The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   326,583 2,987 SH   SOLE   0 0 2,987
ABBOTT LABS COM 002824100   1,769,723 16,078 SH   SOLE   10 0 16,068
ABBVIE INC COM 00287Y109   1,788,459 11,541 SH   SOLE   0 0 11,540
ABRDN PLATINUM ETF TRUST PHYSCL PLATM SHS 003260106   532,010 5,836 SH   SOLE   0 0 5,836
ABRDN SILVER ETF TRUST PHYSCL SILVR SHS 003264108   1,036,559 45,523 SH   SOLE   0 0 45,523
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   1,825,785 5,203 SH   SOLE   0 0 5,203
ADOBE INC COM 00724F101   2,357,167 3,951 SH   SOLE   0 0 3,951
AIRBNB INC COM CL A 009066101   1,021,526 7,504 SH   SOLE   0 0 7,503
ALPHABET INC CAP STK CL A 02079K305   2,844,507 20,363 SH   SOLE   0 0 20,363
ALPHABET INC CAP STK CL C 02079K107   4,907,324 34,821 SH   SOLE   10 0 34,811
AMAZON COM INC COM 023135106   5,519,524 36,327 SH   SOLE   0 0 36,327
AMER STATES WTR CO COM 029899101   391,248 4,865 SH   SOLE   0 0 4,865
AMERICAN TOWER CORP NEW COM 03027X100   1,506,879 6,980 SH   SOLE   0 0 6,980
AMERICAN WTR WKS CO INC NEW COM 030420103   1,055,578 7,997 SH   SOLE   0 0 7,997
AMGEN INC COM 031162100   2,913,222 10,115 SH   SOLE   0 0 10,114
ANALOG DEVICES INC COM 032654105   361,181 1,819 SH   SOLE   0 0 1,819
APPLE INC COM 037833100   14,191,926 73,713 SH   SOLE   0 0 73,712
AURORA INNOVATION INC CLASS A COM 051774107   69,103 15,813 SH   SOLE   0 0 15,813
AUTOMATIC DATA PROCESSING IN COM 053015103   2,617,301 11,235 SH   SOLE   0 0 11,234
AVALONBAY CMNTYS INC COM 053484101   403,459 2,155 SH   SOLE   0 0 2,155
AXOS FINANCIAL INC COM 05465C100   385,804 7,066 SH   SOLE   0 0 7,066
BECTON DICKINSON & CO COM 075887109   1,328,210 5,447 SH   SOLE   0 0 5,447
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   3,907,924 10,957 SH   SOLE   5 0 10,952
BLACKROCK INC COM 09247X101   1,912,767 2,356 SH   SOLE   0 0 2,356
BLACKROCK RES & COMMODITIES SHS 09257A108   140,926 15,870 SH   SOLE   0 0 15,870
BNY MELLON STRATEGIC MUNS IN COM 05588W108   61,032 10,415 SH   SOLE   0 0 10,415
BOEING CO COM 097023105   628,452 2,411 SH   SOLE   0 0 2,411
BRIGHT HORIZONS FAM SOL IN D COM 109194100   532,456 5,650 SH   SOLE   0 0 5,650
BRISTOL-MYERS SQUIBB CO COM 110122108   1,362,842 26,561 SH   SOLE   0 0 26,560
BROADCOM INC COM 11135F101   957,500 858 SH   SOLE   0 0 857
CACI INTL INC CL A 127190304   1,144,845 3,535 SH   SOLE   0 0 3,535
CADENCE DESIGN SYSTEM INC COM 127387108   778,978 2,860 SH   SOLE   0 0 2,860
CAPITAL ONE FINL CORP COM 14040H105   291,742 2,225 SH   SOLE   0 0 2,225
CATERPILLAR INC COM 149123101   3,055,749 10,335 SH   SOLE   0 0 10,335
CENCORA INC COM 03073E105   490,447 2,388 SH   SOLE   0 0 2,388
CHEVRON CORP NEW COM 166764100   3,785,502 25,379 SH   SOLE   10 0 25,368
CISCO SYS INC COM 17275R102   1,059,635 20,975 SH   SOLE   0 0 20,974
CLOROX CO DEL COM 189054109   890,477 6,245 SH   SOLE   0 0 6,245
COCA COLA CO COM 191216100   462,876 7,855 SH   SOLE   0 0 7,854
