The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
MARRIOTT VACTINS WORLDWID CO NOTE 1.500% 9/1 57164YAB3 10 10,000 PRN   SOLE   0 0 10,000
NATIONAL HEALTH INVS INC NOTE 3.250% 4/0 63633DAE4 10 10,000 PRN   SOLE   0 0 10,000
KNOWLES CORP NOTE 3.250%11/0 49926DAB5 11 10,000 PRN   SOLE   0 0 10,000
NORWEGIAN CRUISE LINE HLDG L SHS G66721104 21 10,000 SH Call SOLE   0 0 10,000
AGENUS INC COM NEW 00847G705 40 10,000 SH   SOLE   0 0 10,000
REEDS INC COM 758338107 46 50,000 SH   SOLE   0 0 50,000
AMERICAS GOLD AND SILVER COR COM 03062D100 75 28,486 SH   SOLE   0 0 28,486
CERECOR INC COM 15671L109 94 41,534 SH   SOLE   0 0 41,534
COHEN & STEERS QUALITY INCOM COM 19247L106 133 12,000 SH   SOLE   0 0 12,000
ISHARES TR CORE S&P MCP ETF 464287507 200 1,081 SH   SOLE   0 0 1,081
WORKDAY INC CL A 98138H101 204 950 SH   SOLE   0 0 950
TWILIO INC CL A 90138F102 206 835 SH   SOLE   0 0 835
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 208 2,575 SH   SOLE   0 0 2,575
INVESCO EXCH TRADED FD TR II S&P MIDCP LOW 46138E198 212 5,100 SH   SOLE   0 0 5,100
BOEING CO COM 097023105 213 1,287 SH   SOLE   0 0 1,287
CATERPILLAR INC DEL COM 149123101 219 1,470 SH   SOLE   0 0 1,470
CHEVRON CORP NEW COM 166764100 219 3,039 SH   SOLE   0 0 3,039
ISHARES TR CORE HIGH DV ETF 46429B663 219 2,716 SH   SOLE   0 0 2,716
DELL TECHNOLOGIES INC CL C 24703L202 223 3,289 SH   SOLE   0 0 3,289
BLACKSTONE GROUP INC COM CL A 09260D107 227 4,350 SH   SOLE   0 0 4,350
ISHARES TR TIPS BD ETF 464287176 242 1,912 SH   SOLE   0 0 1,912
WALMART INC COM 931142103 250 1,790 SH   SOLE   0 0 1,790
NEWELL BRANDS INC COM 651229106 255 14,862 SH   SOLE   0 0 14,862
DOMINION ENERGY INC COM 25746U109 268 3,395 SH   SOLE   0 0 3,395
EVERSOURCE ENERGY COM 30040W108 268 3,205 SH   SOLE   0 0 3,205
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 270 3,258 SH   SOLE   0 0 3,258
DOCUSIGN INC COM 256163106 280 1,300 SH   SOLE   0 0 1,300
COCA COLA CO COM 191216100 290 5,883 SH   SOLE   0 0 5,883
AKAMAI TECHNOLOGIES INC COM 00971T101 293 2,648 SH   SOLE   0 0 2,648
DUKE ENERGY CORP NEW COM NEW 26441C204 300 3,392 SH   SOLE   0 0 3,392
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 303 3,163 SH   SOLE   0 0 3,163
PELOTON INTERACTIVE INC CL A COM 70614W100 309 3,115 SH   SOLE   0 0 3,115
MGIC INVT CORP WIS COM 552848103 310 34,939 SH   SOLE   0 0 34,939
ISHARES TR CORE S&P500 ETF 464287200 329 980 SH   SOLE   0 0 980
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 331 2,550 SH   SOLE   0 0 2,550
VANGUARD WORLD FDS INF TECH ETF 92204A702 350 1,125 SH   SOLE   0 0 1,125
WEC ENERGY GROUP INC COM 92939U106 355 3,662 SH   SOLE   0 0 3,662
3M CO COM 88579Y101 365 2,276 SH   SOLE   0 0 2,276
AUTOMATIC DATA PROCESSING IN COM 053015103 372 2,670 SH   SOLE   0 0 2,670
INTUIT COM 461202103 372 1,140 SH   SOLE   0 0 1,140
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 386 10,250 SH   SOLE   0 0 10,250
INTERNATIONAL BUSINESS MACHS COM 459200101 389 3,195 SH   SOLE   0 0 3,195
SPLUNK INC COM 848637104 390 2,075 SH   SOLE   0 0 2,075
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 409 3,873 SH   SOLE   0 0 3,873
OREILLY AUTOMOTIVE INC COM 67103H107 418 906 SH   SOLE   0 0 906
VANECK VECTORS ETF TR FALLEN ANGEL HG 92189F437 425 14,295 SH   SOLE   0 0 14,295
