The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   578,269 5,502 SH   SOLE   0 0 5,501
ABB LTD SPONSORED ADR 000375204   206,828 6,030 SH   SOLE   0 0 6,029
ABBOTT LABS COM 002824100   1,338,113 13,215 SH   SOLE   10 0 13,204
ABBVIE INC COM 00287Y109   1,665,076 10,448 SH   SOLE   0 0 10,447
ABRDN PLATINUM ETF TRUST PHYSCL PLATM SHS 003260106   569,292 6,192 SH   SOLE   0 0 6,192
ABRDN SILVER ETF TRUST PHYSCL SILVR SHS 003264108   1,075,216 46,526 SH   SOLE   0 0 46,526
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   1,807,462 6,324 SH   SOLE   0 0 6,324
ADOBE SYSTEMS INCORPORATED COM 00724F101   1,441,669 3,741 SH   SOLE   0 0 3,741
AIRBNB INC COM CL A 009066101   719,156 5,781 SH   SOLE   0 0 5,781
ALPHABET INC CAP STK CL A 02079K305   2,240,049 21,595 SH   SOLE   0 0 21,595
ALPHABET INC CAP STK CL C 02079K107   3,436,087 33,039 SH   SOLE   10 0 33,029
AMAZON COM INC COM 023135106   3,647,170 35,310 SH   SOLE   0 0 35,310
AMER STATES WTR CO COM 029899101   517,104 5,817 SH   SOLE   0 0 5,817
AMERICAN TOWER CORP NEW COM 03027X100   1,066,132 5,217 SH   SOLE   0 0 5,217
AMERICAN WTR WKS CO INC NEW COM 030420103   918,303 6,269 SH   SOLE   0 0 6,268
AMERISOURCEBERGEN CORP COM 03073E105   438,701 2,740 SH   SOLE   0 0 2,740
AMGEN INC COM 031162100   2,249,805 9,306 SH   SOLE   0 0 9,306
ANALOG DEVICES INC COM 032654105   404,695 2,052 SH   SOLE   0 0 2,052
APPLE INC COM 037833100   13,271,513 80,482 SH   SOLE   0 0 80,482
AT&T INC COM 00206R102   253,369 13,162 SH   SOLE   0 0 13,162
AUTOMATIC DATA PROCESSING IN COM 053015103   2,869,554 12,889 SH   SOLE   0 0 12,889
AVALONBAY CMNTYS INC COM 053484101   412,587 2,455 SH   SOLE   0 0 2,455
AXOS FINANCIAL INC COM 05465C100   283,546 7,680 SH   SOLE   0 0 7,680
BECTON DICKINSON & CO COM 075887109   1,321,863 5,340 SH   SOLE   0 0 5,339
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   3,123,517 10,116 SH   SOLE   5 0 10,111
BLACKROCK INC COM 09247X101   1,782,452 2,664 SH   SOLE   0 0 2,663
BLACKROCK RES & COMMODITIES SHS 09257A108   156,456 16,400 SH   SOLE   0 0 16,400
BOEING CO COM 097023105   580,784 2,734 SH   SOLE   0 0 2,734
BRIGHT HORIZONS FAM SOL IN D COM 109194100   529,691 6,880 SH   SOLE   0 0 6,880
BRISTOL-MYERS SQUIBB CO COM 110122108   1,444,076 20,835 SH   SOLE   0 0 20,835
BROADCOM INC COM 11135F101   624,721 974 SH   SOLE   0 0 973
BROWN FORMAN CORP CL B 115637209   201,229 3,131 SH   SOLE   0 0 3,131
CACI INTL INC CL A 127190304   1,239,932 4,185 SH   SOLE   0 0 4,185
CADENCE DESIGN SYSTEM INC COM 127387108   214,082 1,019 SH   SOLE   0 0 1,019
CAPITAL ONE FINL CORP COM 14040H105   274,537 2,855 SH   SOLE   0 0 2,855
CATERPILLAR INC COM 149123101   2,692,304 11,765 SH   SOLE   0 0 11,765
CHEVRON CORP NEW COM 166764100   3,788,065 23,217 SH   SOLE   10 0 23,206
CISCO SYS INC COM 17275R102   1,417,086 27,108 SH   SOLE   0 0 27,108
