The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABRDN ETFS BBRG ALL COMD K1 003261104 567 21,939 SH   SOLE   0 0 21,939
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 751 2,917 SH   SOLE   0 0 2,917
APPLE INC COM 037833100 783 5,663 SH   SOLE   0 0 5,663
BLACKROCK INC COM 09247X101 2,016 3,664 SH   SOLE   0 0 3,664
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 348 20,817 SH   SOLE   0 0 20,817
FIRST TR EXCH TRADED FD III SHRT DUR MNG MUN 33739P830 29,726 1,524,778 SH   SOLE   0 0 1,524,778
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100 393 24,261 SH   SOLE   0 0 24,261
INVESCO EXCH TRADED FD TR II PURBTA 0 5 YR 46138E495 290 11,896 SH   SOLE   0 0 11,896
INVESCO EXCH TRADED FD TR II S&P SMLCP INDL 46138E123 7,658 98,446 SH   SOLE   0 0 98,446
INVESCO EXCH TRADED FD TR II VAR RATE PFD 46138G870 6,208 283,453 SH   SOLE   0 0 283,453
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 2,076 16,308 SH   SOLE   0 0 16,308
ISHARES INC CORE MSCI EMKT 46434G103 9,498 220,992 SH   SOLE   0 0 220,992
ISHARES TR 0-5 YR TIPS ETF 46429B747 16,193 168,484 SH   SOLE   0 0 168,484
ISHARES TR 0-5YR HI YL CP 46434V407 6,123 153,317 SH   SOLE   0 0 153,317
ISHARES TR CORE 1 5 YR USD 46432F859 10,633 230,655 SH   SOLE   0 0 230,655
ISHARES TR CORE DIV GRWTH 46434V621 3,158 71,007 SH   SOLE   0 0 71,007
ISHARES TR CORE MSCI EAFE 46432F842 15,699 298,055 SH   SOLE   0 0 298,055
ISHARES TR CORE MSCI INTL 46435G326 406 8,402 SH   SOLE   0 0 8,402
ISHARES TR CORE S&P MCP ETF 464287507 6,537 29,816 SH   SOLE   0 0 29,816
ISHARES TR CORE S&P SCP ETF 464287804 6,192 71,016 SH   SOLE   0 0 71,016
ISHARES TR CORE S&P500 ETF 464287200 18,171 50,665 SH   SOLE   0 0 50,665
ISHARES TR HDG MSCI EAFE 46434V803 1,191 39,841 SH   SOLE   0 0 39,841
ISHARES TR MBS ETF 464288588 9,717 106,102 SH   SOLE   0 0 106,102
ISHARES TR MSCI EAFE ETF 464287465 1,439 25,685 SH   SOLE   0 0 25,685
ISHARES TR MSCI EMG MKT ETF 464287234 1,045 29,947 SH   SOLE   0 0 29,947
ISHARES TR RUS 1000 ETF 464287622 1,370 6,941 SH   SOLE   0 0 6,941
ISHARES TR RUS 1000 GRW ETF 464287614 607 2,886 SH   SOLE   0 0 2,886
ISHARES TR RUS 1000 VAL ETF 464287598 605 4,451 SH   SOLE   0 0 4,451
ISHARES TR RUS 2000 GRW ETF 464287648 212 1,025 SH   SOLE   0 0 1,025
ISHARES TR RUS MID CAP ETF 464287499 527 8,475 SH   SOLE   0 0 8,475
ISHARES TR RUSSELL 2000 ETF 464287655 662 4,012 SH   SOLE   0 0 4,012
ISHARES TR S&P 100 ETF 464287101 794 4,889 SH   SOLE   0 0 4,889
ISHARES TR S&P 500 GRWT ETF 464287309 8,127 140,491 SH   SOLE   0 0 140,491
ISHARES TR S&P 500 VAL ETF 464287408 7,913 61,573 SH   SOLE   0 0 61,573
ISHARES TR S&P MC 400GR ETF 464287606 626 9,938 SH   SOLE   0 0 9,938
ISHARES TR S&P MC 400VL ETF 464287705 738 8,195 SH   SOLE   0 0 8,195
ISHARES TR S&P SML 600 GWT 464287887 298 2,933 SH   SOLE   0 0 2,933
ISHARES TR SP SMCP600VL ETF 464287879 325 3,942 SH   SOLE   0 0 3,942
PIMCO ETF TR 1-5 US TIP IDX 72201R205 252 5,102 SH   SOLE   0 0 5,102
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,718 4,811 SH   SOLE   0 0 4,811
SPDR SER TR BLOOMBERG SHT TE 78468R408 477 20,064 SH   SOLE   0 0 20,064
SPDR SER TR NUVEEN BLMBRG SH 78468R739 448 9,727 SH   SOLE   0 0 9,727
SPDR SER TR S&P DIVID ETF 78464A763 238 2,135 SH   SOLE   0 0 2,135
SPDR SER TR SPDR S&P1500VL 78464A128 7,615 60,495 SH   SOLE   0 0 60,495
VANECK ETF TRUST SHRT HGH YLD MUN 92189F387 8,743 401,610 SH   SOLE   0 0 401,610
VANGUARD INDEX FDS LARGE CAP ETF 922908637 2,344 14,334 SH   SOLE   0 0 14,334
VANGUARD INDEX FDS MID CAP ETF 922908629 3,279 17,445 SH   SOLE   0 0 17,445
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 256 780 SH   SOLE   0 0 780
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,947 17,245 SH   SOLE   0 0 17,245
VANGUARD INDEX FDS TOTAL STK MKT 922908769 251 1,397 SH   SOLE   0 0 1,397
VANGUARD INDEX FDS VALUE ETF 922908744 363 2,941 SH   SOLE   0 0 2,941
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,959 81,098 SH   SOLE   0 0 81,098
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 4,761 51,304 SH   SOLE   0 0 51,304
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 22,919 476,081 SH   SOLE   0 0 476,081
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 15,210 112,534 SH   SOLE   0 0 112,534
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 5,719 157,279 SH   SOLE   0 0 157,279
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 632 7,030 SH   SOLE   0 0 7,030
VANGUARD WORLD FD MEGA GRWTH IND 921910816 370 2,124 SH   SOLE   0 0 2,124