ISHARES TR SHORT TREAS BD 464288679 432 3,898 SH   SOLE   0 0 3,898
FISERV INC COM 337738108 452 4,385 SH   SOLE   0 0 4,385
CONTRAFECT CORP COM NEW 212326300 469 88,908 SH   SOLE   0 0 88,908
ISHARES TR RUSSELL 2000 ETF 464287655 479 3,200 SH   SOLE   0 0 3,200
GENUINE PARTS CO COM 372460105 500 5,250 SH   SOLE   0 0 5,250
NETFLIX INC COM 64110L106 521 1,042 SH   SOLE   0 0 1,042
MONDELEZ INTL INC CL A 609207105 538 9,369 SH   SOLE   0 0 9,369
MASTERCARD INCORPORATED CL A 57636Q104 584 1,728 SH   SOLE   0 0 1,728
ISHARES TR MSCI USA QLT FCT 46432F339 599 5,770 SH   SOLE   0 0 5,770
AT&T INC COM 00206R102 604 21,197 SH   SOLE   0 0 21,197
JPMORGAN CHASE & CO COM 46625H100 610 6,338 SH   SOLE   0 0 6,338
ISHARES TR RUS 1000 GRW ETF 464287614 645 2,974 SH   SOLE   0 0 2,974
APPLIED MATLS INC COM 038222105 646 10,866 SH   SOLE   0 0 10,866
ECOLAB INC COM 278865100 667 3,337 SH   SOLE   0 0 3,337
ISHARES TR RUS 2000 GRW ETF 464287648 690 3,116 SH   SOLE   0 0 3,116
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 693 2,045 SH   SOLE   0 0 2,045
NOVARTIS AG SPONSORED ADR 66987V109 762 8,765 SH   SOLE   0 0 8,765
NOVO-NORDISK A S ADR 670100205 812 11,690 SH   SOLE   0 0 11,690
ALPHABET INC CAP STK CL C 02079K107 835 568 SH   SOLE   0 0 568
UNION PAC CORP COM 907818108 861 4,375 SH   SOLE   0 0 4,375
BLACKROCK INC COM 09247X101 879 1,560 SH   SOLE   0 0 1,560
FRANCHISE GROUP INC COM 35180X105 888 35,000 SH   SOLE   0 0 35,000
CHEMED CORP NEW COM 16359R103 913 1,900 SH   SOLE   0 0 1,900
ISHARES TR RUS 1000 VAL ETF 464287598 924 7,824 SH   SOLE   0 0 7,824
ISHARES TR NATIONAL MUN ETF 464288414 939 8,100 SH   SOLE   0 0 8,100
SANOFI SPONSORED ADR 80105N105 983 19,589 SH   SOLE   0 0 19,589
VANGUARD INDEX FDS MID CAP ETF 922908629 985 5,591 SH   SOLE   0 0 5,591
EXXON MOBIL CORP COM 30231G102 1,067 31,080 SH   SOLE   0 0 31,080
FAIR ISAAC CORP COM 303250104 1,077 2,532 SH   SOLE   0 0 2,532
PAYCHEX INC COM 704326107 1,151 14,429 SH   SOLE   0 0 14,429
TJX COS INC NEW COM 872540109 1,184 21,278 SH   SOLE   0 0 21,278
VERIZON COMMUNICATIONS INC COM 92343V104 1,187 19,953 SH   SOLE   0 0 19,953
ISHARES TR CORE DIV GRWTH 46434V621 1,202 30,212 SH   SOLE   0 0 30,212
FACEBOOK INC CL A 30303M102 1,313 5,014 SH   SOLE   0 0 5,014
INTERCONTINENTAL EXCHANGE IN COM 45866F104 1,318 13,177 SH   SOLE   0 0 13,177
ASTRAZENECA PLC SPONSORED ADR 046353108 1,400 25,545 SH   SOLE   0 0 25,545
CVS HEALTH CORP COM 126650100 1,432 24,519 SH   SOLE   0 0 24,519
AIR PRODS & CHEMS INC COM 009158106 1,453 4,877 SH   SOLE   0 0 4,877
ARISTA NETWORKS INC COM 040413106 1,552 7,500 SH   SOLE   0 0 7,500
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,566 5,090 SH   SOLE   0 0 5,090
REGENERON PHARMACEUTICALS COM 75886F107 1,707 3,050 SH   SOLE   0 0 3,050
CROWN CASTLE INTL CORP NEW COM 22822V101 1,738 10,436 SH   SOLE   0 0 10,436
ROCKWELL AUTOMATION INC COM 773903109 1,802 8,164 SH   SOLE   0 0 8,164
COMCAST CORP NEW CL A 20030N101 1,805 39,021 SH   SOLE   0 0 39,021
INDEXIQ ACTIVE ETF TR IQ MACKAY INSRED 45409F843 1,904 70,000 SH   SOLE   0 0 70,000
ISHARES TR IBOXX INV CP ETF 464287242 2,220 16,480 SH   SOLE   0 0 16,480
GILEAD SCIENCES INC COM 375558103 2,225 35,210 SH   SOLE   0 0 35,210
LILLY ELI & CO COM 532457108 2,302 15,553 SH   SOLE   0 0 15,553