CLOROX CO DEL COM 189054109   998,883 6,312 SH   SOLE   0 0 6,312
COCA COLA CO COM 191216100   569,691 9,184 SH   SOLE   0 0 9,184
CONOCOPHILLIPS COM 20825C104   433,963 4,374 SH   SOLE   0 0 4,374
CONSOLIDATED EDISON INC COM 209115104   245,394 2,565 SH   SOLE   0 0 2,565
COSTCO WHSL CORP NEW COM 22160K105   2,729,171 5,493 SH   SOLE   0 0 5,492
CVS HEALTH CORP COM 126650100   1,619,612 21,795 SH   SOLE   0 0 21,795
DARDEN RESTAURANTS INC COM 237194105   253,831 1,636 SH   SOLE   0 0 1,635
DIGITAL RLTY TR INC COM 253868103   570,296 5,801 SH   SOLE   0 0 5,801
DISCOVER FINL SVCS COM 254709108   420,343 4,253 SH   SOLE   0 0 4,252
DISNEY WALT CO COM 254687106   2,719,704 27,162 SH   SOLE   0 0 27,161
DOMINOS PIZZA INC COM 25754A201   274,452 832 SH   SOLE   0 0 832
DUPONT DE NEMOURS INC COM 26614N102   1,940,374 27,036 SH   SOLE   0 0 27,036
ECOLAB INC COM 278865100   1,933,125 11,678 SH   SOLE   0 0 11,678
ELEVANCE HEALTH INC COM 036752103   424,872 924 SH   SOLE   0 0 924
EMERSON ELEC CO COM 291011104   736,542 8,452 SH   SOLE   0 0 8,452
EQUINIX INC COM 29444U700   309,326 429 SH   SOLE   0 0 429
ESSEX PPTY TR INC COM 297178105   644,582 3,082 SH   SOLE   0 0 3,082
EXXON MOBIL CORP COM 30231G102   2,904,806 26,489 SH   SOLE   0 0 26,489
FASTLY INC CL A 31188V100   295,118 16,617 SH   SOLE   16,617 0 0
FIRST TR EXCHANGE TRADED FD DJ GLBL DIVID 33734X200   1,411,233 63,828 SH   SOLE   0 0 63,827
FIRST TR EXCHANGE-TRADED FD NO AMER ENERGY 33738D101   326,244 12,251 SH   SOLE   0 0 12,251
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302   1,499,790 10,144 SH   SOLE   0 0 10,144
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408   237,603 3,993 SH   SOLE   0 0 3,992
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   212,580 4,441 SH   SOLE   0 0 4,440
FIRST TR MORNINGSTAR DIVID L SHS 336917109   1,602,116 45,130 SH   SOLE   0 0 45,130
FIRST TR VALUE LINE DIVID IN SHS 33734H106   418,300 10,416 SH   SOLE   0 0 10,415
GALLAGHER ARTHUR J & CO COM 363576109   1,125,668 5,884 SH   SOLE   0 0 5,884
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107   216,313 2,637 SH   SOLE   0 0 2,637
GENERAL ELECTRIC CO COM NEW 369604301   763,303 7,984 SH   SOLE   0 0 7,984
GENUINE PARTS CO COM 372460105   2,988,557 17,862 SH   SOLE   0 0 17,862
GILEAD SCIENCES INC COM 375558103   1,257,522 15,156 SH   SOLE   0 0 15,156
GOLDMAN SACHS GROUP INC COM 38141G104   966,640 2,955 SH   SOLE   0 0 2,955
HOME DEPOT INC COM 437076102   2,904,260 9,841 SH   SOLE   0 0 9,840
HONEYWELL INTL INC COM 438516106   1,990,335 10,414 SH   SOLE   0 0 10,414
IDEX CORP COM 45167R104   1,352,622 5,855 SH   SOLE   0 0 5,854
ILLINOIS TOOL WKS INC COM 452308109   1,453,883 5,972 SH   SOLE   0 0 5,972
INDEXIQ ACTIVE ETF TR IQ MACKAY INTRME 45409F827   236,187 9,605 SH   SOLE   0 0 9,605
INTEL CORP COM 458140100   1,028,577 31,484 SH   SOLE   0 0 31,483
