The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 1,285 8,627 SH   SOLE   0 0 8,627
ABBOTT LABORATORIES COM 002824100 105 888 SH   SOLE   0 0 888
ABBVIE INC COM 00287Y109 193 1,193 SH   SOLE   0 0 1,193
ACCENTURE PLC SHS Class A G1151C101 33 97 SH   SOLE   0 0 97
ADOBE INC COM 00724F101 22 49 SH   SOLE   0 0 49
ADVANCED MICRO DEVIC COM 007903107 97 890 SH   SOLE   0 0 890
AIR PROD & CHEMICALS COM 009158106 46 185 SH   SOLE   0 0 185
ALCOA CORP COM 013872106 92 1,019 SH   SOLE   0 0 1,019
ALPHABET INC. CL A 02079K305 5,499 1,977 SH   SOLE   0 0 1,977
ALPHABET INC. CL C 02079K107 399 143 SH   SOLE   0 0 143
ALTRIA GROUP INC COM 02209S103 63 1,197 SH   SOLE   0 0 1,197
AMAZON.COM INC COM 023135106 6,329 1,939 SH   SOLE   0 0 1,939
AMERN TOWER CORP REIT COM 03027X100 248 988 SH   SOLE   0 0 988
AMGEN INC. COM 031162100 146 604 SH   SOLE   0 0 604
APPLE INC COM 037833100 14,729 84,209 SH   SOLE   0 0 84,209
AUTODESK INC COM 052769106 21 97 SH   SOLE   0 0 97
BANK OF AMERICA CORP COM 060505104 192 4,661 SH   SOLE   0 0 4,661
BECTON DICKINSON&CO COM 075887109 1,875 7,048 SH   SOLE   0 0 7,048
BERKSHIRE HATHAWAY CL B NEW 084670702 2,623 7,433 SH   SOLE   0 0 7,433
BLACKROCK INC COM 09247X101 3,603 4,714 SH   SOLE   0 0 4,714
BOEING CO COM 097023105 169 885 SH   SOLE   0 0 885
BRISTOL-MYERS SQUIBB COM 110122108 85 1,170 SH   SOLE   0 0 1,170
BROADCOM INC COM 11135F101 23 37 SH   SOLE   0 0 37
BROOKFIELD ASSET MGM CL A G16169107 127 2,250 SH   SOLE   0 0 2,250
CARMAX INC COM 143130102 1,428 14,803 SH   SOLE   0 0 14,803
CATALENT INC COM 148806102 9 81 SH   SOLE   0 0 81
CATERPILLAR INC COM 149123101 2 10 SH   SOLE   0 0 10
CHARLES SCHWAB CORP COM 808513105 4,023 47,718 SH   SOLE   0 0 47,718
CHECK PT SOFTWARE COM M22465104 41 300 SH   SOLE   0 0 300
CHEVRON CORP COM 166764100 114 703 SH   SOLE   0 0 703
CHOICE HOTELS INTL COM 169905106 542 3,823 SH   SOLE   0 0 3,823
CHUBB LTD COM H1467J104 2,675 12,508 SH   SOLE   0 0 12,508
CIRRUS LOGIC INC COM 172755100 25 300 SH   SOLE   0 0 300
CISCO SYSTEMS INC COM 17275R102 17 301 SH   SOLE   0 0 301
CITIGROUP INC COM NEW 172967424 68 1,268 SH   SOLE   0 0 1,268
COLGATE-PALMOLIVE CO COM 194162103 89 1,171 SH   SOLE   0 0 1,171
COMCAST CORP CL A 20030N101 2,463 52,612 SH   SOLE   0 0 52,612
COMMUNICAT SVS SLCT SEC SPDR ETF 81369Y852 16 236 SH   SOLE   0 0 236
CORTEVA INC COM 22052L104 4 66 SH   SOLE   0 0 66
COSTCO WHOLESALE CO COM 22160K105 1,565 2,718 SH   SOLE   0 0 2,718
DELTA AIR LINES INC DEL COM NEW 247367702 930 23,500 SH   SOLE   0 0 23,500
