The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   475,121 4,479 SH   SOLE   0 0 4,479
ABBOTT LABS COM 002824100   1,712,365 15,066 SH   SOLE   10 0 15,055
ABBVIE INC COM 00287Y109   2,217,559 12,178 SH   SOLE   0 0 12,177
ABRDN PLATINUM ETF TRUST PHYSCL PLATM SHS 003260106   213,721 2,558 SH   SOLE   0 0 2,558
ABRDN SILVER ETF TRUST PHYSCL SILVR SHS 003264108   1,043,307 43,818 SH   SOLE   0 0 43,818
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   2,008,952 5,796 SH   SOLE   0 0 5,796
ADOBE INC COM 00724F101   2,098,631 4,159 SH   SOLE   0 0 4,159
AFLAC INC COM 001055102   595,439 6,935 SH   SOLE   0 0 6,935
AIRBNB INC COM CL A 009066101   1,242,726 7,534 SH   SOLE   0 0 7,533
ALPHABET INC CAP STK CL A 02079K305   3,059,804 20,273 SH   SOLE   0 0 20,273
ALPHABET INC CAP STK CL C 02079K107   6,071,672 39,877 SH   SOLE   10 0 39,867
AMAZON COM INC COM 023135106   7,630,435 42,302 SH   SOLE   0 0 42,302
AMER STATES WTR CO COM 029899101   316,916 4,387 SH   SOLE   0 0 4,386
AMERICAN TOWER CORP NEW COM 03027X100   890,536 4,507 SH   SOLE   0 0 4,506
AMERICAN WTR WKS CO INC NEW COM 030420103   539,249 4,412 SH   SOLE   0 0 4,412
AMGEN INC COM 031162100   2,675,516 9,410 SH   SOLE   0 0 9,410
ANALOG DEVICES INC COM 032654105   353,253 1,786 SH   SOLE   0 0 1,786
APPLE INC COM 037833100   14,167,338 82,618 SH   SOLE   0 0 82,618
APPLIED MATLS INC COM 038222105   531,248 2,576 SH   SOLE   0 0 2,576
AUTOMATIC DATA PROCESSING IN COM 053015103   2,790,220 11,173 SH   SOLE   0 0 11,172
AVALONBAY CMNTYS INC COM 053484101   357,203 1,925 SH   SOLE   0 0 1,925
AXOS FINANCIAL INC COM 05465C100   271,875 5,031 SH   SOLE   0 0 5,031
BECTON DICKINSON & CO COM 075887109   913,970 3,694 SH   SOLE   0 0 3,693
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   5,452,462 12,966 SH   SOLE   5 0 12,961
BLACKROCK INC COM 09247X101   1,890,254 2,267 SH   SOLE   0 0 2,267
BNY MELLON STRATEGIC MUNS IN COM 05588W108   63,532 10,415 SH   SOLE   0 0 10,415
BOEING CO COM 097023105   436,351 2,261 SH   SOLE   0 0 2,261
BRIGHT HORIZONS FAM SOL IN D COM 109194100   623,480 5,500 SH   SOLE   0 0 5,500
BRISTOL-MYERS SQUIBB CO COM 110122108   867,867 16,003 SH   SOLE   0 0 16,003
BROADCOM INC COM 11135F101   2,571,008 1,940 SH   SOLE   0 0 1,939
CACI INTL INC CL A 127190304   1,320,223 3,485 SH   SOLE   0 0 3,485
CADENCE DESIGN SYSTEM INC COM 127387108   990,493 3,182 SH   SOLE   0 0 3,182
CAPITAL ONE FINL CORP COM 14040H105   234,502 1,575 SH   SOLE   0 0 1,575
CATERPILLAR INC COM 149123101   4,332,302 11,823 SH   SOLE   0 0 11,823
CENCORA INC COM 03073E105   943,530 3,883 SH   SOLE   0 0 3,883
CHEVRON CORP NEW COM 166764100   4,711,541 29,869 SH   SOLE   0 0 29,869
CISCO SYS INC COM 17275R102   775,477 15,538 SH   SOLE   0 0 15,537
CLOROX CO DEL COM 189054109   670,423 4,379 SH   SOLE   0 0 4,378
COCA COLA CO COM 191216100   1,049,523 17,155 SH   SOLE   0 0 17,154
COINBASE GLOBAL INC COM CL A 19260Q107   13,958,037 52,648 SH   SOLE   0 0 52,648