INTERNATIONAL BUSINESS MACHS COM 459200101   953,680 7,275 SH   SOLE   0 0 7,275
INTUIT COM 461202103   2,551,305 5,723 SH   SOLE   0 0 5,722
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   331,906 5,319 SH   SOLE   0 0 5,319
INVESCO EXCH TRADED FD TR II S&P ULTRA DIVIDE 46138G656   260,878 6,341 SH   SOLE   0 0 6,341
INVESCO QQQ TR UNIT SER 1 46090E103   2,956,633 9,213 SH   SOLE   0 0 9,212
INVITATION HOMES INC COM 46187W107   206,836 6,623 SH   SOLE   0 0 6,623
ISHARES GOLD TR ISHARES NEW 464285204   639,924 17,124 SH   SOLE   0 0 17,124
ISHARES INC MSCI JPN ETF NEW 46434G822   279,645 4,765 SH   SOLE   0 0 4,764
ISHARES INC MSCI EMERG MRKT 464286533   2,472,378 45,307 SH   SOLE   0 0 45,306
ISHARES INC EM MKTS DIV ETF 464286319   274,920 11,203 SH   SOLE   0 0 11,202
ISHARES INC CORE MSCI EMKT 46434G103   324,528 6,652 SH   SOLE   0 0 6,651
ISHARES TR SHRT NAT MUN ETF 464288158   237,810 2,272 SH   SOLE   0 0 2,271
ISHARES TR TIPS BD ETF 464287176   524,181 4,754 SH   SOLE   0 0 4,754
ISHARES TR US HOME CONS ETF 464288752   810,656 11,533 SH   SOLE   0 0 11,533
ISHARES TR S&P 100 ETF 464287101   1,095,706 5,858 SH   SOLE   0 0 5,858
ISHARES TR 1 3 YR TREAS BD 464287457   551,666 6,715 SH   SOLE   0 0 6,714
ISHARES TR CALIF MUN BD ETF 464288356   229,680 4,000 SH   SOLE   0 0 4,000
ISHARES TR RUS 1000 GRW ETF 464287614   439,720 1,800 SH   SOLE   0 0 1,799
ISHARES TR CORE HIGH DV ETF 46429B663   496,497 4,884 SH   SOLE   0 0 4,883
ISHARES TR SELECT DIVID ETF 464287168   1,447,807 12,355 SH   SOLE   0 0 12,355
ISHARES TR MSCI EAFE MIN VL 46429B689   8,092,893 119,629 SH   SOLE   0 0 119,628
ISHARES TR CORE MSCI EAFE 46432F842   715,172 10,698 SH   SOLE   0 0 10,698
ISHARES TR RUS MID CAP ETF 464287499   251,712 3,600 SH   SOLE   0 0 3,600
ISHARES TR IBOXX HI YD ETF 464288513   366,538 4,852 SH   SOLE   0 0 4,851
ISHARES TR EXPANDED TECH 464287515   212,030 696 SH   SOLE   0 0 695
ISHARES TR CORE S&P500 ETF 464287200   623,608 1,517 SH   SOLE   0 0 1,517
ISHARES TR INTL SEL DIV ETF 464288448   1,492,021 54,275 SH   SOLE   0 0 54,275
ISHARES TR CORE MSCI EURO 46434V738   695,877 13,285 SH   SOLE   0 0 13,285
ISHARES TR SP SMCP600VL ETF 464287879   215,166 2,299 SH   SOLE   0 0 2,299
ISHARES TR JPMORGAN USD EMG 464288281   228,766 2,651 SH   SOLE   0 0 2,651
ISHARES TR CORE S&P MCP ETF 464287507   5,054,057 20,203 SH   SOLE   0 0 20,203
ISHARES TR IBONDS DEC23 ETF 46434VAX8   2,088,654 82,916 SH   SOLE   0 0 82,916
ISHARES TR IBONDS DEC25 ETF 46434VBD1   1,959,162 79,868 SH   SOLE   0 0 79,868
ISHARES TR RUS 1000 VAL ETF 464287598   268,558 1,764 SH   SOLE   0 0 1,763
JOHNSON & JOHNSON COM 478160104   4,384,131 28,285 SH   SOLE   0 0 28,284
JPMORGAN CHASE & CO COM 46625H100   2,085,630 16,005 SH   SOLE   0 0 16,005
KIMBERLY-CLARK CORP COM 494368103   952,212 7,094 SH   SOLE   0 0 7,094
LABORATORY CORP AMER HLDGS COM NEW 50540R409   254,427 1,109 SH   SOLE   0 0 1,109