DESCARTES SYS GROUP COM 249906108 10 132 SH   SOLE   0 0 132
DOMINION ENERGY INC COM 25746U109 99 1,165 SH   SOLE   0 0 1,165
DOW INC COM 260557103 4 66 SH   SOLE   0 0 66
DRAFTKINGS INC COM CL A 26142R104 4 193 SH   SOLE   0 0 193
DUKE ENERGY CORP COM NEW 26441C204 124 1,110 SH   SOLE   0 0 1,110
DUPONT DE NEMOURS INC COM 26614N102 5 66 SH   SOLE   0 0 66
EAGLE MATERIALS INC COM 26969P108 10 76 SH   SOLE   0 0 76
EDWARDS LIFESCIENCES COM 28176E108 71 600 SH   SOLE   0 0 600
EMERSON ELECTRIC CO COM 291011104 10 100 SH   SOLE   0 0 100
ENBRIDGE INC COM 29250N105 94 2,045 SH   SOLE   0 0 2,045
ENERGY SELECT SECTOR SPDR ETF 81369Y506 4 56 SH   SOLE   0 0 56
ENSTAR GROUP LTD SHS G3075P101 95 363 SH   SOLE   0 0 363
ENTERPRISE PRODS PART LP COM 293792107 3 98 SH   SOLE   0 0 98
ETSY INC COM 29786A106 1 12 SH   SOLE   0 0 12
FEDEX CORP COM 31428X106 271 1,171 SH   SOLE   0 0 1,171
GARTNER INC COM 366651107 13 43 SH   SOLE   0 0 43
GENERAL DYNAMICS CO COM 369550108 1,991 8,254 SH   SOLE   0 0 8,254
GENERAL ELECTRIC CO COM 369604103 823 8,999 SH   SOLE   0 0 8,999
GENERAL MILLS INC COM 370334104 93 1,370 SH   SOLE   0 0 1,370
GILEAD SCIENCES INC COM 375558103 18 300 SH   SOLE   0 0 300
GLAXOSMITHKLINE PLC SPON ADR 37733W105 26 600 SH   SOLE   0 0 600
GLOBE LIFE INC COM 37959E102 23 225 SH   SOLE   0 0 225
GOLDMAN SACHS GROUP COM 38141G104 17 50 SH   SOLE   0 0 50
HARLEY DAVIDSON INC COM 412822108 5 128 SH   SOLE   0 0 128
HLTHCARE REALTY TR REIT COM 421946104 14 500 SH   SOLE   0 0 500
HOME DEPOT INC COM 437076102 709 2,368 SH   SOLE   0 0 2,368
HONEYWELL INTL INC COM 438516106 1,814 9,325 SH   SOLE   0 0 9,325
HORMEL FOODS CORP COM 440452100 38 728 SH   SOLE   0 0 728
INDEPENDENCE REALTY REIT COM 45378A106 26 1,000 SH   SOLE   0 0 1,000
INVESCO QQQ TRUST UNIT SER 1 46090E103 405 1,118 SH   SOLE   0 0 1,118
IQVIA HOLDINGS INC COM 46266C105 3,557 15,383 SH   SOLE   0 0 15,383
ISHARES BIOTECHNOLOGY ETF NASDAQ BIOTECH 464287556 84 642 SH   SOLE   0 0 642
ISHARES CORE MSCI EMERGING ETF CORE MSCI EMKT 46434G103 85 1,533 SH   SOLE   0 0 1,533
ISHARES CORE MSCI EUROPE ETF CORE MSCI EURO 46434V738 13 246 SH   SOLE   0 0 246
ISHARES CORE S&P 500 ETF CORE S&P 500 ETF 464287200 816 1,797 SH   SOLE   0 0 1,797
ISHARES CORE S&P MID CAPETF IV CORE S&P MCP ETF 464287507 611 2,278 SH   SOLE   0 0 2,278
ISHARES CORE S&P SMALL CAP ETF IV CORE S&P SCP ETF 464287804 186 1,721 SH   SOLE   0 0 1,721
