The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 7,017 59,284 SH   SOLE   0 0 59,284
AEYE INC CL A COM 008183105 164 30,000 SH   SOLE   0 0 30,000
AIR PRODS & CHEMS INC COM 009158106 375 1,501 SH   SOLE   0 0 1,501
AMAZON COM INC COM 023135106 14,543 4,461 SH   SOLE   0 0 4,461
AMERICAN CENTY ETF TR FOCUSED LRG CAP 025072794 623 10,100 SH   SOLE   0 0 10,100
AMGEN INC COM 031162100 616 2,548 SH   SOLE   0 0 2,548
ANALOG DEVICES INC COM 032654105 222 1,345 SH   SOLE   0 0 1,345
APPLE INC COM 037833100 30,919 177,072 SH   SOLE   0 0 177,072
APPLIED MATLS INC COM 038222105 5,181 39,308 SH   SOLE   0 0 39,308
ARCHER DANIELS MIDLAND CO COM 039483102 1,839 20,370 SH   SOLE   0 0 20,370
ARIDIS PHARMACEUTICALS INC COM 040334104 88 50,000 SH   SOLE   0 0 50,000
ARISTA NETWORKS INC COM 040413106 4,204 30,251 SH   SOLE   0 0 30,251
AUTOMATIC DATA PROCESSING IN COM 053015103 778 3,421 SH   SOLE   0 0 3,421
BK OF AMERICA CORP COM 060505104 1,140 27,650 SH   SOLE   0 0 27,650
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 17,622 49,932 SH   SOLE   0 0 49,932
BOEING CO COM 097023105 351 1,835 SH   SOLE   0 0 1,835
BRISTOL-MYERS SQUIBB CO COM 110122108 1,893 25,925 SH   SOLE   0 0 25,925
CVS HEALTH CORP COM 126650100 3,305 32,650 SH   SOLE   0 0 32,650
CATERPILLAR INC COM 149123101 252 1,129 SH   SOLE   0 0 1,129
CHEVRON CORP NEW COM 166764100 3,299 20,258 SH   SOLE   0 0 20,258
CITIGROUP INC COM NEW 172967424 332 6,219 SH   SOLE   0 0 6,219
COCA COLA CO COM 191216100 535 8,622 SH   SOLE   0 0 8,622
CONTRAFECT CORP COM NEW 212326300 180 49,200 SH   SOLE   0 0 49,200
CRANE CO COM 224399105 247 2,280 SH   SOLE   0 0 2,280
DANAHER CORPORATION COM 235851102 7,165 24,428 SH   SOLE   0 0 24,428
DOVER CORP COM 260003108 576 3,674 SH   SOLE   0 0 3,674
EMERSON ELEC CO COM 291011104 1,999 20,383 SH   SOLE   0 0 20,383
ENTERPRISE PRODS PARTNERS L COM 293792107 266 10,288 SH   SOLE   0 0 10,288
ESSEX PPTY TR INC COM 297178105 203 589 SH   SOLE   0 0 589
FAIR ISAAC CORP COM 303250104 1,090 2,337 SH   SOLE   0 0 2,337
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 2,147 43,140 SH   SOLE   0 0 43,140
FISERV INC COM 337738108 409 4,033 SH   SOLE   0 0 4,033
GENERAL DYNAMICS CORP COM 369550108 833 3,455 SH   SOLE   0 0 3,455
GENERAL MLS INC COM 370334104 247 3,640 SH   SOLE   0 0 3,640
GENUINE PARTS CO COM 372460105 3,929 31,178 SH   SOLE   0 0 31,178
GILEAD SCIENCES INC COM 375558103 234 3,928 SH   SOLE   0 0 3,928
GRAINGER W W INC COM 384802104 739 1,432 SH   SOLE   0 0 1,432
HOME DEPOT INC COM 437076102 7,051 23,555 SH   SOLE   0 0 23,555
HONEYWELL INTL INC COM 438516106 4,502 23,139 SH   SOLE   0 0 23,139
HUBSPOT INC COM 443573100 227 478 SH   SOLE   0 0 478
ILLINOIS TOOL WKS INC COM 452308109 652 3,114 SH   SOLE   0 0 3,114
INTEL CORP COM 458140100 1,358 27,402 SH   SOLE   0 0 27,402
