The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADOBE INC COM 00724F101   712,840 1,398 SH   SOLE 0 0 0 1,398
ALPHABET INC CAP STK CL A 02079K305   585,468 4,474 SH   SOLE 0 0 0 4,474
ALPHABET INC CAP STK CL C 02079K107   800,198 6,069 SH   SOLE 0 0 0 6,069
ALTRIA GROUP INC COM 02209S103   530,848 12,624 SH   SOLE 0 0 0 12,624
AMAZON COM INC COM 023135106   2,124,442 16,712 SH   SOLE 0 0 0 16,712
APPLE INC COM 037833100   6,722,529 39,265 SH   SOLE 0 0 0 39,265
ATRION CORP COM 049904105   557,780 1,350 SH   SOLE 0 0 0 1,350
AUTOMATIC DATA PROCESSING IN COM 053015103   592,067 2,461 SH   SOLE 0 0 0 2,461
BANK AMERICA CORP COM 060505104   563,426 20,578 SH   SOLE 0 0 0 20,578
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,350,804 3,856 SH   SOLE 0 0 0 3,856
BLACKBERRY LTD COM 09228F103   56,520 12,000 SH   SOLE 0 0 0 12,000
BLACKSTONE INC COM 09260D107   911,011 8,503 SH   SOLE 0 0 0 8,503
BOEING CO COM 097023105   426,346 2,224 SH   SOLE 0 0 0 2,224
BRISTOL-MYERS SQUIBB CO COM 110122108   226,321 3,899 SH   SOLE 0 0 0 3,899
CAPITAL ONE FINL CORP COM 14040H105   467,781 4,820 SH   SOLE 0 0 0 4,820
CARRIER GLOBAL CORPORATION COM 14448C104   209,042 3,787 SH   SOLE 0 0 0 3,787
CATERPILLAR INC COM 149123101   357,993 1,311 SH   SOLE 0 0 0 1,311
CHEVRON CORP NEW COM 166764100   859,083 5,095 SH   SOLE 0 760 0 4,335
CHICAGO ATLANTIC REAL ESTATE COM 167239102   443,219 30,110 SH   SOLE 0 0 0 30,110
CISCO SYS INC COM 17275R102   455,017 8,464 SH   SOLE 0 0 0 8,464
COGNYTE SOFTWARE LTD ORD SHS M25133105   101,501 21,102 SH   SOLE 0 0 0 21,102
COMCAST CORP NEW CL A 20030N101   763,148 17,211 SH   SOLE 0 0 0 17,211
COSTCO WHSL CORP NEW COM 22160K105   621,710 1,100 SH   SOLE 0 0 0 1,100
CSX CORP COM 126408103   1,360,872 44,256 SH   SOLE 0 0 0 44,256
DANAHER CORPORATION COM 235851102   331,958 1,338 SH   SOLE 0 0 0 1,338
DEERE & CO COM 244199105   459,271 1,217 SH   SOLE 0 0 0 1,217
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   10,100,866 337,258 SH   SOLE 0 0 0 337,258
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   5,281,262 202,270 SH   SOLE 0 0 0 202,270
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   4,552,996 201,728 SH   SOLE 0 0 0 201,728
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   10,772,750 231,423 SH   SOLE 0 0 0 231,423
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   31,349,103 1,196,531 SH   SOLE 0 0 0 1,196,531
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   5,522,222 105,205 SH   SOLE 0 0 0 105,205
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   17,482,379 382,630 SH   SOLE 0 3,670 0 378,960
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   13,304,853 407,874 SH   SOLE 0 0 0 407,874
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   6,434,160 285,709 SH   SOLE 0 0 0 285,709
DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856   1,402,927 35,276 SH   SOLE 0 0 0 35,276
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   548,722 11,831 SH   SOLE 0 0 0 11,831
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   5,195,119 128,688 SH   SOLE 0 0 0 128,688
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849   12,069,700 259,731 SH   SOLE 0 0 0 259,731
