The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P MCP ETF 464287507 5,390 20,709 SH   SOLE 0 0 0 20,709
ISHARES TR CORE S&P SCP ETF 464287804 924 8,515 SH   SOLE 0 0 0 8,515
ISHARES TR SP SMCP600VL ETF 464287879 2,207 21,911 SH   SOLE 0 0 0 21,911
ISHARES TR CORE S&P500 ETF 464287200 265 667 SH   SOLE 0 0 0 667
ISHARES TR S&P 500 GRWT ETF 464287309 749 11,500 SH   SOLE 0 0 0 11,500
ISHARES TR RUSSELL 2000 ETF 464287655 3,981 18,020 SH   SOLE 0 0 0 18,020
SPDR S&P 500 ETF TR TR UNIT 78462F103 16,434 41,466 SH   SOLE 0 0 0 41,466
AMAZON COM INC COM 023135106 2,494 806 SH   SOLE 0 0 0 806
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 775 3,033 SH   SOLE 0 0 0 3,033
EMERSON ELEC CO COM 291011104 391 4,330 SH   SOLE 0 0 0 4,330
BOEING CO COM 097023105 295 1,158 SH   SOLE 0 0 0 1,158
INVESCO QQQ TR UNIT SER 1 46090E103 14,287 44,770 SH   SOLE 0 0 0 44,770
AMGEN INC COM 031162100 282 1,134 SH   SOLE 0 0 0 1,134
ABBOTT LABS COM 002824100 241 2,011 SH   SOLE 0 0 0 2,011
ILLINOIS TOOL WKS INC COM 452308109 691 3,121 SH   SOLE 0 0 0 3,121
DISNEY WALT CO COM 254687106 1,168 6,328 SH   SOLE 0 0 0 6,328
SEMPRA ENERGY COM 816851109 266 2,010 SH   SOLE 0 0 0 2,010
US BANCORP DEL COM NEW 902973304 2,744 49,617 SH   SOLE 0 0 0 49,617
JOHNSON & JOHNSON COM 478160104 940 5,719 SH   SOLE 0 0 0 5,719
PFIZER INC COM 717081103 316 8,731 SH   SOLE 0 0 0 8,731
CHEVRON CORP NEW COM 166764100 260 2,477 SH   SOLE 0 0 0 2,477
MICROSOFT CORP COM 594918104 3,318 14,072 SH   SOLE 0 0 0 14,072
AT&T INC COM 00206R102 327 10,789 SH   SOLE 0 0 0 10,789
LOCKHEED MARTIN CORP COM 539830109 304 824 SH   SOLE 0 0 0 824
PEPSICO INC COM 713448108 315 2,229 SH   SOLE 0 0 0 2,229
VERIZON COMMUNICATIONS INC COM 92343V104 672 11,559 SH   SOLE 0 0 0 11,559
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 320 9,400 SH   SOLE 0 0 0 9,400
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 2,392 18,009 SH   SOLE 0 0 0 18,009
BK OF AMERICA CORP COM 060505104 306 7,900 SH   SOLE 0 0 0 7,900
STARBUCKS CORP COM 855244109 280 2,563 SH   SOLE 0 0 0 2,563
AUTOMATIC DATA PROCESSING IN COM 053015103 729 3,870 SH   SOLE 0 0 0 3,870
EXXON MOBIL CORP COM 30231G102 886 15,874 SH   SOLE 0 0 0 15,874
WALMART INC COM 931142103 347 2,557 SH   SOLE 0 0 0 2,557
PROCTER AND GAMBLE CO COM 742718109 458 3,379 SH   SOLE 0 0 0 3,379
GENERAL ELECTRIC CO COM 369604103 181 13,761 SH   SOLE 0 0 0 13,761
KIMBERLY-CLARK CORP COM 494368103 304 2,188 SH   SOLE 0 0 0 2,188
HOME DEPOT INC COM 437076102 1,327 4,346 SH   SOLE 0 0 0 4,346
MCDONALDS CORP COM 580135101 209 934 SH   SOLE 0 0 0 934
JPMORGAN CHASE & CO COM 46625H100 2,131 13,996 SH   SOLE 0 0 0 13,996
SOUTHWEST AIRLS CO COM 844741108 580 9,492 SH   SOLE 0 0 0 9,492
INTUIT COM 461202103 212 554 SH   SOLE 0 0 0 554
NEXTERA ENERGY INC COM 65339F101 869 11,499 SH   SOLE 0 0 0 11,499
APPLE INC COM 037833100 7,936 64,967 SH   SOLE 0 0 0 64,967
CATERPILLAR INC COM 149123101 344 1,484 SH   SOLE 0 0 0 1,484
