The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P MCP ETF 464287507 3,805 21,397 SH   SOLE 0 0 0 21,397
ISHARES TR SP SMCP600VL ETF 464287879 1,426 11,846 SH   SOLE 0 0 0 11,846
ISHARES TR S&P 500 GRWT ETF 464287309 597 2,875 SH   SOLE 0 0 0 2,875
ISHARES TR RUSSELL 2000 ETF 464287655 2,554 17,835 SH   SOLE 0 0 0 17,835
SPDR S&P 500 ETF TR TR UNIT 78462F103 13,124 42,562 SH   SOLE 0 0 0 42,562
AMAZON COM INC COM 023135106 1,964 712 SH   SOLE 0 0 0 712
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 619 3,465 SH   SOLE 0 0 0 3,465
EMERSON ELEC CO COM 291011104 266 4,290 SH   SOLE 0 0 0 4,290
BOEING CO COM 097023105 217 1,183 SH   SOLE 0 0 0 1,183
INVESCO QQQ TR UNIT SER 1 46090E103 10,611 42,854 SH   SOLE 0 0 0 42,854
AMGEN INC COM 031162100 267 1,134 SH   SOLE 0 0 0 1,134
ILLINOIS TOOL WKS INC COM 452308109 563 3,221 SH   SOLE 0 0 0 3,221
DISNEY WALT CO COM DISNEY 254687106 672 6,030 SH   SOLE 0 0 0 6,030
SEMPRA ENERGY COM 816851109 220 1,876 SH   SOLE 0 0 0 1,876
US BANCORP DEL COM NEW 902973304 1,828 49,652 SH   SOLE 0 0 0 49,652
JOHNSON & JOHNSON COM 478160104 735 5,225 SH   SOLE 0 0 0 5,225
PFIZER INC COM 717081103 204 6,246 SH   SOLE 0 0 0 6,246
CHEVRON CORP NEW COM 166764100 220 2,471 SH   SOLE 0 0 0 2,471
MICROSOFT CORP COM 594918104 2,019 9,922 SH   SOLE 0 0 0 9,922
AT&T INC COM 00206R102 405 13,409 SH   SOLE 0 0 0 13,409
LOCKHEED MARTIN CORP COM 539830109 332 910 SH   SOLE 0 0 0 910
PEPSICO INC COM 713448108 321 2,428 SH   SOLE 0 0 0 2,428
VERIZON COMMUNICATIONS INC COM 92343V104 703 12,753 SH   SOLE 0 0 0 12,753
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 251 10,865 SH   SOLE 0 0 0 10,865
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,119 10,713 SH   SOLE 0 0 0 10,713
BK OF AMERICA CORP COM 060505104 202 8,494 SH   SOLE 0 0 0 8,494
AUTOMATIC DATA PROCESSING IN COM 053015103 596 4,005 SH   SOLE 0 0 0 4,005
EXXON MOBIL CORP COM 30231G102 1,248 27,903 SH   SOLE 0 0 0 27,903
PROCTER AND GAMBLE CO COM 742718109 388 3,243 SH   SOLE 0 0 0 3,243
KIMBERLY CLARK CORP COM 494368103 309 2,188 SH   SOLE 0 0 0 2,188
HOME DEPOT INC COM 437076102 824 3,288 SH   SOLE 0 0 0 3,288
MCDONALDS CORP COM 580135101 225 1,218 SH   SOLE 0 0 0 1,218
JPMORGAN CHASE & CO COM 46625H100 1,189 12,643 SH   SOLE 0 0 0 12,643
NEXTERA ENERGY INC COM 65339F101 714 2,975 SH   SOLE 0 0 0 2,975
APPLE INC COM 037833100 4,394 12,045 SH   SOLE 0 0 0 12,045
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 231 5,841 SH   SOLE 0 0 0 5,841
NETFLIX INC COM 64110L106 279 614 SH   SOLE 0 0 0 614
NVIDIA CORPORATION COM 67066G104 340 895 SH   SOLE 0 0 0 895
NOVO-NORDISK A S ADR 670100205 237 3,618 SH   SOLE 0 0 0 3,618
ALPHABET INC CAP STK CL A 02079K305 252 178 SH   SOLE 0 0 0 178
VANGUARD INDEX FDS VALUE ETF 922908744 978 9,818 SH   SOLE 0 0 0 9,818
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 524 2,718 SH   SOLE 0 0 0 2,718
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 328 4,181 SH   SOLE 0 0 0 4,181
VANGUARD INDEX FDS GROWTH ETF 922908736 1,629 8,058 SH   SOLE 0 0 0 8,058
VANGUARD WORLD FDS UTILITIES ETF 92204A876 1,214 9,813 SH   SOLE 0 0 0 9,813
SPDR SER TR S&P DIVID ETF 78464A763 3,693 40,490 SH   SOLE 0 0 0 40,490
MASTERCARD INCORPORATED CL A 57636Q104 319 1,080 SH   SOLE 0 0 0 1,080
ISHARES TR SH TR CRPORT ETF 464288646 216 3,942 SH   SOLE 0 0 0 3,942
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,824 21,939 SH   SOLE 0 0 0 21,939
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 3,170 40,233 SH   SOLE 0 0 0 40,233
ISHARES TR INTRM TR CRP ETF 464288638 539 8,928 SH   SOLE 0 0 0 8,928
VANGUARD WORLD FD MEGA GRWTH IND 921910816 407 2,489 SH   SOLE 0 0 0 2,489
VISA INC COM CL A 92826C839 277 1,432 SH   SOLE 0 0 0 1,432
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 212 2,857 SH   SOLE 0 0 0 2,857
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 261 3,161 SH   SOLE 0 0 0 3,161
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 222 3,400 SH   SOLE 0 0 0 3,400
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 502 4,949 SH   SOLE 0 0 0 4,949
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 314 6,271 SH   SOLE 0 0 0 6,271
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 499 8,030 SH   SOLE 0 0 0 8,030
TESLA INC COM 88160R101 294 272 SH   SOLE 0 0 0 272
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 1,643 31,821 SH   SOLE 0 0 0 31,821
SHOPIFY INC CL A 82509L107 242 255 SH   SOLE 0 0 0 255
SCHWAB STRATEGIC TR US REIT ETF 808524847 488 13,863 SH   SOLE 0 0 0 13,863
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 698 13,261 SH   SOLE 0 0 0 13,261
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 644 12,439 SH   SOLE 0 0 0 12,439
ISHARES TR MSCI MIN VOL ETF 46429B697 411 6,783 SH   SOLE 0 0 0 6,783
SPDR SER TR PORTFOLIO SH TSR 78468R101 6,751 219,744 SH   SOLE 0 0 0 219,744
FACEBOOK INC CL A 30303M102 390 1,717 SH   SOLE 0 0 0 1,717
ABBVIE INC COM 00287Y109 448 4,563 SH   SOLE 0 0 0 4,563
ISHARES TR USA MOMENTUM FCT 46432F396 286 2,186 SH   SOLE 0 0 0 2,186
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 307 5,313 SH   SOLE 0 0 0 5,313
ALPHABET INC CAP STK CL C 02079K107 417 295 SH   SOLE 0 0 0 295