The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P MCP ETF 464287507 5,627 20,939 SH   SOLE 0 0 0 20,939
ISHARES TR CORE S&P SCP ETF 464287804 1,331 11,784 SH   SOLE 0 0 0 11,784
ISHARES TR SP SMCP600VL ETF 464287879 2,261 21,450 SH   SOLE 0 0 0 21,450
ISHARES TR CORE S&P500 ETF 464287200 270 627 SH   SOLE 0 0 0 627
ISHARES TR S&P 500 GRWT ETF 464287309 856 11,767 SH   SOLE 0 0 0 11,767
ISHARES TR RUSSELL 2000 ETF 464287655 4,264 18,590 SH   SOLE 0 0 0 18,590
SPDR S&P 500 ETF TR TR UNIT 78462F103 18,339 42,842 SH   SOLE 0 0 0 42,842
AMAZON COM INC COM 023135106 2,879 837 SH   SOLE 0 0 0 837
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 812 2,923 SH   SOLE 0 0 0 2,923
EMERSON ELEC CO COM 291011104 422 4,390 SH   SOLE 0 0 0 4,390
BOEING CO COM 097023105 209 873 SH   SOLE 0 0 0 873
INVESCO QQQ TR UNIT SER 1 46090E103 16,060 45,311 SH   SOLE 0 0 0 45,311
AMGEN INC COM 031162100 275 1,129 SH   SOLE 0 0 0 1,129
ABBOTT LABS COM 002824100 225 1,941 SH   SOLE 0 0 0 1,941
ILLINOIS TOOL WKS INC COM 452308109 698 3,121 SH   SOLE 0 0 0 3,121
DISNEY WALT CO COM 254687106 1,239 7,050 SH   SOLE 0 0 0 7,050
SEMPRA ENERGY COM 816851109 310 2,340 SH   SOLE 0 0 0 2,340
US BANCORP DEL COM NEW 902973304 2,827 49,617 SH   SOLE 0 0 0 49,617
JOHNSON & JOHNSON COM 478160104 953 5,786 SH   SOLE 0 0 0 5,786
PFIZER INC COM 717081103 342 8,725 SH   SOLE 0 0 0 8,725
CHEVRON CORP NEW COM 166764100 283 2,698 SH   SOLE 0 0 0 2,698
MICROSOFT CORP COM 594918104 4,050 14,951 SH   SOLE 0 0 0 14,951
AT&T INC COM 00206R102 284 9,864 SH   SOLE 0 0 0 9,864
LOCKHEED MARTIN CORP COM 539830109 290 766 SH   SOLE 0 0 0 766
PEPSICO INC COM 713448108 338 2,279 SH   SOLE 0 0 0 2,279
VERIZON COMMUNICATIONS INC COM 92343V104 638 11,388 SH   SOLE 0 0 0 11,388
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 345 9,400 SH   SOLE 0 0 0 9,400
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 3,092 20,939 SH   SOLE 0 0 0 20,939
BK OF AMERICA CORP COM 060505104 310 7,520 SH   SOLE 0 0 0 7,520
STARBUCKS CORP COM 855244109 293 2,619 SH   SOLE 0 0 0 2,619
AUTOMATIC DATA PROCESSING IN COM 053015103 769 3,870 SH   SOLE 0 0 0 3,870
EXXON MOBIL CORP COM 30231G102 1,001 15,874 SH   SOLE 0 0 0 15,874
WALMART INC COM 931142103 336 2,386 SH   SOLE 0 0 0 2,386
PROCTER AND GAMBLE CO COM 742718109 464 3,436 SH   SOLE 0 0 0 3,436
GENERAL ELECTRIC CO COM 369604103 168 12,511 SH   SOLE 0 0 0 12,511
KIMBERLY-CLARK CORP COM 494368103 293 2,188 SH   SOLE 0 0 0 2,188
HOME DEPOT INC COM 437076102 1,497 4,694 SH   SOLE 0 0 0 4,694
MCDONALDS CORP COM 580135101 216 934 SH   SOLE 0 0 0 934
JPMORGAN CHASE & CO COM 46625H100 2,279 14,653 SH   SOLE 0 0 0 14,653
SOUTHWEST AIRLS CO COM 844741108 599 11,280 SH   SOLE 0 0 0 11,280
INTUIT COM 461202103 282 575 SH   SOLE 0 0 0 575
NEXTERA ENERGY INC COM 65339F101 728 9,929 SH   SOLE 0 0 0 9,929
APPLE INC COM 037833100 5,651 41,258 SH   SOLE 0 0 0 41,258
CATERPILLAR INC COM 149123101 329 1,512 SH   SOLE 0 0 0 1,512