INTERNATIONAL BUSINESS MACHS COM 459200101 963 7,403 SH   SOLE   0 0 7,403
INTUIT COM 461202103 1,789 3,720 SH   SOLE   0 0 3,720
ISHARES TR CORE S&P500 ETF 464287200 1,229 2,708 SH   SOLE   0 0 2,708
ISHARES TR MSCI EAFE ETF 464287465 342 4,650 SH   SOLE   0 0 4,650
ISHARES TR CORE S&P MCP ETF 464287507 521 1,940 SH   SOLE   0 0 1,940
ISHARES TR RUS 1000 VAL ETF 464287598 1,374 8,276 SH   SOLE   0 0 8,276
ISHARES TR RUS 1000 GRW ETF 464287614 589 2,123 SH   SOLE   0 0 2,123
ISHARES TR RUS 2000 GRW ETF 464287648 797 3,116 SH   SOLE   0 0 3,116
ISHARES TR RUSSELL 2000 ETF 464287655 753 3,669 SH   SOLE   0 0 3,669
ISHARES TR CORE S&P SCP ETF 464287804 971 8,999 SH   SOLE   0 0 8,999
ISHARES TR NATIONAL MUN ETF 464288414 557 5,077 SH   SOLE   0 0 5,077
JOHNSON & JOHNSON COM 478160104 6,583 37,144 SH   SOLE   0 0 37,144
KIMBERLY-CLARK CORP COM 494368103 287 2,334 SH   SOLE   0 0 2,334
LILLY ELI & CO COM 532457108 798 2,787 SH   SOLE   0 0 2,787
LOCKHEED MARTIN CORP COM 539830109 783 1,774 SH   SOLE   0 0 1,774
LOWES COS INC COM 548661107 5,865 29,005 SH   SOLE   0 0 29,005
LUMINAR TECHNOLOGIES INC COM CL A 550424105 1,543 98,705 SH   SOLE   0 0 98,705
MGIC INVT CORP WIS COM 552848103 473 34,939 SH   SOLE   0 0 34,939
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 245 5,000 SH   SOLE   0 0 5,000
MCDONALDS CORP COM 580135101 4,340 17,549 SH   SOLE   0 0 17,549
MICROSOFT CORP COM 594918104 15,876 51,493 SH   SOLE   0 0 51,493
MONDELEZ INTL INC CL A 609207105 488 7,768 SH   SOLE   0 0 7,768
NEWELL BRANDS INC COM 651229106 1,215 56,762 SH   SOLE   0 0 56,762
NIKE INC CL B 654106103 3,411 25,349 SH   SOLE   0 0 25,349
NORFOLK SOUTHN CORP COM 655844108 276 969 SH   SOLE   0 0 969
NORTHERN TR CORP COM 665859104 233 2,000 SH   SOLE   0 0 2,000
NOVO-NORDISK A S ADR 670100205 989 8,905 SH   SOLE   0 0 8,905
NUCOR CORP COM 670346105 604 4,064 SH   SOLE   0 0 4,064
PALO ALTO NETWORKS INC COM 697435105 724 1,163 SH   SOLE   0 0 1,163
PAYCHEX INC COM 704326107 3,841 28,142 SH   SOLE   0 0 28,142
PEPSICO INC COM 713448108 3,398 20,301 SH   SOLE   0 0 20,301
PFIZER INC COM 717081103 2,912 56,253 SH   SOLE   0 0 56,253
PROCTER AND GAMBLE CO COM 742718109 3,983 26,065 SH   SOLE   0 0 26,065
PRUDENTIAL FINL INC COM 744320102 289 2,447 SH   SOLE   0 0 2,447
QUALCOMM INC COM 747525103 6,559 42,919 SH   SOLE   0 0 42,919
REEDS INC COM 758338107 15 50,000 SH   SOLE   0 0 50,000
REPUBLIC SVCS INC COM 760759100 219 1,654 SH   SOLE   0 0 1,654
RIO TINTO PLC SPONSORED ADR 767204100 1,071 13,315 SH   SOLE   0 0 13,315
ROCKWELL AUTOMATION INC COM 773903109 2,613 9,332 SH   SOLE   0 0 9,332
SCHWAB CHARLES CORP COM 808513105 430 5,103 SH   SOLE   0 0 5,103
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 2,352 31,000 SH   SOLE   0 0 31,000
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 28,897 366,295 SH   SOLE   0 0 366,295