CONOCOPHILLIPS COM 20825C104   479,957 3,771 SH   SOLE   0 0 3,770
COSTCO WHSL CORP NEW COM 22160K105   4,461,099 6,089 SH   SOLE   0 0 6,089
CVS HEALTH CORP COM 126650100   1,536,816 19,268 SH   SOLE   0 0 19,268
DANAHER CORPORATION COM 235851102   367,338 1,471 SH   SOLE   0 0 1,471
DARDEN RESTAURANTS INC COM 237194105   224,722 1,344 SH   SOLE   0 0 1,344
DIGITAL RLTY TR INC COM 253868103   776,520 5,391 SH   SOLE   0 0 5,391
DISNEY WALT CO COM 254687106   2,746,081 22,443 SH   SOLE   0 0 22,442
DNP SELECT INCOME FD INC COM 23325P104   157,954 17,415 SH   SOLE   0 0 17,415
DOCUSIGN INC COM 256163106   481,521 8,086 SH   SOLE   0 0 8,086
DOMINOS PIZZA INC COM 25754A201   290,675 585 SH   SOLE   0 0 585
DUKE ENERGY CORP NEW COM NEW 26441C204   332,102 3,434 SH   SOLE   0 0 3,434
DUPONT DE NEMOURS INC COM 26614N102   1,378,545 17,980 SH   SOLE   0 0 17,980
EATON CORP PLC SHS G29183103   585,024 1,871 SH   SOLE   0 0 1,871
ECOLAB INC COM 278865100   2,417,157 10,468 SH   SOLE   0 0 10,468
ELEVANCE HEALTH INC COM 036752103   680,377 1,312 SH   SOLE   0 0 1,312
ELI LILLY & CO COM 532457108   981,008 1,261 SH   SOLE   0 0 1,261
EMERSON ELEC CO COM 291011104   1,864,671 16,440 SH   SOLE   0 0 16,440
ENBRIDGE INC COM 29250N105   251,162 6,942 SH   SOLE   0 0 6,942
EQUINIX INC COM 29444U700   349,940 424 SH   SOLE   0 0 424
ESSEX PPTY TR INC COM 297178105   1,415,786 5,783 SH   SOLE   0 0 5,783
EXCHANGE TRADED CONCEPTS TRU ROBO GLB ETF 301505707   270,154 4,607 SH   SOLE   0 0 4,607
EXXON MOBIL CORP COM 30231G102   3,034,589 26,106 SH   SOLE   0 0 26,106
FEDEX CORP COM 31428X106   1,002,790 3,461 SH   SOLE   0 0 3,461
FIRST TR EXCHANGE TRADED FD DJ GLBL DIVID 33734X200   1,371,360 60,227 SH   SOLE   0 0 60,226
FIRST TR EXCHANGE-TRADED FD NO AMER ENERGY 33738D101   337,384 11,425 SH   SOLE   0 0 11,425
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302   2,036,749 9,931 SH   SOLE   0 0 9,931
FIRST TR MORNINGSTAR DIVID L SHS 336917109   1,559,313 40,523 SH   SOLE   0 0 40,522
FIRST TR VALUE LINE DIVID IN SHS 33734H106   394,138 9,333 SH   SOLE   0 0 9,333
GALLAGHER ARTHUR J & CO COM 363576109   4,606,987 18,425 SH   SOLE   0 0 18,425
GENERAL ELECTRIC CO COM NEW 369604301   952,670 5,427 SH   SOLE   0 0 5,427
GENERAL MLS INC COM 370334104   442,770 6,328 SH   SOLE   0 0 6,328
GENUINE PARTS CO COM 372460105   3,452,894 22,287 SH   SOLE   0 0 22,286
GILEAD SCIENCES INC COM 375558103   485,135 6,623 SH   SOLE   0 0 6,623
GITLAB INC CLASS A COM 37637K108   4,306,699 73,846 SH   SOLE   0 0 73,846
GOLDMAN SACHS GROUP INC COM 38141G104   1,813,538 4,342 SH   SOLE   0 0 4,341
HOME DEPOT INC COM 437076102   4,182,915 10,904 SH   SOLE   0 0 10,904
HONEYWELL INTL INC COM 438516106   2,262,530 11,023 SH   SOLE   0 0 11,023
IDEX CORP COM 45167R104   1,418,165 5,812 SH   SOLE   0 0 5,811
ILLINOIS TOOL WKS INC COM 452308109   1,226,939 4,573 SH   SOLE   0 0 4,572
INTEL CORP COM 458140100   727,986 16,481 SH   SOLE   0 0 16,481
INTERCONTINENTAL EXCHANGE IN COM 45866F104   455,580 3,315 SH   SOLE   0 0 3,315