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   4,480,409 174,403 SH   SOLE 0 0 0 174,403
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   1,763,319 90,334 SH   SOLE 0 0 0 90,334
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   1,150,092 45,386 SH   SOLE 0 0 0 45,386
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765   2,370,647 102,227 SH   SOLE 0 0 0 102,227
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   1,337,945 56,263 SH   SOLE 0 0 0 56,263
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   5,119,560 219,253 SH   SOLE 0 0 0 219,253
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   226,538 10,325 SH   SOLE 0 0 0 10,325
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740   1,773,536 74,928 SH   SOLE 0 0 0 74,928
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   1,615,395 69,301 SH   SOLE 0 0 0 69,301
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   12,824,486 376,969 SH   SOLE 0 0 0 376,969
DISNEY WALT CO COM 254687106   557,262 6,876 SH   SOLE 0 0 0 6,876
DOMINION ENERGY INC COM 25746U109   765,824 17,144 SH   SOLE 0 0 0 17,144
DTE ENERGY CO COM 233331107   218,515 2,201 SH   SOLE 0 0 0 2,201
DUKE ENERGY CORP NEW COM NEW 26441C204   469,835 5,323 SH   SOLE 0 0 0 5,323
EA SERIES TRUST EA BRIDGEWAY OMN 02072L532   1,384,123 75,744 SH   SOLE 0 0 0 75,744
ELEVANCE HEALTH INC COM 036752103   441,838 1,015 SH   SOLE 0 0 0 1,015
ELI LILLY & CO COM 532457108   657,447 1,224 SH   SOLE 0 0 0 1,224
ENOVIX CORPORATION COM 293594107   906,612 72,240 SH   SOLE 0 0 0 72,240
EXXON MOBIL CORP COM 30231G102   11,318,834 96,265 SH   SOLE 0 0 0 96,265
FIRST TR EXCHANGE-TRADED FD NO AMER ENERGY 33738D101   482,152 18,250 SH   SOLE 0 0 0 18,250
GENERAL DYNAMICS CORP COM 369550108   207,712 940 SH   SOLE 0 0 0 940
HILTON GRAND VACATIONS INC COM 43283X105   255,189 6,270 SH   SOLE 0 0 0 6,270
HILTON WORLDWIDE HLDGS INC COM 43300A203   4,717,004 31,409 SH   SOLE 0 0 0 31,409
HOME DEPOT INC COM 437076102   1,368,451 4,529 SH   SOLE 0 0 0 4,529
HONEYWELL INTL INC COM 438516106   762,237 4,126 SH   SOLE 0 0 0 4,126
INTERNATIONAL BUSINESS MACHS COM 459200101   971,297 6,923 SH   SOLE 0 0 0 6,923
INVESCO EXCHANGE TRADED FD T S&P500 PUR VAL 46137V258   461,199 6,268 SH   SOLE 0 0 0 6,268
INVESCO QQQ TR UNIT SER 1 46090E103   1,473,755 4,114 SH   SOLE 0 0 0 4,114
ISHARES GOLD TR ISHARES NEW 464285204   963,747 27,544 SH   SOLE 0 0 0 27,544
ISHARES INC CORE MSCI EMKT 46434G103   502,145 10,551 SH   SOLE 0 0 0 10,551
ISHARES TR CORE MSCI EAFE 46432F842   250,281 3,889 SH   SOLE 0 0 0 3,889
ISHARES TR TRS FLT RT BD 46434V860   496,237 9,780 SH   SOLE 0 0 0 9,780
ISHARES TR CORE HIGH DV ETF 46429B663   395,646 4,001 SH   SOLE 0 0 0 4,001
ISHARES TR SHRT NAT MUN ETF 464288158   910,936 8,856 SH   SOLE 0 0 0 8,856
ISHARES TR 0-5 YR TIPS ETF 46429B747   674,320 6,957 SH   SOLE 0 0 0 6,957
ISHARES TR EAFE VALUE ETF 464288877   366,597 7,492 SH   SOLE 0 0 0 7,492
ISHARES TR SELECT DIVID ETF 464287168   446,508 4,148 SH   SOLE 0 0 0 4,148
ISHARES TR SHORT TREAS BD 464288679   532,024 4,816 SH   SOLE 0 0 0 4,816
ISHARES TR CORE S&P TTL STK 464287150   734,949 7,803 SH   SOLE 0 0 0 7,803
ISHARES TR NATIONAL MUN ETF 464288414   251,032 2,448 SH   SOLE 0 0 0 2,448
ISHARES TR EAFE SML CP ETF 464288273   602,297 10,666 SH   SOLE 0 0 0 10,666
