The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   898,577 8,185 SH   SOLE 0 0 0 8,185
ABBVIE INC COM 00287Y109   1,569,079 9,709 SH   SOLE 0 0 0 9,709
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   2,083,754 7,809 SH   SOLE 0 0 0 7,809
ALLSTATE CORP COM 020002101   425,920 3,141 SH   SOLE 0 0 0 3,141
ALPHABET INC CAP STK CL A 02079K305   339,333 3,846 SH   SOLE 0 0 0 3,846
AMAZON COM INC COM 023135106   2,137,176 25,443 SH   SOLE 0 0 0 25,443
AMERICAN CENTY ETF TR US SML CP VALU 025072877   2,595,046 34,828 SH   SOLE 0 0 0 34,828
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   7,445,524 134,517 SH   SOLE 0 0 0 134,517
AMERICAN CENTY ETF TR US EQT ETF 025072885   2,359,849 34,699 SH   SOLE 0 0 0 34,699
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   672,659 13,333 SH   SOLE 0 0 0 13,333
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   1,180,112 22,187 SH   SOLE 0 0 0 22,187
AMGEN INC COM 031162100   344,058 1,310 SH   SOLE 0 0 0 1,310
APPLE INC COM 037833100   8,412,400 64,746 SH   SOLE 0 0 0 64,746
ARCHER DANIELS MIDLAND CO COM 039483102   290,063 3,124 SH   SOLE 0 0 0 3,124
ARK ETF TR INNOVATION ETF 00214Q104   3,927,890 125,733 SH   SOLE 0 0 0 125,733
AT&T INC COM 00206R102   332,397 18,055 SH   SOLE 0 0 0 18,055
AUTOMATIC DATA PROCESSING IN COM 053015103   1,061,761 4,445 SH   SOLE 0 0 0 4,445
AVISTA CORP COM 05379B107   853,767 19,255 SH   SOLE 0 0 0 19,255
BANK AMERICA CORP COM 060505104   319,859 9,658 SH   SOLE 0 0 0 9,658
BECTON DICKINSON & CO COM 075887109   255,063 1,003 SH   SOLE 0 0 0 1,003
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   3,208,235 10,386 SH   SOLE 0 0 0 10,386
BLACKSTONE INC COM 09260D107   611,046 8,236 SH   SOLE 0 0 0 8,236
BOEING CO COM 097023105   1,213,802 6,372 SH   SOLE 0 0 0 6,372
BRISTOL-MYERS SQUIBB CO COM 110122108   539,645 7,500 SH   SOLE 0 0 0 7,500
CATERPILLAR INC COM 149123101   200,751 838 SH   SOLE 0 0 0 838
CHEVRON CORP NEW COM 166764100   1,419,407 7,908 SH   SOLE 0 0 0 7,908
CISCO SYS INC COM 17275R102   397,949 8,353 SH   SOLE 0 0 0 8,353
COCA COLA CO COM 191216100   498,013 7,829 SH   SOLE 0 0 0 7,829
CONOCOPHILLIPS COM 20825C104   361,268 3,062 SH   SOLE 0 0 0 3,062
COSTCO WHSL CORP NEW COM 22160K105   1,239,007 2,714 SH   SOLE 0 0 0 2,714
CVS HEALTH CORP COM 126650100   313,960 3,369 SH   SOLE 0 0 0 3,369
D R HORTON INC COM 23331A109   509,215 5,713 SH   SOLE 0 0 0 5,713
DANAHER CORPORATION COM 235851102   556,589 2,097 SH   SOLE 0 0 0 2,097
DEERE & CO COM 244199105   906,228 2,114 SH   SOLE 0 0 0 2,114
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   13,905,009 457,402 SH   SOLE 0 0 0 457,402
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   1,303,927 58,056 SH   SOLE 0 0 0 58,056
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   17,818,238 428,220 SH   SOLE 0 0 0 428,220
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   405,390 15,003 SH   SOLE 0 0 0 15,003
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849   7,407,204 154,930 SH   SOLE 0 0 0 154,930
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   300,332 13,683 SH   SOLE 0 0 0 13,683
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   15,168,885 453,073 SH   SOLE 0 0 0 453,073
