,979
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   2,429,258 16,087 SH   SOLE   0 0 16,087
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   2,284,663 17,648 SH   SOLE   0 0 17,648
SPDR SER TR PORTFOLIO S&P400 78464A847   2,117,904 48,200 SH   SOLE   0 0 48,200
ALPHABET INC CAP STK CL A 02079K305   2,107,379 20,316 SH   SOLE   0 0 20,316
ISHARES TR S&P SML 600 GWT 464287887   1,737,009 15,800 SH   SOLE   0 0 15,800
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,510,128 3,689 SH   SOLE   0 0 3,689
JPMORGAN CHASE & CO COM 46625H100   1,383,215 10,615 SH   SOLE   0 0 10,615
ISHARES TR MSCI EAFE ETF 464287465   1,104,718 15,446 SH   SOLE   0 0 15,446
AT&T INC COM 00206R102   1,096,724 56,973 SH   SOLE   0 0 56,973
ISHARES TR CORE HIGH DV ETF 46429B663   1,050,155 10,330 SH   SOLE   0 0 10,330
ISHARES TR RUSSELL 2000 ETF 464287655   1,014,279 5,685 SH   SOLE   0 0 5,685
PROCTER AND GAMBLE CO COM 742718109   993,132 6,679 SH   SOLE   0 0 6,679
ISHARES TR RUS MDCP VAL ETF 464287473   945,487 8,903 SH   SOLE   0 0 8,903
UNITEDHEALTH GROUP INC COM 91324P102   943,953 1,997 SH   SOLE   0 0 1,997
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   926,739 8,133 SH   SOLE   0 0 8,133
ALPHABET INC CAP STK CL C 02079K107   916,760 8,815 SH   SOLE   0 0 8,815
VISA INC COM CL A 92826C839   885,358 3,927 SH   SOLE   0 0 3,927
COSTCO WHSL CORP NEW COM 22160K105   879,006 1,769 SH   SOLE   0 0 1,769
JOHNSON & JOHNSON COM 478160104   877,697 5,663 SH   SOLE   0 0 5,663
MCDONALDS CORP COM 580135101   814,397 2,913 SH   SOLE   0 0 2,913
EXXON MOBIL CORP COM 30231G102   794,775 7,248 SH   SOLE   0 0 7,248
HERSHEY CO COM 427866108   768,318 3,020 SH   SOLE   0 0 3,020
CADENCE DESIGN SYSTEM INC COM 127387108   734,054 3,494 SH   SOLE   0 0 3,494
PROLOGIS INC. COM 74340W103   724,328 5,805 SH   SOLE   0 0 5,805
RELIANCE STEEL & ALUMINUM CO COM 759509102   685,191 2,669 SH   SOLE   0 0 2,669
ANALOG DEVICES INC COM 032654105   683,281 3,465 SH   SOLE   0 0 3,465
MOTOROLA SOLUTIONS INC COM NEW 620076307   678,713 2,372 SH   SOLE   0 0 2,372
TEXAS INSTRS INC COM 882508104   675,125 3,630 SH   SOLE   0 0 3,630
WALMART INC COM 931142103   672,706 4,562 SH   SOLE   0 0 4,562
HUMANA INC COM 444859102   667,508 1,375 SH   SOLE   0 0 1,375
REGENERON PHARMACEUTICALS COM 75886F107   625,291 761 SH   SOLE   0 0 761
PACCAR INC COM 693718108   623,906 8,523 SH   SOLE   0 0 8,523
ULTA BEAUTY INC COM 90384S303   618,790 1,134 SH   SOLE   0 0 1,134
HOME DEPOT INC COM 437076102   605,574 2,052 SH   SOLE   0 0 2,052
ARCH CAP GROUP LTD ORD G0450A105   596,102 8,783 SH   SOLE   0 0 8,783
GALLAGHER ARTHUR J & CO COM 363576109   594,982 3,110 SH   SOLE   0 0 3,110
OREILLY AUTOMOTIVE INC COM 67103H107   591,739 697 SH   SOLE   0 0 697
MONSTER BEVERAGE CORP NEW COM 61174X109   583,416 10,802 SH   SOLE   0 0 10,802
AMERISOURCEBERGEN CORP COM 03073E105   573,344 3,581 SH   SOLE   0 0 3,581
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   570,317 10,445 SH   SOLE   0 0 10,445
IDEX CORP COM 45167R104   560,043 2,424 SH   SOLE   0 0 2,424
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   554,466 5,480 SH   SOLE   0 0 5,480
