The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106   991,274 9,597 SH   SOLE 0 9,597 0 0
INVESCO QQQ TRUST ETF 46090E103   12,729,890 39,666 SH   SOLE 0 39,665 0 0
TECHNOLOGY SELECT SECTOR SPDR FUND ETF 81369Y803   2,397,514 15,877 SH   SOLE 0 15,876 0 0
SEMPRA COM Stock 816851109   282,820 1,871 SH   SOLE 0 1,871 0 0
JOHNSON & JOHNSON COM Stock 478160104   868,310 5,602 SH   SOLE 0 5,602 0 0
COSTCO WHSL CORP NEW COM Stock 22160K105   596,244 1,200 SH   SOLE 0 1,200 0 0
PROCTER AND GAMBLE CO COM Stock 742718109   711,227 4,783 SH   SOLE 0 4,783 0 0
CVB FINL CORP COM Stock 126600105   2,436,214 146,056 SH   SOLE 0 146,056 0 0
SPDR S&P 500 ETF TRUST ETF 78462F103   13,697,122 33,457 SH   SOLE 0 33,457 0 0
MASTERCARD INCORPORATED CL A Stock 57636Q104   479,580 1,320 SH   SOLE 0 1,319 0 0
ILLINOIS TOOL WKS INC COM Stock 452308109   641,491 2,635 SH   SOLE 0 2,635 0 0
EMERSON ELEC CO COM Stock 291011104   542,272 6,223 SH   SOLE 0 6,223 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104   340,400 8,753 SH   SOLE 0 8,752 0 0
PEPSICO INC COM Stock 713448108   665,174 3,649 SH   SOLE 0 3,648 0 0
KIMBERLY-CLARK CORP COM Stock 494368103   360,381 2,685 SH   SOLE 0 2,685 0 0
US BANCORP DEL COM NEW Stock 902973304   1,822,940 50,567 SH   SOLE 0 50,567 0 0
HOME DEPOT INC COM Stock 437076102   1,343,617 4,553 SH   SOLE 0 4,552 0 0
AUTOMATIC DATA PROCESSING INC COM Stock 053015103   958,253 4,304 SH   SOLE 0 4,304 0 0
SCHWAB U.S. SMALL-CAP ETF ETF 808524607   233,575 5,571 SH   SOLE 0 5,570 0 0
SCHWAB U.S. LARGE-CAP GROWTH ETF ETF 808524300   504,670 7,744 SH   SOLE 0 7,743 0 0
ISHARES CORE S&P SMALL CAP ETF ETF 464287804   605,245 6,259 SH   SOLE 0 6,259 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702   1,068,344 3,460 SH   SOLE 0 3,460 0 0
INTUIT COM Stock 461202103   202,407 454 SH   SOLE 0 454 0 0
MICROSOFT CORP COM Stock 594918104   3,834,464 13,300 SH   SOLE 0 13,300 0 0
NEXTERA ENERGY INC COM Stock 65339F101   747,445 9,697 SH   SOLE 0 9,697 0 0
TESLA INC COM Stock 88160R101   551,429 2,658 SH   SOLE 0 2,658 0 0
VANGUARD HEALTH CARE ETF ETF 92204A504   309,031 1,296 SH   SOLE 0 1,295 0 0
FINANCIAL SELECT SECTOR SPDR FUND ETF 81369Y605   273,114 8,495 SH   SOLE 0 8,495 0 0
SCHWAB U.S. LARGE-CAP VALUE ETF ETF 808524409   359,393 5,480 SH   SOLE 0 5,480 0 0
SCHWAB U.S. MID-CAP ETF ETF 808524508   1,553,958 22,903 SH   SOLE 0 22,902 0 0
ISHARES RUSSELL 2000 ETF ETF 464287655   2,820,510 15,810 SH   SOLE 0 15,810 0 0
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797   1,648,760 22,536 SH   SOLE 0 22,536 0 0
WHEELS UP EXPERIENCE INC COM CL A Stock 96328L106   12,656 20,000 SH   SOLE 0 20,000 0 0
