The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADOBE INC COM 00724F101   837,030 1,403 SH   SOLE 0 0 0 1,403
ALPHABET INC CAP STK CL A 02079K305   655,845 4,695 SH   SOLE 0 0 0 4,695
ALPHABET INC CAP STK CL C 02079K107   855,304 6,069 SH   SOLE 0 0 0 6,069
ALTRIA GROUP INC COM 02209S103   447,977 11,105 SH   SOLE 0 0 0 11,105
AMAZON COM INC COM 023135106   2,555,950 16,822 SH   SOLE 0 0 0 16,822
APPLE INC COM 037833100   7,664,942 39,812 SH   SOLE 0 0 0 39,812
APPLIED MATLS INC COM 038222105   218,632 1,349 SH   SOLE 0 0 0 1,349
AT&T INC COM 00206R102   426,795 25,435 SH   SOLE 0 0 0 25,435
ATRION CORP COM 049904105   511,367 1,350 SH   SOLE 0 0 0 1,350
AUTOMATIC DATA PROCESSING IN COM 053015103   574,970 2,468 SH   SOLE 0 0 0 2,468
BANK AMERICA CORP COM 060505104   566,329 16,820 SH   SOLE 0 0 0 16,820
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,349,650 3,784 SH   SOLE 0 0 0 3,784
BLACKBERRY LTD COM 09228F103   42,480 12,000 SH   SOLE 0 0 0 12,000
BLACKSTONE INC COM 09260D107   1,113,213 8,503 SH   SOLE 0 0 0 8,503
BOEING CO COM 097023105   579,775 2,224 SH   SOLE 0 0 0 2,224
BRISTOL-MYERS SQUIBB CO COM 110122108   212,495 4,141 SH   SOLE 0 0 0 4,141
CARRIER GLOBAL CORPORATION COM 14448C104   217,636 3,788 SH   SOLE 0 0 0 3,788
CATERPILLAR INC COM 149123101   505,989 1,711 SH   SOLE 0 0 0 1,711
CHEVRON CORP NEW COM 166764100   826,762 5,543 SH   SOLE 0 720 0 4,823
CHICAGO ATLANTIC REAL ESTATE COM 167239102   514,686 31,810 SH   SOLE 0 0 0 31,810
CISCO SYS INC COM 17275R102   427,527 8,463 SH   SOLE 0 0 0 8,463
COGNYTE SOFTWARE LTD ORD SHS M25133105   135,686 21,102 SH   SOLE 0 0 0 21,102
COMCAST CORP NEW CL A 20030N101   843,379 19,233 SH   SOLE 0 0 0 19,233
COMMUNITY TR BANCORP INC COM 204149108   201,449 4,593 SH   SOLE 0 0 0 4,593
COSTCO WHSL CORP NEW COM 22160K105   725,725 1,099 SH   SOLE 0 0 0 1,099
CSX CORP COM 126408103   1,263,780 36,452 SH   SOLE 0 0 0 36,452
DANAHER CORPORATION COM 235851102   309,533 1,338 SH   SOLE 0 0 0 1,338
DEERE & CO COM 244199105   439,857 1,100 SH   SOLE 0 0 0 1,100
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   18,011,701 541,705 SH   SOLE 0 0 0 541,705
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   9,444,455 329,764 SH   SOLE 0 0 0 329,764
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   6,347,785 263,284 SH   SOLE 0 0 0 263,284
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   7,324,682 256,018 SH   SOLE 0 0 0 256,018
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   2,966,486 130,452 SH   SOLE 0 0 0 130,452
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   2,842,396 97,610 SH   SOLE 0 0 0 97,610
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765   3,872,227 150,905 SH   SOLE 0 0 0 150,905
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   1,900,093 73,690 SH   SOLE 0 0 0 73,690
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   7,519,991 294,555 SH   SOLE 0 0 0 294,555
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   777,658 32,175 SH   SOLE 0 0 0 32,175
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740   2,962,512 117,560 SH   SOLE 0 0 0 117,560
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   2,151,768 86,209 SH   SOLE 0 0 0 86,209
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   14,176,263 380,878 SH   SOLE 0 0 0 380,878
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   12,268,295 236,703 SH   SOLE 0 0 0 236,703