ACTIVISION BLIZZARD INC COM 00507V109   542,041 6,333 SH   SOLE   0 0 6,333
XCEL ENERGY INC COM 98389B100   538,629 7,987 SH   SOLE   0 0 7,987
ISHARES TR RUS 1000 VAL ETF 464287598   536,578 3,524 SH   SOLE   0 0 3,524
PFIZER INC COM 717081103   515,272 12,629 SH   SOLE   0 0 12,629
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   502,869 7,429 SH   SOLE   0 0 7,429
TARGET CORP COM 87612E106   501,488 3,028 SH   SOLE   0 0 3,028
NVIDIA CORPORATION COM 67066G104   485,379 1,747 SH   SOLE   0 0 1,747
PHILIP MORRIS INTL INC COM 718172109   476,458 4,899 SH   SOLE   0 0 4,899
MERCK & CO INC COM 58933Y105   460,589 4,329 SH   SOLE   0 0 4,329
MSCI INC COM 55354G100   458,386 819 SH   SOLE   0 0 819
DEERE & CO COM 244199105   455,976 1,104 SH   SOLE   0 0 1,104
CBOE GLOBAL MKTS INC COM 12503M108   440,844 3,284 SH   SOLE   0 0 3,284
NUTANIX INC CL A 67059N108   431,902 16,618 SH   SOLE   0 0 16,618
CHEVRON CORP NEW COM 166764100   409,886 2,512 SH   SOLE   0 0 2,512
PEPSICO INC COM 713448108   384,274 2,108 SH   SOLE   0 0 2,108
NIKE INC CL B 654106103   361,382 2,947 SH   SOLE   0 0 2,947
GOLDMAN SACHS GROUP INC COM 38141G104   347,565 1,063 SH   SOLE   0 0 1,063
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   345,497 2,389 SH   SOLE   0 0 2,389
LILLY ELI & CO COM 532457108   343,999 1,002 SH   SOLE   0 0 1,002
ISHARES TR CALIF MUN BD ETF 464288356   337,285 5,874 SH   SOLE   0 0 5,874
ALTRIA GROUP INC COM 02209S103   319,167 7,153 SH   SOLE   0 0 7,153
RAYTHEON TECHNOLOGIES CORP COM 75513E101   315,433 3,221 SH   SOLE   0 0 3,221
AUTOZONE INC COM 053332102   307,269 125 SH   SOLE   0 0 125
MONDELEZ INTL INC CL A 609207105   293,959 4,216 SH   SOLE   0 0 4,216
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   272,082 5,357 SH   SOLE   0 0 5,357
ORACLE CORP COM 68389X105   267,004 2,873 SH   SOLE   0 0 2,873
CISCO SYS INC COM 17275R102   265,578 5,080 SH   SOLE   0 0 5,080
TESLA INC COM 88160R101   260,362 1,255 SH   SOLE   0 0 1,255
CATERPILLAR INC COM 149123101   255,059 1,115 SH   SOLE   0 0 1,115
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   254,137 554 SH   SOLE   0 0 554
BOEING CO COM 097023105   250,757 1,180 SH   SOLE   0 0 1,180
BANK AMERICA CORP COM 060505104   250,214 8,749 SH   SOLE   0 0 8,749
ISHARES TR ESG AWR MSCI USA 46435G425   247,783 2,739 SH   SOLE   0 0 2,739
AMGEN INC COM 031162100   246,343 1,019 SH   SOLE   0 0 1,019
SALESFORCE INC COM 79466L302   240,335 1,203 SH   SOLE   0 0 1,203
SELECT SECTOR SPDR TR ENERGY 81369Y506   238,794 2,883 SH   SOLE   0 0 2,883
GENERAC HLDGS INC COM 368736104   228,981 2,120 SH   SOLE   0 0 2,120
VANGUARD INDEX FDS VALUE ETF 922908744   227,147 1,645 SH   SOLE   0 0 1,645
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   223,538 1,451 SH   SOLE   0 0 1,451
STARBUCKS CORP COM 855244109   212,863 2,044 SH   SOLE   0 0 2,044
COCA COLA CO COM 191216100   212,561 3,427 SH   SOLE   0 0 3,427
PIMCO ETF TR INTER MUN BD ACT 72201R866   209,040 4,000 SH   SOLE   0 0 4,000
SIRIUS XM HOLDINGS INC COM 82968B103   39,700 10,000 SH   SOLE   0 0 10,000
HYCROFT MINING HOLDING CORP *W EXP 05/29/202 44862P117   360 10,000 SH   SOLE   0 0 10,000