INTERNATIONAL BUSINESS MACHS COM 459200101   652,892 3,419 SH   SOLE   0 0 3,419
INTUIT COM 461202103   3,704,372 5,699 SH   SOLE   0 0 5,699
INTUITIVE SURGICAL INC COM NEW 46120E602   530,790 1,330 SH   SOLE   0 0 1,330
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   340,877 5,175 SH   SOLE   0 0 5,175
INVESCO EXCH TRADED FD TR II S&P ULTRA DIVIDE 46138G656   244,778 5,341 SH   SOLE   0 0 5,341
INVESCO QQQ TR UNIT SER 1 46090E103   4,772,600 10,749 SH   SOLE   0 0 10,748
IRON MTN INC DEL COM 46284V101   233,731 2,914 SH   SOLE   0 0 2,913
ISHARES GOLD TR ISHARES NEW 464285204   539,450 12,841 SH   SOLE   0 0 12,841
ISHARES INC MSCI JPN ETF NEW 46434G822   343,500 4,814 SH   SOLE   0 0 4,814
ISHARES INC MSCI EMERG MRKT 464286533   2,640,349 46,658 SH   SOLE   0 0 46,657
ISHARES INC EM MKTS DIV ETF 464286319   305,770 11,688 SH   SOLE   0 0 11,688
ISHARES INC CORE MSCI EMKT 46434G103   344,510 6,677 SH   SOLE   0 0 6,676
ISHARES TR MSCI KLD400 SOC 464288570   840,982 8,342 SH   SOLE   0 0 8,342
ISHARES TR ESG AW MSCI EAFE 46435G516   1,674,193 20,951 SH   SOLE   0 0 20,950
ISHARES TR MRGSTR MD CP ETF 464288208   437,071 6,001 SH   SOLE   0 0 6,001
ISHARES TR SHRT NAT MUN ETF 464288158   204,221 1,950 SH   SOLE   0 0 1,949
ISHARES TR TIPS BD ETF 464287176   474,463 4,417 SH   SOLE   0 0 4,417
ISHARES TR US HOME CONS ETF 464288752   1,193,747 10,311 SH   SOLE   0 0 10,311
ISHARES TR S&P 100 ETF 464287101   1,452,535 5,871 SH   SOLE   0 0 5,870
ISHARES TR 1 3 YR TREAS BD 464287457   478,191 5,847 SH   SOLE   0 0 5,847
ISHARES TR CORE HIGH DV ETF 46429B663   534,342 4,848 SH   SOLE   0 0 4,848
ISHARES TR SELECT DIVID ETF 464287168   1,522,158 12,357 SH   SOLE   0 0 12,357
ISHARES TR MSCI EAFE MIN VL 46429B689   8,993,065 126,877 SH   SOLE   0 0 126,877
ISHARES TR CORE MSCI EAFE 46432F842   720,820 9,712 SH   SOLE   0 0 9,711
ISHARES TR RUS MID CAP ETF 464287499   309,451 3,680 SH   SOLE   0 0 3,680
ISHARES TR IBOXX HI YD ETF 464288513   389,488 5,011 SH   SOLE   0 0 5,010
ISHARES TR EXPANDED TECH 464287515   294,565 3,455 SH   SOLE   0 0 3,454
ISHARES TR S&P 500 VAL ETF 464287408   228,923 1,225 SH   SOLE   0 0 1,225
ISHARES TR CORE S&P500 ETF 464287200   4,944,682 9,405 SH   SOLE   0 0 9,405
ISHARES TR INTL SEL DIV ETF 464288448   1,579,356 56,325 SH   SOLE   0 0 56,325
ISHARES TR CORE MSCI EURO 46434V738   757,673 13,097 SH   SOLE   0 0 13,097
ISHARES TR SP SMCP600VL ETF 464287879   236,314 2,300 SH   SOLE   0 0 2,299
ISHARES TR JPMORGAN USD EMG 464288281   214,201 2,389 SH   SOLE   0 0 2,388
ISHARES TR CORE S&P MCP ETF 464287507   9,449,801 155,578 SH   SOLE   0 0 155,577
ISHARES TR IBONDS DEC25 ETF 46434VBD1   363,764 14,662 SH   SOLE   0 0 14,662
JOHNSON & JOHNSON COM 478160104   4,545,175 28,732 SH   SOLE   0 0 28,732
JOHNSON CTLS INTL PLC SHS G51502105   298,970 4,577 SH   SOLE   0 0 4,577
JPMORGAN CHASE & CO COM 46625H100   5,322,142 26,571 SH   SOLE   0 0 26,570
KIMBERLY-CLARK CORP COM 494368103   778,524 6,019 SH   SOLE   0 0 6,018
