The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106 1,241 11,680 SH   SOLE 0 11,680 0 0
INVESCO QQQ TRUST ETF 46090E103 12,584 44,900 SH   SOLE 0 44,899 0 0
TECHNOLOGY SELECT SECTOR SPDR FUND ETF 81369Y803 2,439 19,185 SH   SOLE 0 19,184 0 0
STARBUCKS CORP COM Stock 855244109 201 2,632 SH   SOLE 0 2,632 0 0
JOHNSON & JOHNSON COM Stock 478160104 925 5,212 SH   SOLE 0 5,212 0 0
PROCTER AND GAMBLE CO COM Stock 742718109 478 3,327 SH   SOLE 0 3,327 0 0
VANGUARD REAL ESTATE ETF ETF 922908553 353 3,874 SH   SOLE 0 3,873 0 0
SPDR S&P 500 ETF ETF 78462F103 15,175 40,225 SH   SOLE 0 40,224 0 0
MASTERCARD INCORPORATED CL A Stock 57636Q104 662 2,099 SH   SOLE 0 2,099 0 0
ILLINOIS TOOL WKS INC COM Stock 452308109 387 2,121 SH   SOLE 0 2,121 0 0
EMERSON ELEC CO COM Stock 291011104 325 4,090 SH   SOLE 0 4,090 0 0
ISHARES TIPS BOND ETF ETF 464287176 650 5,707 SH   SOLE 0 5,707 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104 451 8,894 SH   SOLE 0 8,894 0 0
PEPSICO INC COM Stock 713448108 451 2,704 SH   SOLE 0 2,703 0 0
KIMBERLY-CLARK CORP COM Stock 494368103 285 2,108 SH   SOLE 0 2,108 0 0
US BANCORP DEL COM NEW Stock 902973304 2,283 49,617 SH   SOLE 0 49,617 0 0
HOME DEPOT INC COM Stock 437076102 1,156 4,213 SH   SOLE 0 4,213 0 0
AUTOMATIC DATA PROCESSING INC COM Stock 053015103 783 3,727 SH   SOLE 0 3,727 0 0
SCHWAB U.S. SMALL-CAP ETF ETF 808524607 243 6,244 SH   SOLE 0 6,244 0 0
SCHWAB U.S. BROAD MARKET ETF ETF 808524102 259 5,869 SH   SOLE 0 5,869 0 0
SCHWAB U.S. LARGE-CAP ETF ETF 808524201 221 4,957 SH   SOLE 0 4,957 0 0
SCHWAB U.S. LARGE-CAP GROWTH ETF ETF 808524300 539 9,303 SH   SOLE 0 9,303 0 0
ISHARES S&P SMALL-CAP FUND ETF 464287804 1,453 15,725 SH   SOLE 0 15,724 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 834 3,056 SH   SOLE 0 3,056 0 0
VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND ETF 92206C409 229 3,002 SH   SOLE 0 3,002 0 0
ALPHABET INC CAP STK CL A Stock 02079K305 333 153 SH   SOLE 0 153 0 0
INTUIT COM Stock 461202103 214 554 SH   SOLE 0 554 0 0
MICROSOFT CORP COM Stock 594918104 3,165 12,324 SH   SOLE 0 12,323 0 0
NEXTERA ENERGY INC COM Stock 65339F101 741 9,564 SH   SOLE 0 9,564 0 0
TESLA INC COM Stock 88160R101 566 841 SH   SOLE 0 841 0 0
VANGUARD HEALTH CARE INDEX FUND ETF 92204A504 375 1,591 SH   SOLE 0 1,591 0 0
FINANCIAL SELECT SECTOR SPDR FUND ETF 81369Y605 304 9,680 SH   SOLE 0 9,680 0 0
SCHWAB U.S. LARGE-CAP VALUE ETF ETF 808524409 450 7,204 SH   SOLE 0 7,203 0 0
SCHWAB U.S. REIT ETF ETF 808524847 469 22,258 SH   SOLE 0 22,258 0 0
SCHWAB U.S. MID-CAP ETF ETF 808524508 2,141 34,135 SH   SOLE 0 34,134 0 0
SCHWAB 1-5 YEAR CORPORATE BOND ETF ETF 808524714 470 9,902 SH   SOLE 0 9,902 0 0
ISHARES RUSSELL 2000 ETF ETF 464287655 2,941 17,367 SH   SOLE 0 17,367 0 0