COINBASE GLOBAL INC COM CL A 19260Q107   61,436,718 353,247 SH   SOLE   0 0 353,247
CONOCOPHILLIPS COM 20825C104   437,451 3,769 SH   SOLE   0 0 3,768
COSTCO WHSL CORP NEW COM 22160K105   3,706,532 5,615 SH   SOLE   0 0 5,615
CRESCENT PT ENERGY CORP COM 22576C101   331,878 47,890 SH   SOLE   0 0 47,890
CVS HEALTH CORP COM 126650100   1,481,842 18,767 SH   SOLE   0 0 18,767
DANAHER CORPORATION COM 235851102   340,301 1,471 SH   SOLE   0 0 1,471
DARDEN RESTAURANTS INC COM 237194105   236,324 1,438 SH   SOLE   0 0 1,438
DIGITAL RLTY TR INC COM 253868103   736,960 5,476 SH   SOLE   0 0 5,476
DISNEY WALT CO COM 254687106   2,284,990 25,307 SH   SOLE   0 0 25,307
DNP SELECT INCOME FD INC COM 23325P104   147,679 17,415 SH   SOLE   0 0 17,415
DOMINOS PIZZA INC COM 25754A201   300,928 730 SH   SOLE   0 0 730
DUPONT DE NEMOURS INC COM 26614N102   2,325,622 30,230 SH   SOLE   0 0 30,230
ECOLAB INC COM 278865100   2,163,288 10,906 SH   SOLE   0 0 10,906
ELEVANCE HEALTH INC COM 036752103   396,976 842 SH   SOLE   0 0 841
EMERSON ELEC CO COM 291011104   1,282,631 13,178 SH   SOLE   0 0 13,178
EQUINIX INC COM 29444U700   345,512 429 SH   SOLE   0 0 429
ESSEX PPTY TR INC COM 297178105   1,271,668 5,129 SH   SOLE   0 0 5,128
EXCHANGE TRADED CONCEPTS TR ROBO GLB ETF 301505707   280,025 4,887 SH   SOLE   0 0 4,887
EXXON MOBIL CORP COM 30231G102   2,315,325 23,158 SH   SOLE   0 0 23,157
FEDEX CORP COM 31428X106   200,605 793 SH   SOLE   0 0 793
FIRST TR EXCHANGE TRADED FD DJ GLBL DIVID 33734X200   1,356,966 60,960 SH   SOLE   0 0 60,959
FIRST TR EXCHANGE-TRADED FD NO AMER ENERGY 33738D101   314,462 11,357 SH   SOLE   0 0 11,356
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302   1,860,650 9,974 SH   SOLE   0 0 9,974
FIRST TR MORNINGSTAR DIVID L SHS 336917109   1,456,227 40,586 SH   SOLE   0 0 40,586
FIRST TR VALUE LINE DIVID IN SHS 33734H106   390,697 9,633 SH   SOLE   0 0 9,632
GALLAGHER ARTHUR J & CO COM 363576109   4,243,486 18,870 SH   SOLE   0 0 18,870
GENERAL ELECTRIC CO COM NEW 369604301   759,576 5,951 SH   SOLE   0 0 5,951
GENUINE PARTS CO COM 372460105   2,583,686 18,655 SH   SOLE   0 0 18,654
GILEAD SCIENCES INC COM 375558103   994,965 12,282 SH   SOLE   0 0 12,282
GOLDMAN SACHS GROUP INC COM 38141G104   1,390,185 3,604 SH   SOLE   0 0 3,603
GRAFTECH INTL LTD COM 384313508   914,796 417,715 SH   SOLE   0 0 417,715
HOME DEPOT INC COM 437076102   3,607,066 10,409 SH   SOLE   0 0 10,408
HONEYWELL INTL INC COM 438516106   2,158,389 10,292 SH   SOLE   0 0 10,292
IDEX CORP COM 45167R104   1,537,378 7,081 SH   SOLE   0 0 7,081
ILLINOIS TOOL WKS INC COM 452308109   1,284,423 4,904 SH   SOLE   0 0 4,903
INDEXIQ ACTIVE ETF TR IQ MACKAY INTRME 45409F827   215,841 8,788 SH   SOLE   0 0 8,788
INTEL CORP COM 458140100   1,056,966 21,034 SH   SOLE   0 0 21,034
INTERNATIONAL BUSINESS MACHS COM 459200101   739,737 4,523 SH   SOLE   0 0 4,523