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   36,770,611 1,257,975 SH   SOLE 0 0 0 1,257,975
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   7,722,609 129,531 SH   SOLE 0 0 0 129,531
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   20,578,581 393,246 SH   SOLE 0 3,670 0 389,576
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   14,874,381 432,898 SH   SOLE 0 0 0 432,898
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   6,905,032 282,761 SH   SOLE 0 0 0 282,761
DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856   1,419,949 34,398 SH   SOLE 0 0 0 34,398
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   971,435 20,664 SH   SOLE 0 0 0 20,664
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   7,271,035 171,487 SH   SOLE 0 0 0 171,487
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849   13,781,860 284,103 SH   SOLE 0 0 0 284,103
DISNEY WALT CO COM 254687106   620,250 6,870 SH   SOLE 0 0 0 6,870
DOMINION ENERGY INC COM 25746U109   769,297 16,368 SH   SOLE 0 0 0 16,368
DTE ENERGY CO COM 233331107   253,708 2,301 SH   SOLE 0 0 0 2,301
DUKE ENERGY CORP NEW COM NEW 26441C204   509,102 5,246 SH   SOLE 0 0 0 5,246
EA SERIES TRUST EA BRIDGEWAY OMN 02072L532   1,593,227 75,815 SH   SOLE 0 0 0 75,815
ELEVANCE HEALTH INC COM 036752103   481,812 1,022 SH   SOLE 0 0 0 1,022
ELI LILLY & CO COM 532457108   713,494 1,224 SH   SOLE 0 0 0 1,224
ENOVIX CORPORATION COM 293594107   563,400 45,000 SH   SOLE 0 0 0 45,000
EXXON MOBIL CORP COM 30231G102   9,489,845 94,917 SH   SOLE 0 0 0 94,917
FIRST TR EXCHANGE-TRADED FD NO AMER ENERGY 33738D101   501,784 18,122 SH   SOLE 0 0 0 18,122
GENERAL DYNAMICS CORP COM 369550108   244,090 940 SH   SOLE 0 0 0 940
HILTON GRAND VACATIONS INC COM 43283X105   251,929 6,270 SH   SOLE 0 0 0 6,270
HILTON WORLDWIDE HLDGS INC COM 43300A203   5,682,847 31,209 SH   SOLE 0 0 0 31,209
HOME DEPOT INC COM 437076102   1,542,493 4,451 SH   SOLE 0 0 0 4,451
HONEYWELL INTL INC COM 438516106   867,682 4,138 SH   SOLE 0 0 0 4,138
INTEL CORP COM 458140100   220,961 4,397 SH   SOLE 0 0 0 4,397
INTERNATIONAL BUSINESS MACHS COM 459200101   1,164,967 7,123 SH   SOLE 0 0 0 7,123
INVESCO EXCHANGE TRADED FD T S&P500 PUR VAL 46137V258   492,726 6,003 SH   SOLE 0 0 0 6,003
INVESCO QQQ TR UNIT SER 1 46090E103   1,643,785 4,014 SH   SOLE 0 0 0 4,014
ISHARES GOLD TR ISHARES NEW 464285204   1,033,027 26,468 SH   SOLE 0 0 0 26,468
ISHARES INC CORE MSCI EMKT 46434G103   504,076 9,966 SH   SOLE 0 0 0 9,966
ISHARES TR CORE MSCI EAFE 46432F842   295,491 4,200 SH   SOLE 0 0 0 4,200
ISHARES TR TRS FLT RT BD 46434V860   740,748 14,677 SH   SOLE 0 0 0 14,677
ISHARES TR EAFE SML CP ETF 464288273   660,729 10,674 SH   SOLE 0 0 0 10,674
ISHARES TR SHRT NAT MUN ETF 464288158   357,712 3,393 SH   SOLE 0 0 0 3,393
ISHARES TR 0-5 YR TIPS ETF 46429B747   576,030 5,843 SH   SOLE 0 0 0 5,843
ISHARES TR CORE HIGH DV ETF 46429B663   413,380 4,053 SH   SOLE 0 0 0 4,053
ISHARES TR EAFE VALUE ETF 464288877   380,565 7,305 SH   SOLE 0 0 0 7,305
ISHARES TR SELECT DIVID ETF 464287168   333,861 2,848 SH   SOLE 0 0 0 2,848
ISHARES TR SHORT TREAS BD 464288679   292,726 2,658 SH   SOLE 0 0 0 2,658
ISHARES TR CORE S&P TTL STK 464287150   866,266 8,232 SH   SOLE 0 0 0 8,232
ISHARES TR NATIONAL MUN ETF 464288414   262,981 2,426 SH   SOLE 0 0 0 2,426
ISHARES TR RUS 2000 GRW ETF 464287648   347,772 1,379 SH   SOLE 0 0 0 1,379
ISHARES TR CORE S&P MCP ETF 464287507   1,043,257 3,764 SH   SOLE 0 0 0 3,764