KRAFT HEINZ CO COM 500754106   316,418 8,575 SH   SOLE   0 0 8,575
LAMAR ADVERTISING CO NEW CL A 512816109   916,114 7,672 SH   SOLE   0 0 7,672
LINDE PLC SHS G54950103   508,346 1,095 SH   SOLE   0 0 1,094
MANAGED PORTFOLIO SERIES ECOFIN GBL WATER 56167N753   606,815 12,989 SH   SOLE   0 0 12,988
MARRIOTT INTL INC NEW CL A 571903202   2,727,516 10,810 SH   SOLE   0 0 10,810
MASTERCARD INCORPORATED CL A 57636Q104   777,736 1,615 SH   SOLE   0 0 1,615
MCDONALDS CORP COM 580135101   4,205,732 14,917 SH   SOLE   0 0 14,916
MERCADOLIBRE INC COM 58733R102   1,315,405 870 SH   SOLE   0 0 870
META PLATFORMS INC CL A 30303M102   4,474,773 9,215 SH   SOLE   0 0 9,215
METLIFE INC COM 59156R108   2,322,097 31,333 SH   SOLE   0 0 31,333
MICROSOFT CORP COM 594918104   12,575,046 29,889 SH   SOLE   5 0 29,884
MODERNA INC COM 60770K107   256,277 2,405 SH   SOLE   0 0 2,405
MONDELEZ INTL INC CL A 609207105   1,079,052 15,415 SH   SOLE   0 0 15,415
NATIONAL GRID PLC SPONSORED ADR NE 636274409   1,312,015 19,232 SH   SOLE   0 0 19,232
NETFLIX INC COM 64110L106   1,455,163 2,396 SH   SOLE   0 0 2,396
NIKE INC CL B 654106103   1,502,901 15,992 SH   SOLE   0 0 15,991
NORDSON CORP COM 655663102   1,396,560 5,087 SH   SOLE   0 0 5,086
NORTHERN TR CORP COM 665859104   556,770 6,261 SH   SOLE   0 0 6,261
NOVO-NORDISK A S ADR 670100205   1,469,153 11,442 SH   SOLE   0 0 11,442
NUVEEN CALIFORNIA MUNI VLU F COM STK 67062C107   112,500 12,500 SH   SOLE   0 0 12,500
NVIDIA CORPORATION COM 67066G104   12,248,124 13,555 SH   SOLE   0 0 13,555
ORACLE CORP COM 68389X105   547,477 4,359 SH   SOLE   0 0 4,358
OREILLY AUTOMOTIVE INC COM 67103H107   657,008 582 SH   SOLE   0 0 582
PALO ALTO NETWORKS INC COM 697435105   1,571,523 5,531 SH   SOLE   0 0 5,531
PARKER-HANNIFIN CORP COM 701094104   758,653 1,365 SH   SOLE   0 0 1,365
PAYCHEX INC COM 704326107   1,574,966 12,825 SH   SOLE   0 0 12,825
PEPSICO INC COM 713448108   1,844,255 10,538 SH   SOLE   0 0 10,538
PFIZER INC COM 717081103   277,417 9,997 SH   SOLE   0 0 9,997
PROCTER AND GAMBLE CO COM 742718109   2,828,506 17,433 SH   SOLE   0 0 17,433
PROLOGIS INC. COM 74340W103   1,806,771 13,875 SH   SOLE   0 0 13,874
QUALCOMM INC COM 747525103   3,512,465 20,747 SH   SOLE   0 0 20,746
REALTY INCOME CORP COM 756109104   472,217 8,729 SH   SOLE   0 0 8,728
REGENERON PHARMACEUTICALS COM 75886F107   468,733 487 SH   SOLE   0 0 487
REPUBLIC SVCS INC COM 760759100   347,464 1,815 SH   SOLE   0 0 1,815
ROCKWELL AUTOMATION INC COM 773903109   664,890 2,282 SH   SOLE   0 0 2,282
ROSS STORES INC COM 778296103   1,513,054 10,310 SH   SOLE   0 0 10,309
ROYAL BK CDA COM 780087102   1,432,272 14,198 SH   SOLE   0 0 14,197
RTX CORPORATION COM 75513E101   1,001,713 10,271 SH   SOLE   0 0 10,270
SALESFORCE INC COM 79466L302   2,742,545 9,106 SH   SOLE   0 0 9,106
SCHLUMBERGER LTD COM STK 806857108   3,931,681 71,733 SH   SOLE   0 0 71,732
SCHWAB CHARLES CORP COM 808513105   1,792,150 24,774 SH   SOLE   0 0 24,773