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   3,393,436 66,343 SH   SOLE 0 0 0 66,343
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   6,295,285 151,621 SH   SOLE 0 0 0 151,621
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   40,377,489 918,714 SH   SOLE 0 0 0 918,714
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   455,428 18,188 SH   SOLE 0 0 0 18,188
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   64,522,029 2,657,415 SH   SOLE 0 0 0 2,657,415
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   20,790,476 962,522 SH   SOLE 0 0 0 962,522
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   686,396 30,711 SH   SOLE 0 0 0 30,711
DISNEY WALT CO COM 254687106   446,510 5,139 SH   SOLE 0 0 0 5,139
DOMINION ENERGY INC COM 25746U109   211,186 3,444 SH   SOLE 0 0 0 3,444
DUKE ENERGY CORP NEW COM NEW 26441C204   204,709 1,988 SH   SOLE 0 0 0 1,988
EMERSON ELEC CO COM 291011104   259,938 2,706 SH   SOLE 0 0 0 2,706
EMPIRE ST RLTY OP L P UNIT LTD PRTNSP 292102100   112,355 17,206 SH   SOLE 0 0 0 17,206
ESSENTIAL UTILS INC COM 29670G102   401,269 8,407 SH   SOLE 0 0 0 8,407
EVERSOURCE ENERGY COM 30040W108   500,354 5,968 SH   SOLE 0 0 0 5,968
EXXON MOBIL CORP COM 30231G102   892,589 8,092 SH   SOLE 0 0 0 8,092
FACTSET RESH SYS INC COM 303075105   292,506 729 SH   SOLE 0 0 0 729
FIDELITY COVINGTON TRUST HIGH YILD ETF 316092618   294,081 6,394 SH   SOLE 0 0 0 6,394
FIRST TR EXCHANGE-TRADED FD NO AMER ENERGY 33738D101   795,170 29,793 SH   SOLE 0 0 0 29,793
FS KKR CAP CORP COM 302635206   346,907 19,823 SH   SOLE 0 0 0 19,823
GENERAL DYNAMICS CORP COM 369550108   7,273,518 29,316 SH   SOLE 0 0 0 29,316
GENERAL ELECTRIC CO COM NEW 369604301   231,565 2,764 SH   SOLE 0 0 0 2,764
GOLDMAN SACHS ETF TR ACTIVEBETA US 381430602   220,984 4,047 SH   SOLE 0 0 0 4,047
GOLDMAN SACHS ETF TR ACTIVEBETA EME 381430206   10,842,871 383,005 SH   SOLE 0 0 0 383,005
HOME DEPOT INC COM 437076102   1,371,652 4,343 SH   SOLE 0 0 0 4,343
HONEYWELL INTL INC COM 438516106   325,093 1,517 SH   SOLE 0 0 0 1,517
INTEL CORP COM 458140100   331,684 12,550 SH   SOLE 0 0 0 12,550
INTERNATIONAL BUSINESS MACHS COM 459200101   314,857 2,235 SH   SOLE 0 0 0 2,235
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100   194,799 13,180 SH   SOLE 0 0 0 13,180
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511   401,364 35,900 SH   SOLE 0 0 0 35,900
INVESCO EXCH TRD SLF IDX FD BULETSHS 2029 46138J577   374,604 21,075 SH   SOLE 0 0 0 21,075
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 28 46138J643   799,315 40,750 SH   SOLE 0 0 0 40,750
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   971,423 51,330 SH   SOLE 0 0 0 51,330
INVESCO EXCH TRD SLF IDX FD INVSCO 30 CORP 46138J460   264,771 16,583 SH   SOLE 0 0 0 16,583
INVESCO EXCH TRD SLF IDX FD RUSL 2000 DYNM 46138J593   686,588 20,087 SH   SOLE 0 0 0 20,087
INVESCO EXCH TRD SLF IDX FD RUSL 1000 DYNM 46138J619   1,842,339 42,905 SH   SOLE 0 0 0 42,905
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783   986,309 51,925 SH   SOLE 0 0 0 51,925
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841   1,011,618 49,383 SH   SOLE 0 0 0 49,383