LINDE PLC SHS G54950103   427,457 1,203 SH   SOLE   0 0 1,202
MARRIOTT INTL INC NEW CL A 571903202   1,822,203 10,974 SH   SOLE   0 0 10,974
MCDONALDS CORP COM 580135101   3,988,740 14,265 SH   SOLE   0 0 14,265
MERCADOLIBRE INC COM 58733R102   1,324,650 1,005 SH   SOLE   0 0 1,005
META PLATFORMS INC CL A 30303M102   1,738,120 8,201 SH   SOLE   0 0 8,201
METLIFE INC COM 59156R108   2,290,257 39,528 SH   SOLE   0 0 39,528
MICROSOFT CORP COM 594918104   6,926,228 24,024 SH   SOLE   5 0 24,019
NATIONAL GRID PLC SPONSORED ADR NE 636274409   1,268,953 18,664 SH   SOLE   0 0 18,663
NETFLIX INC COM 64110L106   585,934 1,696 SH   SOLE   0 0 1,696
NEXTERA ENERGY INC COM 65339F101   223,686 2,902 SH   SOLE   0 0 2,902
NIKE INC CL B 654106103   2,446,466 19,948 SH   SOLE   0 0 19,948
NORDSON CORP COM 655663102   1,125,469 5,064 SH   SOLE   0 0 5,063
NORTHERN TR CORP COM 665859104   790,808 8,973 SH   SOLE   0 0 8,973
NOVAGOLD RES INC COM NEW 66987E206   151,644 24,380 SH   SOLE   0 0 24,380
NOVO-NORDISK A S ADR 670100205   840,259 5,280 SH   SOLE   0 0 5,280
NUVEEN CALIFORNIA MUNI VLU F COM STK 67062C107   220,250 25,000 SH   SOLE   0 0 25,000
NVIDIA CORPORATION COM 67066G104   5,014,679 18,053 SH   SOLE   0 0 18,053
OMNICOM GROUP INC COM 681919106   254,718 2,700 SH   SOLE   0 0 2,700
OREILLY AUTOMOTIVE INC COM 67103H107   379,494 447 SH   SOLE   0 0 447
PALO ALTO NETWORKS INC COM 697435105   1,162,487 5,820 SH   SOLE   0 0 5,820
PARKER-HANNIFIN CORP COM 701094104   534,415 1,590 SH   SOLE   0 0 1,590
PAYCHEX INC COM 704326107   1,639,161 14,305 SH   SOLE   0 0 14,304
PAYPAL HLDGS INC COM 70450Y103   495,053 6,519 SH   SOLE   0 0 6,519
PEPSICO INC COM 713448108   1,934,204 10,610 SH   SOLE   0 0 10,610
PFIZER INC COM 717081103   245,330 6,013 SH   SOLE   0 0 6,013
PROCTER AND GAMBLE CO COM 742718109   2,251,316 15,141 SH   SOLE   0 0 15,141
PROLOGIS INC. COM 74340W103   1,168,023 9,361 SH   SOLE   0 0 9,361
QUALCOMM INC COM 747525103   2,575,273 20,186 SH   SOLE   0 0 20,185
RAYTHEON TECHNOLOGIES CORP COM 75513E101   1,720,001 17,564 SH   SOLE   0 0 17,563
REPUBLIC SVCS INC COM 760759100   374,559 2,770 SH   SOLE   0 0 2,770
ROCKWELL AUTOMATION INC COM 773903109   681,808 2,323 SH   SOLE   0 0 2,323
ROSS STORES INC COM 778296103   957,849 9,025 SH   SOLE   0 0 9,025
ROYAL BK CDA SUSTAINABL COM 780087102   1,574,249 16,470 SH   SOLE   0 0 16,470
SALESFORCE INC COM 79466L302   1,184,496 5,929 SH   SOLE   0 0 5,929
SCHLUMBERGER LTD COM STK 806857108   3,151,484 64,185 SH   SOLE   0 0 64,185
SCHWAB CHARLES CORP COM 808513105   980,457 18,718 SH   SOLE   0 0 18,718
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   2,398,051 50,116 SH   SOLE   0 0 50,116
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   441,805 12,696 SH   SOLE   0 0 12,695
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   498,330 10,302 SH   SOLE   0 0 10,302