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 310 5,713 SH   SOLE 0 0 0 5,713
NETFLIX INC COM 64110L106 324 614 SH   SOLE 0 0 0 614
NVIDIA CORPORATION COM 67066G104 1,231 1,539 SH   SOLE 0 0 0 1,539
ISHARES TR TRANS AVG ETF 464287192 898 3,456 SH   SOLE 0 0 0 3,456
NOVO-NORDISK A S ADR 670100205 312 3,726 SH   SOLE 0 0 0 3,726
ALPHABET INC CAP STK CL A 02079K305 386 158 SH   SOLE 0 0 0 158
VANGUARD INDEX FDS VALUE ETF 922908744 1,259 9,161 SH   SOLE 0 0 0 9,161
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 443 1,793 SH   SOLE 0 0 0 1,793
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 402 3,951 SH   SOLE 0 0 0 3,951
VANGUARD INDEX FDS GROWTH ETF 922908736 2,044 7,127 SH   SOLE 0 0 0 7,127
SPDR SER TR S&P DIVID ETF 78464A763 4,259 34,829 SH   SOLE 0 0 0 34,829
MASTERCARD INCORPORATED CL A 57636Q104 687 1,882 SH   SOLE 0 0 0 1,882
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,508 18,359 SH   SOLE 0 0 0 18,359
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 4,090 39,042 SH   SOLE 0 0 0 39,042
MERCADOLIBRE INC COM 58733R102 221 142 SH   SOLE 0 0 0 142
ISHARES TR ISHS 5-10YR INVT 464288638 540 8,928 SH   SOLE 0 0 0 8,928
VANGUARD WORLD FD MEGA GRWTH IND 921910816 507 2,191 SH   SOLE 0 0 0 2,191
VISA INC COM CL A 92826C839 354 1,513 SH   SOLE 0 0 0 1,513
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 1,016 9,963 SH   SOLE 0 0 0 9,963
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 293 2,814 SH   SOLE 0 0 0 2,814
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 295 2,840 SH   SOLE 0 0 0 2,840
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 252 3,041 SH   SOLE 0 0 0 3,041
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 331 3,180 SH   SOLE 0 0 0 3,180
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 691 4,738 SH   SOLE 0 0 0 4,738
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 418 6,111 SH   SOLE 0 0 0 6,111
TESLA INC COM 88160R101 646 950 SH   SOLE 0 0 0 950
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 4,150 81,017 SH   SOLE 0 0 0 81,017
SHOPIFY INC CL A 82509L107 216 148 SH   SOLE 0 0 0 148
SCHWAB STRATEGIC TR US REIT ETF 808524847 550 12,011 SH   SOLE 0 0 0 12,011
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 2,159 27,578 SH   SOLE 0 0 0 27,578
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,826 24,149 SH   SOLE 0 0 0 24,149
ISHARES TR MSCI USA MIN VOL 46429B697 501 6,805 SH   SOLE 0 0 0 6,805
SPDR SER TR PORTFOLIO SH TSR 78468R101 8,224 268,419 SH   SOLE 0 0 0 268,419
FACEBOOK INC CL A 30303M102 424 1,220 SH   SOLE 0 0 0 1,220
ABBVIE INC COM 00287Y109 851 7,558 SH   SOLE 0 0 0 7,558
FLEXSHARES TR QUALT DIVD IDX 33939L860 246 4,382 SH   SOLE 0 0 0 4,382
ISHARES TR MSCI USA MMENTM 46432F396 379 2,186 SH   SOLE 0 0 0 2,186
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 240 4,198 SH   SOLE 0 0 0 4,198
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 1,244 19,525 SH   SOLE 0 0 0 19,525
ALPHABET INC CAP STK CL C 02079K107 732 292 SH   SOLE 0 0 0 292