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866   1,009,073 48,097 SH   SOLE 0 0 0 48,097
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   1,004,750 49,888 SH   SOLE 0 0 0 49,888
INVESCO QQQ TR UNIT SER 1 46090E103   488,965 1,836 SH   SOLE 0 0 0 1,836
ISHARES INC MSCI EMRG CHN 46434G764   644,989 13,587 SH   SOLE 0 0 0 13,587
ISHARES INC MSCI EMERG MRKT 464286533   6,739,956 127,049 SH   SOLE 0 0 0 127,049
ISHARES INC ESG AWR MSCI EM 46434G863   1,788,492 59,478 SH   SOLE 0 0 0 59,478
ISHARES INC CORE MSCI EMKT 46434G103   603,031 12,913 SH   SOLE 0 0 0 12,913
ISHARES TR S&P 100 ETF 464287101   478,107 2,803 SH   SOLE 0 0 0 2,803
ISHARES TR MSCI EAFE MIN VL 46429B689   8,255,502 129,834 SH   SOLE 0 0 0 129,834
ISHARES TR RUSSELL 3000 ETF 464287689   1,539,127 6,974 SH   SOLE 0 0 0 6,974
ISHARES TR 1 3 YR TREAS BD 464287457   4,504,128 55,490 SH   SOLE 0 0 0 55,490
ISHARES TR RUS 2000 VAL ETF 464287630   207,920 1,499 SH   SOLE 0 0 0 1,499
ISHARES TR ESG AWR US AGRGT 46435U549   8,026,316 171,723 SH   SOLE 0 0 0 171,723
ISHARES TR CORE S&P SCP ETF 464287804   4,635,664 48,982 SH   SOLE 0 0 0 48,982
ISHARES TR SP SMCP600VL ETF 464287879   539,642 5,910 SH   SOLE 0 0 0 5,910
ISHARES TR ESG AWRE 1 5 YR 46435G243   4,119,336 173,300 SH   SOLE 0 0 0 173,300
ISHARES TR CALIF MUN BD ETF 464288356   850,600 15,160 SH   SOLE 0 0 0 15,160
ISHARES TR ISHARES SEMICDTR 464287523   203,118 584 SH   SOLE 0 0 0 584
ISHARES TR CORE S&P TTL STK 464287150   1,248,695 14,725 SH   SOLE 0 0 0 14,725
ISHARES TR MRGSTR MD CP ETF 464288208   676,582 11,532 SH   SOLE 0 0 0 11,532
ISHARES TR RUS 1000 VAL ETF 464287598   801,925 5,288 SH   SOLE 0 0 0 5,288
ISHARES TR RUS MDCP VAL ETF 464287473   304,327 2,889 SH   SOLE 0 0 0 2,889
ISHARES TR CORE INTL AGGR 46435G672   1,012,359 21,290 SH   SOLE 0 0 0 21,290
ISHARES TR COHEN STEER REIT 464287564   249,344 4,547 SH   SOLE 0 0 0 4,547
ISHARES TR 0-5 YR TIPS ETF 46429B747   2,812,907 29,011 SH   SOLE 0 0 0 29,011
ISHARES TR MSCI USA MIN VOL 46429B697   20,181,177 279,905 SH   SOLE 0 0 0 279,905
ISHARES TR TIPS BD ETF 464287176   1,193,535 11,213 SH   SOLE 0 0 0 11,213
ISHARES TR SHRT NAT MUN ETF 464288158   25,786,358 247,304 SH   SOLE 0 0 0 247,304
ISHARES TR NATIONAL MUN ETF 464288414   19,668,641 186,397 SH   SOLE 0 0 0 186,397
ISHARES TR MSCI ACWI EX US 464288240   5,638,333 123,919 SH   SOLE 0 0 0 123,919
ISHARES TR MSCI USA QLT FCT 46432F339   18,573,496 162,983 SH   SOLE 0 0 0 162,983
ISHARES TR JPMORGAN USD EMG 464288281   1,666,915 19,706 SH   SOLE 0 0 0 19,706
ISHARES TR ESG AW MSCI EAFE 46435G516   5,610,218 85,339 SH   SOLE 0 0 0 85,339
ISHARES TR S&P 500 GRWT ETF 464287309   260,208 4,448 SH   SOLE 0 0 0 4,448
ISHARES TR RUSSELL 2000 ETF 464287655   450,032 2,581 SH   SOLE 0 0 0 2,581
ISHARES TR CORE MSCI EAFE 46432F842   2,524,210 40,951 SH   SOLE 0 0 0 40,951
ISHARES TR RUS 1000 ETF 464287622   317,885 1,510 SH   SOLE 0 0 0 1,510
ISHARES TR ESG AWR MSCI USA 46435G425   9,877,890 116,553 SH   SOLE 0 0 0 116,553
ISHARES TR ESG AWARE MSCI 46435U663   1,502,849 45,707 SH   SOLE 0 0 0 45,707
ISHARES TR RUS 1000 GRW ETF 464287614   758,410 3,540 SH   SOLE 0 0 0 3,540