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   1,150,731 18,849 SH   SOLE   0 0 18,849
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   450,233 11,539 SH   SOLE   0 0 11,538
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   456,762 7,360 SH   SOLE   0 0 7,360
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   298,929 3,224 SH   SOLE   0 0 3,224
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   286,989 11,366 SH   SOLE   0 0 11,365
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   264,159 3,244 SH   SOLE   0 0 3,244
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   2,682,076 58,306 SH   SOLE   0 0 58,306
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   1,093,665 13,564 SH   SOLE   0 0 13,564
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   2,104,624 10,105 SH   SOLE   0 0 10,105
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   951,329 6,440 SH   SOLE   0 0 6,439
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   894,071 11,709 SH   SOLE   0 0 11,708
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   960,741 22,810 SH   SOLE   0 0 22,809
SELECT SECTOR SPDR TR ENERGY 81369Y506   890,524 9,433 SH   SOLE   0 0 9,432
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   959,827 5,220 SH   SOLE   0 0 5,219
SELECT SECTOR SPDR TR INDL 81369Y704   232,420 1,845 SH   SOLE   0 0 1,845
SERVICENOW INC COM 81762P102   808,906 1,061 SH   SOLE   0 0 1,061
SMUCKER J M CO COM NEW 832696405   796,128 6,325 SH   SOLE   0 0 6,325
SOUTHWEST AIRLS CO COM 844741108   367,210 12,580 SH   SOLE   0 0 12,580
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   5,175,675 13,012 SH   SOLE   0 0 13,012
SPDR GOLD TR GOLD SHS 78463V107   1,879,664 9,137 SH   SOLE   0 0 9,137
SPDR S&P 500 ETF TR TR UNIT 78462F103   9,551,534 18,261 SH   SOLE   0 0 18,260
SPDR SER TR PRTFLO S&P500 HI 78468R788   501,889 12,328 SH   SOLE   0 0 12,328
SPDR SER TR S&P 600 SMCP VAL 78464A300   405,101 4,883 SH   SOLE   0 0 4,882
SPDR SER TR BLOOMBERG SHT TE 78468R408   456,092 18,085 SH   SOLE   0 0 18,084
SPDR SER TR SSGA US LRG ETF 78468R804   1,772,866 11,384 SH   SOLE   0 0 11,383
SPDR SER TR S&P DIVID ETF 78464A763   638,617 4,866 SH   SOLE   0 0 4,866
SPDR SER TR PORTFOLIO S&P500 78464A854   566,630 9,209 SH   SOLE   0 0 9,209
SPDR SER TR PRTFLO S&P500 VL 78464A508   314,338 6,274 SH   SOLE   0 0 6,274
STANLEY BLACK & DECKER INC COM 854502101   489,941 5,003 SH   SOLE   0 0 5,002
STARBUCKS CORP COM 855244109   1,143,303 12,510 SH   SOLE   0 0 12,510
STERIS PLC SHS USD G8473T100   1,451,400 6,456 SH   SOLE   0 0 6,455
STRYKER CORPORATION COM 863667101   2,277,964 6,365 SH   SOLE   0 0 6,365
SYSCO CORP COM 871829107   220,067 2,711 SH   SOLE   0 0 2,710
TARGET CORP COM 87612E106   289,683 1,635 SH   SOLE   0 0 1,634
TESLA INC COM 88160R101   321,871 1,831 SH   SOLE   0 0 1,831
TEXAS INSTRS INC COM 882508104   809,942 4,649 SH   SOLE   0 0 4,649
THERMO FISHER SCIENTIFIC INC COM 883556102   1,077,563 1,854 SH   SOLE   0 0 1,854
TJX COS INC NEW COM 872540109   373,733 3,685 SH   SOLE   0 0 3,685