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797 1,889 26,367 SH   SOLE 0 26,366 0 0
VISA INC COM CL A Stock 92826C839 276 1,403 SH   SOLE 0 1,403 0 0
ISHARES MSCI USA MIN VOL FACTOR ETF ETF 46429B697 474 6,754 SH   SOLE 0 6,754 0 0
VANGUARD VALUE INDEX FUND ETF 922908744 2,494 18,914 SH   SOLE 0 18,913 0 0
VANGUARD GROWTH INDEX FUND ETF 922908736 1,516 6,800 SH   SOLE 0 6,799 0 0
ISHARES U.S. TREASURY BOND ETF ETF 46429B267 589 24,630 SH   SOLE 0 24,630 0 0
META PLATFORMS INC CL A Stock 30303M102 239 1,482 SH   SOLE 0 1,482 0 0
ISHARES U.S. TRANSPORTATION ETF ETF 464287192 627 2,947 SH   SOLE 0 2,947 0 0
NVIDIA CORPORATION COM Stock 67066G104 837 5,522 SH   SOLE 0 5,522 0 0
ABBVIE INC COM Stock 00287Y109 1,074 7,012 SH   SOLE 0 7,011 0 0
FLEXSHARES QUALITY DIVIDEND INDEX FUND ETF 33939L860 222 4,382 SH   SOLE 0 4,382 0 0
VANGUARD TOTAL INTERNATIONAL BOND ETF ETF 92203J407 201 4,053 SH   SOLE 0 4,053 0 0
ISHARES MSCI USA MOMENTUM FACTOR ETF ETF 46432F396 294 2,153 SH   SOLE 0 2,153 0 0
FIDELITY MSCI HEALTH CARE INDEX ETF ETF 316092600 1,153 19,002 SH   SOLE 0 19,001 0 0
ISHARES S&P 500 GROWTH ETF ETF 464287309 710 11,767 SH   SOLE 0 11,767 0 0
ISHARES CORE S&P 500 ETF ETF 464287200 238 627 SH   SOLE 0 627 0 0
JPMORGAN CHASE & CO COM Stock 46625H100 907 8,053 SH   SOLE 0 8,052 0 0
ISHARES 5-10 YEAR INVESTMENT GRADE CORPORATE BOND ETF ETF 464288638 446 8,728 SH   SOLE 0 8,728 0 0
CHEVRON CORP NEW COM Stock 166764100 372 2,567 SH   SOLE 0 2,567 0 0
SPDR S&P DIVIDEND ETF ETF 78464A763 3,799 32,009 SH   SOLE 0 32,008 0 0
WALMART INC COM Stock 931142103 255 2,096 SH   SOLE 0 2,096 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 237 5,696 SH   SOLE 0 5,695 0 0
VANGUARD HIGH DIVIDEND YIELD ETF ETF 921946406 3,431 33,738 SH   SOLE 0 33,737 0 0
PFIZER INC COM Stock 717081103 429 8,179 SH   SOLE 0 8,178 0 0
CATERPILLAR INC COM Stock 149123101 299 1,674 SH   SOLE 0 1,674 0 0
ALPHABET INC CAP STK CL C Stock 02079K107 547 250 SH   SOLE 0 250 0 0
AMGEN INC COM Stock 031162100 274 1,128 SH   SOLE 0 1,128 0 0
ISHARES S&P SMALL-CAP 600 VALUE ETF ETF 464287879 2,144 24,083 SH   SOLE 0 24,083 0 0
ISHARES CORE TOTAL USD BOND MARKET ETF ETF 46434V613 701 14,970 SH   SOLE 0 14,970 0 0
VANGUARD MEGA CAP GROWTH ETF ETF 921910816 895 4,927 SH   SOLE 0 4,926 0 0
EXXON MOBIL CORP COM Stock 30231G102 434 5,064 SH   SOLE 0 5,064 0 0
UNITEDHEALTH GROUP INC COM Stock 91324P102 236 459 SH   SOLE 0 459 0 0
SOUTHWEST AIRLS CO COM Stock 844741108 253 7,004 SH   SOLE 0 7,004 0 0
NOVO-NORDISK A S ADR ADR 670100205 403 3,618 SH   SOLE 0 3,618 0 0
ISHARES S&P MIDCAP FUND ETF 464287507 4,363 19,285 SH   SOLE 0 19,285 0 0
APPLE INC COM Stock 037833100 5,209 38,097 SH   SOLE 0 38,097 0 0
ABBOTT LABS COM Stock 002824100 211 1,941 SH   SOLE 0 1,941 0 0
DISNEY WALT CO COM Stock 254687106 474 5,016 SH   SOLE 0 5,016 0 0