ISHARES TR GLOBAL REIT ETF 46434V647   749,696 33,012 SH   SOLE 0 0 0 33,012
ISHARES TR MSCI INTL MOMENT 46434V449   10,313,495 334,528 SH   SOLE 0 0 0 334,528
ISHARES TR EAFE VALUE ETF 464288877   15,679,903 341,759 SH   SOLE 0 0 0 341,759
ISHARES TR MSCI EAFE ETF 464287465   610,394 9,299 SH   SOLE 0 0 0 9,299
ISHARES TR MSCI INTL QUALTY 46434V456   4,676,134 144,370 SH   SOLE 0 0 0 144,370
ISHARES TR MSCI USA MMENTM 46432F396   40,391,885 276,789 SH   SOLE 0 0 0 276,789
ISHARES TR CORE S&P500 ETF 464287200   554,947 1,444 SH   SOLE 0 0 0 1,444
ISHARES TR SHORT TREAS BD 464288679   811,956 7,387 SH   SOLE 0 0 0 7,387
J P MORGAN EXCHANGE TRADED F DIV RTN INT EQ 46641Q209   1,157,657 23,491 SH   SOLE 0 0 0 23,491
J P MORGAN EXCHANGE TRADED F US AGGREGATE ETF 46641Q241   6,568,346 143,445 SH   SOLE 0 0 0 143,445
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   1,754,301 34,995 SH   SOLE 0 0 0 34,995
J P MORGAN EXCHANGE TRADED F DIVERSFED RTRN 46641Q886   1,534,952 18,236 SH   SOLE 0 0 0 18,236
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   765,100 15,140 SH   SOLE 0 0 0 15,140
JOHNSON & JOHNSON COM 478160104   2,305,123 13,049 SH   SOLE 0 0 0 13,049
JPMORGAN CHASE & CO COM 46625H100   1,062,699 7,925 SH   SOLE 0 0 0 7,925
KIMBERLY-CLARK CORP COM 494368103   293,963 2,165 SH   SOLE 0 0 0 2,165
LAMB WESTON HLDGS INC COM 513272104   718,159 8,037 SH   SOLE 0 0 0 8,037
LILLY ELI & CO COM 532457108   340,963 932 SH   SOLE 0 0 0 932
MCDONALDS CORP COM 580135101   1,332,646 5,057 SH   SOLE 0 0 0 5,057
MERCK & CO INC COM 58933Y105   707,248 6,374 SH   SOLE 0 0 0 6,374
MICROSOFT CORP COM 594918104   12,442,539 51,883 SH   SOLE 0 0 0 51,883
NEXTERA ENERGY INC COM 65339F101   322,473 3,857 SH   SOLE 0 0 0 3,857
NIKE INC CL B 654106103   469,374 4,011 SH   SOLE 0 0 0 4,011
NUVEEN S&P 500 BUY-WRITE INC COM 6706ER101   183,468 14,503 SH   SOLE 0 0 0 14,503
NVIDIA CORPORATION COM 67066G104   241,095 1,650 SH   SOLE 0 0 0 1,650
OCCIDENTAL PETE CORP COM 674599105   215,427 3,420 SH   SOLE 0 0 0 3,420
OMEROS CORP COM 682143102   32,291 14,288 SH   SOLE 0 0 0 14,288
ORACLE CORP COM 68389X105   366,021 4,478 SH   SOLE 0 0 0 4,478
PACCAR INC COM 693718108   496,928 5,021 SH   SOLE 0 0 0 5,021
PALANTIR TECHNOLOGIES INC CL A 69608A108   69,939 10,894 SH   SOLE 0 0 0 10,894
PARKER-HANNIFIN CORP COM 701094104   1,908,866 6,560 SH   SOLE 0 0 0 6,560
PEPSICO INC COM 713448108   710,897 3,935 SH   SOLE 0 0 0 3,935
PFIZER INC COM 717081103   918,831 17,932 SH   SOLE 0 0 0 17,932
PIMCO ETF TR ACTIVE BD ETF 72201R775   991,083 10,954 SH   SOLE 0 0 0 10,954
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   281,646 2,855 SH   SOLE 0 0 0 2,855
PROCTER AND GAMBLE CO COM 742718109   1,912,955 12,622 SH   SOLE 0 0 0 12,622
QUALCOMM INC COM 747525103   402,940 3,665 SH   SOLE 0 0 0 3,665
RAYTHEON TECHNOLOGIES CORP COM 75513E101   288,328 2,857 SH   SOLE 0 0 0 2,857
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   26,410,878 547,489 SH   SOLE 0 0 0 547,489
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   206,601 4,611 SH   SOLE 0 0 0 4,611
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   365,613 7,427 SH   SOLE 0 0 0 7,427
