The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106   1,471,235 9,683 SH   SOLE 0 9,683 0 0
INVESCO QQQ TRUST SERIES I ETF 46090E103   16,413,841 40,081 SH   SOLE 0 40,080 0 0
TECHNOLOGY SELECT SECTOR SPDR FUND ETF 81369Y803   3,038,882 15,788 SH   SOLE 0 15,788 0 0
SEMPRA COM Stock 816851109   278,892 3,732 SH   SOLE 0 3,732 0 0
JOHNSON & JOHNSON COM Stock 478160104   841,813 5,371 SH   SOLE 0 5,370 0 0
COSTCO WHSL CORP NEW COM Stock 22160K105   952,192 1,443 SH   SOLE 0 1,442 0 0
PROCTER AND GAMBLE CO COM Stock 742718109   682,838 4,660 SH   SOLE 0 4,659 0 0
COCA COLA CO COM Stock 191216100   792,255 13,444 SH   SOLE 0 13,444 0 0
CVB FINL CORP COM Stock 126600105   1,414,431 70,056 SH   SOLE 0 70,056 0 0
SPDR S&P 500 ETF TRUST ETF 78462F103   15,183,943 31,945 SH   SOLE 0 31,945 0 0
MASTERCARD INCORPORATED CL A Stock 57636Q104   553,136 1,297 SH   SOLE 0 1,296 0 0
ILLINOIS TOOL WKS INC COM Stock 452308109   711,894 2,718 SH   SOLE 0 2,717 0 0
EMERSON ELEC CO COM Stock 291011104   603,476 6,200 SH   SOLE 0 6,200 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104   280,512 7,441 SH   SOLE 0 7,440 0 0
PEPSICO INC COM Stock 713448108   697,004 4,104 SH   SOLE 0 4,103 0 0
KIMBERLY-CLARK CORP COM Stock 494368103   306,813 2,525 SH   SOLE 0 2,525 0 0
US BANCORP DEL COM NEW Stock 902973304   2,199,360 50,817 SH   SOLE 0 50,817 0 0
HOME DEPOT INC COM Stock 437076102   1,706,952 4,926 SH   SOLE 0 4,925 0 0
AUTOMATIC DATA PROCESSING INC COM Stock 053015103   996,934 4,279 SH   SOLE 0 4,279 0 0
SCHWAB U.S. SMALL-CAP ETF ETF 808524607   252,050 5,336 SH   SOLE 0 5,335 0 0
SCHWAB U.S. BROAD MARKET ETF ETF 808524102   221,563 3,980 SH   SOLE 0 3,979 0 0
SCHWAB U.S. LARGE-CAP ETF ETF 808524201   205,522 3,644 SH   SOLE 0 3,644 0 0
SCHWAB U.S. LARGE-CAP GROWTH ETF ETF 808524300   639,335 7,707 SH   SOLE 0 7,706 0 0
ISHARES CORE S&P SMALL CAP ETF ETF 464287804   557,163 5,147 SH   SOLE 0 5,147 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702   1,202,658 3,372 SH   SOLE 0 3,372 0 0
ALPHABET INC CAP STK CL A Stock 02079K305   335,256 2,400 SH   SOLE 0 2,400 0 0
INTUIT COM Stock 461202103   283,764 454 SH   SOLE 0 454 0 0
MICROSOFT CORP COM Stock 594918104   5,174,338 13,760 SH   SOLE 0 13,760 0 0
BOEING CO COM Stock 097023105   230,946 886 SH   SOLE 0 886 0 0
NEXTERA ENERGY INC COM Stock 65339F101   585,351 9,637 SH   SOLE 0 9,637 0 0
TESLA INC COM Stock 88160R101   593,370 2,388 SH   SOLE 0 2,388 0 0
VANGUARD HEALTH CARE ETF ETF 92204A504   325,082 1,297 SH   SOLE 0 1,296 0 0
FINANCIAL SELECT SECTOR SPDR FUND ETF 81369Y605   306,402 8,149 SH   SOLE 0 8,149 0 0
SCHWAB U.S. LARGE-CAP VALUE ETF ETF 808524409   382,775 5,460 SH   SOLE 0 5,460 0 0
VANGUARD S&P 500 ETF ETF 922908363   423,259 969 SH   SOLE 0 969 0 0
SERVISFIRST BANCSHARES INC COM Stock 81768T108   213,216 3,200 SH   SOLE 0 3,200 0 0
SCHWAB U.S. MID-CAP ETF ETF 808524508   1,898,321 25,203 SH   SOLE 0 25,203 0 0
ISHARES RUSSELL 2000 ETF ETF 464287655   2,948,943 14,693 SH   SOLE 0 14,692 0 0
EDISON INTL COM Stock 281020107   237,856 3,327 SH   SOLE 0 3,327 0 0
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797   1,981,656 26,030 SH   SOLE 0 26,029 0 0
TRACTOR SUPPLY CO COM Stock 892356106   205,815 957 SH   SOLE 0 957 0 0