SIMON PPTY GROUP INC NEW COM 828806109 267 2,028 SH   SOLE   0 0 2,028
SOUTHERN CO COM 842587107 317 4,365 SH   SOLE   0 0 4,365
STARBUCKS CORP COM 855244109 1,205 13,251 SH   SOLE   0 0 13,251
STRYKER CORPORATION COM 863667101 203 758 SH   SOLE   0 0 758
TJX COS INC NEW COM 872540109 1,138 18,783 SH   SOLE   0 0 18,783
TEXAS INSTRS INC COM 882508104 7,018 38,250 SH   SOLE   0 0 38,250
THERMO FISHER SCIENTIFIC INC COM 883556102 7,007 11,863 SH   SOLE   0 0 11,863
TRACTOR SUPPLY CO COM 892356106 613 2,625 SH   SOLE   0 0 2,625
UNION PAC CORP COM 907818108 1,900 6,954 SH   SOLE   0 0 6,954
UNITED PARCEL SERVICE INC CL B 911312106 681 3,176 SH   SOLE   0 0 3,176
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 992 6,119 SH   SOLE   0 0 6,119
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 425 5,451 SH   SOLE   0 0 5,451
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 330 6,867 SH   SOLE   0 0 6,867
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,032 9,197 SH   SOLE   0 0 9,197
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,408 5,801 SH   SOLE   0 0 5,801
VANGUARD INDEX FDS SM CP VAL ETF 922908611 370 2,103 SH   SOLE   0 0 2,103
VANGUARD INDEX FDS MID CAP ETF 922908629 1,394 5,861 SH   SOLE   0 0 5,861
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 628 3,789 SH   SOLE   0 0 3,789
VANGUARD INDEX FDS SMALL CP ETF 922908751 255 1,201 SH   SOLE   0 0 1,201
VANGUARD INDEX FDS TOTAL STK MKT 922908769 325 1,427 SH   SOLE   0 0 1,427
VICI PPTYS INC COM 925652109 247 8,673 SH   SOLE   0 0 8,673
WALMART INC COM 931142103 336 2,256 SH   SOLE   0 0 2,256
WELLS FARGO CO NEW COM 949746101 400 8,258 SH   SOLE   0 0 8,258
RAYTHEON TECHNOLOGIES CORP COM 75513E101 2,939 29,661 SH   SOLE   0 0 29,661
QUANTA SVCS INC COM 74762E102 1,180 8,964 SH   SOLE   0 0 8,964
INVESCO QQQ TR UNIT SER 1 46090E103 299 826 SH   SOLE   0 0 826
TARGET CORP COM 87612E106 6,157 29,013 SH   SOLE   0 0 29,013
INVESCO EXCH TRADED FD TR II S&P MIDCP LOW 46138E198 644 11,550 SH   SOLE   0 0 11,550
AT&T INC COM 00206R102 738 31,218 SH   SOLE   0 0 31,218
ABBVIE INC COM 00287Y109 10,725 66,161 SH   SOLE   0 0 66,161
ADOBE SYSTEMS INCORPORATED COM 00724F101 3,093 6,788 SH   SOLE   0 0 6,788
AKAMAI TECHNOLOGIES INC COM 00971T101 389 3,255 SH   SOLE   0 0 3,255
ALLIANCEBERNSTEIN HLDG L P UNIT LTD PARTN 01881G106 235 5,000 SH   SOLE   0 0 5,000
ALPHABET INC CAP STK CL C 02079K107 2,014 721 SH   SOLE   0 0 721
ALPHABET INC CAP STK CL A 02079K305 9,729 3,498 SH   SOLE   0 0 3,498
ALTRIA GROUP INC COM 02209S103 348 6,663 SH   SOLE   0 0 6,663
AMERICAN TOWER CORP NEW COM 03027X100 1,102 4,386 SH   SOLE   0 0 4,386
AVALO THERAPEUTICS INC COM 05338F108 25 34,645 SH   SOLE   0 0 34,645
BLACKROCK INC COM 09247X101 1,431 1,872 SH   SOLE   0 0 1,872