ISHARES TR RUS 2000 GRW ETF 464287648   311,750 1,391 SH   SOLE 0 0 0 1,391
ISHARES TR CORE S&P MCP ETF 464287507   941,438 3,776 SH   SOLE 0 0 0 3,776
ISHARES TR S&P MC 400VL ETF 464287705   265,283 2,628 SH   SOLE 0 0 0 2,628
ISHARES TR CORE S&P SCP ETF 464287804   1,091,293 11,569 SH   SOLE 0 0 0 11,569
ISHARES TR SP SMCP600VL ETF 464287879   981,914 11,006 SH   SOLE 0 0 0 11,006
ISHARES TR S&P 500 VAL ETF 464287408   241,932 1,573 SH   SOLE 0 0 0 1,573
ISHARES TR CORE S&P500 ETF 464287200   2,051,130 4,776 SH   SOLE 0 0 0 4,776
ISHARES TR RUS 1000 ETF 464287622   304,516 1,296 SH   SOLE 0 0 0 1,296
ISHARES TR RUS 1000 VAL ETF 464287598   297,998 1,963 SH   SOLE 0 0 0 1,963
ISHARES TR RUS 1000 GRW ETF 464287614   573,441 2,156 SH   SOLE 0 0 0 2,156
ISHARES TR RUSSELL 2000 ETF 464287655   309,104 1,749 SH   SOLE 0 0 0 1,749
ISHARES TR RUS MID CAP ETF 464287499   315,295 4,553 SH   SOLE 0 0 0 4,553
ISHARES TR MSCI EAFE ETF 464287465   509,687 7,395 SH   SOLE 0 0 0 7,395
ISHARES TR S&P 100 ETF 464287101   698,140 3,480 SH   SOLE 0 0 0 3,480
ISHARES TR MSCI EMG MKT ETF 464287234   230,622 6,077 SH   SOLE 0 0 0 6,077
JOHNSON & JOHNSON COM 478160104   1,637,170 10,512 SH   SOLE 0 0 0 10,512
JPMORGAN CHASE & CO COM 46625H100   816,493 5,630 SH   SOLE 0 0 0 5,630
L3HARRIS TECHNOLOGIES INC COM 502431109   736,876 4,232 SH   SOLE 0 0 0 4,232
LOCKHEED MARTIN CORP COM 539830109   1,518,468 3,713 SH   SOLE 0 0 0 3,713
MARRIOTT INTL INC NEW CL A 571903202   956,955 4,869 SH   SOLE 0 0 0 4,869
MASTERCARD INCORPORATED CL A 57636Q104   300,892 760 SH   SOLE 0 0 0 760
MCCORMICK & CO INC COM NON VTG 579780206   484,096 6,400 SH   SOLE 0 0 0 6,400
MCDONALDS CORP COM 580135101   894,898 3,397 SH   SOLE 0 0 0 3,397
MERCK & CO INC COM 58933Y105   1,741,928 16,920 SH   SOLE 0 0 0 16,920
META PLATFORMS INC CL A 30303M102   536,775 1,788 SH   SOLE 0 0 0 1,788
MICROSOFT CORP COM 594918104   3,632,002 11,503 SH   SOLE 0 0 0 11,503
MONDELEZ INTL INC CL A 609207105   719,393 10,366 SH   SOLE 0 0 0 10,366
NORTHROP GRUMMAN CORP COM 666807102   2,016,510 4,581 SH   SOLE 0 0 0 4,581
NVIDIA CORPORATION COM 67066G104   240,114 552 SH   SOLE 0 0 0 552
OLD POINT FINL CORP COM 680194107   654,438 35,840 SH   SOLE 0 0 0 35,840
ORACLE CORP COM 68389X105   1,357,270 12,814 SH   SOLE 0 0 0 12,814
ORIGIN MATERIALS INC COM 68622D106   46,694 36,480 SH   SOLE 0 0 0 36,480
PARK HOTELS & RESORTS INC COM 700517105   385,641 31,302 SH   SOLE 0 0 0 31,302
PEPSICO INC COM 713448108   1,208,333 7,131 SH   SOLE 0 0 0 7,131
PFIZER INC COM 717081103   778,271 23,463 SH   SOLE 0 0 0 23,463
PHILIP MORRIS INTL INC COM 718172109   963,909 10,412 SH   SOLE 0 0 0 10,412
PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN 726503105   196,096 12,800 SH   SOLE 0 0 0 12,800
PROCTER AND GAMBLE CO COM 742718109   1,156,749 7,931 SH   SOLE 0 0 0 7,931
QUALCOMM INC COM 747525103   221,942 1,998 SH   SOLE 0 0 0 1,998
RTX CORPORATION COM 75513E101   435,131 6,046 SH   SOLE 0 0 0 6,046
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   251,183 5,245 SH   SOLE 0 0 0 5,245
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   222,638 3,778 SH   SOLE 0 0 0 3,778
SELECT SECTOR SPDR TR ENERGY 81369Y506   343,030 3,795 SH   SOLE 0 0 0 3,795
