The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABRDN AUSTRALIA EQUITY FD IN COM 003011103   112,677 26,022 SH   SOLE   26,022 0 0
AMAZON COM INC COM 023135106   514,621 3,387 SH   SOLE   3,387 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877   1,420,531 15,819 SH   SOLE   15,818 0 0
APPLE INC COM 037833100   3,970,664 20,624 SH   SOLE   20,623 0 0
ARES CAPITAL CORP COM 04010L103   595,860 29,748 SH   SOLE   29,748 0 0
ARK ETF TR INNOVATION ETF 00214Q104   260,698 4,978 SH   SOLE   4,978 0 0
BANK AMERICA CORP COM 060505104   528,831 15,706 SH   SOLE   15,706 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,458,739 4,090 SH   SOLE   4,089 0 0
BUTTERFLY NETWORK INC COM CL A 124155102   32,413 30,012 SH   SOLE   30,012 0 0
CAPITAL GROUP CORE EQUITY ET SHS CREATION UNI 14020V108   1,626,514 57,474 SH   SOLE   57,474 0 0
CAPITAL GROUP GBL GROWTH EQT SHS CREATION UNI 14020X104   287,739 11,183 SH   SOLE   11,183 0 0
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101   2,684,560 95,096 SH   SOLE   95,096 0 0
CAPITAL GROUP INTL FOCUS EQT SHS CREATION UNI 14019W109   798,666 33,459 SH   SOLE   33,459 0 0
CAPITAL GRP FIXED INCM ETF T CORE PLUS INCM 14020Y102   477,412 21,036 SH   SOLE   21,036 0 0
CAPITAL GRP FIXED INCM ETF T SHORT DURATION 14020Y409   3,401,393 133,650 SH   SOLE   133,650 0 0
CENTRAL VY CMNTY BANCORP COM 155685100   273,564 12,240 SH   SOLE   12,240 0 0
CHEVRON CORP NEW COM 166764100   888,811 5,959 SH   SOLE   5,958 0 0
COSTCO WHSL CORP NEW COM 22160K105   370,395 561 SH   SOLE   561 0 0
DISNEY WALT CO COM 254687106   395,089 4,376 SH   SOLE   4,375 0 0
ENBRIDGE INC COM 29250N105   243,927 6,742 SH   SOLE   6,742 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107   565,564 21,464 SH   SOLE   21,463 0 0
EXXON MOBIL CORP COM 30231G102   806,264 8,064 SH   SOLE   8,064 0 0
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   1,466,144 31,845 SH   SOLE   31,845 0 0
FORD MTR CO DEL COM 345370860   136,670 11,212 SH   SOLE   11,211 0 0
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529   2,574,589 25,813 SH   SOLE   25,813 0 0
INVESCO EXCHANGE TRADED FD T S&P500 PUR VAL 46137V258   586,553 7,146 SH   SOLE   7,146 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   814,126 1,988 SH   SOLE   1,988 0 0
ISHARES GOLD TR ISHARES NEW 464285204   1,277,413 32,729 SH   SOLE   32,729 0 0
ISHARES SILVER TR ISHARES 46428Q109   257,832 11,838 SH   SOLE   11,838 0 0
ISHARES TR CORE S&P MCP ETF 464287507   260,521 940 SH   SOLE   940 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   2,320,985 42,215 SH   SOLE   42,215 0 0
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159   521,915 11,443 SH   SOLE   11,443 0 0
J P MORGAN EXCHANGE TRADED F SHORT DURA CORE 46641Q274   3,995,347 85,831 SH   SOLE   85,831 0 0
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203   315,907 6,327 SH   SOLE   6,327 0 0
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845   379,514 7,545 SH   SOLE   7,545 0 0
JPMORGAN CHASE & CO COM 46625H100   696,870 4,097 SH   SOLE   4,096 0 0
KINDER MORGAN INC DEL COM 49456B101   264,600 15,000 SH   SOLE   15,000 0 0
META PLATFORMS INC CL A 30303M102   216,270 611 SH   SOLE   611 0 0
MICROSOFT CORP COM 594918104   1,122,688 2,986 SH   SOLE   2,985 0 0
NNN REIT INC COM 637417106   231,576 5,373 SH   SOLE   5,373 0 0
