The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P MCP ETF 464287507 3,963 21,386 SH   SOLE 0 0 0 21,386
ISHARES TR SP SMCP600VL ETF 464287879 1,369 11,184 SH   SOLE 0 0 0 11,184
ISHARES TR CORE S&P500 ETF 464287200 211 627 SH   SOLE 0 0 0 627
ISHARES TR S&P 500 GRWT ETF 464287309 664 2,875 SH   SOLE 0 0 0 2,875
ISHARES TR RUSSELL 2000 ETF 464287655 2,675 17,858 SH   SOLE 0 0 0 17,858
SPDR S&P 500 ETF TR TR UNIT 78462F103 14,036 41,911 SH   SOLE 0 0 0 41,911
AMAZON COM INC COM 023135106 2,500 794 SH   SOLE 0 0 0 794
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 766 3,595 SH   SOLE 0 0 0 3,595
EMERSON ELEC CO COM 291011104 288 4,390 SH   SOLE 0 0 0 4,390
INVESCO QQQ TR UNIT SER 1 46090E103 11,910 42,866 SH   SOLE 0 0 0 42,866
AMGEN INC COM 031162100 288 1,134 SH   SOLE 0 0 0 1,134
ABBOTT LABS COM 002824100 238 2,191 SH   SOLE 0 0 0 2,191
ILLINOIS TOOL WKS INC COM 452308109 622 3,221 SH   SOLE 0 0 0 3,221
DISNEY WALT CO COM DISNEY 254687106 717 5,780 SH   SOLE 0 0 0 5,780
SEMPRA ENERGY COM 816851109 222 1,876 SH   SOLE 0 0 0 1,876
US BANCORP DEL COM NEW 902973304 1,780 49,652 SH   SOLE 0 0 0 49,652
JOHNSON & JOHNSON COM 478160104 847 5,689 SH   SOLE 0 0 0 5,689
PFIZER INC COM 717081103 330 8,996 SH   SOLE 0 0 0 8,996
CHEVRON CORP NEW COM 166764100 229 3,186 SH   SOLE 0 0 0 3,186
MICROSOFT CORP COM 594918104 2,673 12,709 SH   SOLE 0 0 0 12,709
AT&T INC COM 00206R102 353 12,372 SH   SOLE 0 0 0 12,372
LOCKHEED MARTIN CORP COM 539830109 349 910 SH   SOLE 0 0 0 910
PEPSICO INC COM 713448108 323 2,328 SH   SOLE 0 0 0 2,328
VERIZON COMMUNICATIONS INC COM 92343V104 741 12,455 SH   SOLE 0 0 0 12,455
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 237 9,850 SH   SOLE 0 0 0 9,850
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,346 11,532 SH   SOLE 0 0 0 11,532
BK OF AMERICA CORP COM 060505104 205 8,494 SH   SOLE 0 0 0 8,494
STARBUCKS CORP COM 855244109 220 2,563 SH   SOLE 0 0 0 2,563
AUTOMATIC DATA PROCESSING IN COM 053015103 540 3,870 SH   SOLE 0 0 0 3,870
EXXON MOBIL CORP COM 30231G102 563 16,404 SH   SOLE 0 0 0 16,404
WALMART INC COM 931142103 285 2,037 SH   SOLE 0 0 0 2,037
PROCTER AND GAMBLE CO COM 742718109 469 3,377 SH   SOLE 0 0 0 3,377
GENERAL ELECTRIC CO COM 369604103 86 13,761 SH   SOLE 0 0 0 13,761
KIMBERLY CLARK CORP COM 494368103 323 2,188 SH   SOLE 0 0 0 2,188
HOME DEPOT INC COM 437076102 970 3,493 SH   SOLE 0 0 0 3,493
MCDONALDS CORP COM 580135101 249 1,134 SH   SOLE 0 0 0 1,134
JPMORGAN CHASE & CO COM 46625H100 1,247 12,958 SH   SOLE 0 0 0 12,958
NEXTERA ENERGY INC COM 65339F101 809 2,915 SH   SOLE 0 0 0 2,915
APPLE INC COM 037833100 5,983 51,662 SH   SOLE 0 0 0 51,662
CATERPILLAR INC DEL COM 149123101 221 1,484 SH   SOLE 0 0 0 1,484
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 251 5,795 SH   SOLE 0 0 0 5,795