PFIZER INC COM 717081103 2,346 63,926 SH   SOLE   0 0 63,926
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 2,389 28,768 SH   SOLE   0 0 28,768
SPDR SER TR BLMBRG BRC CNVRT 78464A359 2,562 37,195 SH   SOLE   0 0 37,195
SERVICENOW INC COM 81762P102 2,579 5,317 SH   SOLE   0 0 5,317
NEXTERA ENERGY INC COM 65339F101 2,589 9,326 SH   SOLE   0 0 9,326
CISCO SYS INC COM 17275R102 2,757 69,986 SH   SOLE   0 0 69,986
LOCKHEED MARTIN CORP COM 539830109 2,770 7,226 SH   SOLE   0 0 7,226
STARBUCKS CORP COM 855244109 2,772 32,263 SH   SOLE   0 0 32,263
MEDTRONIC PLC SHS G5960L103 2,833 27,266 SH   SOLE   0 0 27,266
TEXAS INSTRS INC COM 882508104 2,883 20,191 SH   SOLE   0 0 20,191
BRISTOL-MYERS SQUIBB CO COM 110122108 2,890 47,929 SH   SOLE   0 0 47,929
MCDONALDS CORP COM 580135101 2,918 13,296 SH   SOLE   0 0 13,296
PEPSICO INC COM 713448108 2,936 21,182 SH   SOLE   0 0 21,182
HONEYWELL INTL INC COM 438516106 2,985 18,132 SH   SOLE   0 0 18,132
PROCTER AND GAMBLE CO COM 742718109 3,007 21,633 SH   SOLE   0 0 21,633
LOWES COS INC COM 548661107 3,034 18,292 SH   SOLE   0 0 18,292
UNITEDHEALTH GROUP INC COM 91324P102 3,138 10,066 SH   SOLE   0 0 10,066
QUALCOMM INC COM 747525103 3,147 26,740 SH   SOLE   0 0 26,740
MERCK & CO. INC COM 58933Y105 3,277 39,502 SH   SOLE   0 0 39,502
INTEL CORP COM 458140100 3,318 64,073 SH   SOLE   0 0 64,073
TARGET CORP COM 87612E106 3,338 21,203 SH   SOLE   0 0 21,203
COSTCO WHSL CORP NEW COM 22160K105 3,342 9,413 SH   SOLE   0 0 9,413
ISHARES TR MSCI USA MIN VOL 46429B697 3,404 53,405 SH   SOLE   0 0 53,405
NIKE INC CL B 654106103 3,438 27,388 SH   SOLE   0 0 27,388
AMERICAN TOWER CORP NEW COM 03027X100 3,511 14,524 SH   SOLE   0 0 14,524
AMGEN INC COM 031162100 3,621 14,245 SH   SOLE   0 0 14,245
PAYPAL HLDGS INC COM 70450Y103 3,675 18,650 SH   SOLE   0 0 18,650
BROADCOM INC COM 11135F101 3,732 10,243 SH   SOLE   0 0 10,243
SALESFORCE COM INC COM 79466L302 3,752 14,931 SH   SOLE   0 0 14,931
ABBVIE INC COM 00287Y109 3,789 43,257 SH   SOLE   0 0 43,257
THERMO FISHER SCIENTIFIC INC COM 883556102 4,049 9,170 SH   SOLE   0 0 9,170
DANAHER CORPORATION COM 235851102 4,110 19,087 SH   SOLE   0 0 19,087
ALPHABET INC CAP STK CL A 02079K305 4,145 2,828 SH   SOLE   0 0 2,828
NVIDIA CORPORATION COM 67066G104 4,170 7,704 SH   SOLE   0 0 7,704
JOHNSON & JOHNSON COM 478160104 4,415 29,657 SH   SOLE   0 0 29,657
ABBOTT LABS COM 002824100 4,460 40,981 SH   SOLE   0 0 40,981
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 4,531 82,915 SH   SOLE   0 0 82,915
VISA INC COM CL A 92826C839 4,729 23,648 SH   SOLE   0 0 23,648
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 5,097 103,365 SH   SOLE   0 0 103,365
HOME DEPOT INC COM 437076102 5,100 18,363 SH   SOLE   0 0 18,363
ADOBE SYSTEMS INCORPORATED COM 00724F101 5,298 10,802 SH   SOLE   0 0 10,802
SPDR S&P 500 ETF TR TR UNIT 78462F103 5,618 16,775 SH   SOLE   0 0 16,775
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 5,668 25,081 SH   SOLE   0 0 25,081
SPDR GOLD TR GOLD SHS 78463V107 6,364 35,933 SH   SOLE   0 0 35,933
MICROSOFT CORP COM 594918104 9,010 42,836 SH   SOLE   0 0 42,836
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 9,157 43,002 SH   SOLE   0 0 43,002
AMAZON COM INC COM 023135106 9,752 3,097 SH   SOLE   0 0 3,097
APPLE INC COM 037833100 14,204 122,649 SH   SOLE   0 0 122,649