ISHARES TR S&P MC 400VL ETF 464287705   300,847 2,638 SH   SOLE 0 0 0 2,638
ISHARES TR CORE S&P SCP ETF 464287804   1,299,753 12,007 SH   SOLE 0 0 0 12,007
ISHARES TR SP SMCP600VL ETF 464287879   1,122,368 10,889 SH   SOLE 0 0 0 10,889
ISHARES TR S&P 500 VAL ETF 464287408   256,922 1,477 SH   SOLE 0 0 0 1,477
ISHARES TR CORE S&P500 ETF 464287200   2,232,409 4,674 SH   SOLE 0 0 0 4,674
ISHARES TR RUS 1000 ETF 464287622   339,991 1,296 SH   SOLE 0 0 0 1,296
ISHARES TR RUS 1000 VAL ETF 464287598   324,358 1,963 SH   SOLE 0 0 0 1,963
ISHARES TR RUS 1000 GRW ETF 464287614   653,617 2,156 SH   SOLE 0 0 0 2,156
ISHARES TR RUSSELL 2000 ETF 464287655   200,610 1,000 SH   SOLE 0 0 0 1,000
ISHARES TR RUS MID CAP ETF 464287499   353,905 4,553 SH   SOLE 0 0 0 4,553
ISHARES TR MSCI EAFE ETF 464287465   557,285 7,396 SH   SOLE 0 0 0 7,396
ISHARES TR S&P 100 ETF 464287101   777,300 3,480 SH   SOLE 0 0 0 3,480
ISHARES TR MSCI EMG MKT ETF 464287234   244,356 6,077 SH   SOLE 0 0 0 6,077
JOHNSON & JOHNSON COM 478160104   1,501,025 9,577 SH   SOLE 0 0 0 9,577
JPMORGAN CHASE & CO COM 46625H100   1,116,232 6,562 SH   SOLE 0 0 0 6,562
L3HARRIS TECHNOLOGIES INC COM 502431109   885,446 4,204 SH   SOLE 0 0 0 4,204
LOCKHEED MARTIN CORP COM 539830109   1,682,880 3,713 SH   SOLE 0 0 0 3,713
LOWES COS INC COM 548661107   206,250 927 SH   SOLE 0 0 0 927
MARRIOTT INTL INC NEW CL A 571903202   1,111,313 4,928 SH   SOLE 0 0 0 4,928
MASTERCARD INCORPORATED CL A 57636Q104   324,188 760 SH   SOLE 0 0 0 760
MCCORMICK & CO INC COM NON VTG 579780206   437,888 6,400 SH   SOLE 0 0 0 6,400
MCDONALDS CORP COM 580135101   1,010,495 3,408 SH   SOLE 0 0 0 3,408
MERCK & CO INC COM 58933Y105   1,765,376 16,193 SH   SOLE 0 0 0 16,193
META PLATFORMS INC CL A 30303M102   645,977 1,825 SH   SOLE 0 0 0 1,825
MICROSOFT CORP COM 594918104   4,365,857 11,610 SH   SOLE 0 0 0 11,610
MONDELEZ INTL INC CL A 609207105   676,612 9,342 SH   SOLE 0 0 0 9,342
NORTHROP GRUMMAN CORP COM 666807102   2,135,655 4,562 SH   SOLE 0 0 0 4,562
NVIDIA CORPORATION COM 67066G104   291,189 588 SH   SOLE 0 0 0 588
OLD POINT FINL CORP COM 680194107   620,692 35,008 SH   SOLE 0 0 0 35,008
ORACLE CORP COM 68389X105   1,350,991 12,814 SH   SOLE 0 0 0 12,814
ORIGIN MATERIALS INC COM 68622D106   33,448 40,000 SH   SOLE 0 0 0 40,000
PALO ALTO NETWORKS INC COM 697435105   217,621 738 SH   SOLE 0 0 0 738
PARK HOTELS & RESORTS INC COM 700517105   478,921 31,302 SH   SOLE 0 0 0 31,302
PEPSICO INC COM 713448108   1,212,714 7,140 SH   SOLE 0 0 0 7,140
PFIZER INC COM 717081103   542,250 18,835 SH   SOLE 0 0 0 18,835
PHILIP MORRIS INTL INC COM 718172109   810,128 8,611 SH   SOLE 0 0 0 8,611
PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN 726503105   193,920 12,800 SH   SOLE 0 0 0 12,800
PROCTER AND GAMBLE CO COM 742718109   996,991 6,804 SH   SOLE 0 0 0 6,804
QUALCOMM INC COM 747525103   280,970 1,943 SH   SOLE 0 0 0 1,943
RTX CORPORATION COM 75513E101   437,360 5,198 SH   SOLE 0 0 0 5,198
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   254,120 5,245 SH   SOLE 0 0 0 5,245
SCHWAB STRATEGIC TR US TIPS ETF 808524870   200,291 3,837 SH   SOLE 0 0 0 3,837
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   231,218 3,651 SH   SOLE 0 0 0 3,651
SELECT SECTOR SPDR TR ENERGY 81369Y506   322,365 3,845 SH   SOLE 0 0 0 3,845
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   295,085 7,848 SH   SOLE 0 0 0 7,848