NETFLIX INC COM 64110L106 307 614 SH   SOLE 0 0 0 614
NVIDIA CORPORATION COM 67066G104 651 1,203 SH   SOLE 0 0 0 1,203
NOVO-NORDISK A S ADR 670100205 251 3,618 SH   SOLE 0 0 0 3,618
ALPHABET INC CAP STK CL A 02079K305 261 178 SH   SOLE 0 0 0 178
VANGUARD INDEX FDS VALUE ETF 922908744 971 9,288 SH   SOLE 0 0 0 9,288
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 534 2,618 SH   SOLE 0 0 0 2,618
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 330 4,182 SH   SOLE 0 0 0 4,182
VANGUARD INDEX FDS GROWTH ETF 922908736 1,869 8,210 SH   SOLE 0 0 0 8,210
VANGUARD WORLD FDS UTILITIES ETF 92204A876 1,162 9,000 SH   SOLE 0 0 0 9,000
SPDR SER TR S&P DIVID ETF 78464A763 3,604 39,004 SH   SOLE 0 0 0 39,004
MASTERCARD INCORPORATED CL A 57636Q104 384 1,137 SH   SOLE 0 0 0 1,137
ISHARES TR ISHS 1-5YR INVS 464288646 206 3,750 SH   SOLE 0 0 0 3,750
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,660 19,986 SH   SOLE 0 0 0 19,986
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 3,036 37,515 SH   SOLE 0 0 0 37,515
ISHARES TR ISHS 5-10YR INVT 464288638 543 8,928 SH   SOLE 0 0 0 8,928
VANGUARD WORLD FD MEGA GRWTH IND 921910816 462 2,490 SH   SOLE 0 0 0 2,490
VISA INC COM CL A 92826C839 286 1,432 SH   SOLE 0 0 0 1,432
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 245 3,043 SH   SOLE 0 0 0 3,043
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 253 3,055 SH   SOLE 0 0 0 3,055
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 226 3,308 SH   SOLE 0 0 0 3,308
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 545 4,734 SH   SOLE 0 0 0 4,734
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 322 6,175 SH   SOLE 0 0 0 6,175
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 499 8,030 SH   SOLE 0 0 0 8,030
TESLA INC COM 88160R101 475 1,107 SH   SOLE 0 0 0 1,107
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 2,182 42,367 SH   SOLE 0 0 0 42,367
SHOPIFY INC CL A 82509L107 237 232 SH   SOLE 0 0 0 232
SCHWAB STRATEGIC TR US REIT ETF 808524847 489 13,812 SH   SOLE 0 0 0 13,812
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 747 13,461 SH   SOLE 0 0 0 13,461
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 677 12,247 SH   SOLE 0 0 0 12,247
ISHARES TR MSCI USA MIN VOL 46429B697 432 6,783 SH   SOLE 0 0 0 6,783
PIMCO ETF TR ACTIVE BD ETF 72201R775 210 1,871 SH   SOLE 0 0 0 1,871
SPDR SER TR PORTFOLIO SH TSR 78468R101 6,809 221,790 SH   SOLE 0 0 0 221,790
FACEBOOK INC CL A 30303M102 349 1,332 SH   SOLE 0 0 0 1,332
ABBVIE INC COM 00287Y109 400 4,565 SH   SOLE 0 0 0 4,565
ISHARES TR MSCI USA MMENTM 46432F396 322 2,186 SH   SOLE 0 0 0 2,186
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 282 4,855 SH   SOLE 0 0 0 4,855
ALPHABET INC CAP STK CL C 02079K107 469 319 SH   SOLE 0 0 0 319