VISA INC COM CL A Stock 92826C839   234,929 1,042 SH   SOLE 0 1,042 0 0
ISHARES MSCI USA MIN VOL FACTOR ETF ETF 46429B697   458,844 6,308 SH   SOLE 0 6,308 0 0
VANGUARD VALUE ETF ETF 922908744   1,867,815 13,524 SH   SOLE 0 13,524 0 0
VANGUARD GROWTH ETF ETF 922908736   1,339,496 5,370 SH   SOLE 0 5,370 0 0
ASML HOLDING N V N Y REGISTRY SHS ADR N07059210   321,295 472 SH   SOLE 0 472 0 0
NVIDIA CORPORATION COM Stock 67066G104   1,286,399 4,631 SH   SOLE 0 4,631 0 0
ABBVIE INC COM Stock 00287Y109   1,181,952 7,416 SH   SOLE 0 7,416 0 0
QUALCOMM INC COM Stock 747525103   393,967 3,088 SH   SOLE 0 3,088 0 0
FLEXSHARES QUALITY DIVIDEND INDEX FUND ETF 33939L860   238,644 4,382 SH   SOLE 0 4,382 0 0
CISCO SYS INC COM Stock 17275R102   319,923 6,120 SH   SOLE 0 6,120 0 0
ISHARES MSCI USA MOMENTUM FACTOR ETF ETF 46432F396   297,407 2,139 SH   SOLE 0 2,139 0 0
FIDELITY MSCI HEALTH CARE INDEX ETF ETF 316092600   665,842 10,832 SH   SOLE 0 10,831 0 0
ISHARES S&P 500 GROWTH ETF ETF 464287309   751,794 11,767 SH   SOLE 0 11,767 0 0
ISHARES CORE S&P 500 ETF ETF 464287200   257,747 627 SH   SOLE 0 627 0 0
WELLS FARGO CO NEW COM Stock 949746101   535,840 14,335 SH   SOLE 0 14,334 0 0
LOCKHEED MARTIN CORP COM Stock 539830109   200,438 424 SH   SOLE 0 424 0 0
JPMORGAN CHASE & CO COM Stock 46625H100   1,320,409 10,133 SH   SOLE 0 10,132 0 0
CHEVRON CORP NEW COM Stock 166764100   551,481 3,380 SH   SOLE 0 3,380 0 0
SPDR S&P DIVIDEND ETF ETF 78464A763   4,397,964 35,551 SH   SOLE 0 35,550 0 0
VANGUARD HIGH DIVIDEND YIELD INDEX ETF ETF 921946406   3,708,207 35,149 SH   SOLE 0 35,148 0 0
PFIZER INC COM Stock 717081103   374,734 9,185 SH   SOLE 0 9,184 0 0
CATERPILLAR INC COM Stock 149123101   385,367 1,684 SH   SOLE 0 1,684 0 0
ALPHABET INC CAP STK CL C Stock 02079K107   360,880 3,470 SH   SOLE 0 3,470 0 0
AMGEN INC COM Stock 031162100   331,923 1,373 SH   SOLE 0 1,373 0 0
NUVEEN PFD & INCOME OPPORTUNIT COM CEF 67073B106   125,678 19,100 SH   SOLE 0 19,100 0 0
ISHARES S&P SMALL-CAP 600 VALUE ETF ETF 464287879   2,014,165 21,521 SH   SOLE 0 21,521 0 0
VANGUARD MEGA CAP GROWTH ETF ETF 921910816   837,896 4,097 SH   SOLE 0 4,097 0 0
EXXON MOBIL CORP COM Stock 30231G102   1,363,403 12,433 SH   SOLE 0 12,433 0 0
UNITEDHEALTH GROUP INC COM Stock 91324P102   248,582 526 SH   SOLE 0 526 0 0
PACWEST BANCORP DEL COM Stock 695263103   189,072 19,432 SH   SOLE 0 19,431 0 0
NOVO-NORDISK A S ADR ADR 670100205   575,769 3,618 SH   SOLE 0 3,618 0 0
ISHARES CORE S&P MID-CAP ETF ETF 464287507   4,140,876 16,553 SH   SOLE 0 16,552 0 0
APPLE INC COM Stock 037833100   5,914,569 35,868 SH   SOLE 0 35,867 0 0
DISNEY WALT CO COM Stock 254687106   463,551 4,629 SH   SOLE 0 4,629 0 0