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   955,295 29,658 SH   SOLE 0 0 0 29,658
SHERWIN WILLIAMS CO COM 824348106   330,838 1,394 SH   SOLE 0 0 0 1,394
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   364,794 1,101 SH   SOLE 0 0 0 1,101
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871   215,194 7,317 SH   SOLE 0 0 0 7,317
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,043,768 31,668 SH   SOLE 0 0 0 31,668
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   2,141,487 72,128 SH   SOLE 0 0 0 72,128
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756   1,248,898 25,519 SH   SOLE 0 0 0 25,519
SPDR S&P 500 ETF TR TR UNIT 78462F103   3,407,366 8,910 SH   SOLE 0 0 0 8,910
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   215,639 487 SH   SOLE 0 0 0 487
SPDR SER TR PORTFOLIO S&P500 78464A854   1,867,820 41,526 SH   SOLE 0 0 0 41,526
SPDR SER TR NUVEEN BLMBRG SH 78468R739   5,612,163 119,459 SH   SOLE 0 0 0 119,459
SPDR SER TR S&P 600 SMCP VAL 78464A300   270,291 3,642 SH   SOLE 0 0 0 3,642
SPDR SER TR PORTFOLIO S&P400 78464A847   302,069 7,108 SH   SOLE 0 0 0 7,108
SPDR SER TR PORTFOLIO SHORT 78464A474   2,896,912 98,602 SH   SOLE 0 0 0 98,602
SPDR SER TR PORTFOLIO S&P600 78468R853   471,353 12,750 SH   SOLE 0 0 0 12,750
SPDR SER TR BLOOMBERG HIGH Y 78468R622   6,932,490 77,028 SH   SOLE 0 0 0 77,028
SPDR SER TR PRTFLO S&P500 VL 78464A508   865,750 22,262 SH   SOLE 0 0 0 22,262
SSGA ACTIVE TR SPDR SSGA US SCT 78470P408   1,220,548 31,369 SH   SOLE 0 0 0 31,369
SSGA ACTIVE TR SPDR SSGA FXD 78470P507   216,322 8,449 SH   SOLE 0 0 0 8,449
STANDARD LITHIUM LTD COM 853606101   29,500 10,000 SH   SOLE 0 0 0 10,000
STARBUCKS CORP COM 855244109   790,723 7,971 SH   SOLE 0 0 0 7,971
TESLA INC COM 88160R101   205,464 1,668 SH   SOLE 0 0 0 1,668
TEXAS INSTRS INC COM 882508104   1,272,284 7,701 SH   SOLE 0 0 0 7,701
THERMO FISHER SCIENTIFIC INC COM 883556102   249,463 453 SH   SOLE 0 0 0 453
TJX COS INC NEW COM 872540109   349,524 4,391 SH   SOLE 0 0 0 4,391
TRANE TECHNOLOGIES PLC SHS G8994E103   352,653 2,098 SH   SOLE 0 0 0 2,098
TRAVELERS COMPANIES INC COM 89417E109   214,301 1,143 SH   SOLE 0 0 0 1,143
UNITED AIRLS HLDGS INC COM 910047109   1,151,924 30,555 SH   SOLE 0 0 0 30,555
UNITEDHEALTH GROUP INC COM 91324P102   451,713 852 SH   SOLE 0 0 0 852
VALERO ENERGY CORP COM 91913Y100   222,512 1,754 SH   SOLE 0 0 0 1,754
VANECK ETF TRUST IG FLOATING RATE 92189F486   297,241 11,947 SH   SOLE 0 0 0 11,947
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   46,651,252 649,377 SH   SOLE 0 0 0 649,377
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   58,204,135 773,169 SH   SOLE 0 0 0 773,169
VANGUARD BD INDEX FDS INTERMED TERM 921937819   4,548,053 61,196 SH   SOLE 0 0 0 61,196
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   1,175,093 23,981 SH   SOLE 0 0 0 23,981
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   64,479,671 1,359,470 SH   SOLE 0 0 0 1,359,470
VANGUARD INDEX FDS SM CP VAL ETF 922908611   23,717,245 149,353 SH   SOLE 0 0 0 149,353
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,334,724 3,799 SH   SOLE 0 0 0 3,799
VANGUARD INDEX FDS TOTAL STK MKT 922908769   55,531,650 290,453 SH   SOLE 0 0 0 290,453