BLACKSTONE INC COM 09260D107 365 2,875 SH   SOLE   0 0 2,875
BROADCOM INC COM 11135F101 8,872 14,090 SH   SOLE   0 0 14,090
CBRE GROUP INC CL A 12504L109 204 2,224 SH   SOLE   0 0 2,224
CANOO INC COM CL A 13803R102 61 11,000 SH   SOLE   0 0 11,000
CARRIER GLOBAL CORPORATION COM 14448C104 212 4,614 SH   SOLE   0 0 4,614
CHEMED CORP NEW COM 16359R103 961 1,898 SH   SOLE   0 0 1,898
CISCO SYS INC COM 17275R102 2,066 37,055 SH   SOLE   0 0 37,055
COHEN & STEERS QUALITY INCOM COM 19247L106 201 12,000 SH   SOLE   0 0 12,000
COMCAST CORP NEW CL A 20030N101 903 19,282 SH   SOLE   0 0 19,282
COSTCO WHSL CORP NEW COM 22160K105 5,885 10,220 SH   SOLE   0 0 10,220
CROWN CASTLE INTL CORP NEW COM 22822V101 507 2,745 SH   SOLE   0 0 2,745
DEVON ENERGY CORP NEW COM 25179M103 2,461 41,625 SH   SOLE   0 0 41,625
DOMINION ENERGY INC COM 25746U109 409 4,819 SH   SOLE   0 0 4,819
DUKE ENERGY CORP NEW COM NEW 26441C204 497 4,449 SH   SOLE   0 0 4,449
EVERSOURCE ENERGY COM 30040W108 343 3,888 SH   SOLE   0 0 3,888
EXTRA SPACE STORAGE INC COM 30225T102 279 1,357 SH   SOLE   0 0 1,357
EXXON MOBIL CORP COM 30231G102 3,378 40,896 SH   SOLE   0 0 40,896
META PLATFORMS INC CL A 30303M102 556 2,499 SH   SOLE   0 0 2,499
FRANCHISE GROUP INC COM 35180X105 1,160 28,000 SH   SOLE   0 0 28,000
FREEPORT-MCMORAN INC CL B 35671D857 462 9,287 SH   SOLE   0 0 9,287
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 345 7,916 SH   SOLE   0 0 7,916
GOLDMAN SACHS GROUP INC COM 38141G104 1,261 3,821 SH   SOLE   0 0 3,821
GOLDMAN SACHS PHYSICAL GOLD UNIT 38150K103 4,303 223,765 SH   SOLE   0 0 223,765
HERC HLDGS INC COM 42704L104 202 1,210 SH   SOLE   0 0 1,210
INTERCONTINENTAL EXCHANGE IN COM 45866F104 2,006 15,184 SH   SOLE   0 0 15,184
INTUITIVE SURGICAL INC COM NEW 46120E602 465 1,542 SH   SOLE   0 0 1,542
ISHARES TR CORE HIGH DV ETF 46429B663 235 2,197 SH   SOLE   0 0 2,197
ISHARES TR MSCI USA MIN VOL 46429B697 3,210 41,384 SH   SOLE   0 0 41,384
ISHARES TR MSCI USA QLT FCT 46432F339 395 2,934 SH   SOLE   0 0 2,934
ISHARES TR MSCI USA VALUE 46432F388 308 2,948 SH   SOLE   0 0 2,948
ISHARES INC CORE MSCI EMKT 46434G103 246 4,437 SH   SOLE   0 0 4,437
ISHARES TR CORE DIV GRWTH 46434V621 1,058 19,800 SH   SOLE   0 0 19,800
JBG SMITH PPTYS COM 46590V100 1,036 35,455 SH   SOLE   0 0 35,455
JPMORGAN CHASE & CO COM 46625H100 3,043 22,323 SH   SOLE   0 0 22,323
J P MORGAN EXCHANGE-TRADED F EQUITY PREMIUM 46641Q332 203 3,310 SH   SOLE   0 0 3,310
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 333 6,631 SH   SOLE   0 0 6,631
KINDER MORGAN INC DEL COM 49456B101 537 28,375 SH   SOLE   0 0 28,375
MARATHON PETE CORP COM 56585A102 359 4,200 SH   SOLE   0 0 4,200
MARRIOTT VACATIONS WORLDWIDE NOTE 1.500% 9/1 57164YAB3 11 10,000 PRN   SOLE   0 0 10,000
MASTERCARD INCORPORATED CL A 57636Q104 706 1,976 SH   SOLE   0 0 1,976
