The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 240 2,768 SH   SOLE 0 0 2,768
ABBVIE INC COM 00287Y109 245 2,768 SH   SOLE 0 0 2,768
ALLEGIANCE BANCSHARES INC COM 01748H107 414 11,000 SH   SOLE 0 0 11,000
ALPHABET INC CAP STK CL A 02079K305 913 682 SH   SOLE 0 0 682
AT&T INC COM 00206R102 307 7,849 SH   SOLE 0 0 7,849
BANK AMER CORP COM 060505104 200 5,691 SH   SOLE 0 0 5,691
BOEING CO COM 097023105 596 1,830 SH   SOLE 0 0 1,830
CISCO SYS INC COM 17275R102 233 4,866 SH   SOLE 0 0 4,866
DISNEY WALT CO COM DISNEY 254687106 241 1,666 SH   SOLE 0 0 1,666
ECOLAB INC COM 278865100 1,112 5,763 SH   SOLE 0 0 5,763
EXXON MOBIL CORP COM 30231G102 971 13,912 SH   SOLE 0 0 13,912
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 3,099 30,951 SH   SOLE 0 0 30,951
GOLDMAN SACHS ETF TR EQUITY ETF 381430503 11,532 178,326 SH   SOLE 0 0 178,326
HONEYWELL INTL INC COM 438516106 1,078 6,093 SH   SOLE 0 0 6,093
IHS MARKIT LTD SHS G47567105 1,185 15,729 SH   SOLE 0 0 15,729
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 MUNI 46138J510 263 10,537 SH   SOLE 0 0 10,537
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 MUNI 46138J494 587 23,558 SH   SOLE 0 0 23,558
INVESCO EXCH TRD SLF IDX FD BULSHS 2028 MUNI 46138J486 588 23,595 SH   SOLE 0 0 23,595
INVESCO EXCH TRD SLF IDX FD BULSHS 2029 MUNI 46138J478 545 21,977 SH   SOLE 0 0 21,977
INVESCO EXCHANGE TRADED FD T INTL DIVI ACHI 46137V548 2,277 133,411 SH   SOLE 0 0 133,411
INVESCO EXCHANGE TRADED FD T S&P500 PUR VAL 46137V258 4,510 65,110 SH   SOLE 0 0 65,110
ISHARES INC CORE MSCI EMKT 46434G103 2,213 41,171 SH   SOLE 0 0 41,171
ISHARES TR 0-5 YR TIPS ETF 46429B747 2,923 29,024 SH   SOLE 0 0 29,024
ISHARES TR 1 3 YR TREAS BD 464287457 4,317 51,012 SH   SOLE 0 0 51,012
ISHARES TR 3 7 YR TREAS BD 464288661 4,250 33,795 SH   SOLE 0 0 33,795
ISHARES TR CORE DIV GRWTH 46434V621 3,725 88,540 SH   SOLE 0 0 88,540
ISHARES TR CORE MSCI EAFE 46432F842 4,459 68,349 SH   SOLE 0 0 68,349
ISHARES TR CORE S&P SCP ETF 464287804 3,512 41,890 SH   SOLE 0 0 41,890
ISHARES TR IBONDS DEC2021 46435G789 404 15,686 SH   SOLE 0 0 15,686
ISHARES TR IBONDS DEC2022 46435G755 407 15,547 SH   SOLE 0 0 15,547
ISHARES TR IBONDS SEP2020 46434V571 548 21,477 SH   SOLE 0 0 21,477
ISHARES TR MSCI MIN VOL ETF 46429B697 2,268 34,580 SH   SOLE 0 0 34,580
ISHARES TR NATIONAL MUN ETF 464288414 597 5,243 SH   SOLE 0 0 5,243
ISHARES TR RUS 1000 GRW ETF 464287614 250 1,422 SH   SOLE 0 0 1,422
ISHARES TR S&P 500 GRWT ETF 464287309 212 1,095 SH   SOLE 0 0 1,095
ISHARES TR SH TR CRPORT ETF 464288646 5,308 98,968 SH   SOLE 0 0 98,968
ISHARES TR SHRT NAT MUN ETF 464288158 640 5,993 SH   SOLE 0 0 5,993
ISHARES TR USA QUALITY FCTR 46432F339 4,892 48,431 SH   SOLE 0 0 48,431
ISHARES US ETF TR SHT MAT MUN ETF 46431W838 612 12,215 SH   SOLE 0 0 12,215
JOHNSON & JOHNSON COM 478160104 246 1,685 SH   SOLE 0 0 1,685
JPMORGAN CHASE & CO COM 46625H100 1,261 9,048 SH   SOLE 0 0 9,048
MCDONALDS CORP COM 580135101 890 4,502 SH   SOLE 0 0 4,502
MCKESSON CORP COM 58155Q103 284 2,050 SH   SOLE 0 0 2,050
MICROSOFT CORP COM 594918104 1,493 9,467 SH   SOLE 0 0 9,467
ORACLE CORP COM 68389X105 214 4,048 SH   SOLE 0 0 4,048
PFIZER INC COM 717081103 329 8,392 SH   SOLE 0 0 8,392
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 2,692 50,203 SH   SOLE 0 0 50,203
SELECT SECTOR SPDR TR ENERGY 81369Y506 1,315 21,896 SH   SOLE 0 0 21,896
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 789 20,396 SH   SOLE 0 0 20,396
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 1,704 13,588 SH   SOLE 0 0 13,588
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 2,208 35,066 SH   SOLE 0 0 35,066
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 4,904 48,145 SH   SOLE 0 0 48,145
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 2,862 92,972 SH   SOLE 0 0 92,972
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 2,552 31,330 SH   SOLE 0 0 31,330
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 800 13,018 SH   SOLE 0 0 13,018
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 4,751 51,832 SH   SOLE 0 0 51,832
VANGUARD WORLD FDS UTILITIES ETF 92204A876 1,362 9,533 SH   SOLE 0 0 9,533
VERIZON COMMUNICATIONS INC COM 92343V104 278 4,532 SH   SOLE 0 0 4,532
WALMART INC COM 931142103 378 3,181 SH   SOLE 0 0 3,181