NVIDIA CORPORATION COM 67066G104   632,891 1,278 SH   SOLE   1,278 0 0
OXFORD LANE CAP CORP COM 691543102   264,917 53,627 SH   SOLE   53,627 0 0
PALO ALTO NETWORKS INC COM 697435105   230,006 780 SH   SOLE   780 0 0
PEMBINA PIPELINE CORP COM 706327103   220,254 6,399 SH   SOLE   6,399 0 0
PIMCO CORPORATE & INCM STRG COM 72200U100   159,903 12,885 SH   SOLE   12,885 0 0
PIMCO ETF TR MUNI INCOME OPP 72201R635   4,448,208 97,935 SH   SOLE   97,935 0 0
PIMCO ETF TR ULTRA SHORT GOVT 72201R577   3,082,201 30,626 SH   SOLE   30,626 0 0
PIMCO ETF TR MULTISECTOR BD 72201R585   7,497,414 292,126 SH   SOLE   292,126 0 0
PINNACLE WEST CAP CORP COM 723484101   233,480 3,250 SH   SOLE   3,250 0 0
PLUG POWER INC COM NEW 72919P202   67,500 15,000 SH   SOLE   15,000 0 0
REALTY INCOME CORP COM 756109104   362,914 6,320 SH   SOLE   6,320 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   3,560,485 46,768 SH   SOLE   46,768 0 0
SPDR GOLD TR GOLD SHS 78463V107   444,853 2,327 SH   SOLE   2,327 0 0
SPDR INDEX SHS FDS MSCI EAFE STRTGC 78463X434   239,565 3,278 SH   SOLE   3,278 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409   639,670 9,832 SH   SOLE   9,832 0 0
SPDR SER TR S&P DIVID ETF 78464A763   419,524 3,357 SH   SOLE   3,357 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508   1,454,116 31,184 SH   SOLE   31,184 0 0
SPDR SER TR PORTFOLI S&P1500 78464A805   10,262,541 175,578 SH   SOLE   175,578 0 0
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   20,253,231 221,613 SH   SOLE   221,613 0 0
TESLA INC COM 88160R101   250,468 1,008 SH   SOLE   1,008 0 0
UNITED SEC BANCSHARES CALIF COM 911460103   10,041,867 1,194,039 SH   SOLE   1,194,038 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,203,653 9,289 SH   SOLE   9,289 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   206,545 2,338 SH   SOLE   2,337 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   200,027 1,379 SH   SOLE   1,379 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   6,060,238 13,874 SH   SOLE   13,874 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   1,505,229 6,470 SH   SOLE   6,470 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,947,994 9,131 SH   SOLE   9,131 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   1,167,044 3,754 SH   SOLE   3,754 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   539,703 2,458 SH   SOLE   2,458 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   3,197,368 21,387 SH   SOLE   21,387 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   285,563 6,948 SH   SOLE   6,948 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   271,331 5,315 SH   SOLE   5,315 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,713,123 10,054 SH   SOLE   10,053 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   5,176,964 46,376 SH   SOLE   46,376 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   214,934 857 SH   SOLE   857 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   536,994 14,244 SH   SOLE   14,243 0 0
VIPER ENERGY INC CL A 927959106   274,010 8,732 SH   SOLE   8,732 0 0
WELLS FARGO CO NEW COM 949746101   265,386 5,392 SH   SOLE   5,391 0 0
WELLS FARGO CO NEW PERP PFD CNV A 949746804   205,647 172 SH   SOLE   172 0 0
WISDOMTREE TR US TOTAL DIVIDND 97717W109   401,634 6,143 SH   SOLE   6,143 0 0
WP CAREY INC COM 92936U109   212,318 3,276 SH   SOLE   3,276 0 0