INTUIT COM 461202103   3,555,127 5,688 SH   SOLE   0 0 5,687
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   333,289 5,319 SH   SOLE   0 0 5,319
INVESCO EXCH TRADED FD TR II S&P ULTRA DIVIDE 46138G656   277,102 6,341 SH   SOLE   0 0 6,341
INVESCO QQQ TR UNIT SER 1 46090E103   4,437,026 10,835 SH   SOLE   0 0 10,834
IRON MTN INC DEL COM 46284V101   208,007 2,972 SH   SOLE   0 0 2,972
ISHARES GOLD TR ISHARES NEW 464285204   664,798 17,033 SH   SOLE   0 0 17,033
ISHARES INC MSCI JPN ETF NEW 46434G822   308,788 4,814 SH   SOLE   0 0 4,814
ISHARES INC MSCI EMERG MRKT 464286533   2,666,181 47,962 SH   SOLE   0 0 47,961
ISHARES INC EM MKTS DIV ETF 464286319   290,272 10,958 SH   SOLE   0 0 10,957
ISHARES INC CORE MSCI EMKT 46434G103   337,700 6,677 SH   SOLE   0 0 6,676
ISHARES TR MSCI KLD400 SOC 464288570   799,169 8,777 SH   SOLE   0 0 8,777
ISHARES TR ESG AW MSCI EAFE 46435G516   1,600,238 21,184 SH   SOLE   0 0 21,183
ISHARES TR MRGSTR MD CP ETF 464288208   405,952 6,047 SH   SOLE   0 0 6,047
ISHARES TR SHRT NAT MUN ETF 464288158   236,145 2,240 SH   SOLE   0 0 2,239
ISHARES TR TIPS BD ETF 464287176   511,793 4,761 SH   SOLE   0 0 4,761
ISHARES TR US HOME CONS ETF 464288752   1,060,569 10,425 SH   SOLE   0 0 10,425
ISHARES TR S&P 100 ETF 464287101   1,310,828 5,868 SH   SOLE   0 0 5,867
ISHARES TR 1 3 YR TREAS BD 464287457   559,641 6,822 SH   SOLE   0 0 6,821
ISHARES TR CORE HIGH DV ETF 46429B663   493,281 4,837 SH   SOLE   0 0 4,836
ISHARES TR SELECT DIVID ETF 464287168   1,458,643 12,444 SH   SOLE   0 0 12,443
ISHARES TR MSCI EAFE MIN VL 46429B689   9,197,003 132,636 SH   SOLE   0 0 132,636
ISHARES TR CORE MSCI EAFE 46432F842   689,847 9,806 SH   SOLE   0 0 9,805
ISHARES TR RUS MID CAP ETF 464287499   279,828 3,600 SH   SOLE   0 0 3,600
ISHARES TR IBOXX HI YD ETF 464288513   384,678 4,971 SH   SOLE   0 0 4,970
ISHARES TR EXPANDED TECH 464287515   282,285 696 SH   SOLE   0 0 695
ISHARES TR S&P 500 VAL ETF 464287408   212,593 1,223 SH   SOLE   0 0 1,222
ISHARES TR CORE S&P500 ETF 464287200   700,683 1,467 SH   SOLE   0 0 1,467
ISHARES TR INTL SEL DIV ETF 464288448   1,564,498 55,895 SH   SOLE   0 0 55,894
ISHARES TR CORE MSCI EURO 46434V738   720,608 13,097 SH   SOLE   0 0 13,097
ISHARES TR SP SMCP600VL ETF 464287879   236,166 2,291 SH   SOLE   0 0 2,291
ISHARES TR JPMORGAN USD EMG 464288281   231,031 2,594 SH   SOLE   0 0 2,594
ISHARES TR CORE S&P MCP ETF 464287507   7,496,816 27,050 SH   SOLE   0 0 27,049
ISHARES TR IBONDS DEC25 ETF 46434VBD1   472,223 19,072 SH   SOLE   0 0 19,072
JOHNSON & JOHNSON COM 478160104   4,244,538 27,080 SH   SOLE   0 0 27,080
JPMORGAN CHASE & CO COM 46625H100   2,946,719 17,323 SH   SOLE   0 0 17,323
KANZHUN LIMITED SPONSORED ADS 48553T106   1,402,615 84,444 SH   SOLE   0 0 84,444
KIMBERLY-CLARK CORP COM 494368103   1,171,873 9,644 SH   SOLE   0 0 9,644
LABORATORY CORP AMER HLDGS COM NEW 50540R409   203,425 895 SH   SOLE   0 0 895