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   515,076 2,676 SH   SOLE 0 0 0 2,676
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   268,941 1,972 SH   SOLE 0 0 0 1,972
SHORE BANCSHARES INC COM 825107105   231,520 16,247 SH   SOLE 0 0 0 16,247
SOUTHERN CO COM 842587107   247,701 3,533 SH   SOLE 0 0 0 3,533
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,506,808 5,274 SH   SOLE 0 0 0 5,274
STARBUCKS CORP COM 855244109   230,134 2,397 SH   SOLE 0 0 0 2,397
STEEL DYNAMICS INC COM 858119100   3,392,068 28,722 SH   SOLE 0 0 0 28,722
STRYKER CORPORATION COM 863667101   228,736 764 SH   SOLE 0 0 0 764
TARGET CORP COM 87612E106   257,007 1,805 SH   SOLE 0 0 0 1,805
TESLA INC COM 88160R101   555,353 2,235 SH   SOLE 0 0 0 2,235
TEXAS INSTRS INC COM 882508104   337,026 1,977 SH   SOLE 0 0 0 1,977
THERMO FISHER SCIENTIFIC INC COM 883556102   443,777 836 SH   SOLE 0 0 0 836
TOWNEBANK PORTSMOUTH VA COM 89214P109   656,073 22,045 SH   SOLE 0 0 0 22,045
UNION PAC CORP COM 907818108   485,797 1,978 SH   SOLE 0 0 0 1,978
UNITEDHEALTH GROUP INC COM 91324P102   1,132,359 2,151 SH   SOLE 0 0 0 2,151
VALERO ENERGY CORP COM 91913Y100   508,081 3,908 SH   SOLE 0 0 0 3,908
VANGUARD BD INDEX FDS INTERMED TERM 921937819   821,467 10,755 SH   SOLE 0 0 0 10,755
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   2,427,198 33,001 SH   SOLE 0 0 0 33,001
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   632,116 12,805 SH   SOLE 0 0 0 12,805
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   670,662 1,535 SH   SOLE 0 0 0 1,535
VANGUARD INDEX FDS LARGE CAP ETF 922908637   396,046 1,815 SH   SOLE 0 0 0 1,815
VANGUARD INDEX FDS VALUE ETF 922908744   1,272,175 8,510 SH   SOLE 0 0 0 8,510
VANGUARD INDEX FDS SM CP VAL ETF 922908611   1,501,105 8,341 SH   SOLE 0 0 0 8,341
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   436,504 4,940 SH   SOLE 0 0 0 4,940
VANGUARD INDEX FDS SMALL CP ETF 922908751   233,497 1,095 SH   SOLE 0 0 0 1,095
VANGUARD INDEX FDS GROWTH ETF 922908736   342,587 1,102 SH   SOLE 0 0 0 1,102
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,862,961 12,069 SH   SOLE 0 0 0 12,069
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   414,343 10,081 SH   SOLE 0 0 0 10,081
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   309,254 2,688 SH   SOLE 0 0 0 2,688
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   340,456 7,169 SH   SOLE 0 0 0 7,169
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   258,402 4,430 SH   SOLE 0 0 0 4,430
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   432,887 2,540 SH   SOLE 0 0 0 2,540
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,088,157 18,774 SH   SOLE 0 0 0 18,774
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   641,668 13,396 SH   SOLE 0 0 0 13,396
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   409,661 3,670 SH   SOLE 0 0 0 3,670
VANGUARD WORLD FDS INF TECH ETF 92204A702   416,589 861 SH   SOLE 0 0 0 861
VERIZON COMMUNICATIONS INC COM 92343V104   474,866 12,596 SH   SOLE 0 878 0 11,718
VISA INC COM CL A 92826C839   811,636 3,117 SH   SOLE 0 0 0 3,117
WALMART INC COM 931142103   1,498,505 9,505 SH   SOLE 0 0 0 9,505
WASTE MGMT INC DEL COM 94106L109   215,253 1,202 SH   SOLE 0 0 0 1,202
WISDOMTREE TR EMER MKT HIGH FD 97717W315   242,792 5,968 SH   SOLE 0 0 0 5,968
WISDOMTREE TR US HIGH DIVIDEND 97717W208   2,871,660 34,944 SH   SOLE 0 0 0 34,944
WISDOMTREE TR INTL LRGCAP DV 97717W794   316,423 6,424 SH   SOLE 0 0 0 6,424