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   274,150 8,265 SH   SOLE 0 0 0 8,265
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   450,316 2,747 SH   SOLE 0 0 0 2,747
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   271,384 2,108 SH   SOLE 0 0 0 2,108
SOUTHERN CO COM 842587107   359,942 5,562 SH   SOLE 0 0 0 5,562
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,951,025 4,564 SH   SOLE 0 0 0 4,564
STARBUCKS CORP COM 855244109   220,373 2,415 SH   SOLE 0 0 0 2,415
STEEL DYNAMICS INC COM 858119100   5,024,544 46,862 SH   SOLE 0 0 0 46,862
STRYKER CORPORATION COM 863667101   208,731 764 SH   SOLE 0 0 0 764
TESLA INC COM 88160R101   579,009 2,314 SH   SOLE 0 0 0 2,314
TEXAS INSTRS INC COM 882508104   312,479 1,965 SH   SOLE 0 0 0 1,965
THERMO FISHER SCIENTIFIC INC COM 883556102   423,193 836 SH   SOLE 0 0 0 836
TOWNEBANK PORTSMOUTH VA COM 89214P109   1,074,488 46,859 SH   SOLE 0 0 0 46,859
UNION PAC CORP COM 907818108   401,512 1,972 SH   SOLE 0 0 0 1,972
UNITEDHEALTH GROUP INC COM 91324P102   1,042,159 2,067 SH   SOLE 0 0 0 2,067
VACASA INC CLASS A COM 91854V107   4,734 10,267 SH   SOLE 0 0 0 10,267
VALERO ENERGY CORP COM 91913Y100   532,024 3,754 SH   SOLE 0 0 0 3,754
VANGUARD BD INDEX FDS INTERMED TERM 921937819   806,763 11,157 SH   SOLE 0 0 0 11,157
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,649,160 23,634 SH   SOLE 0 0 0 23,634
VANGUARD INDEX FDS LARGE CAP ETF 922908637   357,998 1,829 SH   SOLE 0 0 0 1,829
VANGUARD INDEX FDS VALUE ETF 922908744   1,167,953 8,468 SH   SOLE 0 0 0 8,468
VANGUARD INDEX FDS SM CP VAL ETF 922908611   1,347,966 8,452 SH   SOLE 0 0 0 8,452
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   381,019 5,036 SH   SOLE 0 0 0 5,036
VANGUARD INDEX FDS SMALL CP ETF 922908751   221,091 1,169 SH   SOLE 0 0 0 1,169
VANGUARD INDEX FDS GROWTH ETF 922908736   278,370 1,022 SH   SOLE 0 0 0 1,022
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,355,384 6,381 SH   SOLE 0 0 0 6,381
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   418,619 10,676 SH   SOLE 0 0 0 10,676
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   284,530 2,679 SH   SOLE 0 0 0 2,679
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   368,500 7,794 SH   SOLE 0 0 0 7,794
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   255,168 4,430 SH   SOLE 0 0 0 4,430
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   408,086 2,626 SH   SOLE 0 0 0 2,626
VANGUARD STAR FDS VG TL INTL STK F 921909768   236,731 4,423 SH   SOLE 0 0 0 4,423
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   627,644 14,356 SH   SOLE 0 0 0 14,356
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   251,810 2,437 SH   SOLE 0 0 0 2,437
VANGUARD WORLD FDS INF TECH ETF 92204A702   357,097 861 SH   SOLE 0 0 0 861
VERIZON COMMUNICATIONS INC COM 92343V104   343,004 10,583 SH   SOLE 0 927 0 9,656
VISA INC COM CL A 92826C839   717,972 3,121 SH   SOLE 0 0 0 3,121
WALMART INC COM 931142103   1,544,167 9,655 SH   SOLE 0 0 0 9,655
WISDOMTREE TR EMER MKT HIGH FD 97717W315   255,177 6,808 SH   SOLE 0 0 0 6,808
WISDOMTREE TR US HIGH DIVIDEND 97717W208   2,866,886 36,727 SH   SOLE 0 0 0 36,727
WISDOMTREE TR INTL LRGCAP DV 97717W794   291,890 6,398 SH   SOLE 0 0 0 6,398