VISA INC COM CL A Stock 92826C839   282,219 1,084 SH   SOLE 0 1,084 0 0
ISHARES MSCI USA MIN VOL FACTOR ETF ETF 46429B697   477,466 6,119 SH   SOLE 0 6,119 0 0
VANGUARD VALUE ETF ETF 922908744   2,351,096 15,726 SH   SOLE 0 15,726 0 0
VANGUARD GROWTH ETF ETF 922908736   1,640,190 5,276 SH   SOLE 0 5,275 0 0
META PLATFORMS INC CL A Stock 30303M102   293,787 830 SH   SOLE 0 830 0 0
ASML HOLDING N V N Y REGISTRY SHS ADR N07059210   357,266 472 SH   SOLE 0 472 0 0
BROADCOM INC COM Stock 11135F101   219,901 197 SH   SOLE 0 197 0 0
NVIDIA CORPORATION COM Stock 67066G104   2,313,764 4,672 SH   SOLE 0 4,672 0 0
GENELUX CORPORATION COM Stock 36870H103   490,462 35,008 SH   SOLE 0 35,008 0 0
ABBVIE INC COM Stock 00287Y109   1,150,504 7,424 SH   SOLE 0 7,424 0 0
QUALCOMM INC COM Stock 747525103   475,543 3,288 SH   SOLE 0 3,288 0 0
MCDONALDS CORP COM Stock 580135101   419,458 1,415 SH   SOLE 0 1,414 0 0
FLEXSHARES QUALITY DIVIDEND INDEX FUND ETF 33939L860   269,624 4,382 SH   SOLE 0 4,382 0 0
CISCO SYS INC COM Stock 17275R102   306,190 6,061 SH   SOLE 0 6,060 0 0
GENERAL ELECTRIC CO COM NEW Stock 369604301   230,500 1,806 SH   SOLE 0 1,806 0 0
ISHARES MSCI USA MOMENTUM FACTOR ETF ETF 46432F396   339,039 2,161 SH   SOLE 0 2,161 0 0
FIDELITY MSCI HEALTH CARE INDEX ETF ETF 316092600   582,469 9,004 SH   SOLE 0 9,004 0 0
ISHARES S&P 500 GROWTH ETF ETF 464287309   883,702 11,767 SH   SOLE 0 11,767 0 0
ISHARES CORE S&P 500 ETF ETF 464287200   299,474 627 SH   SOLE 0 627 0 0
WELLS FARGO CO NEW COM Stock 949746101   703,766 14,298 SH   SOLE 0 14,298 0 0
LOCKHEED MARTIN CORP COM Stock 539830109   219,747 485 SH   SOLE 0 484 0 0
JPMORGAN CHASE & CO COM Stock 46625H100   1,741,764 10,240 SH   SOLE 0 10,239 0 0
CHEVRON CORP NEW COM Stock 166764100   794,519 5,327 SH   SOLE 0 5,326 0 0
SPDR S&P DIVIDEND ETF ETF 78464A763   4,231,774 33,862 SH   SOLE 0 33,862 0 0
WALMART INC COM Stock 931142103   411,826 2,612 SH   SOLE 0 2,612 0 0
INTERNATIONAL BUSINESS MACHS COM Stock 459200101   208,474 1,275 SH   SOLE 0 1,274 0 0
VANGUARD HIGH DIVIDEND YIELD INDEX ETF ETF 921946406   3,661,500 32,800 SH   SOLE 0 32,800 0 0
CATERPILLAR INC COM Stock 149123101   520,084 1,759 SH   SOLE 0 1,759 0 0
ALPHABET INC CAP STK CL C Stock 02079K107   487,054 3,456 SH   SOLE 0 3,456 0 0
AMGEN INC COM Stock 031162100   368,090 1,278 SH   SOLE 0 1,278 0 0
NUVEEN PFD & INCOME OPPORTUNIT COM CEF 67073B106   77,875 11,520 SH   SOLE 0 11,520 0 0
LEXICON PHARMACEUTICALS INC COM NEW Stock 528872302   15,300 10,000 SH   SOLE 0 10,000 0 0
ISHARES S&P SMALL-CAP 600 VALUE ETF ETF 464287879   2,314,774 22,458 SH   SOLE 0 22,458 0 0
VANGUARD MEGA CAP GROWTH ETF ETF 921910816   1,093,736 4,215 SH   SOLE 0 4,214 0 0
EXXON MOBIL CORP COM Stock 30231G102   1,252,400 12,527 SH   SOLE 0 12,526 0 0
UNITEDHEALTH GROUP INC COM Stock 91324P102   276,923 526 SH   SOLE 0 526 0 0
NOVO-NORDISK A S ADR ADR 670100205   766,668 7,411 SH   SOLE 0 7,411 0 0
ISHARES CORE S&P MID-CAP ETF ETF 464287507   4,360,288 15,733 SH   SOLE 0 15,732 0 0
APPLE INC COM Stock 037833100   6,901,481 35,846 SH   SOLE 0 35,846 0 0
ABBOTT LABS COM Stock 002824100   211,444 1,921 SH   SOLE 0 1,921 0 0
DISNEY WALT CO COM Stock 254687106   421,252 4,666 SH   SOLE 0 4,665 0 0