MCKESSON CORP COM 58155Q103 1,373 4,486 SH   SOLE   0 0 4,486
MERCK & CO INC COM 58933Y105 903 11,008 SH   SOLE   0 0 11,008
MODERNA INC COM 60770K107 205 1,188 SH   SOLE   0 0 1,188
NETFLIX INC COM 64110L106 312 832 SH   SOLE   0 0 832
NEXTERA ENERGY INC COM 65339F101 4,536 53,549 SH   SOLE   0 0 53,549
NVIDIA CORPORATION COM 67066G104 9,254 33,916 SH   SOLE   0 0 33,916
OREILLY AUTOMOTIVE INC COM 67103H107 664 970 SH   SOLE   0 0 970
PAYPAL HLDGS INC COM 70450Y103 398 3,441 SH   SOLE   0 0 3,441
PDS BIOTECHNOLOGY CORP COM 70465T107 62 10,000 SH   SOLE   0 0 10,000
POWERFLEET INC COM 73931J109 53 17,900 SH   SOLE   0 0 17,900
REGENERON PHARMACEUTICALS COM 75886F107 285 408 SH   SOLE   0 0 408
SPDR S&P 500 ETF TR TR UNIT 78462F103 25,807 57,141 SH   SOLE   0 0 57,141
SPDR GOLD TR GOLD SHS 78463V107 2,665 14,754 SH   SOLE   0 0 14,754
SPDR SER TR BLOOMBERG CONV 78464A359 1,460 18,970 SH   SOLE   0 0 18,970
SPDR SER TR S&P 400 MDCP VAL 78464A839 7,284 103,500 SH   SOLE   0 0 103,500
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 1,891 42,240 SH   SOLE   0 0 42,240
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1,235 2,518 SH   SOLE   0 0 2,518
SPDR SER TR PRTFLO S&P500 HI 78468R788 327 7,450 SH   SOLE   0 0 7,450
SALESFORCE COM INC COM 79466L302 633 2,979 SH   SOLE   0 0 2,979
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,099 8,019 SH   SOLE   0 0 8,019
SELECT SECTOR SPDR TR ENERGY 81369Y506 1,687 22,068 SH   SOLE   0 0 22,068
SERVICENOW INC COM 81762P102 575 1,033 SH   SOLE   0 0 1,033
STAG INDL INC COM 85254J102 207 5,000 SH   SOLE   0 0 5,000
TESLA INC COM 88160R101 417 387 SH   SOLE   0 0 387
3M CO COM 88579Y101 525 3,528 SH   SOLE   0 0 3,528
UBER TECHNOLOGIES INC COM 90353T100 519 14,545 SH   SOLE   0 0 14,545
UNITEDHEALTH GROUP INC COM 91324P102 8,424 16,519 SH   SOLE   0 0 16,519
VANECK ETF TRUST FALLEN ANGEL HG 92189F437 1,219 40,087 SH   SOLE   0 0 40,087
VANECK ETF TRUST INVESTMENT GRD 92189F486 763 30,386 SH   SOLE   0 0 30,386
VANGUARD WORLD FDS INF TECH ETF 92204A702 469 1,125 SH   SOLE   0 0 1,125
VERIZON COMMUNICATIONS INC COM 92343V104 671 13,178 SH   SOLE   0 0 13,178
VISA INC COM CL A 92826C839 6,451 29,087 SH   SOLE   0 0 29,087
VROOM INC COM 92918V109 84 31,462 SH   SOLE   0 0 31,462
WASTE MGMT INC DEL COM 94106L109 574 3,623 SH   SOLE   0 0 3,623
WISDOMTREE TR US LARGECAP DIVD 97717W307 1,060 16,132 SH   SOLE   0 0 16,132
X4 PHARMACEUTICALS INC COM 98420X103 96 55,000 SH   SOLE   0 0 55,000
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 10,463 31,026 SH   SOLE   0 0 31,026
BROOKFIELD RENEWABLE PARTNER PARTNERSHIP UNIT G16258108 4,111 100,100 SH   SOLE   0 0 100,100
BUNGE LIMITED COM G16962105 251 2,266 SH   SOLE   0 0 2,266
MEDTRONIC PLC SHS G5960L103 4,171 37,593 SH   SOLE   0 0 37,593
JOBY AVIATION INC COMMON STOCK G65163100 66 10,000 SH   SOLE   0 0 10,000