ISHARES CORE US AGGREGATE BOND ETF CORE US AGGBD ETF 464287226 27 248 SH   SOLE   0 0 248
ISHARES JPMORGAN USD MTSBOND ETF EMERGING MKT ETF 464288281 31 317 SH   SOLE   0 0 317
ISHARES MSCI EAFE ETF MSCI EAFE ETF 464287465 5 64 SH   SOLE   0 0 64
ISHARES NATIONAL MUNI BOND ETF MUNI BOND ETF 464288414 68 620 SH   SOLE   0 0 620
ISHARES RUSSELL 1000 GROWTH RUS 1000 GRW ETF 464287614 8 30 SH   SOLE   0 0 30
ISHARES S&P 500 GROWTH ETF IV S&P 500 GRWT ETF 464287309 546 7,135 SH   SOLE   0 0 7,135
ISHARES S&P 500 VALUE ETF S&P 500 VAL ETF 464287408 396 2,545 SH   SOLE   0 0 2,545
ISHARES S&P SMALL CAP 600 ETF IV S&P 600 CAP ETF 464287879 132 1,294 SH   SOLE   0 0 1,294
ISHARES S&P SMLL CAP 600GRTH ETF S&P 600GRTH ETF 464287887 157 1,252 SH   SOLE   0 0 1,252
ISHARES SELECT DIVIDEND ETF SELECT DIVIDEND ETF 464287168 128 1,000 SH   SOLE   0 0 1,000
ISHARES US FINANCIAL SER ETF US FIN SVC ETF 464287770 6 32 SH   SOLE   0 0 32
JOHNSON & JOHNSON COM 478160104 2,547 14,371 SH   SOLE   0 0 14,371
JPMORGAN CHASE & CO COM 46625h100 2,995 21,969 SH   SOLE   0 0 21,969
LAB CO OF AMER HLDG COM NEW 50540R409 1,673 6,346 SH   SOLE   0 0 6,346
LIBERTY BROADBAND CO COM SER C 530307305 2 14 SH   SOLE   0 0 14
LILLY ELI & CO COM 532457108 856 2,989 SH   SOLE   0 0 2,989
LITHIA MOTORS INC COM 536797103 10 32 SH   SOLE   0 0 32
LOWES COMPANIES INC COM 548661107 229 1,132 SH   SOLE   0 0 1,132
LPL FINL HLDGS COM 50212V100 4 23 SH   SOLE   0 0 23
LYFT INC CL A 55087P104 422 10,982 SH   SOLE   0 0 10,982
MAGELLAN MIDSTREAM PA LP COM UNIT RP LP 559080106 25 500 SH   SOLE   0 0 500
MASTERCARD INC CL A 57636Q104 4,651 13,013 SH   SOLE   0 0 13,013
MCDONALDS CORP COM 580135101 2,020 8,169 SH   SOLE   0 0 8,169
MEDTRONIC PLC SHS G5960L103 12 109 SH   SOLE   0 0 109
MERCK & CO. INC. COM 58933Y105 202 2,462 SH   SOLE   0 0 2,462
META PLATFORMS INC CL A 30303M102 2,494 11,217 SH   SOLE   0 0 11,217
MFA FINL, INC. COM 55272X102 2 472 SH   SOLE   0 0 472
MICROSOFT CORP COM 594918104 7,959 25,761 SH   SOLE   0 0 25,761
MOHAWK INDUSTRIES COM 608190104 109 875 SH   SOLE   0 0 875
MONDELEZ INTL CL A 609207105 101 1,607 SH   SOLE   0 0 1,607
MURPHY USA INC COM 626755102 12 61 SH   SOLE   0 0 61
NIKE INC CL B NEW 654106103 220 1,638 SH   SOLE   0 0 1,638
NOVARTIS AG SPON ADR 66987V109 160 1,825 SH   SOLE   0 0 1,825
NOVO-NORDISK A S ADR 670100205 24 216 SH   SOLE   0 0 216
NUVEEN MUNICIPAL VALUE C COM 670928100 38 3,955 SH   SOLE   0 0 3,955
NVIDIA CORP COM 67066G104 102 373 SH   SOLE   0 0 373
O REILLY AUTOMOTIVE COM 67103H107 11 16 SH   SOLE   0 0 16