TRACTOR SUPPLY CO COM 892356106   201,524 770 SH   SOLE   0 0 770
UBER TECHNOLOGIES INC COM 90353T100   1,223,063 15,886 SH   SOLE   0 0 15,886
UNION PAC CORP COM 907818108   601,994 2,448 SH   SOLE   0 0 2,447
UNITED PARCEL SERVICE INC CL B 911312106   275,263 1,852 SH   SOLE   0 0 1,852
UNITED RENTALS INC COM 911363109   470,164 652 SH   SOLE   0 0 652
UNITEDHEALTH GROUP INC COM 91324P102   2,334,159 4,718 SH   SOLE   5 0 4,713
US BANCORP DEL COM NEW 902973304   1,246,293 27,881 SH   SOLE   0 0 27,881
VANGUARD BD INDEX FDS INTERMED TERM 921937819   256,087 3,396 SH   SOLE   0 0 3,396
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   378,009 4,371 SH   SOLE   0 0 4,371
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   555,689 1,156 SH   SOLE   0 0 1,156
VANGUARD INDEX FDS SM CP VAL ETF 922908611   6,833,043 35,611 SH   SOLE   0 0 35,611
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   384,554 1,631 SH   SOLE   0 0 1,630
VANGUARD INDEX FDS SML CP GRW ETF 922908595   382,267 1,466 SH   SOLE   0 0 1,466
VANGUARD INDEX FDS VALUE ETF 922908744   1,137,359 6,984 SH   SOLE   0 0 6,983
VANGUARD INDEX FDS GROWTH ETF 922908736   1,585,224 4,606 SH   SOLE   0 0 4,605
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   390,517 2,505 SH   SOLE   0 0 2,504
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   618,726 8,003 SH   SOLE   0 0 8,003
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   1,201,634 14,925 SH   SOLE   0 0 14,925
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   256,248 4,377 SH   SOLE   0 0 4,376
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   228,311 3,854 SH   SOLE   0 0 3,854
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813   949,634 12,139 SH   SOLE   0 0 12,139
VANGUARD STAR FDS VG TL INTL STK F 921909768   265,439 4,402 SH   SOLE   0 0 4,401
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   750,895 14,967 SH   SOLE   0 0 14,967
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   414,707 1,533 SH   SOLE   0 0 1,533
VANGUARD WORLD FD INDUSTRIAL ETF 92204A603   321,057 1,315 SH   SOLE   0 0 1,315
VANGUARD WORLD FD INF TECH ETF 92204A702   792,278 1,511 SH   SOLE   0 0 1,511
VANGUARD WORLD FD COMM SRVC ETF 92204A884   246,038 1,875 SH   SOLE   0 0 1,875
VERIZON COMMUNICATIONS INC COM 92343V104   1,773,940 42,277 SH   SOLE   25 0 42,251
VISA INC COM CL A 92826C839   4,900,143 17,558 SH   SOLE   0 0 17,558
WALMART INC COM 931142103   1,296,456 21,547 SH   SOLE   0 0 21,546
WASTE MGMT INC DEL COM 94106L109   3,808,516 17,868 SH   SOLE   0 0 17,867
WISDOMTREE TR US MIDCAP DIVID 97717W505   318,919 6,539 SH   SOLE   0 0 6,539
WORKDAY INC CL A 98138H101   1,897,522 6,957 SH   SOLE   0 0 6,957
WORLD GOLD TR SPDR GLD MINIS 98149E303   2,865,673 65,055 SH   SOLE   0 0 65,055
WP CAREY INC COM 92936U109   919,827 16,297 SH   SOLE   0 0 16,297
XYLEM INC COM 98419M100   251,372 1,945 SH   SOLE   0 0 1,945
YUM BRANDS INC COM 988498101   764,840 5,516 SH   SOLE   0 0 5,516