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 306 5,873 SH   SOLE 0 0 0 5,873
NETFLIX INC COM 64110L106 320 614 SH   SOLE 0 0 0 614
NVIDIA CORPORATION COM 67066G104 703 1,317 SH   SOLE 0 0 0 1,317
ISHARES TR TRANS AVG ETF 464287192 676 2,624 SH   SOLE 0 0 0 2,624
NOVO-NORDISK A S ADR 670100205 244 3,618 SH   SOLE 0 0 0 3,618
ALPHABET INC CAP STK CL A 02079K305 334 162 SH   SOLE 0 0 0 162
VANGUARD INDEX FDS VALUE ETF 922908744 1,202 9,141 SH   SOLE 0 0 0 9,141
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 525 2,294 SH   SOLE 0 0 0 2,294
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 363 3,950 SH   SOLE 0 0 0 3,950
VANGUARD INDEX FDS GROWTH ETF 922908736 1,919 7,466 SH   SOLE 0 0 0 7,466
SPDR SER TR S&P DIVID ETF 78464A763 3,956 33,515 SH   SOLE 0 0 0 33,515
MASTERCARD INCORPORATED CL A 57636Q104 607 1,706 SH   SOLE 0 0 0 1,706
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,540 18,737 SH   SOLE 0 0 0 18,737
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 3,633 35,935 SH   SOLE 0 0 0 35,935
MERCADOLIBRE INC COM 58733R102 219 149 SH   SOLE 0 0 0 149
ISHARES TR ISHS 5-10YR INVT 464288638 529 8,928 SH   SOLE 0 0 0 8,928
VANGUARD WORLD FD MEGA GRWTH IND 921910816 454 2,190 SH   SOLE 0 0 0 2,190
VISA INC COM CL A 92826C839 324 1,532 SH   SOLE 0 0 0 1,532
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 464 4,553 SH   SOLE 0 0 0 4,553
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 270 2,787 SH   SOLE 0 0 0 2,787
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 273 2,840 SH   SOLE 0 0 0 2,840
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 251 3,041 SH   SOLE 0 0 0 3,041
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 315 3,159 SH   SOLE 0 0 0 3,159
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 615 4,737 SH   SOLE 0 0 0 4,737
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 398 6,098 SH   SOLE 0 0 0 6,098
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 494 8,030 SH   SOLE 0 0 0 8,030
TESLA INC COM 88160R101 560 838 SH   SOLE 0 0 0 838
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 3,366 65,608 SH   SOLE 0 0 0 65,608
SCHWAB STRATEGIC TR US REIT ETF 808524847 511 12,443 SH   SOLE 0 0 0 12,443
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,727 23,200 SH   SOLE 0 0 0 23,200
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,556 21,332 SH   SOLE 0 0 0 21,332
ISHARES TR MSCI USA MIN VOL 46429B697 471 6,805 SH   SOLE 0 0 0 6,805
SPDR SER TR PORTFOLIO SH TSR 78468R101 7,556 246,446 SH   SOLE 0 0 0 246,446
FACEBOOK INC CL A 30303M102 363 1,232 SH   SOLE 0 0 0 1,232
ABBVIE INC COM 00287Y109 685 6,328 SH   SOLE 0 0 0 6,328
FLEXSHARES TR QUALT DIVD IDX 33939L860 234 4,382 SH   SOLE 0 0 0 4,382
ISHARES TR MSCI USA MMENTM 46432F396 352 2,186 SH   SOLE 0 0 0 2,186
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 243 4,246 SH   SOLE 0 0 0 4,246
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 761 12,905 SH   SOLE 0 0 0 12,905
ALPHABET INC CAP STK CL C 02079K107 598 289 SH   SOLE 0 0 0 289