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   210,108 3,224 SH   SOLE   0 0 3,224
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   319,298 13,022 SH   SOLE   0 0 13,021
SCHWAB STRATEGIC TR US TIPS ETF 808524870   216,347 4,036 SH   SOLE   0 0 4,035
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   226,483 3,338 SH   SOLE   0 0 3,338
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   5,746,710 122,505 SH   SOLE   0 0 122,505
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   1,731,770 23,671 SH   SOLE   0 0 23,671
SCOTTS MIRACLE-GRO CO CL A 810186106   228,505 3,277 SH   SOLE   0 0 3,276
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   1,658,369 10,982 SH   SOLE   0 0 10,981
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   878,748 6,788 SH   SOLE   0 0 6,787
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   901,783 12,070 SH   SOLE   0 0 12,070
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   1,960,218 60,971 SH   SOLE   0 0 60,971
SELECT SECTOR SPDR TR ENERGY 81369Y506   808,533 9,761 SH   SOLE   0 0 9,761
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   844,339 5,646 SH   SOLE   0 0 5,646
SMUCKER J M CO COM NEW 832696405   2,064,118 13,116 SH   SOLE   0 0 13,116
SOUTHWEST AIRLS CO COM 844741108   1,064,123 32,702 SH   SOLE   0 0 32,702
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   4,442,597 13,356 SH   SOLE   0 0 13,356
SPDR GOLD TR GOLD SHS 78463V107   1,598,411 8,724 SH   SOLE   0 0 8,724
SPDR S&P 500 ETF TR TR UNIT 78462F103   7,621,953 18,618 SH   SOLE   0 0 18,617
SPDR SER TR PRTFLO S&P500 HI 78468R788   513,709 13,519 SH   SOLE   0 0 13,518
SPDR SER TR BLOOMBERG SHT TE 78468R408   1,266,033 50,968 SH   SOLE   0 0 50,967
SPDR SER TR S&P DIVID ETF 78464A763   603,810 4,881 SH   SOLE   0 0 4,880
SPDR SER TR PRTFLO S&P500 VL 78464A508   259,447 6,371 SH   SOLE   0 0 6,371
SPROTT PHYSICAL SILVER TR TR UNIT 85207K107   113,049 13,555 SH   SOLE   0 0 13,555
STANLEY BLACK & DECKER INC COM 854502101   713,167 8,850 SH   SOLE   0 0 8,850
STARBUCKS CORP COM 855244109   1,697,090 16,298 SH   SOLE   0 0 16,297
STERIS PLC SHS USD G8473T100   1,362,440 7,123 SH   SOLE   0 0 7,122
STRYKER CORPORATION COM 863667101   1,960,704 6,868 SH   SOLE   0 0 6,868
SYSCO CORP COM 871829107   434,959 5,632 SH   SOLE   0 0 5,631
TARGET CORP COM 87612E106   440,336 2,659 SH   SOLE   0 0 2,658
TESLA INC COM 88160R101   466,163 2,247 SH   SOLE   0 0 2,247
TEXAS INSTRS INC COM 882508104   799,040 4,296 SH   SOLE   0 0 4,295
THERMO FISHER SCIENTIFIC INC COM 883556102   704,324 1,222 SH   SOLE   0 0 1,222
TRACTOR SUPPLY CO COM 892356106   218,587 930 SH   SOLE   0 0 930
TRUIST FINL CORP COM 89832Q109   426,410 12,505 SH   SOLE   0 0 12,504
UBER TECHNOLOGIES INC COM 90353T100   588,447 18,563 SH   SOLE   0 0 18,563
UIPATH INC CL A 90364P105   1,094,392 62,323 SH   SOLE   62,038 0 285