LINDE PLC SHS G54950103   457,867 1,115 SH   SOLE   0 0 1,114
MANAGED PORTFOLIO SERIES ECOFIN GBL WATER 56167N753   569,156 12,989 SH   SOLE   0 0 12,988
MARRIOTT INTL INC NEW CL A 571903202   2,344,618 10,397 SH   SOLE   0 0 10,396
MCDONALDS CORP COM 580135101   4,330,087 14,604 SH   SOLE   0 0 14,603
MERCADOLIBRE INC COM 58733R102   1,367,240 870 SH   SOLE   0 0 870
META PLATFORMS INC CL A 30303M102   2,890,437 8,166 SH   SOLE   0 0 8,166
METLIFE INC COM 59156R108   2,232,315 33,756 SH   SOLE   0 0 33,756
MICROSOFT CORP COM 594918104   9,208,784 24,489 SH   SOLE   5 0 24,483
MIRUM PHARMACEUTICALS INC COM 604749101   481,619 16,315 SH   SOLE   0 0 16,315
NATIONAL GRID PLC SPONSORED ADR NE 636274409   1,688,491 24,834 SH   SOLE   0 0 24,834
NETFLIX INC COM 64110L106   662,644 1,361 SH   SOLE   0 0 1,361
NIKE INC CL B 654106103   2,064,310 19,014 SH   SOLE   0 0 19,013
NORDSON CORP COM 655663102   1,442,526 5,461 SH   SOLE   0 0 5,460
NORTHERN TR CORP COM 665859104   903,511 10,708 SH   SOLE   0 0 10,707
NOVAGOLD RES INC COM NEW 66987E206   74,800 20,000 SH   SOLE   0 0 20,000
NOVO-NORDISK A S ADR 670100205   809,186 7,822 SH   SOLE   0 0 7,822
NUVEEN CALIFORNIA MUNI VLU F COM STK 67062C107   112,000 12,500 SH   SOLE   0 0 12,500
NVIDIA CORPORATION COM 67066G104   7,017,465 14,170 SH   SOLE   0 0 14,170
OREILLY AUTOMOTIVE INC COM 67103H107   301,175 317 SH   SOLE   0 0 317
PALO ALTO NETWORKS INC COM 697435105   1,442,258 4,891 SH   SOLE   0 0 4,891
PARKER-HANNIFIN CORP COM 701094104   670,319 1,455 SH   SOLE   0 0 1,455
PAYCHEX INC COM 704326107   1,892,384 15,888 SH   SOLE   0 0 15,887
PEPSICO INC COM 713448108   1,626,728 9,578 SH   SOLE   0 0 9,578
PROCTER AND GAMBLE CO COM 742718109   1,932,864 13,190 SH   SOLE   0 0 13,190
PROLOGIS INC. COM 74340W103   1,447,326 10,858 SH   SOLE   0 0 10,857
QUALCOMM INC COM 747525103   3,142,449 21,728 SH   SOLE   0 0 21,727
REPUBLIC SVCS INC COM 760759100   337,241 2,045 SH   SOLE   0 0 2,045
ROCKWELL AUTOMATION INC COM 773903109   1,178,247 3,795 SH   SOLE   0 0 3,794
ROSS STORES INC COM 778296103   1,395,454 10,083 SH   SOLE   0 0 10,083
ROYAL BK CDA COM 780087102   1,978,970 19,569 SH   SOLE   0 0 19,568
RTX CORPORATION COM 75513E101   1,173,787 13,950 SH   SOLE   0 0 13,950
SALESFORCE INC COM 79466L302   2,001,180 7,605 SH   SOLE   0 0 7,605
SAP SE SPON ADR 803054204   217,199 1,405 SH   SOLE   0 0 1,405
SCHLUMBERGER LTD COM STK 806857108   3,578,645 68,767 SH   SOLE   0 0 68,767
SCHWAB CHARLES CORP COM 808513105   1,373,404 19,962 SH   SOLE   0 0 19,962
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   1,093,693 19,646 SH   SOLE   0 0 19,646
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   470,224 12,723 SH   SOLE   0 0 12,722
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   440,033 7,802 SH   SOLE   0 0 7,802
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   267,463 3,224 SH   SOLE   0 0 3,224