VANGUARD INDEX FDS SMALL CP ETF 922908751   3,316,074 18,067 SH   SOLE 0 0 0 18,067
VANGUARD INDEX FDS MID CAP ETF 922908629   2,352,059 11,540 SH   SOLE 0 0 0 11,540
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   678,429 8,225 SH   SOLE 0 0 0 8,225
VANGUARD INDEX FDS VALUE ETF 922908744   30,910,616 220,208 SH   SOLE 0 0 0 220,208
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   1,628,336 32,476 SH   SOLE 0 0 0 32,476
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   2,916,033 33,833 SH   SOLE 0 0 0 33,833
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   612,710 11,052 SH   SOLE 0 0 0 11,052
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   22,649,407 220,304 SH   SOLE 0 0 0 220,304
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   24,330,540 624,180 SH   SOLE 0 0 0 624,180
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   9,814,148 210,108 SH   SOLE 0 0 0 210,108
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   8,499,508 171,742 SH   SOLE 0 0 0 171,742
VANGUARD SCOTTSDALE FDS TOTAL WLD BD ETF 92206C565   608,184 9,071 SH   SOLE 0 0 0 9,071
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   10,801,980 139,362 SH   SOLE 0 0 0 139,362
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   17,643,104 234,647 SH   SOLE 0 0 0 234,647
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   873,152 15,101 SH   SOLE 0 0 0 15,101
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   1,934,414 33,078 SH   SOLE 0 0 0 33,078
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   220,480 4,000 SH   SOLE 0 0 0 4,000
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   208,099 4,572 SH   SOLE 0 0 0 4,572
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   11,286,476 74,326 SH   SOLE 0 0 0 74,326
VANGUARD STAR FDS VG TL INTL STK F 921909768   9,165,796 177,220 SH   SOLE 0 0 0 177,220
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   24,655,098 587,446 SH   SOLE 0 0 0 587,446
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   647,671 5,985 SH   SOLE 0 0 0 5,985
VANGUARD WORLD FD MEGA CAP INDEX 921910873   12,263,895 92,628 SH   SOLE 0 0 0 92,628
VANGUARD WORLD FD ESG INTL STK ETF 921910725   5,915,384 120,256 SH   SOLE 0 0 0 120,256
VANGUARD WORLD FD ESG US STK ETF 921910733   7,491,463 113,748 SH   SOLE 0 0 0 113,748
VANGUARD WORLD FDS INF TECH ETF 92204A702   247,543 775 SH   SOLE 0 0 0 775
VERIZON COMMUNICATIONS INC COM 92343V104   528,673 13,418 SH   SOLE 0 0 0 13,418
VICTORY PORTFOLIOS II VICSHS DV AC ETF 92647N667   993,521 22,251 SH   SOLE 0 0 0 22,251
VISA INC COM CL A 92826C839   295,398 1,422 SH   SOLE 0 0 0 1,422
WALMART INC COM 931142103   397,122 2,801 SH   SOLE 0 0 0 2,801
WASTE MGMT INC DEL COM 94106L109   422,164 2,691 SH   SOLE 0 0 0 2,691
WELLS FARGO CO NEW COM 949746101   662,157 16,037 SH   SOLE 0 0 0 16,037
WEST PHARMACEUTICAL SVSC INC COM 955306105   4,095,090 17,400 SH   SOLE 0 0 0 17,400
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   1,824,952 36,303 SH   SOLE 0 0 0 36,303
WISDOMTREE TR YIELD ENHANCED 97717Y808   244,478 5,239 SH   SOLE 0 0 0 5,239
ZIONS BANCORPORATION N A COM 989701107   359,310 7,309 SH   SOLE 0 0 0 7,309