OLD DOMINION FREIGHT COM 679580100 10 33 SH   SOLE   0 0 33
ORACLE CORP COM 68389X105 27 323 SH   SOLE   0 0 323
ORGANON & CO COM 68622V106 7 205 SH   SOLE   0 0 205
PALO ALTO NETWORKS COM 697435105 339 544 SH   SOLE   0 0 544
PAYPAL HOLDINGS INCORPOR COM 70450Y103 2,481 21,453 SH   SOLE   0 0 21,453
PELOTON INTERACTIVE INC CL A 70614W100 7 260 SH   SOLE   0 0 260
PENN NTNL GAMING COM 707569109 15 359 SH   SOLE   0 0 359
PEPSICO INC COM 713448108 15 88 SH   SOLE   0 0 88
PERFORMANCE FOOD GROUP C COM 71377A103 25 500 SH   SOLE   0 0 500
PFIZER INC COM 717071104 3,284 63,426 SH   SOLE   0 0 63,426
PHILIP MORRIS INTL COM 718172109 1,836 19,541 SH   SOLE   0 0 19,541
PIMCO ENHNCD SHRT MATRTYACTV ETF 72201R833 94 939 SH   SOLE   0 0 939
PNC FINL SERVICES COM 693475105 90 488 SH   SOLE   0 0 488
PORCH GROUP INC COM 733245104 4 595 SH   SOLE   0 0 595
PROCTER & GAMBLE COM 742718109 1,312 8,586 SH   SOLE   0 0 8,586
PRUDENTIAL FINL COM 744320102 12 100 SH   SOLE   0 0 100
REALTY INCM CORP REIT COM 756109104 90 1,300 SH   SOLE   0 0 1,300
SALESFORCE COM COM 79466L302 2,698 12,707 SH   SOLE   0 0 12,707
SELECT SECTOR HEALTH CARE SPD ETF SBDR SBI HEALTHCARE 81369Y209 19 142 SH   SOLE   0 0 142
SELECT SECTOR INDUSTRIALSPDR ETF IV SBDR SBI INT-INDS 81369Y704 6 59 SH   SOLE   0 0 59
SELECT STR FINANCIAL SELECT S ETF IV SBDR FINANCIAL 81369Y605 18 476 SH   SOLE   0 0 476
SERVICE NOW INC COM 81762P102 16 28 SH   SOLE   0 0 28
SERVICE PPTYS TR REIT COM SH BEN INT 81761L102 7 800 SH   SOLE   0 0 800
SPDR FUND CONSUMER DISCRE SEL SPDR CONS DISCR 81369Y407 17 94 SH   SOLE   0 0 94
SPDR INDEX SHARES EMERG MARKT SHS PORTFOLIO EMG MK 78463X509 4 93 SH   SOLE   0 0 93
SPDR PORTFOLIO DVLPD WRLD EX-USA SHS PORTFOLIO DEVLPD 78463X889 8 232 SH   SOLE   0 0 232
SPDR S&P 500 ETF SPDR S&P 500 ETF 78468R796 2,252 4,982 SH   SOLE   0 0 4,982
SPDR S&P DIVIDEND ETF IV S&P DIVID ETF 78464A763 157 1,227 SH   SOLE   0 0 1,227
SPDR S&P MIDCAP 400 ETF IV UTSER1 S&PDCRP 78467Y107 416 847 SH   SOLE   0 0 847
SQUARE INC CL A 852234103 54 400 SH   SOLE   0 0 400
STARBUCKS CORP COM 855244109 2,089 22,968 SH   SOLE   0 0 22,968
SYNOVUS FINL CO COM 871607107 280 5,717 SH   SOLE   0 0 5,717
TAIWAN SEMICONDUCTR SPONSORED ADR 874039100 1,612 15,458 SH   SOLE   0 0 15,458
TECHNOLOGY SELECT SECTORSPDR SPDR TECHNOLOGY 81369Y803 34 212 SH   SOLE   0 0 212
THE COCA-COLA CO COM 191216100 130 2,102 SH   SOLE   0 0 2,102
TORONTO-DOMINION BK F COM NEW 891160509 53 667 SH   SOLE   0 0 667