UNION PAC CORP COM 907818108   592,736 2,945 SH   SOLE   0 0 2,945
UNITED PARCEL SERVICE INC CL B 911312106   558,109 2,877 SH   SOLE   0 0 2,877
UNITEDHEALTH GROUP INC COM 91324P102   1,687,700 3,571 SH   SOLE   5 0 3,566
US BANCORP DEL COM NEW 902973304   498,644 13,832 SH   SOLE   0 0 13,832
VANGUARD BD INDEX FDS INTERMED TERM 921937819   332,914 4,338 SH   SOLE   0 0 4,338
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   398,014 4,793 SH   SOLE   0 0 4,793
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   407,660 1,084 SH   SOLE   0 0 1,084
VANGUARD INDEX FDS SM CP VAL ETF 922908611   3,931,140 24,762 SH   SOLE   0 0 24,761
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   315,487 1,619 SH   SOLE   0 0 1,618
VANGUARD INDEX FDS SML CP GRW ETF 922908595   317,169 1,466 SH   SOLE   0 0 1,465
VANGUARD INDEX FDS VALUE ETF 922908744   963,020 6,973 SH   SOLE   0 0 6,972
VANGUARD INDEX FDS GROWTH ETF 922908736   1,225,913 4,915 SH   SOLE   0 0 4,914
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   326,042 2,432 SH   SOLE   0 0 2,431
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   619,377 8,125 SH   SOLE   0 0 8,125
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   2,014,931 25,118 SH   SOLE   0 0 25,117
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   1,798,697 29,998 SH   SOLE   0 0 29,998
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   2,037,944 31,109 SH   SOLE   0 0 31,108
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813   2,003,124 25,127 SH   SOLE   0 0 25,127
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,455,723 26,367 SH   SOLE   0 0 26,367
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   653,698 14,472 SH   SOLE   0 0 14,471
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   445,682 1,869 SH   SOLE   0 0 1,869
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603   309,960 1,627 SH   SOLE   0 0 1,627
VANGUARD WORLD FDS INF TECH ETF 92204A702   766,700 1,989 SH   SOLE   0 0 1,989
VANGUARD WORLD FDS COMM SRVC ETF 92204A884   232,975 2,410 SH   SOLE   0 0 2,410
VERIZON COMMUNICATIONS INC COM 92343V104   1,841,205 47,344 SH   SOLE   25 0 47,318
VISA INC COM CL A 92826C839   3,801,936 16,863 SH   SOLE   0 0 16,863
WALMART INC COM 931142103   772,832 5,241 SH   SOLE   0 0 5,241
WASTE MGMT INC DEL COM 94106L109   2,509,799 15,381 SH   SOLE   0 0 15,381
WELLS FARGO CO NEW COM 949746101   227,204 6,078 SH   SOLE   0 0 6,078
WORKDAY INC CL A 98138H101   1,495,143 7,239 SH   SOLE   0 0 7,239
WORLD GOLD TR SPDR GLD MINIS 98149E303   2,723,229 69,630 SH   SOLE   0 0 69,630
WP CAREY INC COM 92936U109   1,568,784 20,255 SH   SOLE   0 0 20,255
XYLEM INC COM 98419M100   311,168 2,972 SH   SOLE   0 0 2,972
YUM BRANDS INC COM 988498101   860,292 6,513 SH   SOLE   0 0 6,513
ZOETIS INC CL A 98978V103   214,874 1,291 SH   SOLE   0 0 1,291