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   308,137 12,430 SH   SOLE   0 0 12,429
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   251,418 3,338 SH   SOLE   0 0 3,338
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   3,764,332 80,745 SH   SOLE   0 0 80,745
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   1,125,810 14,788 SH   SOLE   0 0 14,788
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   1,910,038 9,923 SH   SOLE   0 0 9,923
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   876,537 6,427 SH   SOLE   0 0 6,427
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   879,792 12,214 SH   SOLE   0 0 12,214
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   1,135,167 30,191 SH   SOLE   0 0 30,190
SELECT SECTOR SPDR TR ENERGY 81369Y506   813,692 9,705 SH   SOLE   0 0 9,705
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   1,008,753 5,641 SH   SOLE   0 0 5,641
SELECT SECTOR SPDR TR INDL 81369Y704   209,993 1,842 SH   SOLE   0 0 1,842
SERA PROGNOSTICS INC CLASS A COM 81749D107   194,793 32,574 SH   SOLE   0 0 32,574
SMUCKER J M CO COM NEW 832696405   1,283,578 10,157 SH   SOLE   0 0 10,156
SOUTHWEST AIRLS CO COM 844741108   639,230 22,134 SH   SOLE   0 0 22,134
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   4,897,991 12,997 SH   SOLE   0 0 12,996
SPDR GOLD TR GOLD SHS 78463V107   1,650,562 8,634 SH   SOLE   0 0 8,634
SPDR S&P 500 ETF TR TR UNIT 78462F103   8,477,397 17,836 SH   SOLE   0 0 17,835
SPDR SER TR PRTFLO S&P500 HI 78468R788   483,071 12,326 SH   SOLE   0 0 12,326
SPDR SER TR S&P 600 SMCP VAL 78464A300   407,844 4,896 SH   SOLE   0 0 4,895
SPDR SER TR BLOOMBERG SHT TE 78468R408   1,019,817 40,566 SH   SOLE   0 0 40,565
SPDR SER TR SSGA US LRG ETF 78468R804   1,656,377 11,423 SH   SOLE   0 0 11,422
SPDR SER TR S&P DIVID ETF 78464A763   613,048 4,906 SH   SOLE   0 0 4,905
SPDR SER TR PORTFOLIO S&P500 78464A854   523,168 9,359 SH   SOLE   0 0 9,359
SPDR SER TR PRTFLO S&P500 VL 78464A508   296,218 6,353 SH   SOLE   0 0 6,352
STANLEY BLACK & DECKER INC COM 854502101   884,938 9,021 SH   SOLE   0 0 9,020
STARBUCKS CORP COM 855244109   1,538,560 16,025 SH   SOLE   0 0 16,024
STERIS PLC SHS USD G8473T100   1,636,246 7,443 SH   SOLE   0 0 7,442
STRYKER CORPORATION COM 863667101   1,937,308 6,469 SH   SOLE   0 0 6,469
SYSCO CORP COM 871829107   287,251 3,928 SH   SOLE   0 0 3,927
TARGET CORP COM 87612E106   285,457 2,004 SH   SOLE   0 0 2,004
TESLA INC COM 88160R101   446,519 1,797 SH   SOLE   0 0 1,797
TEXAS INSTRS INC COM 882508104   1,051,388 6,168 SH   SOLE   0 0 6,167
THERMO FISHER SCIENTIFIC INC COM 883556102   581,215 1,095 SH   SOLE   0 0 1,095
TRUIST FINL CORP COM 89832Q109   296,052 8,019 SH   SOLE   0 0 8,018
UBER TECHNOLOGIES INC COM 90353T100   674,807 10,960 SH   SOLE   0 0 10,960
UIPATH INC CL A 90364P105   1,528,927 61,551 SH   SOLE   0 0 61,551