TRUIST FINL CORP COM 054937107 267 4,711 SH   SOLE   0 0 4,711
UBER TECHNOLOGIES INC COM 90353T100 1,145 32,086 SH   SOLE   0 0 32,086
ULTA BEAUTY INC. COM 903845303 40 100 SH   SOLE   0 0 100
UNITED PARCEL SRVC CL B 911312106 21 100 SH   SOLE   0 0 100
UNITEDHEALTH GRP INC COM 91324P102 3,098 6,075 SH   SOLE   0 0 6,075
VANGUARD ENERGY ETF ENERGY ETF 92204A306 424 3,965 SH   SOLE   0 0 3,965
VANGUARD FTSE ALL WORLD EX US ETF ALLWRLD EX US ETF 922042775 393 6,817 SH   SOLE   0 0 6,817
VANGUARD FTSE DEVELOPED MKTS ETF FTSE DEVMKT ETF 921943858 115 2,390 SH   SOLE   0 0 2,390
VANGUARD FTSE EMERGING MARK ETF IV EMERGING MKT ETF 922042858 68 1,470 SH   SOLE   0 0 1,470
VANGUARD FTSE PACIFIC FTSE PACIFIC ETF 922042866 18 242 SH   SOLE   0 0 242
VANGUARD MID CAP ETF MID CAP ETF 922908629 4 16 SH   SOLE   0 0 16
VANGUARD MID CAP VALUE ETF IV MID CAP ETF 922908512 33 221 SH   SOLE   0 0 221
VANGUARD S&P 500 ETF S&P 500 ETF SHS 922908363 32,946 79,267 SH   SOLE   0 0 79,267
VANGUARD SHORT-TERM BONDETF SHORT TRM BOND ETF 921937827 77 991 SH   SOLE   0 0 991
VANGUARD SHRT INF PROT SEC INDEX ETF SHORT TRM IDX ETF 922020805 13 245 SH   SOLE   0 0 245
VANGUARD SMALL CAP ETF SMALL CP ETF 922908751 958 4,506 SH   SOLE   0 0 4,506
VANGUARD SMALL CAP VALUEETF IV SMALL CAP ETF 922908611 28 160 SH   SOLE   0 0 160
VANGUARD TOTAL BOND MARKET ETF TOTAL BND MKT 921937835 322 4,044 SH   SOLE   0 0 4,044
VANGUARD TOTAL INTERNATIONAL BND ETF INTL BD IDX ETF 92203J407 122 2,334 SH   SOLE   0 0 2,334
VANGUARD TOTAL INTERNATIONAL STK ETF TL INTL tl STK ETF 921909768 808 13,520 SH   SOLE   0 0 13,520
VANGUARD TOTAL STOCK MARKET ETF TOTAL STK MKT ETF 922908769 334 1,465 SH   SOLE   0 0 1,465
VERICEL CORP COM 92346J108 8 211 SH   SOLE   0 0 211
VERIZON COMMUNICATN COM 92343V104 5 100 SH   SOLE   0 0 100
VISA INC CL A 92826C839 4,023 18,141 SH   SOLE   0 0 18,141
WALMART INC COM 931142103 19 128 SH   SOLE   0 0 128
WALT DISNEY CO COM 254687106 1,977 14,416 SH   SOLE   0 0 14,416
WELLS FARGO & CO COM NEW 949746101 74 1,520 SH   SOLE   0 0 1,520
WENDYS CO COM 95058W100 11 478 SH   SOLE   0 0 478
WESTERN ALLIANCE BNC COM 957638109 8 91 SH   SOLE   0 0 91
CREE, INC COM 225447101 8 66 SH   SOLE   0 0 66
WORKDAY INC CL A 98138H101 50 209 SH   SOLE   0 0 209
XERIS PHARMACEUTICALS IN COM 98422L107 2 803 SH   SOLE   0 0 803
ZEBRA TECHNOLOGIES CL A 989207105 9 21 SH   SOLE   0 0 21
ZIMMER BIOMET HLDGS COM 98956P102 38 300 SH   SOLE   0 0 300
ZOETIS INC CL A 98978V103 20 108 SH   SOLE   0 0 108