UNION PAC CORP COM 907818108   684,501 2,787 SH   SOLE   0 0 2,786
UNITED PARCEL SERVICE INC CL B 911312106   260,530 1,657 SH   SOLE   0 0 1,657
UNITEDHEALTH GROUP INC COM 91324P102   2,053,484 3,900 SH   SOLE   5 0 3,895
US BANCORP DEL COM NEW 902973304   1,240,839 28,670 SH   SOLE   0 0 28,670
VANGUARD BD INDEX FDS INTERMED TERM 921937819   333,037 4,360 SH   SOLE   0 0 4,360
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   385,184 4,359 SH   SOLE   0 0 4,359
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   584,438 1,338 SH   SOLE   0 0 1,338
VANGUARD INDEX FDS SM CP VAL ETF 922908611   5,652,538 31,408 SH   SOLE   0 0 31,408
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   357,476 1,628 SH   SOLE   0 0 1,628
VANGUARD INDEX FDS SML CP GRW ETF 922908595   353,927 1,464 SH   SOLE   0 0 1,463
VANGUARD INDEX FDS VALUE ETF 922908744   1,040,587 6,960 SH   SOLE   0 0 6,960
VANGUARD INDEX FDS GROWTH ETF 922908736   1,456,251 4,684 SH   SOLE   0 0 4,684
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   359,306 2,478 SH   SOLE   0 0 2,477
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   618,218 7,990 SH   SOLE   0 0 7,990
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   2,367,743 29,131 SH   SOLE   70 0 29,060
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   595,613 10,041 SH   SOLE   0 0 10,040
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   552,793 8,984 SH   SOLE   0 0 8,984
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813   2,238,028 27,923 SH   SOLE   105 0 27,818
VANGUARD STAR FDS VG TL INTL STK F 921909768   690,418 11,912 SH   SOLE   0 0 11,911
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   712,925 14,884 SH   SOLE   0 0 14,883
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   473,071 1,887 SH   SOLE   0 0 1,887
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603   355,554 1,613 SH   SOLE   0 0 1,613
VANGUARD WORLD FDS INF TECH ETF 92204A702   936,540 1,935 SH   SOLE   0 0 1,935
VANGUARD WORLD FDS COMM SRVC ETF 92204A884   271,590 2,307 SH   SOLE   0 0 2,307
VERIZON COMMUNICATIONS INC COM 92343V104   2,215,366 58,763 SH   SOLE   25 0 58,738
VISA INC COM CL A 92826C839   4,237,464 16,276 SH   SOLE   0 0 16,276
WALMART INC COM 931142103   906,488 5,750 SH   SOLE   0 0 5,750
WASTE MGMT INC DEL COM 94106L109   2,984,034 16,661 SH   SOLE   0 0 16,661
WELLS FARGO CO NEW COM 949746101   232,550 4,725 SH   SOLE   0 0 4,724
WISDOMTREE TR US MIDCAP DIVID 97717W505   299,235 6,549 SH   SOLE   0 0 6,549
WORKDAY INC CL A 98138H101   2,058,027 7,455 SH   SOLE   0 0 7,455
WORLD GOLD TR SPDR GLD MINIS 98149E303   2,773,125 67,786 SH   SOLE   0 0 67,786
WP CAREY INC COM 92936U109   1,789,387 27,610 SH   SOLE   0 0 27,609
XYLEM INC COM 98419M100   238,441 2,085 SH   SOLE   0 0 2,085
YUM BRANDS INC COM 988498101   889,220 6,806 SH   SOLE   0 0 6,805
ZOETIS INC CL A 98978V103   221,252 1,121 SH   SOLE   0 0 1,121